{"id":95646,"date":"2018-03-19T11:29:33","date_gmt":"2018-03-19T11:29:33","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=95646"},"modified":"2024-08-13T17:50:21","modified_gmt":"2024-08-13T16:50:21","slug":"six-ways-to-carry-your-currency-when-travelling-overseas","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/travel-money\/six-ways-to-carry-your-currency-when-travelling-overseas","title":{"rendered":"6 ways to carry your currency when travelling overseas"},"content":{"rendered":"<p>Having your money stolen is right up there with flight delays and lost luggage when it comes to travel risks. But even if you\u2019re going somewhere that has a reputation for pickpocketing, there are ways you can keep your money and other valuables secure against theft or loss.<\/p><p>To help you get peace of mind on your next trip, we look at the different types of travel money available along with ways to securely carry it when you go abroad.<\/p><h3>What travel money options are available?<\/h3><p>Before you head off on your trip, it\u2019s worth considering the different ways you can take money with you. Here\u2019s a rundown of the most popular options:<\/p><ul class=\"list-1\"><li><b>Foreign cash.<\/b> Getting cash in the currency of your destination gives you a way to make payments even if cards are not accepted. It\u2019s also useful for smaller payments and for tipping (if you\u2019re in a country where that\u2019s expected).<\/li><li><b>Travel cards.<\/b> Travel cards let you load and spend money in a range of different currencies. This means you can lock in your funds before you go and avoid international transaction fees that are commonly charged by credit cards and debit cards.<\/li><li><b><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\">Credit cards<\/a>.<\/b> Credit cards give you access to a set amount of money when you\u2019re away and may come with added perks such as airport lounge access or travel insurance. But keep in mind that many credit cards charge an international transaction fee when you make payments in another currency, as well as cash advance rates and fees if you use one to withdraw money from an ATM.<\/li><li><b><a href=\"https:\/\/www.finder.com\/uk\/debit-card-abroad\">Debit cards<\/a>.<\/b> If you want to spend money directly from your bank account, you could take your everyday Visa or MasterCard debit card with you when you go overseas. Just be aware that the currency will be exchanged at the daily rate for that card and will usually attract an international transaction fee.<\/li><\/ul><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/travel-money\">Compare travel money options in detail here<\/a><\/p><h3>What is the best way to carry money while travelling overseas?<\/h3><p><img decoding=\"async\" class=\"alignright size-full wp-image-1385152\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/01\/lady_hat_creditcard_traveller_Shutterstock1.jpg\" alt=\"lady_hat_creditcard_traveller_Shutterstock\" width=\"250\" height=\"250\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/01\/lady_hat_creditcard_traveller_Shutterstock1.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/01\/lady_hat_creditcard_traveller_Shutterstock1.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/01\/lady_hat_creditcard_traveller_Shutterstock1.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/01\/lady_hat_creditcard_traveller_Shutterstock1.jpg?fit=750 750w\" sizes=\"(max-width: 750px) 100vw, 750px\" loading=\"lazy\">There are many different ways you can carry your travel money around, each with its own pros and cons, depending on where you\u2019re travelling, what you\u2019ll be doing, the type of travel money you\u2019re taking and your own personal preferences. So instead of telling you there\u2019s one \u201cbest\u201d way to carry money around when you\u2019re travelling, you can compare six popular options here, to find what works for you.<\/p><h4>1. Split it up<\/h4><p>Most travellers take a combination of cash and cards with them when they go overseas. Instead of keeping them all in your wallet, you could choose to put them in different parts of your luggage.<\/p><p>For example, you could have your cash in a secure part of your everyday travel bag or backpack and put your credit card in a pocket of your shirt or jacket. That way, if something happens to one of these forms of currency, you\u2019ll have the other to get you by.<\/p><h4>2. Set up payments on your smartwatch<\/h4><p>If you have an Apple Watch, Samsung Gear or any other smartwatch that offers mobile payments, you could literally <i>wear<\/i> your money when you travel. Just set up the payment app before you go and tap to pay at any overseas terminal where <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/contactless-payment\">contactless<\/a> payments are accepted.<\/p><p>With most smartwatches looking like chunky versions of a regular watch, potential thieves may not even realize that\u2019s where you\u2019re keeping your money. There are also a number of travel apps designed especially for your smartwatch, which means you could use it for language transaction, navigation and directions \u2014 or even for keeping track of flight changes. Plus, you\u2019ll be able to tell the time wherever you are! Just remember that some countries and locations may not have many (or any) contactless payment terminals, so you may need to have cash and cards on hand just in case.