Umpqua Bank routing numbers
Find the correct numbers to set up payments, transfers and autopay in the US and worldwide.
Umpqua Bank uses different routing numbers depending on several factors, including payment type and the transaction's origin or destination. You'll need this eight to 11-digit code so that banks can locate your account and process transactions like checks, automatic payments, online payments and money transfers in the US and worldwide. Learn how to find the exact routing number you need for your Umpqua Bank account.
Which Umpqua Bank routing number do I need?The routing number you need to send or receive money through Umpqua Bank depends on whether your payment or transfer is domestic or international.
|Transaction||Type of routing number||Umpqua Bank code|
|Payments and debits between US accounts||ACH routing number||123205054|
|Wire payments between US accounts||Domestic wire transfer number||123205054|
|Wire payments to an international account||SWIFT code||UMPQUS6P|
Umpqua Bank ACH transfer routing numberThe ACH routing number for Umpqua Bank is 123205054. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.
Umpqua Bank wire transfer routing numberThe routing number for US wire transfers through Umpqua Bank is 123205054. You can use this same number to receive international wire transfers to your Umpqua Bank account.
Umpqua Bank SWIFT codeThe SWIFT code for international wire transfers through Umpqua Bank is UMPQUS6P. SWIFT codes are a unique combination of letters and numbers that identify specific banks and financial institutions around the globe. Codes indicate four pieces of information used to exchange money internationally between accounts:
- The bank's name
- Its country code
- Its main headquarters
- A particular branch
How to confirm the routing number for Umpqua Bank on your ownLook at a paper check associated with your Umpqua Bank account to find the routing and account numbers for your account.
Other ways to confirm the correct Umpqua Bank routing number include:
- Call your bank. Your local Umpqua Bank branch or toll-free support line can provide you with routing numbers.
- Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
- Search Fedwire. Use your name, city or state to look up routing numbers for Umpqua Bank or double-check the one you have is correct.
Can routing numbers for Umpqua Bank change?Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While Umpqua Bank is headquartered in Portland, services or branches in states outside of Oregon may require a different routing number. Confirm routing numbers with a Umpqua Bank agent if you're not sure.
Bottom lineRouting numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how Umpqua Bank and other financial institutions use these codes to manage your money in our guide to routing numbers.
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