{"id":95801,"date":"2023-06-15T13:14:52","date_gmt":"2023-06-15T12:14:52","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=95801"},"modified":"2025-11-17T15:35:33","modified_gmt":"2025-11-17T15:35:33","slug":"mortgage-statistics","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/mortgages\/mortgage-statistics","title":{"rendered":"Mortgage statistics 2025: What&#8217;s the average UK mortgage?"},"content":{"rendered":"<p>We explore the latest mortgage statistics, including average mortgage size, monthly payments and debt, to see how paying the mortgage impacts our <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/best-banks\">bank accounts<\/a>.<\/p><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><h3 class=\"luna-sectionTitle\">Mortgage statistics UK: Highlights<\/h3><ul><li>The average monthly mortgage payment on a house in the UK is \u00a31,270 according to the latest figures.<\/li><li>The average size of a mortgage taken out in the third quarter of 2025 was \u00a3160,980.<\/li><li>The average outstanding mortgage debt per household in the UK is \u00a3137,510.<\/li><li>In October 2025, the average 2-year fixed-rate mortgage interest rate for a 25% deposit was 4.22%. It was 4.35% for a 15% deposit and 4.59% for a 10% deposit.<\/li><li>As of June 2025, there were almost 12.4 million outstanding mortgages in the UK totalling around \u00a31.7 trillion.<\/li><\/ul><\/div><\/article><h3>What is the average mortgage size in the UK?<\/h3><p>The average value of a mortgage taken out between July and September 2025 was \u00a3160,980, down 12% from the previous quarter. <\/p><p>The number of mortgages taken out has increased by 36% from the previous quarter, with a total of 488,501 mortgages secured on residential homes. This is the highest number of mortgages taken out in a quarter since 2013.<\/p><ul class=\"nav nav-tabs pb-tabs\"><li class=\"active\"><a href=\"#tab8431\" data-toggle=\"tab\">Chart<\/a><\/li><li class=\"\"><a href=\"#tab6066\" data-toggle=\"tab\">Table<\/a><\/li><\/ul><div class=\"tab-content \"><div id=\"tab8431\" class=\"tab-pane active \"><style> .flourish-iframe-0 {height: 575px;} .flourish-credit-0 { display: flex; justify-content: flex-end; text-decoration: none; margin-bottom: 4px;} @media (max-width: 600px){.flourish-iframe-0 {height: 575px;}}<\/style><iframe class=\"flourish-iframe-0\" src=\"https:\/\/flo.uri.sh\/visualisation\/14128450\/embed?auto=1\" width=\"100%\" scrolling=\"0\" frameborder=\"0\" loading=\"lazy\"><\/iframe>\n            <a class=\"flourish-credit\" href=\"https:\/\/public.flourish.studio\/visualisation\/14128450\/?utm_source=embed&amp;utm_campaign=visualisation\/14128450\" target=\"_blank\" ref=\"sponsored\"><img decoding=\"async\" alt=\"Made with Flourish\" src=\"https:\/\/public.flourish.studio\/resources\/made_with_flourish.svg\" loading=\"lazy\"><\/a><\/div><div id=\"tab6066\" class=\"tab-pane \"><table class=\"luna-table\n     luna-table--responsiveList\n     js-tablesorter\">\n            <thead class=\"luna-table__header\">\n        <tr>\n                            <th scope=\"col\">Period<\/th>\n                            <th scope=\"col\">Number of mortgages taken out per month<\/th>\n                            <th scope=\"col\">Average mortgage value (\u00a3)<\/th>\n                    <\/tr>\n        <\/thead>\n        <tbody class=\"luna-table__body\">\n            <tr>\n                            <td>Sep 25<\/td>\n                            <td>488,501<\/td>\n                            <td>\u00a3160,980<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Jun 25<\/td>\n                            <td>312,471<\/td>\n                            <td>\u00a3182,635<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Mar 25<\/td>\n                            <td>355,087<\/td>\n                            <td>\u00a3214,818<\/td>\n                    <\/tr>\n            <tr>\n                            <td> Dec 24<\/td>\n                            <td>336,205<\/td>\n                            <td>\u00a3200,297<\/td>\n                    <\/tr>\n            <tr>\n                            <td> Sep 24<\/td>\n                            <td>326,698<\/td>\n                            <td>\u00a3196,573<\/td>\n                    <\/tr>\n            <tr>\n                            <td> Jun 24<\/td>\n                            <td>322,202<\/td>\n                            <td>\u00a3185,585<\/td>\n                    <\/tr>\n            <tr>\n                            <td> Mar 24<\/td>\n                            <td>280,775<\/td>\n                            <td>\u00a3180,458<\/td>\n                    <\/tr>\n            <tr>\n                            <td> Dec 23<\/td>\n                            <td>292,473<\/td>\n                            <td>\u00a3183,949<\/td>\n                    <\/tr>\n            <tr>\n                            <td> Sep 23<\/td>\n                            <td>323,833<\/td>\n                            <td>\u00a3189,490<\/td>\n                    <\/tr>\n            <tr>\n                            <td> Jun 23<\/td>\n                            <td>294,460<\/td>\n                            <td>\u00a3176,190<\/td>\n                    <\/tr>\n            <tr>\n                            <td> Mar 23<\/td>\n                            <td>317,244<\/td>\n                            <td>\u00a3184,375<\/td>\n                    <\/tr>\n            <tr>\n                            <td> Dec 22<\/td>\n                            <td>405,322<\/td>\n                            <td>\u00a3195,795<\/td>\n                    <\/tr>\n            <tr>\n                            <td> Sep 22<\/td>\n                            <td>409,246<\/td>\n                            <td>\u00a3203,389<\/td>\n                    <\/tr>\n            <tr>\n                            <td> Jun 22<\/td>\n                            <td>390,352<\/td>\n                            <td>\u00a3196,174<\/td>\n                    <\/tr>\n            <tr>\n                            <td> Mar 22<\/td>\n                            <td>389,487<\/td>\n                            <td>\u00a3190,004<\/td>\n                    <\/tr>\n            <tr>\n                            <td> Dec 21<\/td>\n                            <td>376,794<\/td>\n                            <td>\u00a3180,818<\/td>\n                    <\/tr>\n        <\/tbody>\n<\/table><\/div><\/div><h3>What is the average monthly mortgage payment in the UK? <\/h3><p>The average monthly mortgage repayment on a house in the UK is \u00a31,270. This is based on the average house price as of August 2025, the average 2-year fixed mortgage rate, a 15% deposit and a mortgage length of 25 years. <\/p><h3>What\u2019s the average mortgage interest rate in the UK?<\/h3><p>In October 2025, the average 2-year fixed-rate mortgage interest rate for a 25% deposit was 4.22%. It was 4.35% for a 15% deposit and 4.59% for a 10% deposit.<\/p><p>The average interest rate also varies depending on the length of the fix. While it was 4.22% with a 25% deposit for a 2-year fix, it was 4.2% for a 3-year fix, 4.19% for a 5-year fix and 4.59% for a 10-year fix.<\/p><p>The graph below shows the average rates for fixed-rate mortgages with a 25% deposit and how they\u2019ve changed over time. <\/p><p>While mortgage rates have historically stayed fairly consistent, they began increasing in the middle of 2022. The Bank of England increased the base rate to combat rising inflation, and this had a knock-on effect on mortgage interest rates. <\/p><p>LTV ratio, or loan-to-value ratio, is the ratio of what you borrow as a mortgage. For example, with a 90% LTV mortgage, you would need to put down a 10% deposit. Those who can afford a lower LTV ratio are generally able to access better interest rates, but this can be harder for first-time buyers who can\u2019t put down a large deposit.