{"id":99580,"date":"2018-04-05T17:06:10","date_gmt":"2018-04-05T16:06:10","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=99580"},"modified":"2026-04-08T15:21:36","modified_gmt":"2026-04-08T14:21:36","slug":"moneybox","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox","title":{"rendered":"Moneybox app review"},"content":{"rendered":"<style>\n#user-review-promo { display: none; position: fixed; height: 100vh; width: 100vw; background: rgba(255, 255, 255, 1); top: 0; left: 0; z-index: 79; }\n#user-review-promo-content { position: absolute; top: 50%; transform: translate(-50%, -50%); padding: 10px; max-width: 40em; text-align: center; left: 50%; width: 100%; }\n#user-review-promo-element { font-size: 1.2em; }\n#user-review-promo-rating-stars { display: flex; flex-direction: row-reverse; justify-content: center; font-size: 2em; color: #9e9e9e; }\n#user-review-promo-rating-stars span { font-size: 2.3rem; }\n#user-review-promo-rating-stars span:hover { cursor: pointer; }\n#user-review-promo-rating-stars .luna-stars::before, #user-review-promo-rating-stars .luna-stars::after { content: \"\\2605\" !important; }\n#user-review-promo-rating-stars .luna-stars::after { width: 0%; }\n#user-review-promo-rating-stars .luna-stars:hover::after { width: 100%; }\n#user-review-promo-rating-stars span.luna-stars:hover~span::after { width: 100%; }\n#user-review-promo-user, #user-review-promo-review, #user-review-promo-btn,\n#user-review-promo-members { display: none; transition: 1s all; opacity: 0; }\n#user-review-promo-close { font-size: 1.5em; text-align: right; padding-right: 0.5em; }\n#user-review-promo-close:hover { cursor: pointer; }\n#user-review-promo-core { display: none; }\n.lds-facebook { display: inline-block; position: relative; width: 80px; height: 80px; }\n.lds-facebook div { display: inline-block; position: absolute; left: 8px; width: 16px; background: #2ea8ff; animation: lds-facebook 1s cubic-bezier(0, 0.5, 0.5, 1) infinite; }\n.lds-facebook div:nth-child(1) { left: 8px; animation-delay: -0.24s; }\n.lds-facebook div:nth-child(2) { left: 32px; animation-delay: -0.12s; }\n.lds-facebook div:nth-child(3) { left: 56px; animation-delay: 0; }\n@keyframes lds-facebook { 0% { top: 8px; height: 64px; } 50%, 100% { top: 24px; height: 32px; } }\n<\/style>\n\n\n\n<div id=\"user-review-promo\">\n<div id=\"user-review-promo-content\">\n<div id=\"user-review-promo-close\" style=\"display: none\">x<\/div>\n\n<div id=\"review-loader\" class=\"lds-facebook\"><div><\/div><div><\/div><div><\/div><\/div>\n\n<div id=\"user-review-promo-core\">\n<img decoding=\"async\" id=\"user-review-promo-img\" src=\"\" style=\"max-width: 200px;\" loading=\"lazy\">\n<p class=\"u-italic text-xxx-large\">Leave a review<\/p>\n<p id=\"user-review-promo-copy\" class=\"u-border--b u-border--normal u-border--solid has-padding-bottom-small\"><\/p>\n\n<div id=\"user-review-promo-element\" class=\"has-margin-small\">\n<div id=\"user-review-promo-rating\">\n<div id=\"user-review-promo-rating-copy\"><\/div>\n<div id=\"user-review-promo-rating-stars\">\n<span id=\"star1\" class=\"reviewstar luna-stars luna-stars--yellow\" data-rating=\"5\">\u2605<\/span>\n<span id=\"star2\" class=\"reviewstar luna-stars luna-stars--yellow\" data-rating=\"4\">\u2605<\/span>\n<span id=\"star3\" class=\"reviewstar luna-stars luna-stars--yellow\" data-rating=\"3\">\u2605<\/span>\n<span id=\"star4\" class=\"reviewstar luna-stars luna-stars--yellow\" data-rating=\"2\">\u2605<\/span>\n<span id=\"star5\" class=\"reviewstar luna-stars luna-stars--yellow\" data-rating=\"1\">\u2605<\/span>\n<\/div>\n<\/div>\n<div id=\"user-review-promo-review\">\n<p class=\"has-margin-bottom-xsmall\">Your review<\/p>\n<p id=\"user-review-promo-review-description\" style=\"font-size: .8em;\"><\/p>\n<textarea id=\"user-review-promo-review-text\" class=\"luna-input review\" style=\"width: 100%; min-height: 100px;\"><\/textarea>\n<\/div>\n<div id=\"user-review-promo-user\">\n<div class=\"luna-form__group\"><div class=\"luna-form__field\"><label class=\"luna-label required\" style=\"display: none;\">Your Name<\/label><input id=\"user-review-promo-name\" class=\"luna-input\" type=\"text\" placeholder=\"Your Name (Required)\" required=\"\" style=\"width: 100%\"><\/div><\/div>\n<div class=\"luna-form__group\"><div class=\"luna-form__field\"><label class=\"luna-label required\" style=\"display: none;\">Email<\/label><input id=\"user-review-promo-email\" class=\"luna-input\" type=\"text\" placeholder=\"Your Email (Required)\" required=\"\" style=\"width: 100%;\"><div id=\"user-promo-email-field-error\" style=\"font-size: .8em; margin-top: .5em; margin-bottom: 0\"><\/div><\/div><\/div>\n<div id=\"optin\" class=\"luna-form__group text-left\"><div class=\"luna-form__field\"><div class=\"luna-form__selectionGroup\"><div class=\"luna-form__selection\"><input class=\"luna-checkbox\" type=\"checkbox\" id=\"check-1c\" name=\"checkGroup\" aria-describedby=\"check-error-1c\"><label class=\"luna-label\" for=\"check-1c\">\n<div style=\"font-size: 18px;\">Sign up for expert money tips + the chance to win \u00a3400!<\/div>\n<div style=\"font-size: 14px;\">By signing up you agree to receive emails from Finder and to the <a href=\"https:\/\/www.finder.com\/uk\/privacy-policy\">privacy policy<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\">terms &amp; conditions<\/a>.<\/div><\/label><\/div><\/div><\/div><\/div>\n<\/div>\n<button id=\"user-review-promo-btn\" class=\"luna-button luna-button--success luna-button--fluid\" type=\"submit\">Next<\/button>\n\n<div id=\"user-review-promo-members\">\n\n          \n<p id=\"user-review-partner-return\" style=\"font-size: .9em; display: none\">\n<\/p><div class=\"has-margin-bottom-small\">Thanks for your review.<\/div>\n<a href=\"https:\/\/www.moneyboxapp.com\/\" class=\"luna-button luna-button--primary\">Return to Moneybox<\/a>\n\n                \n<\/div>\n<\/div>\n\n<p>Read Terms and Conditions <a href=\"\/uk\/terms-of-use\">here<\/a><\/p>\n\n<\/div>\n\n<\/div>\n<\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<script>\n\n\n\n\nfunction isEmail(email) {\nvar regex = \/^(([^<>()\\[\\]\\\\.,;:\\s@\"]+(\\.[^<>()\\[\\]\\\\.,;:\\s@\"]+)*)|(\".+\"))@((\\[[0-9]{1,3}\\.[0-9]{1,3}\\.[0-9]{1,3}\\.[0-9]{1,3}])|(([a-zA-Z\\-0-9]+\\.)+[a-zA-Z]{2,}))$\/;\nreturn regex.test(email);\n}\n\n\n\n\nlet params = new URLSearchParams(window.location.search);\nlet reviewCheck = params.get('review');\nlet optinCheck = params.get('optin');\nlet sessionData = sessionStorage.getItem( window.location.href.split('?')[0] );\nif (reviewCheck == 1) {\ndocument.getElementById(\"user-review-promo\").style.display = \"block\";\ndocument.body.style.overflow = \"hidden\";\n}\nif (optinCheck == 0) {\ndocument.getElementById(\"optin\").style.display = \"none\";\n}\n\n\n\n\nwindow.addEventListener('load', function () {\nconst user_review_step = params.get('step');\n\n\n\n\ndocument.addEventListener(\"DOMContentLoaded\", function(event) {\nvar currentCookie = {};\ndocument.cookie.replace(\/([^=;]+)=([^;]*)\/gi, function(m,key,value) {currentCookie[key.replace(\/(^s+|s+$)\/g,'')] = value.replace(\/(^s+|s+$)\/g,'');});\n});\n\n\n\n\nlet user_review_rating = 5;\nlet user_review_name = '';\nlet user_review_description = '';\nlet user_review_email = '';\nlet user_review_screen = 0;\nif (reviewCheck == 1 || sessionData == 1) {\n\nconsole.log(\"Showing user review\");\n$(\"#user-review-promo\").css(\"display\", \"block\");\n$(\"body\").css(\"overflow\", \"hidden\");\n$(\"#review-loader\").css(\"display\", \"none\");\n$(\"#user-review-promo-core\").css(\"display\", \"block\");\nconst user_review_url = '\/wp-json\/finder\/v1\/user-reviews\/reviews';\nconst user_review_data_json = (document.getElementById(\"user-ratings\").dataset.summary);\nconst user_review_data = JSON.parse(user_review_data_json);\n\n\n\n\n$(\"#user-review-promo-rating-copy\").html(\"How would you rate \" + window.decodeURIComponent(user_review_data[\"reviewableName\"]) + \"?\");\n$(\"#user-review-promo-copy\").html(\"Used \" + window.decodeURIComponent(user_review_data[\"reviewableName\"]) + \"? Share your view on Finder to help others make a great choice, and you could win \" + '&pound;400!');\n$(\"#user-review-promo-review-description\").html(\"Tell us about your experience with \" + window.decodeURIComponent(user_review_data[\"reviewableName\"]) + \". What did you like or dislike? What are the pros and cons? What should other people know?\");\n\n\n\n\nvar prvdrimg = '';\nif ( $(\".compare-logo\").length ) {\n$(\"#user-review-promo-img\").attr(\"src\", $(\".compare-logo\").data(\"src\"));\n} else if ( $(\".standardMasthead__image\").length ) {\n$(\"#user-review-promo-img\").attr(\"src\", $(\".standardMasthead__image img\").attr(\"src\"));\n} else if ( $(\".creditCardMasthead__picture_wrapper img\").length ) {\n$(\"#user-review-promo-img\").attr(\"src\", $(\".creditCardMasthead__picture_wrapper img\").attr(\"src\"));\n} else if ( $(\".product-card__image-wrapper img\").length ) {\n$(\"#user-review-promo-img\").attr(\"src\", $(\".product-card__image-wrapper img\").attr(\"src\"));\n} else if ( prvdrimg.length ) {\n$(\"#user-review-promo-img\").attr(\"src\", prvdrimg);\n} else {\n$(\"#user-review-promo-img\").css(\"display\", \"none\");\n}\n\n\n\n\nif (user_review_step == \"complete\" || sessionData == 1) {\nif (sessionData == 1) { sessionStorage.removeItem(window.location.href.split('?')