<\/p><h4>3. Go high-tech with wearables<\/h4><p>Don\u2019t feel like investing in a bulky smartwatch? Another option is to get a discreet wearable payment device like the McLEAR wearable payment ring, which links to an eligible bank card for easy contactless payments from the tip of your finger (quite literally).<\/p><p>Another option is Manage-Mii by DIGISEQ. This can be worn as a ring, bracelet or key fob and can even hide in the cuff of your shirt. Manage-Mii connects to your Mastercard and blends in with your outfit as a fashion accessory. <\/p><p>Smartwatches and wearables tend to be a pricier payment method in comparison to carrying around your bank card, with most starting from \u00a360+. However, they reduce the risk of your bank card getting lost or stolen and help you to feel a little more secure during your travels.  <\/p><p>Before you jet off to your next destination, it\u2019s always a good idea to research where you\u2019re going so you know how common (or uncommon) contactless payment options could be \u2013 just in case a wearable isn\u2019t the best option for you.<\/p><p><img decoding=\"async\" class=\"aligncenter size-full wp-image-1385148\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/01\/woman_creditcard_backpack_Shutterstock.jpg\" alt=\"woman_creditcard_backpack_Shutterstock\" width=\"895\" height=\"250\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/01\/woman_creditcard_backpack_Shutterstock.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/01\/woman_creditcard_backpack_Shutterstock.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/01\/woman_creditcard_backpack_Shutterstock.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/01\/woman_creditcard_backpack_Shutterstock.jpg?fit=900 900w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/01\/woman_creditcard_backpack_Shutterstock.jpg?fit=1200 1200w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/01\/woman_creditcard_backpack_Shutterstock.jpg?fit=2685 2685w\" sizes=\"(max-width: 2685px) 100vw, 2685px\" loading=\"lazy\"><\/p><h4>4. Get creative with your \u201cwallet\u201d<\/h4><p>Whether it\u2019s in your hand or your bag, a wallet or purse could act as a beacon for thieves. It\u2019s easily identifiable and probably the first (and only) thing they\u2019ll look for when trying to swindle you.<\/p><p>So what can you do about it? One option is to travel with a decoy wallet \u2014 an everyday, cheap wallet that you fill with some random bits of paper or generic cards and can throw away if need be. Another option is to use something unexpected as a wallet while you travel.<\/p><p>For example, you could use a small makeup bag for both cash and cards, while a reusable plastic or stainless steel drink bottle could be used for cash. Other options could be toiletry containers (as long as they\u2019re not clear), cigarette cases or old pill bottles. Any of these could work as camouflage for your money when you\u2019re out sightseeing, relaxing at the beach or chilling at a caf\u00e9. Because really, who is going to think to steal your makeup or water?<\/p><h4>5. Wear a money belt<\/h4><p>This is an oldie but a goodie when it comes to keeping currency and even your passport safe when you travel overseas. While money belts don\u2019t exactly sound attractive, they are effective. Just strap it on under your shirt (or a few outer layers if you\u2019re going somewhere cold) and you can walk around knowing your valuables are secured to you.<\/p><p>These days, there is also a wide range of money belts with sleek designs and comfortable features. The only downside is that if you want to make a payment, it could be tricky to get your cash or cards out in a store. Then again, that\u2019s another reason not to store all your currency in one place when you\u2019re travelling.<\/p><h4>6. Use hidden pockets<\/h4><p>Pockets on the inside of a jacket or pair of pants could be enough to stop even the lightest fingers from getting at your money. There\u2019s a wide variety of fashionable clothes offering hidden pockets and compartments where you could store cash and cards when you travel.<\/p><p>Winter jackets and parkas are particularly popular options, but you can even find some activewear that has a hidden or zippered section that fits a card or two. Or, if you\u2019re handy with a sewing machine, you could even add a few inside pockets to your clothes before you go overseas.<\/p><p>Whether you\u2019re backpacking through a remote rainforest or enjoying the bright lights of a city, losing your money when travelling is a risk that has no borders. But making use of any of these six strategies can help keep your money safe so you can enjoy your overseas adventures.<\/p><p><small>Pictures: Shutterstock<\/small><\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>From contactless payments using a smartwatch or fitness tracker to getting creative with what you use for your &#8220;wallet,&#8221; we rounded up six ways to carry your currency when traveling to avoid having your money stolen.<\/p>\n","protected":false},"author":645,"featured_media":95655,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[525],"tags":[],"asset_tag":[],"class_list":["post-95646","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel-money"],"apple_news_notices":[],"yoast_head":"<!-- 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