{"id":91880,"date":"2018-02-27T10:46:17","date_gmt":"2018-02-27T10:46:17","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=91880"},"modified":"2026-02-18T06:32:14","modified_gmt":"2026-02-18T06:32:14","slug":"insuredaily","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/car-insurance\/temporary-car-insurance\/insuredaily","title":{"rendered":"InsureDaily temporary car insurance review"},"content":{"rendered":"<p>Are you borrowing a family member&#8217;s car for the weekend? Maybe you need to insure someone else on your car for the day? Whether you need cover for a day, a week or a month, it&#8217;s important to make sure you have the right protection behind the wheel.<\/p><p>InsureDaily offers <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/temporary-car-insurance\">temporary car insurance<\/a> from just one day up to 28 days and comes at the highest cover level as standard, so if you only need short-term cover, it may have a policy suitable for you.<\/p><h3>Who is InsureDaily?<\/h3><p>InsureDaily is a specialist insurance provider that provides short-term car and <a href=\"https:\/\/www.finder.com\/uk\/van-insurance\">van insurance<\/a> solutions. If you need temporary car insurance, you can get cover from 1 to 28 days.<\/p><p>The InsureDaily website is run by Sky Insurance Services Group Ltd, which is authorised and regulated by the Financial Conduct Authority.<ul class=\"luna-accordionGroup accordionGroup\"> <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Who underwrites InsureDaily's Car Insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>InsureDaily temporary car insurance is underwritten by Markerstudy Insurance Company Ltd.<\/div>\n  <\/div>\n<\/li> <\/ul><h3>InsureDaily&#8217;s policy features<\/h3><ul class=\"list-10\"><li><strong>Flexible insurance.<\/strong><span> <\/span>You can choose cover from just 1 day up to 28 days.<\/li><li><strong>Comprehensive cover.<\/strong><span> <\/span>The highest level of cover comes as standard. If you are responsible for causing an accident, you&#8217;ll be protected for damage to other people&#8217;s vehicles or property and for your own vehicle against accidental damage and vandalism. You&#8217;ll also have protection against any fire damage or theft of your car.<\/li><li><strong>Unaffected annual no-claims discount.<\/strong><span> A claim made on a temporary policy won&#8217;t affect any <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/no-claims-bonus\">no-claims discount<\/a> built up on an annual policy. <\/span><\/li><li><strong>Instant cover.<\/strong>instant cover from the moment you purchase.<\/li><\/ul><h3>What does InsureDaily&#8217;s temporary cover include?<\/h3><p>With InsureDaily&#8217;s short-term car cover, you get a range of benefits including:<\/p><ul class=\"list-10\"><li>Accidental cover<\/li><li>Malicious damage, fire, theft and vandalism<\/li><li>Theft of in-car entertainment, communication and navigation equipment<\/li><li>Up to \u00a320 million for damage to other people&#8217;s property<\/li><li>Third party liability cover whilst towing<\/li><li>European cover<\/li><li>Permanently fitted sound and telephone systems up to \u00a3250<\/li><li>Legal obligations to third parties for injury or damage claims<\/li><\/ul><h3>Can anyone take out InsureDaily temporary car insurance?<\/h3><p>Unfortunately not. Insure Daily&#8217;s short-term car insurance policy does come with an eligibility check list for both you and the car:<\/p><p>You must:<\/p><ul class=\"list-10\"><li>Be aged 19-75<\/li><li>Have held a full UK, EU, EEA or Commonwealth licence for more than one year<\/li><li>Have no more than 6 penalty points on your driver&#8217;s licence<\/li><li>Have had no more than 2 claims<\/li><li>Not have been disqualified<\/li><\/ul><p>The car must:<\/p><ul class=\"list-10\"><li>Be right-hand-drive<\/li><li>Have a minimum value of \u00a31,500 and a maximum value of \u00a345,000<\/li><li>Not be modified<\/li><li>Not be impounded<\/li><\/ul><h3>What is my excess?<\/h3><p>Your <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-excess\">car insurance excess<\/a> is the amount of money you have agreed to pay towards a claim. Your insurer won\u2019t pay out for a claim that costs less than your excess. A compulsory excess amount might vary depending on the age of your motorbike and your riding experience.<\/p><p>A voluntary excess is on top and is normally set by you when taking out a policy. You\u2019ll have the option of adding or increasing a voluntary excess &#8211; which should lower your premium.<\/p><p>InsureDaily also offers optional excess protect insurance which provides cover for the reimbursement of the policy excess you will have to pay when you make a claim on your InsureDaily policy and whilst driving in the UK only.