Finder may earn compensation from partners, but editorial opinions are our own. Advertiser Disclosure

U.S. Bank Flexperks® Select+ American Express® Card review

Please note: This card has been discontinued, and it is not available on our site.

  • Get this card for rewards on travel with an intro APR on balance transfers and no annual fee.
  • Pick something else for accelerated points on specific categories.
  • Apply with a good to an excellent credit score of 670 or higher.

Discontinued product

This card has been discontinued, and it is not available on our site. Compare other credit cards or take Finder's credit card quiz to find one that fits your needs.
No reviews yet. Write a review


Welcome offer

Up to 1x



Annual fee

15.49% to 25.49%

Purchase APR (variable)

How to apply for the U.S. Bank Flexperks® Select+ American Express® Card

Applying for the U.S. Bank Flexperks® Select+ American Express® Card is a straightforward process:

  1. At the U.S. Bank site, click on Credit cards along the header and select Travel rewards credit cards from the drop down menu.
  2. Scroll down and click on the U.S. Bank Flexperks® Select+ American Express® Card.
  3. Click apply now and fill out the information to complete your application.

To apply for a U.S. Bank Flexperks® Select+ American Express® Card, you’ll need the following:

  • Proof that you’re 18 years of age or older
  • Proof of legal residency in the US
  • Your Social Security number or individual Taxpayer Identification Number

What credit score do I need?

To apply for the U.S. Bank Flexperks® Select+ American Express® Card, you’ll need a good to excellent credit score of 670 or higher.

Card benefits

  • Welcome offer.
    Spend $1,000 on purchases within 4 months of your account opening to earn 10,000 FlexPoints. According to the U.S. Bank website at the time of writing, that’s worth up to $150 when redeemed for airfare, hotel stays and car rentals.
  • FlexPoints.
    Earn 1x points on everything you buy. Each point is worth up to 2 cents depending on your redemption choice.
  • No annual fee.
    You won’t pay an annual fee to use this card.
  • Intro APR period on balance transfers.
    Balance transfers completed within 60 days of your account opening receive a 0% intro APR for 9 billing cycles. After that, a variable APR of 15.49% to 25.49% applies.

What to watch out for

  • No intro APR period on purchases.
    The card offers an intro APR period on balance transfers — but not on purchases. If you’re looking to make a large purchase and carry the balance without interest, look for a 0% intro APR credit card.
  • Foreign transaction fees.
    Despite offering solid redemption value on travel purchases, the card may not be a good traveling companion outside of the US. Purchases abroad come with a 3% fee on foreign currencies transactions or a 2% fee on transactions made in US dollars. If you often travel abroad, save money with a card that waives foreign transaction fees.
  • Low worldwide acceptance.
    Compared to Visa and Mastercards, this Flexperks Amex doesn’t offer the same level of coverage worldwide, meaning you might have some issues finding card acceptance abroad.

Compare travel credit cards

Name Product Welcome Offer Rewards Annual fee Filter values
The Platinum Card® from American Express
100,000 points after spending $6,000 in your first 6 months, plus 10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 in combined eligible purchases in the same timeframe
10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 combined in the first 6 months, 5x points on prepaid hotels booked with American Express Travel, 5x points on directly-booked flights on up to $500,000 annually, then 1x points after that and on other eligible purchases

New Platinum Exclusive Offer

One of the most valuable premium travel cards, featuring two welcome offers worth up to $7,000 based on Finder's valuation, multiple travel credits and unrivaled lounge access. Terms apply, see rates & fees
American Express® Gold Card
60,000 points after spending $4,000 in the first 6 months
4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x points on directly-booked flights and 1x points on other eligible purchases

Rose Gold is Back

Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 based on our valuation with this upper-mid tier travel card. Terms apply, see rates & fees
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
50,000 miles after spending $2,500 in the first 3 months
2x miles on eligible American Airlines purchases, at gas stations and restaurants and 1x miles on all other purchases
$0 intro annual fee for the first year ($99 thereafter)
Earn 50,000 AAdvantage® bonus miles after you spend $2,500 in the first 3 months.

Compare up to 4 providers

Bottom line

If you’re looking for a U.S. Bank travel credit card, this one could be a good choice. You get a long intro APR period on balance transfers and high redemption value on travel purchases with no annual fee.

But other no-annual-fee travel credit cards can offer stronger rewards. To find the best fit for your spending and lifestyle, compare your travel card options.

Frequently asked questions


Review by

Kliment Dukovski is a credit cards and investments writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The U.S. Bank FlexPerks® Gold American Express® Card can be a great choice if you’re looking for a generous welcome offer and accelerated points at restaurants, gas stations and airlines.

You’ll also benefit from an airline allowance credit every time you redeem an award flight, a TSA PreCheck or Global entry fee credit and you won’t pay foreign transaction fees when traveling abroad.

Ask an expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use and Privacy and Cookies Policy.
Go to site