[0]); }\n$(\"#user-review-promo-rating\").css(\"display\", \"none\");\n$(\"#user-review-promo-close\").css(\"display\", \"block\");               \n$(\"#user-review-promo-close\").click(function(){ window.location.href='\/uk\/'; })\n$(\"#user-review-promo-members\").css(\"display\", \"block\");\n$(\"#user-review-promo-members\").css(\"opacity\", \"1\");\nif ( $(\"#user-review-promo-partner-return\").length ) {\n$(\"#user-review-partner-return\").appendTo(\"#user-review-promo-partner-return\");\n$(\"#user-review-partner-return\").css(\"display\", \"block\");\n}           \n}\n\n\n\n\n$(\".reviewstar\").each(function(index) {\n$(this).on(\"click\", function(){\n$(\"#user-review-promo-rating\").css(\"display\", \"none\");\nuser_review_rating = $(this).data(\"rating\");\n$(\"#user-review-promo-review\").css(\"display\", \"block\");\n$(\"#user-review-promo-btn\").css(\"display\", \"block\");\nsetTimeout(function() {\n$(\"#user-review-promo-review\").css(\"opacity\", \"1\");\n$(\"#user-review-promo-btn\").css(\"opacity\", \"1\");\n}, 1)\n});\n});\n\n\n\n\n$(\"#user-review-promo-btn\").click(function(){\n\n\nif (user_review_screen == 0) {\nuser_review_screen++;\nuser_review_description = $(\"#user-review-promo-review-text\").val();\n$(\"#user-review-promo-review\").css(\"display\", \"none\");\n$(\"#user-review-promo-btn\").css(\"display\", \"none\");\n$(\"#user-review-promo-btn\").css(\"opacity\", \"0\");\n$(\"#user-review-promo-btn\").css(\"display\", \"block\");\n$(\"#user-review-promo-user\").css(\"display\", \"block\");\n$(\"#user-review-promo-btn\").text(\"Submit\");\nsetTimeout(function() {\n$(\"#user-review-promo-user\").css(\"opacity\", \"1\");\n$(\"#user-review-promo-btn\").css(\"opacity\", \"1\");\n}, 1)\n\n\n} else if (user_review_screen == 1) {\nuser_review_name = $(\"#user-review-promo-name\").val();\nuser_review_email = $(\"#user-review-promo-email\").val();\nif (user_review_email != \"\" && user_review_name != \"\" && isEmail(user_review_email)) {\nuser_review_screen++;\n$(\"#user-review-promo-user\").css(\"display\", \"none\");\n$(\"#user-review-promo-btn\").css(\"display\", \"none\");\n$(\"#user-review-promo-members\").css(\"display\", \"block\");                     \nif ( $(\"#user-review-promo-partner-return\").length ) {\n$(\"#user-review-partner-return\").appendTo(\"#user-review-promo-partner-return\");\n$(\"#user-review-partner-return\").css(\"display\", \"block\");\n}\nsetTimeout(function() {\n$(\"#user-review-promo-members\").css(\"opacity\", \"1\");\n}, 1)\npostReview();\n} else {\nif (!isEmail(user_review_email)) {\n$(\"#user-promo-email-field-error\").html(\"Please enter a valid email.\");\n}\n}\n}\n\n});\n\n\n            \n\n\n\n\nfunction postReview() {\nvar requestBody = {\n'displayName': user_review_name,\n'headline': 'User review',\n'review': user_review_description,\n'email': user_review_email,\n'location': user_review_data.countryCode,\n'rating': user_review_rating,\n'shortNicheCode': user_review_data.shortNicheCode,\n'nicheCode': user_review_data.niche,\n'countryCode': user_review_data.countryCode,\n'reviewableName': user_review_data.reviewableName,\n'productApiId': user_review_data.productApiId,\n'reviewableId': user_review_data.reviewableId,\n'entityType': user_review_data.entityType,\n'recordType': user_review_data.recordType,\n'blogId' : user_review_data.blogId\n};\nconsole.log(requestBody);\ntry {\nconst response = fetch(user_review_url, {\nmethod: 'POST',\nheaders: {\n'Accept': 'application\/json',\n'Content-Type': 'application\/json'\n},\nbody: JSON.stringify(requestBody),\n})\n} catch (error) { console.log(error); }\n\n\ntry {\nmembersSdk.getUserNotes().then(notes => {\nconst existingIdsReviewed = notes.filter(note => note.fieldName === 'idsreviewed').reverse()[0]?.value || \"\";\nvar fldval = existingIdsReviewed + user_review_data.productApiId + \",\";\nlet recordUserReview = new CustomEvent(\"SavePrefillValue\", {\ndetail: {\nkey: \"idsreviewed\",\nvalue: fldval,\nisGlobal: true\n}\n});\nwindow.dispatchEvent(recordUserReview);\nvar trackingParams = {};\ntrackingParams.signUpUrl = window.location.href;\ndocument.dispatchEvent(\nnew CustomEvent('ga4.track', {\ndetail: {\nname: \"formSubmitted\",\nparams: {\nformFields: {\n\"eventName\": \"reviewSubmitted\",\n\"niche\": user_review_data.niche,\n\"productId\": user_review_data.productApiId,\n\"productName\": user_review_data.reviewableName,\n\"title\": user_review_name, \n\"text\": user_review_description,\n\"country\": \"uk\",\n\"url\": window.location.href, \n\"rating\": user_review_rating,\n\"reviewableId\": user_review_data.reviewableId,\n\"idsReviewed\": fldval,\n}\n},\n}\n})\n);\n}).catch(error => { console.error('Failed to fetch notes:', error); });\n} catch (error) { console.log('Error during processing:', error); }\n\n\nvar optin = document.getElementById(\"check-1c\").checked;\nif (optin == true) {\nvar email = document.getElementById(\"user-review-promo-email\").value;\ngetSignUpPayload(email);\n} else if (optinCheck == 0) {\nvar email = document.getElementById(\"user-review-promo-email\").value;\ngetSegmentReviewEventPayload(email);\n}\n\n}\n\n\n\n\n}\n});\n\n\n\n\n\nfunction getSegmentReviewEventPayload(email) {\nvar trackingParams = {};\ndocument.cookie.split(';').forEach((a) => {if(a.includes(\"__futm_data=\")){trackingParams = JSON.parse(decodeURI(a.split(\"=\")[1]).replaceAll('%3A',':').replaceAll('%2C',','))}});\ntrackingParams.signUpUrl = window.location.href;\nsegmentReviewEvent(email,trackingParams);\n};\n\nfunction getSignUpPayload(email) {\nvar trackingParams = {};\ndocument.cookie.split(';').forEach((a) => {if(a.includes(\"__futm_data=\")){trackingParams = JSON.parse(decodeURI(a.split(\"=\")[1]).replaceAll('%3A',':').replaceAll('%2C',','))}});\ntrackingParams.signUpUrl = window.location.href;\nsegmentSignUp(email,trackingParams);\nsendJoinWaitlistGAEvent();\n};\n\nfunction segmentReviewEvent(email,trackingParams) {\nvar email = document.getElementById(\"user-review-promo-email\").value;\nfunction trackSegmentBE(email) {\nvar endpointUrl = \"\/wp-json\/notification-service-proxy\/v1\/track\";\nvar params = {\neventName: \"formSubmitted\",\nemail: email,\npayload: {\nsubmitNiche: 'UKFST',\nsubmitUrl: window.location.href,\nsubmitDomainCountry: 'uk',\nsubmitForm: 'userReview',\n},\n};\nvar result = fetch(endpointUrl, {\nmethod: \"POST\",\nheaders: {\n\"Content-Type\": \"application\/x-www-form-urlencoded\",\n},\nbody: $.param(params),\n});\n}\ntrackSegmentBE(email);\nreturn true;\n};\n\nfunction segmentSignUp(email,trackingParams) {\nvar email = document.getElementById(\"user-review-promo-email\").value;\nvar phoneNumber = '';\nfunction trackSegmentBE(email) {\nvar endpointUrl = \"\/wp-json\/notification-service-proxy\/v1\/track\";\nvar params = {\neventName: \"newsletterSubscribed\",\nemail: email,\npayload: {\nsubmitNiche: 'UKFST',\nsubmitUrl: window.location.href,\nsubmitDomainCountry: 'uk',\nsubmitForm: 'userReview',\n},\n};\nvar result = fetch(endpointUrl, {\nmethod: \"POST\",\nheaders: {\n\"Content-Type\": \"application\/x-www-form-urlencoded\",\n},\nbody: $.param(params),\n});\n}\ntrackSegmentBE(email);\n$(\"#user-review-partner-return\").css(\"display\", \"block\");\nreturn true;\n};\n\nfunction sendJoinWaitlistGAEvent() {\nif (window.ga === undefined) { return; }\nwindow.ga('send', 'event', 'ukfin email signup floater', 'signed up', null, undefined, { nonInteraction: false });\n}\n\n\n<\/script><h2 id=\"section_heading_9f37ee1ff8\" class=\"section-heading\">\n            How we rated Moneybox's investment features\n    <\/h2>\n<table id=\"best\" class=\"luna-table\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Feature<\/th><th scope=\"col\">Rating<\/th><th scope=\"col\">Details<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Fees<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.8<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><td>Moneybox offers excellent value and is quite a cheap platform across the board.<\/td><\/tr><tr><th scope=\"row\">Investment choice<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--standard\">\n<span class=\"score__value\">6.9<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--standard\">\nStandard\n<\/span>\n<\/span>\n\n<\/td><td>It offers a decent choice of investments but is limited compared to some other platforms.<\/td><\/tr><tr><th scope=\"row\">Safety and security<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.5<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><td>Moneybox offers a secure and safe place for people to invest.<\/td><\/tr><tr><th scope=\"row\">Account types and products<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">10<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><td>Moneybox scores flawlessly, covering all account types.<\/td><\/tr><tr><th scope=\"row\">Ease of use<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.9<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><td>Moneybox offers a well-rounded investing experience that most customers seem happy with.<\/td><\/tr><tr><th scope=\"row\">Tools, resources and features<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--standard\">\n<span class=\"score__value\">6.7<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--standard\">\nStandard\n<\/span>\n<\/span>\n\n<\/td><td>With simplicity at its core, Moneybox is lacking in some additional investing tools and resources.<\/td><\/tr><\/tbody><\/table><p>Moneybox is a saving and investing platform that\u2019s quickly becoming a fan favourite across the UK. It might look tidy and cute, but it\u2019s an app that packs quite a punch. <\/p><p>There\u2019s a lot going for Moneybox and like a fine wine, it only seems to be maturing with age. Find out what we thought about the features, fees, accounts and much more when it comes to investing with Moneybox.<\/p><h3>What is Moneybox?