A range of cards that come with great reward potential.
U.S. Bank offers the variety of credit card options and cobranded cards you’d expect from the fifth largest commercial bank in the US.
However, it’s only in recent years that U.S. Bank has released especially attention-grabbing cards. Among them are several premier cards, such as the U.S. Bank Altitude Reserve Visa Infinite® Card, that offer standout reward opportunities or unique flexibility in the way you make the most of your card.
Compare U.S. Bank credit cards
Best U.S. Bank credit cards
Best travel rewards card: U.S. Bank FlexPerks® Travel Rewards® Visa Signature® Card
Best for business rewards: U.S. Bank Business Cash Rewards World Elite™ Mastercard®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
The U.S. Bank Visa® Platinum Card offers a longer than average introductory purchase APR and balance transfer APR. This period is a great opportunity for savings.
Best card for establishing credit: Harley-Davidson® Visa® Secured Card
U.S. Bank rewards program
U.S. Bank offers a rewards program called FlexPerks. By using certain cards, you can collect points called FlexPoints that you can redeem for rewards.
How can you redeem FlexPoints?
You can redeem your FlexPoints on a variety of purchases, including air travel, hotel stays, car rentals, gift cards, merchandise and statement credits on your account. Redeem them by signing into your U.S. Bank online banking account.
How much are FlexPoints worth?
The value of FlexPoints depend on what you’re redeeming them on. As of February 2019, the U.S. Bank site says the current value of FlexPoints when redeemed on travel is 1.5 cents per point.
Typical card features and benefits of a U.S. Bank card
- Cellphone protection. Receive coverage for cellphone theft or damage when you pay for your eligible cellphone service with your card.
- Fraud protection. U.S. Bank will send notifications of unusual card activity on your account.
- Free TransUnion credit score. Enroll in online banking to receive your TransUnion credit score at no cost.
- Visa Signature benefits. U.S. Bank Visa Signature cards can receive many of the benefits included with the program, including Visa Concierge service, additional fraud protection and travel insurance coverage.
- Online banking. You can manage most U.S. Bank cards online by signing up for their online banking service.
- Autopay. Set up your account to automatically make payments and avoid interest and late fees.
How to apply for a U.S. Bank card
You can apply for a U.S. Bank credit card in person or online. To apply online, simply head to the credit card section of the U.S. site, click on the card you’re interested in and then click the “Apply now” button on the credit card page.
To apply for a U.S. Bank credit card, you’ll need to be 18 years of age, a legal resident of the United States and have a Social Security Number or Individual Taxpayer Identification Number. You’ll also need to have the following information available:
- Personal information. Your full name, date of birth, Social Security Number, place of residence, phone number and email address.
- Income and employment information. You’ll need to provide U.S. Bank with information regarding your employment status, total annual income and the source of that income.
- If you’re applying for a secured card, you’ll also need to provide information on the account you’re using to fund your security deposit.
How does U.S. Bank keep my credit card information secure?
U.S. Bank uses many of the standard security measures available to protect your information from unauthorized access during and after the application process. Additionally, U.S. Bank protects you from liability for unauthorized online transactions. Full information on security and privacy can be found on U.S. Bank’s site.Back to top
Whether you’re rebuilding your credit, growing your business, looking for a no annual fee option or a premium reward card, you’ll find a competitive choice in most U.S. Bank credit card categories.
Compare other credit card categories to see how U.S. Bank stacks up and find the card that best suits your needs.Back to top