<\/p><ul class=\"nav nav-tabs pb-tabs\"><li class=\"active\"><a href=\"#tab8431-1\" data-toggle=\"tab\">Chart<\/a><\/li><li class=\"\"><a href=\"#tab6066-1\" data-toggle=\"tab\">Table<\/a><\/li><\/ul><div class=\"tab-content \"><div id=\"tab8431-1\" class=\"tab-pane active \"><style> .flourish-iframe-1 {height: 575px;} .flourish-credit-1 { display: flex; justify-content: flex-end; text-decoration: none; margin-bottom: 4px;} @media (max-width: 600px){.flourish-iframe-1 {height: 575px;}}<\/style><iframe class=\"flourish-iframe-1\" src=\"https:\/\/flo.uri.sh\/visualisation\/14119212\/embed?auto=1\" width=\"100%\" scrolling=\"0\" frameborder=\"0\" loading=\"lazy\"><\/iframe>\n            <a class=\"flourish-credit\" href=\"https:\/\/public.flourish.studio\/visualisation\/14119212\/?utm_source=embed&amp;utm_campaign=visualisation\/14119212\" target=\"_blank\" ref=\"sponsored\"><img decoding=\"async\" alt=\"Made with Flourish\" src=\"https:\/\/public.flourish.studio\/resources\/made_with_flourish.svg\" loading=\"lazy\"><\/a><\/div><div id=\"tab6066-1\" class=\"tab-pane \"><table class=\"luna-table\n     luna-table--responsiveList\n     js-tablesorter\">\n            <thead class=\"luna-table__header\">\n        <tr>\n                            <th scope=\"col\">Month<\/th>\n                            <th scope=\"col\">2 year fixed<\/th>\n                            <th scope=\"col\">3 year fixed<\/th>\n                            <th scope=\"col\">5 year fixed<\/th>\n                            <th scope=\"col\">10 year fixed<\/th>\n                    <\/tr>\n        <\/thead>\n        <tbody class=\"luna-table__body\">\n            <tr>\n                            <td>Oct 25<\/td>\n                            <td>4.22%<\/td>\n                            <td>4.20%<\/td>\n                            <td>4.19%<\/td>\n                            <td>4.59%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Sep 25<\/td>\n                            <td>4.19%<\/td>\n                            <td>4.19%<\/td>\n                            <td>4.18%<\/td>\n                            <td>4.56%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Aug 25<\/td>\n                            <td>4.13%<\/td>\n                            <td>4.12%<\/td>\n                            <td>4.14%<\/td>\n                            <td>4.49%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Jul 25<\/td>\n                            <td>4.25%<\/td>\n                            <td>4.19%<\/td>\n                            <td>4.18%<\/td>\n                            <td>4.49%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Jun  25<\/td>\n                            <td>4.32%<\/td>\n                            <td>4.29%<\/td>\n                            <td>4.30%<\/td>\n                            <td>4.53%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>May  25<\/td>\n                            <td>4.19%<\/td>\n                            <td>4.27%<\/td>\n                            <td>4.22%<\/td>\n                            <td>4.55%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Apr  25<\/td>\n                            <td>4.42%<\/td>\n                            <td>4.34%<\/td>\n                            <td>4.32%<\/td>\n                            <td>4.60%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Mar  25<\/td>\n                            <td>4.56%<\/td>\n                            <td>4.38%<\/td>\n                            <td>4.34%<\/td>\n                            <td>4.60%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Feb  25<\/td>\n                            <td>4.69%<\/td>\n                            <td>4.49%<\/td>\n                            <td>4.41%<\/td>\n                            <td>4.60%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Jan  25<\/td>\n                            <td>4.65%<\/td>\n                            <td>4.50%<\/td>\n                            <td>4.41%<\/td>\n                            <td>4.57%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Dec  24<\/td>\n                            <td>4.60%<\/td>\n                            <td>4.48%<\/td>\n                            <td>4.37%<\/td>\n                            <td>4.58%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Nov  24<\/td>\n                            <td>4.53%<\/td>\n                            <td>4.44%<\/td>\n                            <td>4.29%<\/td>\n                            <td>4.61%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Oct  24<\/td>\n                            <td>4.41%<\/td>\n                            <td>4.28%<\/td>\n                            <td>4.06%<\/td>\n                            <td>4.65%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Sep  24<\/td>\n                            <td>4.58%<\/td>\n                            <td>4.43%<\/td>\n                            <td>4.09%<\/td>\n                            <td>4.80%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Aug 24<\/td>\n                            <td>4.80%<\/td>\n                            <td>4.64%<\/td>\n                            <td>4.34%<\/td>\n                            <td>4.85%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Jul 24<\/td>\n                            <td>4.99%<\/td>\n                            <td>4.79%<\/td>\n                            <td>4.50%<\/td>\n                            <td>4.87%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Jun 24<\/td>\n                            <td>5.16%<\/td>\n                            <td>4.86%<\/td>\n                            <td>4.64%<\/td>\n                            <td>4.87%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>May 24<\/td>\n                            <td>5.19%<\/td>\n                            <td>4.88%<\/td>\n                            <td>4.66%<\/td>\n                            <td>4.87%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Apr 24<\/td>\n                            <td>4.98%<\/td>\n                            <td>4.74%<\/td>\n                            <td>4.51%<\/td>\n                            <td>4.78%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Mar  24<\/td>\n                            <td>4.96%<\/td>\n                            <td>4.73%<\/td>\n                            <td>4.53%<\/td>\n                            <td>4.79%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Feb  24<\/td>\n                            <td>4.76%<\/td>\n                            <td>4.53%<\/td>\n                            <td>4.41%<\/td>\n                            <td>4.75%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Jan  24<\/td>\n                            <td>4.71%<\/td>\n                            <td>4.75%<\/td>\n                            <td>4.43%<\/td>\n                            <td>4.68%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Dec  23<\/td>\n                            <td>5.03%<\/td>\n                            <td>5.07%<\/td>\n                            <td>4.68%<\/td>\n                            <td>4.70%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Nov  23<\/td>\n                            <td>5.28%<\/td>\n                            <td>5.27%<\/td>\n                            <td>4.89%<\/td>\n                            <td>4.89%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Oct  23<\/td>\n                            <td>5.60%<\/td>\n                            <td>5.43%<\/td>\n                            <td>5.02%<\/td>\n                            <td>4.99%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Sep  23<\/td>\n                            <td>5.91%<\/td>\n                            <td>5.79%<\/td>\n                            <td>5.24%<\/td>\n                            <td>5.10%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Aug  23<\/td>\n                            <td>6.18%<\/td>\n                            <td>6.01%<\/td>\n                            <td>5.53%<\/td>\n                            <td>5.14%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Jul  23<\/td>\n                            <td>6.22%<\/td>\n                            <td>5.93%<\/td>\n                            <td>5.71%<\/td>\n                            <td>5.16%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Jun  23<\/td>\n                            <td>5.49%<\/td>\n                            <td>5.16%<\/td>\n                            <td>4.95%<\/td>\n                            <td>4.83%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>May  23<\/td>\n                            <td>4.72%<\/td>\n                            <td>4.46%<\/td>\n                            <td>4.28%<\/td>\n                            <td>4.40%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Apr  23<\/td>\n                            <td>4.60%<\/td>\n                            <td>4.36%<\/td>\n                            <td>4.16%<\/td>\n                            <td>4.23%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Mar  23<\/td>\n                            <td>4.74%<\/td>\n                            <td>4.56%<\/td>\n                            <td>4.26%<\/td>\n                            <td>4.33%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Feb  23<\/td>\n                            <td>4.79%<\/td>\n                            <td>4.66%<\/td>\n                            <td>4.36%<\/td>\n                            <td>4.42%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Jan  23<\/td>\n                            <td>5.14%<\/td>\n                            <td>4.88%<\/td>\n                            <td>4.66%<\/td>\n                            <td>4.86%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Dec  22<\/td>\n                            <td>5.43%<\/td>\n                            <td>5.28%<\/td>\n                            <td>5.05%<\/td>\n                            <td>5%<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Nov  22<\/td>\n                            <td>5.98%<\/td>\n                            <td>5.63%<\/td>\n                            <td>5.50%<\/td>\n                            <td>5.33%<\/td>\n                    <\/tr>\n        <\/tbody>\n<\/table><\/div><\/div><h3>What is the average mortgage debt in the UK?<\/h3><p>The average outstanding mortgage debt in the UK in the second quarter of 2025 was estimated to be \u00a3137,510. There were almost 12.4 million mortgage accounts active as of June 2025, and the value of residential mortgage loans was \u00a31.7 trillion.<\/p><h3>What is the average length of a mortgage in the UK?<\/h3><p>25 years is often seen as the standard length for a mortgage. However, in 2022, half of first-time buyer mortgages (50%) had terms longer than 30 years, compared to a quarter (25%) in 2012.<\/p><h3>Average house prices in the UK<\/h3><p>The average UK house price in August 2025 was \u00a3272,995. The average price varies across regions of the UK, with an average price of \u00a3295,670 in England, \u00a3211,361 in Wales, \u00a3193,786 in Scotland and \u00a3185,108 in Northern Ireland. <\/p><p>The average house price in the UK had been rising since the banking crisis and market crash in 2007-2009 until 2022, reaching \u00a3265,727 in September 2022. They then began to drop again in 2023 against a backdrop of high mortgage rates, going back down to an average price of \u00a3254,633 in February 2024.<\/p><p>With some fluctuation between 2022 and 2024, house prices are rising once more, with the average price in August 2025 up 2.7% year on year from August 2024. <\/p><p>Buying a house is often seen as a good long-term <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/best-trading-apps\">investment<\/a> option, as house prices tend to go up over time, but they can fluctuate in the short-term \u2013 going down as well as up \u2013 just like the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/invest-in\/stock-market-indices\/sp-500\">stock market<\/a>.<\/p><style> .flourish-iframe-2 {height: 575px;} .flourish-credit-2 { display: flex; justify-content: flex-end; text-decoration: none; margin-bottom: 4px;} @media (max-width: 600px){.flourish-iframe-2 {height: 575px;}}<\/style><iframe class=\"flourish-iframe-2\" src=\"https:\/\/flo.uri.sh\/visualisation\/14119689\/embed?auto=1\" width=\"100%\" scrolling=\"0\" frameborder=\"0\" loading=\"lazy\"><\/iframe>\n            <a class=\"flourish-credit\" href=\"https:\/\/public.flourish.studio\/visualisation\/14119689\/?utm_source=embed&amp;utm_campaign=visualisation\/14119689\" target=\"_blank\" ref=\"sponsored\"><img decoding=\"async\" alt=\"Made with Flourish\" src=\"https:\/\/public.flourish.studio\/resources\/made_with_flourish.svg\" loading=\"lazy\"><\/a><h3>House-prices-to-earnings ratio: How does your region compare?<\/h3><p>The house-price-to-earnings ratio is a way to calculate the affordability of housing by dividing house prices by salary. This varies between regions as both house prices and salaries change.