<\/h3><p>Moneybox is a saving and investing app that aims to make both of these things a seamless part of your everyday life.<\/p><p>With as little as \u00a31, you can invest in top <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/invest-in-us-stocks\">US stocks<\/a>, <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/ready-made-investment-portfolios\">ready-made portfolios<\/a> or <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/how-to-invest-in-index-funds\">index funds<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/exchange-traded-funds-etfs\">exchange-traded-funds (ETFs)<\/a> for a broad approach.<\/p><p>By connecting your bank card to the Moneybox app, you can set up an investment account from your mobile phone in a couple of minutes. This gives those with little or no investment experience an easy starting point.<\/p><div class=\"eeQuote box u-rounded--lg source-finder type-experience\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 25.3187C10.8637 26.7253 9.2092 27.4286 7.21127 27.4286C5.15091 27.4286 3.43394 26.7253 2.06036 25.3187C0.686788 23.9121 0 21.8661 0 19.1808C0 16.3037 0.749223 13.043 2.24767 9.3986C3.74611 5.75424 5.83769 2.62138 8.52241 0L13.1114 3.54845ZM30.8762 3.54845C29.8148 5.01898 28.9095 6.64935 28.1602 8.43956C27.411 10.2298 27.0052 11.8282 26.9428 13.2348C28.5036 13.8102 29.7211 14.6733 30.5952 15.8242C31.5317 16.975 32 18.3816 32 20.044C32 22.0899 31.3132 23.8482 29.9396 25.3187C28.6285 26.7253 26.974 27.4286 24.976 27.4286C22.9157 27.4286 21.1987 26.7253 19.8251 25.3187C18.4516 23.9121 17.7648 21.8661 17.7648 19.1808C17.7648 16.3037 18.514 13.043 20.0124 9.3986C21.5109 5.75424 23.6025 2.62138 26.2872 0L30.8762 3.54845Z\" fill=\"#232320\"><\/path>\n<\/svg>\n            <\/div>\n\n                            <figure class=\"eeQuote__photo\">\n                    <img decoding=\"async\" alt=\"George Sweeney, DipFA's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\">\n                <\/figure>\n\n                                    <div class=\"eeQuote__finderLozenge\">\n  <div class=\"eeQuote__finderLozenge--desktop\">\n    <svg width=\"19\" height=\"12\" viewbox=\"0 0 19 12\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n      <path d=\"M13.0023 0.332947H0.333008V5.99998C0.333008 9.12984 2.87019 11.667 6.00004 11.667C7.32857 11.667 8.55054 11.2075 9.51614 10.4384L9.55942 10.505C10.5117 11.2342 11.707 11.667 12.9989 11.667C16.1288 11.667 18.666 9.12984 18.666 5.99998C18.666 2.87013 16.1288 0.332947 12.9989 0.332947H13.0023Z\" fill=\"white\"><\/path>\n      <path d=\"M15.4225 2.71353C15.0196 2.71353 14.6434 2.8667 14.3137 3.12974C14.5834 3.33951 14.7632 3.66248 14.7632 4.03207C14.7632 4.6647 14.2505 5.17746 13.6178 5.17746C13.4813 5.17746 13.3548 5.15083 13.2316 5.10754C13.175 5.39056 13.145 5.69023 13.145 5.99988C13.145 7.81453 14.1639 9.28956 15.4225 9.28956C16.6811 9.28956 17.7 7.81786 17.7 5.99988C17.7 4.1819 16.6811 2.71021 15.4225 2.71021V2.71353Z\" fill=\"#232320\"><\/path>\n      <path d=\"M13.0022 0H0V6C0 9.30966 2.69034 12 6 12C7.30522 12 8.51054 11.5771 9.49612 10.8679C10.5216 11.6071 11.727 12 12.9989 12C16.3085 12 18.9989 9.30966 18.9989 6C18.9989 2.69034 16.3085 0 12.9989 0H13.0022ZM0.665927 6.00333V0.669256H6C8.94007 0.669256 11.3341 3.06326 11.3341 6.00333C11.3341 8.9434 8.94007 11.3374 6 11.3374C3.05993 11.3374 0.665927 8.9434 0.665927 6.00333ZM13.0022 11.3374C11.9301 11.3374 10.9145 11.0244 10.0355 10.4317C11.2408 9.33296 12.0033 7.75805 12.0033 6C12.0033 3.67592 10.6748 1.66149 8.73696 0.665927H13.0022C15.9423 0.665927 18.3363 3.05993 18.3363 6C18.3363 8.94007 15.9423 11.3341 13.0022 11.3341V11.3374Z\" fill=\"#232320\"><\/path>\n      <path d=\"M8.4242 2.71353C8.02131 2.71353 7.64506 2.8667 7.31543 3.12974C7.58513 3.33951 7.76493 3.66248 7.76493 4.03207C7.76493 4.6647 7.25217 5.17746 6.61954 5.17746C6.48302 5.17746 6.3565 5.15083 6.2333 5.10754C6.1767 5.39056 6.14673 5.69023 6.14673 5.99988C6.14673 7.81453 7.1656 9.28956 8.4242 9.28956C9.6828 9.28956 10.7017 7.81786 10.7017 5.99988C10.7017 4.1819 9.6828 2.71021 8.4242 2.71021V2.71353Z\" fill=\"#232320\"><\/path>\n    <\/svg>\n\n    <svg width=\"47\" height=\"12\" viewbox=\"0 0 47 12\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n      <path d=\"M1.98383 0.568634L-0.00195312 11.7797H2.78274L3.50933 7.6438H7.43815L7.8787 5.19116H3.94988L4.31482 3.10018H8.26008L8.71049 0.568634H1.98383Z\" fill=\"white\"><\/path>\n      <path d=\"M11.0319 2.84716C11.433 2.84716 11.7881 2.68935 12.084 2.38031C12.3831 2.07126 12.5344 1.72934 12.5344 1.36112C12.5344 0.992891 12.4062 0.670694 12.1497 0.404389C11.8933 0.134796 11.5711 0 11.1897 0C10.7919 0 10.4335 0.151235 10.1311 0.450417C9.82531 0.7496 9.67407 1.10467 9.67407 1.50249C9.67407 1.87071 9.80558 2.18962 10.0587 2.45264C10.3152 2.71565 10.6439 2.84716 11.0319 2.84716Z\" fill=\"white\"><\/path>\n      <path d=\"M9.35223 3.5802L7.90234 11.7798H10.6574L12.1073 3.5802H9.35223Z\" fill=\"white\"><\/path>\n      <path d=\"M19.9451 4.01421C19.5111 3.58023 18.8535 3.35995 17.9922 3.35995C17.1308 3.35995 16.3877 3.67229 15.7039 4.29367L15.5461 3.58023H13.2973L11.8474 11.7765H14.6025L15.3718 7.46302C15.5461 6.43726 16.0195 5.93752 16.8217 5.93752C17.4365 5.93752 17.7324 6.25643 17.7324 6.91398C17.7324 7.0685 17.716 7.24932 17.6864 7.45316L16.9269 11.7798H19.682L20.4678 7.34138C20.5533 6.83507 20.596 6.38794 20.596 6.01972C20.596 5.12875 20.3757 4.45476 19.9418 4.02079L19.9451 4.01421Z\" fill=\"white\"><\/path>\n      <path d=\"M28.6638 0.568634L28.0062 4.18512C27.855 4.0043 27.6314 3.83005 27.3421 3.67224C26.9673 3.46511 26.5169 3.36319 26.0007 3.36319C25.1262 3.36319 24.3141 3.59991 23.5875 4.07005C22.8642 4.5402 22.2856 5.16815 21.8648 5.93748C21.4439 6.71009 21.2302 7.53859 21.2302 8.39998C21.2302 9.10683 21.388 9.74136 21.6971 10.2871C22.0094 10.8362 22.4335 11.2603 22.9596 11.5562C23.4856 11.8521 24.0675 12 24.6889 12C25.5569 12 26.3328 11.6844 26.9969 11.0663L27.181 11.7797H29.4298L31.4156 0.568634H28.6605H28.6638ZM26.4544 9.18245C26.1486 9.39287 25.8001 9.49807 25.4188 9.49807C25.0111 9.49807 24.6725 9.36656 24.4127 9.10355C24.1497 8.84382 24.0182 8.49203 24.0182 8.06463C24.0182 7.66024 24.1168 7.28873 24.3141 6.95338C24.5114 6.61803 24.7744 6.34844 25.0933 6.15446C25.4089 5.9572 25.7443 5.85857 26.0829 5.85857C26.4807 5.85857 26.8062 5.98679 27.0561 6.24323C27.3092 6.49967 27.4341 6.84817 27.4341 7.27558C27.4341 7.64051 27.3454 7.99887 27.1744 8.34408C27.0035 8.68601 26.7602 8.96875 26.4511 9.18245H26.4544Z\" fill=\"white\"><\/path>\n      <path d=\"M36.328 8.83721L36.2951 8.8931C36.1767 9.09036 35.9795 9.28434 35.7132 9.46845C35.4502 9.64599 35.1115 9.73804 34.7104 9.73804C34.283 9.73804 33.9345 9.6164 33.6781 9.37311C33.4249 9.1331 33.2934 8.86022 33.277 8.5446H38.8168L38.9713 7.67336C39.0239 7.39719 39.0535 7.0717 39.0535 6.71006C39.0535 5.71388 38.7576 4.89852 38.1691 4.28701C37.5806 3.6722 36.7587 3.36316 35.7198 3.36316C34.7729 3.36316 33.9082 3.61631 33.1586 4.11933C32.409 4.61907 31.8172 5.27332 31.403 6.05909C30.9887 6.84485 30.7783 7.66678 30.7783 8.49529C30.7783 9.20214 30.9427 9.82681 31.2715 10.3528C31.6002 10.8789 32.0441 11.2898 32.5964 11.5726C33.1488 11.8553 33.7636 12 34.4244 12C35.3844 12 36.1998 11.7896 36.8507 11.372C37.4688 10.9775 37.9817 10.412 38.3894 9.70188L36.328 8.83721ZM34.2699 5.921C34.5888 5.67114 34.9932 5.54291 35.4666 5.54291C35.94 5.54291 36.2622 5.67114 36.4496 5.921C36.6436 6.17744 36.7422 6.44375 36.7422 6.70677C36.7422 6.72321 36.7422 6.73964 36.7422 6.74951H33.6189C33.7636 6.42402 33.9838 6.14457 34.2732 5.91772L34.2699 5.921Z\" fill=\"white\"><\/path>\n      <path d=\"M46.1968 3.73804C45.8582 3.48489 45.4209 3.35995 44.9014 3.35995C44.4477 3.35995 44.0401 3.46845 43.6916 3.67886C43.3989 3.8564 43.1458 4.0701 42.9354 4.30682L42.7381 3.58023H40.4926L39.0427 11.7765H41.7978L42.5672 7.46302C42.6592 6.94685 42.8466 6.5589 43.1261 6.31232C43.4022 6.06574 43.7409 5.93752 44.1288 5.93752C44.4444 5.93752 44.6976 6.00985 44.8817 6.1578L44.9606 6.22027L46.256 3.78407L46.2001 3.74133L46.1968 3.73804Z\" fill=\"white\"><\/path>\n    <\/svg>\n  <\/div>\n\n  <div class=\"eeQuote__finderLozenge--mobile\">\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" fill=\"none\">\n      <path d=\"M0 12C0 5.37258 5.37258 0 12 0C18.6274 0 24 5.37258 24 12C24 18.6274 18.6274 24 12 24C5.37258 24 0 18.6274 0 12Z\" fill=\"#1D53FF\"><\/path>\n      <g clip-path=\"url(#clip0_5290_9827)\">\n        <path d=\"M15.3179 6.63123H3.31543V12C3.31543 14.9651 5.71907 17.3688 8.6842 17.3688C9.9428 17.3688 11.1005 16.9335 12.0152 16.2048L12.0562 16.2679C12.9584 16.9587 14.0908 17.3688 15.3147 17.3688C18.2799 17.3688 20.6835 14.9651 20.6835 12C20.6835 9.03487 18.2799 6.63123 15.3147 6.63123H15.3179Z\" fill=\"white\"><\/path>\n        <path d=\"M17.6107 8.88653C17.229 8.88653 16.8726 9.03163 16.5603 9.28083C16.8158 9.47956 16.9862 9.78553 16.9862 10.1357C16.9862 10.735 16.5004 11.2208 15.901 11.2208C15.7717 11.2208 15.6519 11.1955 15.5351 11.1545C15.4815 11.4227 15.4531 11.7066 15.4531 11.9999C15.4531 13.7191 16.4184 15.1165 17.6107 15.1165C18.8031 15.1165 19.7683 13.7222 19.7683 11.9999C19.7683 10.2776 18.8031 8.88338 17.6107 8.88338V8.88653Z\" fill=\"#232320\"><\/path>\n        <path d=\"M15.3179 6.3158H3V12C3 15.1355 5.54875 17.6842 8.68421 17.6842C9.92073 17.6842 11.0626 17.2836 11.9963 16.6117C12.9679 17.312 14.1098 17.6842 15.3147 17.6842C18.4502 17.6842 20.999 15.1355 20.999 12C20.999 8.86454 18.4502 6.3158 15.3147 6.3158H15.3179ZM3.63088 12.0032V6.94983H8.68421C11.4695 6.94983 13.7375 9.21784 13.7375 12.0032C13.7375 14.7885 11.4695 17.0565 8.68421 17.0565C5.89888 17.0565 3.63088 14.7885 3.63088 12.0032ZM15.3179 17.0565C14.3022 17.0565 13.3401 16.76 12.5073 