<\/p><p>You\u2019ll find details about any compulsory or voluntary excesses in your policy document.<\/p><h3>What is the claims process for InsureDaily?<\/h3><p>If you need to make a claim on your Insure Daily policy, you can call the Claims Team on <strong>03447 058183<\/strong> and you should make sure to call within 24 hours of the incident occurring.<\/p><p>To report a claim, you will need the following information:<\/p><ul class=\"list-10\"><li>Your full name, address and contact telephone numbers<\/li><li>Vehicle make, model and registration number<\/li><li>Exact location when the incident happened<\/li><li>Incident circumstances<\/li><li>Third party details &#8211; vehicle make, model, registration number, address and insurer details (if applicable)<\/li><li>Independent witness details (if any)<\/li><li>Police officer details (where applicable)<\/li><\/ul><h3 id=\"pros_and_cons\">InsureDaily pros and cons<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Instant, comprehensive cover for anything between 1 and 28 days.<\/li>\n                                    <li>If you need to, you can claim without affecting the main owners no claims bonus.<\/li>\n                                    <li>European cover.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>There is a detailed eligibility check list which may prevent a number of people qualifying for cover.<\/li>\n                                    <li>Can only pay upfront<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3 id=\"verdict\">Our Verdict<\/h3><p>InsureDaily may have limited policies but what this specialist insurer does have, works well, especially as comprehensive comes as standard.<\/p><p>You&#8217;ll need to pay up front but not everyone will be able to get cover from InsureDaily. It has eligibility criteria that you and your car will need to fit before you can get cover. But this is generally the same for other insurers offering temporary car insurance.<\/p><p>Get started by visiting InsureDaily&#8217;s website and sign up for an policy. If you have read this review and decided that InsuranceDaily is not for you, you can also <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/temporary-car-insurance#comparison-table\">compare other temporary car insurance policies<\/a> on the market.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Can I get insurance that starts immediately?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes. If you wish, temporary cover can start instantly.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Can I pay for my temporary car insurance in monthly instalments?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>No, you will only be able to pay for your temporary car insurance policy in one upfront payment.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Will InsureDaily insure me if I need temporary car insurance for longer than a month?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>As InsureDaily can arrange cover for a maximum of 28 days, you would essentially need to take out two concurrent policies. Once the first policy runs out after 28 days, you would then need to buy a new policy for the remaining period.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><ul class=\"list-10\"><li><\/li><\/ul><hr \/><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Are you look for temporary car insurance? Compare and review Insure Daily car insurance and see if they provide temporary cover that suits you.<\/p>\n","protected":false},"author":680,"featured_media":91926,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"InsureDaily temporary car insurance review","_yoast_wpseo_title":"InsureDaily Temporary Car Insurance Review | Finder UK","_yoast_wpseo_metadesc":"Compare InsureDaily car insurance policies and find out if it has the right short term insurance cover for your needs.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2021-03-22 15:57:55\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We updated the links on this guide. \"}","_last_major_update":"","feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[2880],"tags":[],"asset_tag":[],"class_list":["post-91880","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-temporary-car-insurance"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>InsureDaily Temporary Car Insurance Review | Finder UK<\/title>\n<meta name=\"description\" content=\"Compare InsureDaily car insurance policies and find out if it has the right short term insurance cover for your needs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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