<\/p><p>On average in England and Wales, house prices were 7.5 times the average salary in 2024. The ratio is most extreme in London, where house prices are 11.7 times higher than the average yearly salary. Those in the North East of England are in the best position, as house prices here are only 4.8 times earnings. <\/p><ul class=\"nav nav-tabs pb-tabs\"><li class=\"active\"><a href=\"#tab8431-2\" data-toggle=\"tab\">Chart<\/a><\/li><li class=\"\"><a href=\"#tab6066-2\" data-toggle=\"tab\">Table<\/a><\/li><\/ul><div class=\"tab-content \"><div id=\"tab8431-2\" class=\"tab-pane active \"><style> .flourish-iframe-3 {height: 600px;} .flourish-credit-3 { display: flex; justify-content: flex-end; text-decoration: none; margin-bottom: 4px;} @media (max-width: 600px){.flourish-iframe-3 {height: 600px;}}<\/style><iframe class=\"flourish-iframe-3\" src=\"https:\/\/flo.uri.sh\/visualisation\/14122715\/embed?auto=1\" width=\"100%\" scrolling=\"0\" frameborder=\"0\" loading=\"lazy\"><\/iframe>\n            <a class=\"flourish-credit\" href=\"https:\/\/public.flourish.studio\/visualisation\/14122715\/?utm_source=embed&amp;utm_campaign=visualisation\/14122715\" target=\"_blank\" ref=\"sponsored\"><img decoding=\"async\" alt=\"Made with Flourish\" src=\"https:\/\/public.flourish.studio\/resources\/made_with_flourish.svg\" loading=\"lazy\"><\/a><\/div><div id=\"tab6066-2\" class=\"tab-pane \"><table class=\"luna-table\n     luna-table--responsiveList\n     js-tablesorter\">\n            <thead class=\"luna-table__header\">\n        <tr>\n                            <th scope=\"col\">Region<\/th>\n                            <th scope=\"col\">House price to earnings ratio<\/th>\n                    <\/tr>\n        <\/thead>\n        <tbody class=\"luna-table__body\">\n            <tr>\n                            <td>London<\/td>\n                            <td>11.7<\/td>\n                    <\/tr>\n            <tr>\n                            <td>South East<\/td>\n                            <td>9.3<\/td>\n                    <\/tr>\n            <tr>\n                            <td>East of England<\/td>\n                            <td>8.6<\/td>\n                    <\/tr>\n            <tr>\n                            <td>South West<\/td>\n                            <td>8.4<\/td>\n                    <\/tr>\n            <tr>\n                            <td>East Midlands<\/td>\n                            <td>6.9<\/td>\n                    <\/tr>\n            <tr>\n                            <td>West Midlands<\/td>\n                            <td>6.9<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Wales<\/td>\n                            <td>5.8<\/td>\n                    <\/tr>\n            <tr>\n                            <td>North West<\/td>\n                            <td>5.8<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Yorkshire &amp; Humber<\/td>\n                            <td>5.8<\/td>\n                    <\/tr>\n            <tr>\n                            <td>North East<\/td>\n                            <td>4.8<\/td>\n                    <\/tr>\n        <\/tbody>\n<\/table><\/div><\/div><h3>Mortgage arrears and possession statistics<\/h3><p>In the second quarter of 2025, 84,100 homeowners were behind on their mortgage payments by 2.5% or more, a slight decrease from the previous quarter. This is known as being in arrears \u2013 money that is owed and should have been paid already. <\/p><p>Between April and June 2025, 1,390 properties with a homeowner mortgage were repossessed. This is when the lender takes back the property because the mortgage hadn\u2019t been paid. The number of repossessions was up 4% on the previous quarter, but still lower than the long-term average.<\/p><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div><article class=\"luna-card luna-card--primary\"><div class=\"luna-card__block\"><h3 class=\"luna-sectionTitle\">Methodology<\/h3><p>Finder analysts took the average UK house price and mortgage rate, assuming a 15% deposit, and used this to calculate the average mortgage payment.<\/p><\/div><\/article><div data-tags=\"scale-surveys product-data-insight\">\n<h4>Click <a href=\"https:\/\/www.finder.com\/uk\/stats-facts\">here<\/a> for more research. 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myScrollFunc);\n<\/script>","protected":false},"excerpt":{"rendered":"<p>From the average mortgage payment and debt to how many outstanding mortgages there are, we explore the latest mortgage statistics in the 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