16.1985C13.6492 15.1576 14.3716 13.6655 14.3716 12C14.3716 9.79824 13.113 7.88984 11.2771 6.94667H15.3179C18.1032 6.94667 20.3712 9.21468 20.3712 12C20.3712 14.7853 18.1032 17.0533 15.3179 17.0533V17.0565Z\" fill=\"#232320\"><\/path>\n        <path d=\"M10.9808 8.88653C10.5992 8.88653 10.2427 9.03163 9.93043 9.28083C10.1859 9.47956 10.3563 9.78553 10.3563 10.1357C10.3563 10.735 9.8705 11.2208 9.27117 11.2208C9.14184 11.2208 9.02197 11.1955 8.90526 11.1545C8.85163 11.4227 8.82324 11.7066 8.82324 11.9999C8.82324 13.7191 9.78849 15.1165 10.9808 15.1165C12.1732 15.1165 13.1384 13.7222 13.1384 11.9999C13.1384 10.2776 12.1732 8.88338 10.9808 8.88338V8.88653Z\" fill=\"#232320\"><\/path>\n      <\/g>\n      <defs>\n        <clippath id=\"clip0_5290_9827\">\n          <rect width=\"18\" height=\"11.3684\" fill=\"white\" transform=\"translate(3 6.3158)\"><\/rect>\n        <\/clippath>\n      <\/defs>\n    <\/svg>\n  <\/div>\n<\/div>\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Hands-on test: I tried out Moneybox's investing app<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"Moneybox is nice and simple to set up and use, and unlike some platforms that claim to be designed for beginners, Moneybox really does make those first few steps of investing a breeze. It only takes a few minutes to create an account and pick your starting investment, which you can do with just \u00a31 \u2013 making it affordable, even if you only want to try investing with a small amount.<\/p><p>Experienced investors probably won\u2019t love the simplicity of the Moneybox interface, but it\u2019s not built for those looking to dive deep into the markets with complex investing strategies. The goal of Moneybox is to show people that investing doesn\u2019t need to be scary or feel overhwelming. I really like that it\u2019s intuitive app walks the walks and backs up its promise of making investing more accessible to people who might have otherwise remained savers.\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                                                <a class=\"eeQuote__authorName\" href=\"https:\/\/www.finder.com\/uk\/author\/georgesweeney\" itemprop=\"url\" target=\"_blank\">\n                        George Sweeney, DipFA\n                                            <\/a>\n                                                    <div class=\"eeQuote__authorTitle\">Deputy editor<\/div>\n                                    <\/div>\n    <\/div>\n<\/div>\n<h2 id=\"section_heading_048cba24b7\" class=\"section-heading\">\n            Moneybox fees\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Fees score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.8<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Platform fee<\/th><td>\u00a31\/month (plus 0.45%)<\/td><\/tr><tr><th scope=\"row\">UK shares<\/th><td>N\/A<\/td><\/tr><tr><th scope=\"row\">US stocks<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">International shares<\/th><td>N\/A<\/td><\/tr><tr><th scope=\"row\">Funds\/ETFs<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">Foreign exchange (FX) fee<\/th><td>0.45%<\/td><\/tr><tr><th scope=\"row\">Regular investing<\/th><td>Yes (including round ups)<\/td><\/tr><tr><th scope=\"row\">Withdrawal\/deposit fee<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">Inactivity fee<\/th><td>\u00a30<\/td><\/tr><\/tbody><\/table><p>Overall, Moneybox provides a cheap place to start investing. There\u2019s no commission for buying or selling investments, and the platform fees are extremely competitive.<\/p><p>There\u2019s a flat \u00a31 monthly subscription fee (free for the first 3 months) and you\u2019ll also pay an extra 0.45% platform fee (based on the size of your portfolio). This applies across all account types, so if you open additional investment accounts, you still just pay the flat \u00a31 monthly subscription fee.<\/p><p>Moneybox charges no commission to buy or sell US stocks, but there is a 0.45% FX fee based on the size of your trade. The other fees to be aware of is that funds will each have ongoing costs (maximum around 0.58%) \u2013 these are charged by the funds, not Moneybox. <\/p><p>Other than those, there\u2019s no extra charges or hidden fees you need to pay which is why we scored Moneybox so highly for its fees.<\/p><h2 id=\"section_heading_afc41f083a\" class=\"section-heading\">\n            Moneybox investment choice and stocks\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Investment choice score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--standard\">\n<span class=\"score__value\">6.9<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--standard\">\nStandard\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Asset options<\/th><td>3+<\/td><\/tr><tr><th scope=\"row\">Markets<\/th><td>2+<\/td><\/tr><tr><th scope=\"row\">Number of investments<\/th><td>45+<\/td><\/tr><tr><th scope=\"row\">Number of ETFs\/funds<\/th><td>24+<\/td><\/tr><tr><th scope=\"row\">Fractional shares<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Minimum deposit<\/th><td>\u00a31<\/td><\/tr><tr><th scope=\"row\">Minimum investment<\/th><td>\u00a31<\/td><\/tr><\/tbody><\/table><p>Moneybox has limitations when it comes to investment choice, but that\u2019s on purpose. This isn\u2019t a guns-blazing, invest all over the place sort of app. The whole point of Moneybox is to make investing straightforward and accessible, while still providing a decent choice of options.<\/p><p>The main investments available are:<\/p><ul><li>US stocks<\/li><li>Exchange-traded funds (ETFs) and index funds<\/li><li>Ready-made portfolios<\/li><\/ul><p>There\u2019s only around 20 US stocks on the app, so you\u2019re not going to be drowning in choice. It\u2019s worth bearing in mind you can only invest in individual US companies with the stocks and shares ISA.<\/p><p>If you want to <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/exchange-traded-funds-etfs\/how-to-invest-in-etfs\">invest in ETFs<\/a> and funds, there\u2019s around 20 options \u2013 enough to cover most investment areas that a beginner would want.<\/p><p>Finally, for the ready-made portfolios, there are 3 to choose from, which it calls \u201cstarting options\u201d:<\/p><ul><li><b>Cautious<\/b>. This fund aims for modest growth with lower-risk investments with a heavier weighting towards bonds and cash.<\/li><li><b>Balanced<\/b>. A slightly more aggressive fund that holds no cash, fewer bonds and more equities.<\/li><li><b>Adventurous<\/b>. Aims for the highest amount of growth with riskier investments, meaning a higher allocation towards equities and only a small amount invested in bonds.<\/li><\/ul><p>Each starting option includes a global shares fund and you can opt for this to be a socially responsible ESG fund if you prefer. <\/p><p>What\u2019s also great is that you can actually customise these ready-made portfolios by choosing your own allocations and even adding in more investments once you learn the ropes and want more control over your portfolio. This is something that most platforms don\u2019t offer. <\/p><h2 id=\"section_heading_f3fdb894b7\" class=\"section-heading\">\n            Is Moneybox safe?\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Safety and security score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.5<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Biometric login\/2FA<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">FCA regulated<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">FSCS protection<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">SSL certificate<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Public company<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>Moneybox is authorised and regulated by the Financial Conduct Authority (FCA) and covered by the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">Financial Services Compensation Scheme<\/a> protection. So your deposits of up to \u00a3120,000 are covered in the event that Moneybox goes bust. Moneybox also uses 256-bit TLS encryption to protect your personal data.<\/p><p>Like any other type of investment, <a href=\"https:\/\/www.finder.com\/uk\/investment-risk\">your capital is at risk<\/a> when you invest using Moneybox and you may end up with less than what you originally invested. The performance of investments will vary, and there is no guarantee of return.<\/p><h2 id=\"section_heading_42c3274fe1\" class=\"section-heading\">\n            Moneybox account types and products\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"col\">Account types and products score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">10<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">General investment account (GIA)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Stock and shares ISA<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Self-invested personal pension (SIPP)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Lifetime ISA (LISA)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Junior ISA (JISA)\/Junior SIPP (JSIPP)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Business Account<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Interest on cash balances<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>Moneybox scores highly for this category and offers a full-house of personal account options, including:<\/p><ul><li>General investment account (GIA)<\/li><li><a href=\"https:\/\/www.finder.com\/uk\/stocks-and-shares-isas\">Stocks and shares ISA<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/junior-stocks-and-shares-isas\">Junior ISA (JISA)<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/pensions\/self-invested-personal-pensions\">Self-invested personal pension (SIPP)<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/best-lifetime-isa\">Lifetime ISA (LISA)<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\">Cash savings accounts<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/cash-isas\">Cash ISA<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/notice-savings-accounts\">Notice savings accounts<\/a><\/li><\/ul><p>Keep on reading to find out more about these products and the main differences between them.