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U.S. Bank FlexPerks® Travel Rewards® Visa Signature® Card review

Please note: This card has been discontinued, and it is not available on our site.

  • Get this card if you spend heavily on airfare, gas or groceries.
  • Pick something else if you spend evenly throughout many categories.
  • Apply with an excellent credit score of 740 to 850.

Discontinued product

This card has been discontinued, and it is not available on our site. Compare other credit cards or take Finder's credit card quiz to find one that fits your needs.
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The perks

  • Annual fee: $0 intro annual fee for the first year.
    After this period, the card’s annual fee reverts to $49 a year.
  • Signup bonus: 25,000 FlexPoints.
    To earn this bonus, make $2,000 in eligible purchases with your card within the first 4 months of account opening. According to U.S. Bank, these FlexPoints are worth $375, or 1.5 cents each, in travel redemptions — such as flights, car rentals and hotel stays.

    You can also redeem FlexPoints for merchandise, gift cards, live events and statement credit. Some options may not give you a 1-cent-per-point value, which is standard across the credit card industry.

  • Rewards: Up to 2x points.
    Earn 2x points each billing cycle in one of three categories you’ve spent most in: airlines, gas stations or grocery stores. Earn 2x points on spending with cellular providers and charities, and 1x points on all other eligible spending.

You’ll also like …

  • $25 airline allowance on award travel.
    When you redeem FlexPoints for an award flight, you can be credited up to $25 for eligible purchases made with the carrier during your flight dates. To request the statement credit, call U.S. Bank Cardmember Services via the number on the back of your card. You must make the request within 90 days of your purchase.
  • No foreign transaction fees.
    Use this card to make purchases abroad with no extra fee.

What to watch out for

  • Annual fee: $49 after the first year.
    It’s possible to offset this fee if you use the card to earn enough rewards.

Compare travel credit cards

1 - 3 of 26
Name Product Welcome Offer Rewards Annual fee Filter values
Capital One Venture Rewards Credit Card
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023
$95
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months ​from account opening.
Capital One VentureOne Rewards Credit Card
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Earn unlimited 1.25x miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel.
$0
Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.
Southwest Rapid Rewards® Premier Credit Card
75,000 bonus points after spending $5,000 on purchases in the first 3 months
3x points on Southwest® purchases, 2x points on local transit and commuting, including rideshare, 2x points on internet, cable, phone services, and select streaming
$99
Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
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Bottom line

While other cards may offer stronger rewards, the U.S. Bank FlexPerks® Travel Rewards® Visa Signature® Card’s offers strong travel redemption options.

If you’re not sure this card is right for you, consider other travel credit cards.

Frequently asked questions

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Review by


Kevin Joey Chen was a credit cards, banking and investments writer for Finder. His work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com.

Expert review

The U.S. Bank FlexPerks® Travel Rewards® Visa Signature® Card offers strong rewards if you mostly spend on airlines, gas stations or grocery stores. The card’s rewards, signup bonus and FlexPoints value can also help you offset the cost of the annual fee.

However, you may earn stronger rewards with other cards if your spending largely goes to other categories or is evenly spread out.

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