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finder.com’s rating: 4 / 5
★★★★★
75,000
Points as welcome offer
Up to 2x
Points
$0
Annual fee
for the first year ($95 thereafter)
0%
Intro purchase APR
for the first 20 billing cycles (then 16.74% to 21.74% variable)
Annual fee | $0 intro annual fee for the first year ($95 thereafter) |
---|---|
Welcome offer | 75,000 points after spending $7,500 in the first 4 months |
Rewards | 2x points in the two categories you spend the most in each month and 1x points on all other purchases |
Purchase APR | 0% intro for the first 20 billing cycles (then 16.74% to 21.74% variable) |
Balance transfer APR | 0% intro for the first 20 billing cycles (then 12.24% to 21.24% variable) |
Minimum Credit Score | 740 |
Issuer | Visa |
Review by
Steven Dashiell is Senior Writer, Personal Finance at Finder specializing in all things credit cards. With more than 300 articles under his belt, he aims to help readers embrace credit cards and maximize their rewards. Steve is studying to become a Certified Educator in Personal Finance, and is a frequent face on Finder’s YouTube channel, offering the latest in credit card hacks and advice. His expertise has been featured on numerous outlets, including U.S. News & World Report, NASDAQ, Time, CBS, Fox Business, Lifehacker, Martha Stewart Living and more.
The U.S. Bank Business Leverage® Visa Signature® Card sports an impressive 50 reward-earning categories and serves as something of a niche card pick for growing businesses. It offers a signup bonus worth $750 in cash back and an intro annual fee of $0.
Certainly, the number of earning categories are impressive. The modular nature of the bonus means you’ll almost always be getting the most returns possible on your spending. Given that the card determines your top earning categories each month, this makes it a great card for growing your business or expanding in new areas.
In the end, the U.S. Bank Business Leverage® Visa Signature® Card could be a useful card choice for the right business. However, if you prefer better value from fewer spending categories, there are better business options available.
Consider applying for this card with an excellent credit score of 740 or higher.
The U.S. Bank Business Leverage® Visa Signature® Card is a good choice if you’re looking for a huge selection of reward categories useful for business spending needs.
However, the average reward rates of the card means there are better choices for pure value, particularly if you’ll be spending in bonus categories offered by other cards such as gas stations, travel or office supply stores. Compare available business cards and weigh your needs to find the best card for you.
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Our team evaluates credit cards to determine their value against similar cards on the market.
We rank card types — travel, cash back, business — on a set of factors that are most relevant to that type of card. We create these rankings to help you narrow down a credit card that best suits your spending and budget.