<\/p><h3>Moneybox general investment account<\/h3><p>This is Moneybox\u2019s basic trading account. It\u2019s typically used once you\u2019ve used up your ISA allowance and you may need to pay capital gains tax on profits over the \u00a33,000 tax-free allowance, or if you earn dividends above the \u00a3500 allowance.<\/p><p>You can invest in a range of individual funds which can get you exposure to thousands of companies. Or, you can use the starting options for a simple approach.<\/p><h3>Moneybox ISAs<\/h3><p>Moneybox has a few different individual savings accounts (ISAs). These include your typical stocks and shares ISA, which lets you invest your money. <\/p><p>There\u2019s also the lifetime ISA (LISA) for saving for your house or retirement, and the junior ISA (JISA), to save for your child.<\/p><h4>Moneybox stocks and shares ISA<\/h4><p>The Moneybox stocks and shares ISA lets you invest without paying tax on most profits.<\/p><p>There\u2019s an ISA allowance each year, which is the maximum amount that you can invest in all ISAs combined (cash ISAs, stocks and shares ISAs and LISAs). The ISA allowance for the 2026\/2027 tax year is \u00a320,000.<\/p><p>As with the general investment account, you can invest in thousands of companies through tracker funds but you can also invest in individual US stocks if you want as well.<\/p><h4>Moneybox LISA<\/h4><p>The Moneybox LISA lets you save or invest towards your first home or retirement. You can invest up to \u00a34,000 per tax year in a LISA.<\/p><p>The government adds 25% to whatever you put in, so for every \u00a34,000 you invest, you get an additional \u00a31,000 added in from the government. <\/p><p>The money has to be spent on either a house or retirement, though. If you withdraw it for anything else, you suffer a 25% loss (that\u2019s what the government added and then some extra for good measure), so make sure you know what your intentions are before contributing.<\/p><p>With the Moneybox LISA, you can choose to keep it as cash and earn interest or invest it in an attempt for higher returns. <\/p><h4>Moneybox JISA<\/h4><p>The junior ISA (JISA) is a savings account that you can set up for your child. Here are the key features and things to consider:<\/p><ul class=\"list-1\"><li>For under-18s<\/li><li>Has an annual allowance of \u00a39,000 per year<\/li><li>Choose between saving or investing<\/li><li>Need to be an existing Moneybox customer to set one up<\/li><li>Other family members and friends can contribute<\/li><li>The child gets access to the money once they turn 18<\/li><li>Must be opened by a parent or guardian<\/li><\/ul><h3>Moneybox SIPP<\/h3><p>You can now apply for a Moneybox private pension. You can move your old pensions to Moneybox if you want too.<\/p><p>To set up a Moneybox SIPP, you can create a SIPP from scratch or transfer over old pensions.<\/p><p>However, Moneybox won\u2019t accept a pension you or your employer are currently paying into, or any old pensions that provide guaranteed benefits when you retire.<\/p><p>With your Moneybox SIPP,  there\u2019s no additional fee and you can pick funds or invest in the starting options. <\/p><p style=\"text-align: center;\"><a class=\"luna-button luna-button--primary luna-button--large has-margin-bottom-small\" href=\"https:\/\/www.finder.com\/uk\/pensions\/moneybox-pension-review\"> Read the full review of Moneybox\u2019s pension<\/a><\/p><h3>Moneybox savings accounts<\/h3><p>For now, Moneybox offers the following savings accounts:<\/p><ul><li><b>Notice savings account<\/b>. This can be opened with as little as \u00a31. You get the option to pick 32\/45\/95\/120 days notice.<\/li><li><b>Cash ISA<\/b>. You can use part of your yearly ISA allowance to hold cash with Moneybox and it will pay you interest. The minimum deposit is \u00a3500.<\/li><li><b>Simple saver<\/b>. This account is like an easy-access savings account and you can open with just \u00a31 but can only withdraw once a month. <\/li><li><b>Cash LISA<\/b>. All the same rules as an investment LISA apply, you can open with \u00a31 and the only difference is this holds your funds as cash earning interest instead of investing it.<\/li><\/ul><h3>What does the Moneybox app look like?<\/h3><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox2.png\" alt=\"Moneybox app\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox2.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox2.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox2.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-1\/3@s\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox.png\" alt=\"Moneybox app\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-1\/3@s\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox-3.png\" alt=\"Moneybox app\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox-3.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox-3.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox-3.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox-3.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/Moneybox-3.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/div><h2 id=\"section_heading_858898e67e\" class=\"section-heading\">\n            Moneybox ease of use\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Ease of use score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.9<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Apple iOS rating<\/th><td>4.8\/5<\/td><\/tr><tr><th scope=\"row\">Google Play rating<\/th><td>4.7\/5<\/td><\/tr><tr><th scope=\"row\">Ways to contact customer service<\/th><td>Email and in-app chat<\/td><\/tr><tr><th scope=\"row\">UI\/UX<\/th><td>Good<\/td><\/tr><tr><th scope=\"row\">Desktop or mobile app<\/th><td>Mobile<\/td><\/tr><\/tbody><\/table><p>Moneybox scored pretty well in our ease of use assessment. We like that there are a couple of ways to get hold of its online customer support team.<\/p><p>On the App Store, Moneybox scores an impressive 4.8 out of 5, and on Google Play it has an equally impressive 4.7 out of 5 (as of January 2024). <\/p><p>There\u2019s no desktop platform and you can invest only with the Moneybox app but you can tell a lot of care has gone into building a great app. <\/p><h2 id=\"section_heading_46cb9f99a0\" class=\"section-heading\">\n            Moneybox tools, resources and features\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Tools, resources and features<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--standard\">\n<span class=\"score__value\">6.7<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--standard\">\nStandard\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Analysis features<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Tools for investing\/trading<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Social features<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Learning resources<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Additional Features<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>With the goal of keeping things simple, Moneybox has a limited range of tools and resources.<\/p><p>However, there\u2019s still a decent amount packed into the Moneybox app like:<\/p><ul><li>Investment charts and info<\/li><li>Fund video explainers<\/li><li>ESG investing options<\/li><li>Ready-made portfolios<\/li><li>Round up ability<\/li><\/ul><p>Although the investing features may be limited, there\u2019s still lots else on offer with Moneybox when it comes to saving \u2013 things like being able to add partners to see combined LISA savings and getting mortgage advice, for example.<\/p>\n        \n            <h3>What do customers say about Moneybox?<\/h3>\n        <p>93% of customers we <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/best-savings-accounts#customersatisfaction\">surveyed<\/a> in 2026 would recommend Moneybox to a friend.<\/p>\n        <p>It is celebrated for its excellent online trackers, user-friendly app, and clear visualisations of savings goals. Customers appreciate the responsive, stress-free telephone support and the ability to easily manage direct debits.<\/p>\n<p>While the vast majority find it a transparent and effective way to save long-term, a few users noted that communication could sometimes be more proactive regarding account administration.<\/p>\n        <p><svg width=\"18\" height=\"18\" viewbox=\"0 0 14 14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">\n<path d=\"M1.635,4.234L3.868,3.151C3.955,3.109 4.025,3.037 4.065,2.948L5.203,0.444C5.35,0.121 5.807,0.117 5.96,0.437L7.119,2.86C7.159,2.946 7.229,3.015 7.314,3.056L9.743,4.224C10.065,4.379 10.056,4.84 9.729,4.983L7.399,5.998C7.307,6.038 7.232,6.111 7.189,6.202L6.066,8.582C5.918,8.895 5.474,8.903 5.317,8.594L4.106,6.226C4.063,6.142 3.994,6.076 3.909,6.037L1.642,4.988C1.323,4.841 1.318,4.388 1.635,4.234Z\" style=\"fill:rgb(29,83,255);fill-rule:nonzero;\"><\/path><path d=\"M8.386,11.548L9.502,11.006C9.546,10.984 9.581,10.949 9.601,10.904L10.17,9.652C10.243,9.491 10.472,9.489 10.548,9.649L11.128,10.86C11.148,10.903 11.183,10.938 11.225,10.959L12.44,11.543C12.601,11.62 12.597,11.851 12.433,11.922L11.268,12.43C11.222,12.45 11.185,12.486 11.163,12.532L10.601,13.722C10.527,13.879 10.306,13.882 10.227,13.728L9.622,12.544C9.6,12.502 9.566,12.469 9.523,12.449L8.39,11.925C8.23,11.851 8.228,11.625 8.386,11.548Z\" style=\"fill:rgb(29,83,255);fill-rule:nonzero;\"><\/path>\n<\/svg><small><em> AI-generated summary from the text of customer reviews on Finder.