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500
Points as welcome offer
Up to 2x
Points
$0
Annual fee
27.49%
Purchase APR (variable)
Product Name | Ultamate Rewards Credit Card |
---|---|
Card type | Store card |
Annual fee | $0 |
Purchase APR | 27.49% variable |
Balance transfer APR | N/A |
Foreign transaction fee | 3% of the transaction value |
Interest free period | Up to 25 days |
Late payment fee | Up to $40 |
Returned payment fee | Up to $40 |
Review by
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
Apply with a good to an excellent credit score of 670 or higher to increase the chances of approval for the Mastercard version. Otherwise, apply with a lower credit score for the store-branded card.
Redeem points | Dollars off Ulta Beauty purchases |
---|---|
100 | $3.00 |
250 | $8.00 |
500 | $17.50 |
750 | $30.00 |
1000 | $50.00 |
2000 | $125.00 |
The Ultamate Rewards Credit Card’s strongest feature is the 2x points on Ulta Beauty purchases. This may not seem like much, but the more points you earn, the higher the redemption value. If you spend more than $400 at Ulta Beauty, you can get a value of more than 7% back.
But before you apply, compare other rewards credit cards to be aware of the options and make the best choice for you.