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United℠ Business Card review

Kevin Joey Chen
Kevin Joey Chen
Last updated:  

Please note: This card has been discontinued, and it is not available on our site.

  • Get this card if you often fly with United Airlines.
  • Pick something else if you prefer other airlines.
  • Apply with a good to an excellent credit score of 670 or higher for the best chances of approval.

Card benefits

  • Signup bonus.
    Earn 60,000 bonus miles once you spend $3,000 in your first 3 months of card membership — one of the highest bonuses you can earn with a credit card.
  • United miles.
    Earn 2x miles on United purchases — including United flights, in-flight food and beverages and Wi-Fi. You’ll get 2x miles on local transit and commuting, such as taxi, mass transit, tolls and rideshares, 2x miles at gas stations, office supply stores and restaurants, and 1x mile on all other purchases.
  • Anniversary bonus miles.
    Pair this card with a personal United credit card, and you’ll get 5,000 bonus miles each year on your card anniversary. This perk halves the card’s annual fee.
  • Earn annual travel credit.
    Purchase seven flights worth $100 or more and get a $100 travel credit each year.
  • United perks.
    Priority boarding, first checked bag free, two United Club one-time passes every year and 25% back as a statement credit on United inflight purchases.

What to watch out for

  • Annual fee.
    The card comes with a $99 annual fee. If you fly United, you can easily offset this fee.
  • No intro APR period.
    This card doesn’t offer a 0% intro APR period on purchases or balance transfers. If this is a perk you need, consider other credit cards.

How to apply for the United Business Card

  1. Go to the provider's site and click Apply now.
  2. Fill out the application form.
  3. Review the form and submit.

What credit score do I need?

Increase your chances of approval with a good to excellent credit score of 670 or higher.

Compare business credit cards

Data indicated here is updated regularly
Name Product Rewards Purchase APR Annual fee
Brex for Startups
Brex for Startups
7x points on rideshares, 4x on Brex Travel, 3x at restaurants, 2x on software subscriptions and 1x points on all other purchases
N/A
$0
The first corporate card for startups. No personal liability or security deposit needed, meaning your personal credit score won't be affected.
Apply now
View details
Brex for Ecommerce
Brex for Ecommerce
N/A
N/A
$0
60-day interest-free financing for e-commerce businesses.
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Universal Premium Mastercard®
Universal Premium Mastercard®
3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network
27.24% variable
Up to $120
Earn 3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network.
Apply now
View details
BP Business Solutions Mastercard®
BP Business Solutions Mastercard®
Up to 6 cents per gallon on fuel and 3.5 cents per gallon on diesel depending on number of gallons purchased per month
27.24% variable
Up to $120
Up to 6 cents per gallon on fuel and 3.5 cents per gallon on diesel depending on number of gallons purchased per month.
Apply now
View details
ARCO Business Solutions Fuel Card
ARCO Business Solutions Fuel Card
18.24% to 27.24% variable
Up to $180
The ARCO Business Solutions Fuel Card gives your drivers access to greater performance with high quality fuels at ARCO locations. The card provides fleet managers with detailed reporting and individual spending controls for each and every driver.
Apply now
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Compare up to 4 providers

Bottom line

The United℠ Business Card can be a valuable option for your business if you occasionally or frequently fly United Airlines. Not only do you get to earn a generous signup bonus, but you get to earn accelerated reward points on a variety of categories. Plus you get United Airlines perks that can save you money.

But if you prefer other airlines or if you don’t want to be locked with a single airline, compare other business travel credit cards.

Frequently asked questions

Expert review

Kevin Joey Chen

Review by

Kevin Joey Chen is a credit cards writer whose work and analysis have appeared on CNN, U.S. News & World Report, The Dallas Morning News, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order and expertly navigate the cutting-edge financial tools available -- including credit cards, apps and budgeting software.

Expert review

The United℠ Business Card is a solid option with a $99 annual fee, a massive signup bonus worth around $600 and 2x miles on a variety of categories, including local transit and purchases made at restaurants, gas stations, office supply stores and purchases on United Airlines.

You’ll also get other useful perks such as priority boarding, first checked bag free, and additional cards for employees at no extra cost. Employee spending can earn miles for your account, and you can also earn miles by pairing this card with a personal United credit card.

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