<\/em><\/small><\/p>\n                                        \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                                                                                        \n            <h3 id=\"awardspanel\">Moneybox and Finder Awards<\/h3>\n        <div class=\"u-grid u-grid--alignTop has-margin-top has-margin-bottom\">\n            <div class=\"u-grid__col u-1\/4@s u-1\/5@l\" style=\"max-width: 200px;\">\n                <img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png\" alt=\"Finder Awards logo\" style=\"max-width: 100%; height: auto; display: block;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n            <\/div>\n            <div class=\"u-grid__col u-3\/4@s u-4\/5@l\">\n                                    <p>Our <a href=\"https:\/\/www.finder.com\/uk\/finderawards\">Finder Awards<\/a> celebrate brands that truly stand out in their field. Moneybox was named our 2025 Investing Customer Satisfaction Award winner!<\/p>\n                            <\/div>\n        <\/div>\n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h3>Who might Moneybox suit?<\/h3><p>This platform is going to be best-suited for those who want an excellent app and don\u2019t want to overcomplicate their inveting approach. Moneybox is simple, cheap and straightforward \u2013 but is limited in terms of investment options.<\/p><p>If that\u2019s not you, why not <a href=\"https:\/\/www.finder.com\/uk\/share-trading\">compare share trading platforms<\/a> to find the right fit to match your style.<\/p><h2 id=\"section_heading_af90cef809\" class=\"section-heading\">\n            Frequently asked questions\n    <\/h2>\n<ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Does Moneybox give financial or investment advice?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>No. Moneybox leaves it up to you to decide whether and how to invest your money. Monitoring your investments is also your responsibility.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">What do I need to sign up?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You will need your bank account details to set up a direct debit, your national insurance number to open a stocks and shares ISA (not required to open a general investment account) and your debit or credit card details if you\u2019d like to use round ups.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Are there benefits of a stocks and shares ISA over a cash ISA?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes and no. Stocks and shares can provide higher returns than cash over the long term. According to Moneybox, over the last 50 years, stocks and shares have returned 5.4% per year compared to cash at 1.9%. However, the risk of loss is also higher and past performance is not a reliable guide to future performance.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Is the investment profit taxable?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, any income from the investment may be subject to tax. How much you would pay depends on your personal tax rate and tax bracket. For more information, please contact your local tax office directly.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">How can I withdraw my money from my stocks and shares ISA or general investment account?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>As long as the amount has fully settled, meaning it has been about 2 weeks after that amount was collected during the Wednesday midday collection, then you can withdraw your money at any time. You can only have 1 withdrawal request active at a time.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">Are there limits to how much money you can invest?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, there\u2019s a limit. According to Moneybox\u2019s website: \u201cThe maximum you can pay into an ISA for the 2026\/2027 tax year is \u00a320,000. The annual LISA contribution limit is \u00a34,000. Please note that the \u00a320,000 ISA limit is shared between any ISAs you have open in that tax year (including cash and stocks and shares ISAs and LISAs). There is no limit to what you can invest in a GIA (general investment account) but there is a \u00a320,000 limit to the amount you can invest in any one week.\u201d<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">What is the 0.45% platform fee taken from?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>The 0.45% platform fee is taken from the value of your investments per year. This fee accrues daily but is charged monthly by selling down your largest holding. Please note though that daily fee won\u2019t show in the daily valuations posted within the \u201cmessages\u201d section of the app. It is only reflected on the daily valuation at the end of that month when you will be charged.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000007\" data-toggle=\"collapse\" data-target=\"#accordion0000000007\">\n        <span class=\"luna-accordion__title\">Will I be charged \u00a31 per month no matter how much I put in?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000007\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>The \u00a31 per month fee is a standard fee for using the platform. However, it will only be charged every month after 3 months. Whether you have invested \u00a320, \u00a3100 or \u00a3500 \u2013 whatever amount, you\u2019ll be charged that flat rate of \u00a31 after 3 free months. But there are other charges to think about too \u2013 other fees include platform fees and fund provider fees.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000008\" data-toggle=\"collapse\" data-target=\"#accordion0000000008\">\n        <span class=\"luna-accordion__title\">How do I open a savings account with Moneybox?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000008\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>From the app. If you don\u2019t have a Moneybox account yet, you\u2019ll need to download the app and provide your personal details first.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000009\" data-toggle=\"collapse\" data-target=\"#accordion0000000009\">\n        <span class=\"luna-accordion__title\">How do notice accounts work?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000009\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>They\u2019re a bit of a hybrid between an easy access and a fixed rate savings account. We\u2019ve explained it properly in <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/notice-savings-accounts\">this guide<\/a>.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000010\" data-toggle=\"collapse\" data-target=\"#accordion0000000010\">\n        <span class=\"luna-accordion__title\">I got lost in the LISA bit of the review. What are LISAs? How do they work?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000010\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>No worries, we\u2019ve got a full guide on LISAs too. Just follow <a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/lifetime-isas\">this link<\/a> to read all about them.<\/p><\/div>\n  <\/div>\n<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re interested in investing but don&#8217;t know where to start, Moneybox might be the solution for you. We review its features, charges and ISA options.<\/p>\n","protected":false},"author":1273,"featured_media":99614,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[130087],"tags":[],"asset_tag":[],"class_list":["post-99580","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-share-trading-reviews"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Moneybox review - features, fees and charges explained | Finder UK<\/title>\n<meta name=\"description\" content=\"Does Moneybox&#039;s &quot;invest your spare change&quot; app sound up your street? We review its features, charges and ISA options.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Moneybox app review\" \/>\n<meta property=\"og:description\" content=\"Does Moneybox&#039;s &quot;invest your spare change&quot; app sound up your street? We review its features, charges and ISA options.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2018-04-05T16:06:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/04\/moneybox.png\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"George Sweeney, DipFA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/GeorgeSWrites\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"George Sweeney, DipFA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"16 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox\"},\"author\":{\"name\":\"George Sweeney, DipFA\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35\"},\"headline\":\"Moneybox app review\",\"datePublished\":\"2018-04-05T16:06:10+00:00\",\"dateModified\":\"2026-04-08T15:21:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox\"},\"wordCount\":3374,\"commentCount\":6,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/04\/moneybox.png\",\"articleSection\":[\"Share trading reviews\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#respond\"]}],\"comment\":[{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-9202\"},{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-7248\"},{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-7212\"},{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-6767\"},{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-5387\"},{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-4084\"}],\"copyrightYear\":\"2018\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"},\"contributor\":[{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35\"}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox\",\"url\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox\",\"name\":\"Moneybox review - features, fees and charges explained | Finder UK\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/04\/moneybox.png\",\"datePublished\":\"2018-04-05T16:06:10+00:00\",\"dateModified\":\"2026-04-08T15:21:43+00:00\",\"description\":\"Does Moneybox's \\\"invest your spare change\\\" app sound up your street? We review its features, charges and ISA options.