Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

U.S. Bank Flexperks® Select+ American Express® Card review

Please note: This card has been discontinued, and it is not available on our site.

  • Get this card for rewards on travel with an intro APR on balance transfers and no annual fee.
  • Pick something else for accelerated points on specific categories.
  • Apply with a good to an excellent credit score of 670 or higher.

Discontinued product

This card has been discontinued, and it is not available on our site. Compare other credit cards or take Finder's credit card quiz to find one that fits your needs.
No reviews yet. Write a review

$150

Welcome offer

Up to 1x

Points

$0

Annual fee

15.49% to 25.49%

Purchase APR (variable)

How to apply for the U.S. Bank Flexperks® Select+ American Express® Card

Applying for the U.S. Bank Flexperks® Select+ American Express® Card is a straightforward process:

  1. At the U.S. Bank site, click on Credit cards along the header and select Travel rewards credit cards from the drop down menu.
  2. Scroll down and click on the U.S. Bank Flexperks® Select+ American Express® Card.
  3. Click apply now and fill out the information to complete your application.

To apply for a U.S. Bank Flexperks® Select+ American Express® Card, you’ll need:

  • Proof that you’re 18 years of age or older.
  • Proof of legal residency in the US.
  • Your Social Security number or individual Taxpayer Identification Number.

What credit score do I need?

To apply for the U.S. Bank Flexperks® Select+ American Express® Card, you’ll need a good to excellent credit score of 670 or higher.

Card benefits

  • Welcome offer.
    Spend $1,000 on purchases within 4 months of your account opening to earn 10,000 FlexPoints. According to the U.S. Bank website at the time of writing, that’s worth up to $150 when redeemed for airfare, hotel stays and car rentals.
  • FlexPoints.
    Earn 1x points on everything you buy. Each point is worth up to 2 cents depending on your redemption choice.
  • No annual fee.
    You won’t pay an annual fee to use this card.
  • Intro APR period on balance transfers.
    Balance transfers completed within 60 days of your account opening receive a 0% intro APR for 9 billing cycles. After that, a variable APR of 15.49% to 25.49% applies.

What to watch out for

  • No intro APR period on purchases.
    The card offers an intro APR period on balance transfers — but not on purchases. If you’re looking to make a large purchase and carry the balance without interest, look for a 0% intro APR credit card.
  • Foreign transaction fees.
    Despite offering solid redemption value on travel purchases, the card may not be a good traveling companion outside of the US. Purchases abroad come with a 3% fee on foreign currencies transactions or a 2% fee on transactions made in US dollars. If you often travel abroad, save money with a card that waives foreign transaction fees.
  • Low worldwide acceptance.
    Compared to Visa and Mastercards, this Flexperks Amex doesn’t offer the same level of coverage worldwide, meaning you might have some issues finding card acceptance abroad.

Compare travel credit cards

1 - 3 of 26
Name Product Welcome Offer Rewards Annual fee Filter values
Capital One Venture Rewards Credit Card
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023
$95
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months ​from account opening.
Capital One VentureOne Rewards Credit Card
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Earn unlimited 1.25x miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel.
$0
Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.
Southwest Rapid Rewards® Premier Credit Card
75,000 bonus points after spending $5,000 on purchases in the first 3 months
3x points on Southwest® purchases, 2x points on local transit and commuting, including rideshare, 2x points on internet, cable, phone services, and select streaming
$99
Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
loading

Compare up to 4 providers

Bottom line

If you’re looking for a U.S. Bank travel credit card, this one could be a good choice. You get a long intro APR period on balance transfers and high redemption value on travel purchases with no annual fee.

But other no-annual-fee travel credit cards can offer stronger rewards. To find the best fit for your spending and lifestyle, compare your travel card options.

Frequently asked questions

How much are FlexPoints worth?
The value of a single FlexPoint can vary from 1 cent up to 2 cents, depending on how you redeem it.

What can I redeem my FlexPoints for?
Redeem FlexPoints for:

  • Airfare, hotel stays and car rentals.
  • Merchandise.
  • Gift cards.
  • Statement credit.

What’s the minimum to redeem FlexPerks?
Most FlexPerks redemption options require 1,000 points. Select options require at least 5,000 points.

Avatar

Review by


Kliment Dukovski is a cryptocurrency and investments writer who has written over 700 articles to help readers find and compare the best financial options. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange and stock market trading.

Expert review

The U.S. Bank FlexPerks® Gold American Express® Card can be a great choice if you’re looking for a generous welcome offer and accelerated points at restaurants, gas stations and airlines.

You’ll also benefit from an airline allowance credit every time you redeem an award flight, a TSA PreCheck or Global entry fee credit and you won’t pay foreign transaction fees when traveling abroad.

Ask an expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our finder.com Terms of Use and Privacy and Cookies Policy.
Go to site