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/04\/moneybox.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/04\/moneybox.png\",\"width\":250,\"height\":250},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\/\/www.finder.com\/uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Share trading\",\"item\":\"https:\/\/www.finder.com\/uk\/share-trading\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Share trading reviews\",\"item\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Moneybox app review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/uk\/#website\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35\",\"name\":\"George Sweeney, DipFA\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png\",\"caption\":\"George Sweeney, DipFA\"},\"description\":\"George is a deputy editor at Finder. He has previously written for The Motley Fool UK, Nasdaq, Freetrade, Investing in the Web, MoneyMagpie, Online Mortgage Advisor, Wealth, and Compare Forex Brokers. He's focused on making personal finance and investing engaging for everyone. To do this he draws from previous work and his Level 4 Diploma for Financial Advisers (DipFA), sharing what he\u2019s learnt. When he\u2019s not geeking out about money, you\u2019ll find him playing sports and staying active.\",\"sameAs\":[\"https:\/\/twitter.com\/GeorgeSWrites\",\"https:\/\/www.linkedin.com\/in\/george-sweeney-dipfa-7543b197\/\",\"https:\/\/www.fool.co.uk\/author\/gsweeney\/\",\"https:\/\/wealth.co.uk\/author\/george-sweeney\",\"https:\/\/www.onlinemortgageadvisor.co.uk\/george-sweeney\/\",\"https:\/\/www.compareforexbrokers.com\/about-us\/george-sweeney\/\",\"https:\/\/www.onlinemoneyadvisor.co.uk\/blog\/author\/georgesweeneyauthor\/\",\"https:\/\/investingintheweb.com\/about-us\/\",\"https:\/\/muckrack.com\/george-sweeney-dipfa\"],\"honorificPrefix\":\"Mr\",\"honorificSuffix\":\"DipFA\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Investing\"},{\"@type\":\"Thing\",\"name\":\"Personal finance\"},{\"@type\":\"Thing\",\"name\":\"Tax\"},{\"@type\":\"Thing\",\"name\":\"Pensions\"},{\"@type\":\"Thing\",\"name\":\"Mortgages\"},{\"@type\":\"Thing\",\"name\":\"Cryptocurrency\"}],\"url\":\"https:\/\/www.finder.com\/uk\/author\/georgesweeney\",\"jobTitle\":\"Deputy editor\",\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-9202\",\"author\":{\"@type\":\"Person\",\"name\":\"Charlie\"},\"text\":\"Does Moneybox work with \u201cTide\u201d?\",\"datePublished\":\"2018-12-21 09:24:18\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-7248\",\"author\":{\"@type\":\"Person\",\"name\":\"Neil\"},\"text\":\"Hi \\r\\nSo as this looks good application so who and what companies do you invest in and are there limits to what you can put in\",\"datePublished\":\"2018-10-15 11:06:13\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-7212\",\"author\":{\"@type\":\"Person\",\"name\":\"Margot\"},\"text\":\"Hello!  I am wondering what the .45% platform fee is taken out of. Is it taken out of overall profit made during the year starting from the date of signing up?  Thanks!\",\"datePublished\":\"2018-10-13 15:21:27\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-6767\",\"author\":{\"@type\":\"Person\",\"name\":\"Blerot\"},\"text\":\"Is the app suitable for an Amazon Fire tablet\",\"datePublished\":\"2018-09-27 20:45:17\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-5387\",\"author\":{\"@type\":\"Person\",\"name\":\"Ann\"},\"text\":\"Does it mean that if I invest \u00a320 a month after 3 months I will get charge \u00a31 plus other charges eventhough returns may be less?\",\"datePublished\":\"2018-08-15 10:35:25\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-4084\",\"author\":{\"@type\":\"Person\",\"name\":\"Tony\"},\"text\":\"Is the investment profit taxable?\",\"datePublished\":\"2018-06-07 19:33:58\"},{\"@type\":\"Product\",\"subjectOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#article\"},\"name\":\"Moneybox\",\"image\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/250_250.png\",\"address\":\"\",\"description\":\"Investment app that rounds up your spare change and invests it for you.\",\"review\":[{\"@type\":\"Review\",\"author\":{\"@type\":[\"Person\"],\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35\",\"name\":\"George Sweeney, DipFA\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png\",\"caption\":\"George Sweeney, DipFA\"},\"description\":\"George is a deputy editor at Finder. He has previously written for The Motley Fool UK, Nasdaq, Freetrade, Investing in the Web, MoneyMagpie, Online Mortgage Advisor, Wealth, and Compare Forex Brokers. He's focused on making personal finance and investing engaging for everyone. To do this he draws from previous work and his Level 4 Diploma for Financial Advisers (DipFA), sharing what he\u2019s learnt. When he\u2019s not geeking out about money, you\u2019ll find him playing sports and staying active.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/george-sweeney-dipfa-7543b197\/\",\"https:\/\/x.com\/https:\/\/twitter.com\/GeorgeSWrites\"],\"honorificPrefix\":\"Mr\",\"honorificSuffix\":\"DipFA\",\"knowsAbout\":[\"Investing\",\"pensions\",\"tax\",\"financial planning\",\"cryptocurrency\"],\"url\":\"https:\/\/www.finder.com\/uk\/author\/georgesweeney\"},\"publisher\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"]},\"url\":\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox\",\"datePublished\":\"2018-04-05T16:06:10+00:00\",\"description\":\"Does Moneybox's \\\"invest your spare change\\\" app sound up your street? We review its features, charges and ISA options.\",\"inLanguage\":\"en-GB\",\"reviewRating\":[{\"@type\":\"Rating\",\"worstRating\":\"1\",\"bestRating\":\"5\",\"ratingValue\":\"4.5\"}]}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35\",\"name\":\"George Sweeney, DipFA\",\"description\":\"George is a deputy editor at Finder. He has previously written for The Motley Fool UK, Nasdaq, Freetrade, Investing in the Web, MoneyMagpie, Online Mortgage Advisor, Wealth, and Compare Forex Brokers. \\r\\n\\r\\nHe's focused on making personal finance and investing engaging for everyone. To do this he draws from previous work and his Level 4 Diploma for Financial Advisers (DipFA), sharing what he\u2019s learnt. When he\u2019s not geeking out about money, you\u2019ll find him playing sports and staying active.\",\"jobTitle\":\"Deputy editor\",\"url\":\"https:\/\/www.finder.com\/uk\/author\/georgesweeney\",\"sameAs\":[\"https:\/\/twitter.com\/GeorgeSWrites\",\"https:\/\/www.linkedin.com\/in\/george-sweeney-dipfa-7543b197\/\",\"https:\/\/www.fool.co.uk\/author\/gsweeney\/\",\"https:\/\/wealth.co.uk\/author\/george-sweeney\",\"https:\/\/www.onlinemortgageadvisor.co.uk\/george-sweeney\/\",\"https:\/\/www.compareforexbrokers.com\/about-us\/george-sweeney\/\",\"https:\/\/www.onlinemoneyadvisor.co.uk\/blog\/author\/georgesweeneyauthor\/\",\"https:\/\/investingintheweb.com\/about-us\/\",\"https:\/\/muckrack.com\/george-sweeney-dipfa\"],\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Investing\"},{\"@type\":\"Thing\",\"name\":\"Personal finance\"},{\"@type\":\"Thing\",\"name\":\"Tax\"},{\"@type\":\"Thing\",\"name\":\"Pensions\"},{\"@type\":\"Thing\",\"name\":\"Mortgages\"},{\"@type\":\"Thing\",\"name\":\"Cryptocurrency\"}],\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\/86a172cdec1fb3d49abd125556776f35\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png\",\"caption\":\"George Sweeney, DipFA\"},\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2026-04-08T15:21:43+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Moneybox review - features, fees and charges explained | Finder UK","description":"Does Moneybox's \"invest your spare change\" app sound up your street? We review its features, charges and ISA options.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox","og_locale":"en_GB","og_type":"article","og_title":"Moneybox app review","og_description":"Does Moneybox's \"invest your spare change\" app sound up your street? We review its features, charges and ISA options.","og_url":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2018-04-05T16:06:10+00:00","og_image":[{"width":250,"height":250,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/04\/moneybox.png","type":"image\/png"}],"author":"George Sweeney, DipFA","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/GeorgeSWrites","twitter_site":"@findercomUK","twitter_misc":{"Written by":"George Sweeney, DipFA","Est. reading time":"16 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox"},"author":{"name":"George Sweeney, DipFA","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35"},"headline":"Moneybox app review","datePublished":"2018-04-05T16:06:10+00:00","dateModified":"2026-04-08T15:21:43+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox"},"wordCount":3374,"commentCount":6,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/04\/moneybox.png","articleSection":["Share trading reviews"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#respond"]}],"comment":[{"@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-9202"},{"@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-7248"},{"@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-7212"},{"@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-6767"},{"@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-5387"},{"@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-4084"}],"copyrightYear":"2018","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"},"contributor":[{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35"}]},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox","url":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox","name":"Moneybox review - features, fees and charges explained | Finder UK","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/04\/moneybox.png","datePublished":"2018-04-05T16:06:10+00:00","dateModified":"2026-04-08T15:21:43+00:00","description":"Does Moneybox's \"invest your spare change\" app sound up your street? We review its features, charges and ISA options.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/04\/moneybox.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/04\/moneybox.png","width":250,"height":250},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Share trading","item":"https:\/\/www.finder.com\/uk\/share-trading"},{"@type":"ListItem","position":3,"name":"Share trading reviews","item":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews"},{"@type":"ListItem","position":4,"name":"Moneybox app review"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35","name":"George Sweeney, DipFA","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png","caption":"George Sweeney, DipFA"},"description":"George is a deputy editor at Finder. He has previously written for The Motley Fool UK, Nasdaq, Freetrade, Investing in the Web, MoneyMagpie, Online Mortgage Advisor, Wealth, and Compare Forex Brokers. He's focused on making personal finance and investing engaging for everyone. To do this he draws from previous work and his Level 4 Diploma for Financial Advisers (DipFA), sharing what he\u2019s learnt. When he\u2019s not geeking out about money, you\u2019ll find him playing sports and staying active.","sameAs":["https:\/\/twitter.com\/GeorgeSWrites","https:\/\/www.linkedin.com\/in\/george-sweeney-dipfa-7543b197\/","https:\/\/www.fool.co.uk\/author\/gsweeney\/","https:\/\/wealth.co.uk\/author\/george-sweeney","https:\/\/www.onlinemortgageadvisor.co.uk\/george-sweeney\/","https:\/\/www.compareforexbrokers.com\/about-us\/george-sweeney\/","https:\/\/www.onlinemoneyadvisor.co.uk\/blog\/author\/georgesweeneyauthor\/","https:\/\/investingintheweb.com\/about-us\/","https:\/\/muckrack.com\/george-sweeney-dipfa"],"honorificPrefix":"Mr","honorificSuffix":"DipFA","knowsAbout":[{"@type":"Thing","name":"Investing"},{"@type":"Thing","name":"Personal finance"},{"@type":"Thing","name":"Tax"},{"@type":"Thing","name":"Pensions"},{"@type":"Thing","name":"Mortgages"},{"@type":"Thing","name":"Cryptocurrency"}],"url":"https:\/\/www.finder.com\/uk\/author\/georgesweeney","jobTitle":"Deputy editor","worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-9202","author":{"@type":"Person","name":"Charlie"},"text":"Does Moneybox work with \u201cTide\u201d?","datePublished":"2018-12-21 09:24:18"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-7248","author":{"@type":"Person","name":"Neil"},"text":"Hi \r\nSo as this looks good application so who and what companies do you invest in and are there limits to what you can put in","datePublished":"2018-10-15 11:06:13"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-7212","author":{"@type":"Person","name":"Margot"},"text":"Hello!  I am wondering what the .45% platform fee is taken out of. Is it taken out of overall profit made during the year starting from the date of signing up?  Thanks!","datePublished":"2018-10-13 15:21:27"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-6767","author":{"@type":"Person","name":"Blerot"},"text":"Is the app suitable for an Amazon Fire tablet","datePublished":"2018-09-27 20:45:17"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-5387","author":{"@type":"Person","name":"Ann"},"text":"Does it mean that if I invest \u00a320 a month after 3 months I will get charge \u00a31 plus other charges eventhough returns may be less?","datePublished":"2018-08-15 10:35:25"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#comment-4084","author":{"@type":"Person","name":"Tony"},"text":"Is the investment profit taxable?","datePublished":"2018-06-07 19:33:58"},{"@type":"Product","subjectOf":{"@id":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox#article"},"name":"Moneybox","image":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/250_250.png","address":"","description":"Investment app that rounds up your spare change and invests it for you.","review":[{"@type":"Review","author":{"@type":["Person"],"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35","name":"George Sweeney, DipFA","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png","caption":"George Sweeney, DipFA"},"description":"George is a deputy editor at Finder. He has previously written for The Motley Fool UK, Nasdaq, Freetrade, Investing in the Web, MoneyMagpie, Online Mortgage Advisor, Wealth, and Compare Forex Brokers. He's focused on making personal finance and investing engaging for everyone. To do this he draws from previous work and his Level 4 Diploma for Financial Advisers (DipFA), sharing what he\u2019s learnt. When he\u2019s not geeking out about money, you\u2019ll find him playing sports and staying active.","sameAs":["https:\/\/www.linkedin.com\/in\/george-sweeney-dipfa-7543b197\/","https:\/\/x.com\/https:\/\/twitter.com\/GeorgeSWrites"],"honorificPrefix":"Mr","honorificSuffix":"DipFA","knowsAbout":["Investing","pensions","tax","financial planning","cryptocurrency"],"url":"https:\/\/www.finder.com\/uk\/author\/georgesweeney"},"publisher":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"]},"url":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneybox","datePublished":"2018-04-05T16:06:10+00:00","description":"Does Moneybox's \"invest your spare change\" app sound up your street? We review its features, charges and ISA options.","inLanguage":"en-GB","reviewRating":[{"@type":"Rating","worstRating":"1","bestRating":"5","ratingValue":"4.5"}]}]},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/86a172cdec1fb3d49abd125556776f35","name":"George Sweeney, DipFA","description":"George is a deputy editor at Finder. He has previously written for The Motley Fool UK, Nasdaq, Freetrade, Investing in the Web, MoneyMagpie, Online Mortgage Advisor, Wealth, and Compare Forex Brokers. \r\n\r\nHe's focused on making personal finance and investing engaging for everyone. To do this he draws from previous work and his Level 4 Diploma for Financial Advisers (DipFA), sharing what he\u2019s learnt. When he\u2019s not geeking out about money, you\u2019ll find him playing sports and staying active.","jobTitle":"Deputy editor","url":"https:\/\/www.finder.com\/uk\/author\/georgesweeney","sameAs":["https:\/\/twitter.com\/GeorgeSWrites","https:\/\/www.linkedin.com\/in\/george-sweeney-dipfa-7543b197\/","https:\/\/www.fool.co.uk\/author\/gsweeney\/","https:\/\/wealth.co.uk\/author\/george-sweeney","https:\/\/www.onlinemortgageadvisor.co.uk\/george-sweeney\/","https:\/\/www.compareforexbrokers.com\/about-us\/george-sweeney\/","https:\/\/www.onlinemoneyadvisor.co.uk\/blog\/author\/georgesweeneyauthor\/","https:\/\/investingintheweb.com\/about-us\/","https:\/\/muckrack.com\/george-sweeney-dipfa"],"knowsAbout":[{"@type":"Thing","name":"Investing"},{"@type":"Thing","name":"Personal finance"},{"@type":"Thing","name":"Tax"},{"@type":"Thing","name":"Pensions"},{"@type":"Thing","name":"Mortgages"},{"@type":"Thing","name":"Cryptocurrency"}],"image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\/86a172cdec1fb3d49abd125556776f35","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/GeorgeSweeneyF1_Finder_600x600.png","caption":"George Sweeney, DipFA"},"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}}]},"article_modified_time":"2026-04-08T15:21:43+00:00"},"custom_fields":{"_content_type":["niche-content\/recommendation\/provider-review"],"_masthead_subheading":["{\"text\":\"Moneybox is a one-stop shop for saving and investing. It&rsquo;s a cheap place to invest and the app is excellent, find out more about the benefits and limitations. \"}"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"custom_post_template":["single-product-review.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/99580"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/1273"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=99580"}],"version-history":[{"count":29,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/99580\/revisions"}],"predecessor-version":[{"id":575729,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/99580\/revisions\/575729"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media\/99614"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=99580"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=99580"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=99580"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=99580"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}