{"id":68261,"date":"2017-10-13T16:00:28","date_gmt":"2017-10-13T15:00:28","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=68261"},"modified":"2026-04-28T16:53:17","modified_gmt":"2026-04-28T15:53:17","slug":"south-africa","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/travel-money\/south-africa","title":{"rendered":"Best ways to spend travel money in South Africa: Debit and prepaid cards"},"content":{"rendered":"<p>If you\u2019re preparing for a trip to South Africa, whether it\u2019s for pleasure or business, it pays to find a travel money product that\u2019s going to let you spend and withdraw South African rand cheaply. <\/p><div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>The currency in South Africa is the rand.<\/li>\n          <li>ATMs are widely available but withdrawal limits can be low.<\/li>\n          <li>Choose a debit card with low fees (or no fees) for travel from <a href=\"#top-picks\">our top picks<\/a>.<\/li>\n      <\/ul>\n\n  \n  <\/div>\n<h3 id=\"top-picks\">Low-cost travel money options for South Africa<\/h3>\n\n\n<style>\n.newpicks.topPicksF1 .topPicks__card { border: 2px solid #232320; border-radius: 1rem; -webkit-box-shadow: 4px 6px 0 0 #232320; box-shadow: 4px 6px 0 0 #232320; margin-right: 4px; }\n.pickfor { line-height: 20px; box-sizing: border-box; display: flex; flex-direction: column; justify-content: center; background-color: #e5f7ff; border-radius: 0.9rem 0.9rem 0 0; min-height: 58px; }\n.pickpros, .gxfcydsc { font-size: 14.75px; letter-spacing: -0.1px; line-height: 21px; }\n.topPicks__card { overflow: visible !important; }\n.topPicks__card figure.award { padding-bottom: 20px; margin: -3px auto 3px auto; }\n.topPicks__card span.gx-badge__body { box-sizing: border-box !important; }\n.topPicks__card figure.noward { padding: 10px; }\n.newpicks.flex { display: flex; flex-wrap: nowrap; overflow: auto; }\n.newpicks .flex-item { flex: 0 0 auto; margin-right: 10px !important;  width: calc((100% - 20px) \/ 3) !important; max-width: 280px; }\n.topPicks__optionalLabel span.table-popover::before { margin: 0px 0px -2px 2px; }\n.topPicks__card .text-small.dsclmr { font-size: 16px; letter-spacing: -.28px; }\n@media only screen and (min-width: 960px) { .newpicks { -webkit-box-pack: center; -webkit-justify-content: center; -ms-flex-pack: center; justify-content: center; } }\n@media only screen and (max-width: 960px) { .newpicks .flex-item { min-width: 270px; } }\n.newpicks .pick { line-height: 1.4em; min-height: 3.3em; }\n.newpicks .flex-item article { border-radius: 0.7em; }\n.newpicks .topPicks__optionalLabel { font-weight: 600; padding: 0.5em 0.65em 0.6em; width: auto; font-size: 0.875rem; line-height: 17px; margin-top: 0px !important; }\n<\/style>\n\n\n\n\n\n\n<div id=\"toppicks\" class=\"newpicks impression__toppicks-container u-grid u-grid--alignStretch u-grid--gutterCollapse flex has-padding-top-xsmall topPicksF1\" data-count-items=\"3\">\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for low fees + sign-up bonus<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png\" class=\"topPicks__image\" alt=\"Revolut  logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\"luna-button luna-button--success  luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/revolut-review#comparison-table-0000000000\">See deal<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>\u00a320 welcome bonus<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Pay like a local with excellent exchange rates<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Send money in 29 currencies<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Cashback on hotel bookings<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for no overseas fees card &amp; budgeting<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png\" class=\"topPicks__image\" alt=\"Monzo logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to Monzo\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/monzo-travel-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224b7deca5-4152-460d-bd12-4d0074d34d61%22%2C%22product_name%22%3A%22Monzo%22%2C%22offer_id%22%3A%2225676%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22position%22%3A%222%22%2C%22post_id%22%3A%2268261%22%2C%22post_path%22%3A%22travel-money%252Fsouth-africa%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>Earn interest on your holiday money with a savings pot<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Make fee-free cash withdrawals<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Spend abroad with no fees<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Split costs with friends in seconds<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\" style=\"margin-right: 0px !important;\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for low fx fees<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png\" class=\"topPicks__image\" alt=\"Wise Multi-currency Account logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to Wise\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/wise-multucyrrency-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bf57b237-53f7-4885-adc9-f9fb9275c9b7%22%2C%22product_name%22%3A%22Wise%2BMulti-currency%2BAccount%22%2C%22offer_id%22%3A%2225128%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22position%22%3A%223%22%2C%22post_id%22%3A%2268261%22%2C%22post_path%22%3A%22travel-money%252Fsouth-africa%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>More than 150 countries<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Open an account in minutes<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Use in more than 150 countries<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> 2 free cash withdrawals per month<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n<style>@media only screen and (min-width: 601px) { .ukfin_offrpll { min-height: 46px; } }<\/style><\/div>\n\n\n\n\n<div id=\"toppicks-methodology\" class=\"topPicksMethodology--shortcode luna-accordionGroup accordionGroup\">\n\t<div class=\"luna-accordion\" data-accordion=\"accordion\">\n\t\t<div class=\"luna-accordion__summary\">\n\t\t\t<h4 class=\"luna-accordion__heading\">\n\t\t\t\t<button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000000\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000000\">\n\t\t\t\t\t<span class=\"luna-accordion__title\">How we chose these accounts<\/span>\n\t\t\t\t\t<svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use>\n\t\t\t\t\t\t<use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up is-hidden\"><\/use>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/button>\n\t\t\t<\/h4>\n\t\t<\/div>\n\t\t<div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"methodology-expander-0000000000\" data-accordion=\"details\" style=\"height: 0px;\">\n\t\t\t<div class=\"accordionContent\">The accounts shown above are promoted picks. If we show a \"Promoted for\" pick, this means it's been chosen from among our partners and is based on factors that include special features or offers, and the commission we receive. Keep in mind that our picks may not always be the best fit for you, and it's important to compare for yourself to find a product that works for you.<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<p>Although plastic is widely accepted in South African towns and cities, it\u2019s unrealistic to think you can get away with just making card payments in South Africa. As you\u2019ll need access to cash, this means ATM withdrawal fees should be a factor in your comparison of travel money options for South Africa.<\/p><ul class=\"list-4\"><li><b>Tip: <\/b>Make sure you tell your card issuer about your travel plans. Credit card fraud is common in South Africa and your bank may block your card if you make a card payment or withdrawal in South Africa.<\/li><\/ul><h3>How much rand should you bring on your trip?<\/h3><p>High summer season premiums will add to the cost of your trip to South Africa, but the cost of living and travel varies depending on where you are in the country. In smaller towns, South Africa is surprisingly affordable. Further south and especially in touristic places like Cape Town and Johannesburg, it can be very expensive. If you go to South Africa during high season (December to February) expect to pay a premium for everything. Off-season, prices drop dramatically.<\/p><h4>Find out some typical holiday prices in Cape Town<\/h4><table class=\"custom-table\"><thead><tr><th>Cape Town<\/th><th style=\"text-align: center;\">Budget<\/th><th style=\"text-align: center;\">Mid-range<\/th><th style=\"text-align: center;\">Expensive<\/th><\/tr><\/thead><tbody><tr><td><img decoding=\"async\" class=\"aligncenter sml-image-center size-full wp-image-580273\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2013\/09\/sleep.png\" alt=\"sleep\" width=\"80\" height=\"69\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2013\/09\/sleep.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2013\/09\/sleep.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\">Hostels<br>\u00a315\u2013\u00a330 per night<\/td><td><p style=\"text-align: center;\">2-star hotel<\/p><p style=\"text-align: center;\">\u00a330\u2013\u00a360 per night<\/p><\/td><td><p style=\"text-align: center;\">5-star hotel<\/p><p style=\"text-align: center;\">\u00a380\u2013\u00a3630+<\/p><\/td><\/tr><tr><td><img decoding=\"async\" class=\"aligncenter sml-image-center size-full wp-image-205977\" src=\"https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/food.png\" alt=\"food\" width=\"80\" height=\"69\" srcset=\"https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/food.png?fit=180 180w, https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/food.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/td><td><p style=\"text-align: center;\">Fast food<\/p><p style=\"text-align: center;\">\u00a34\u2013\u00a310<\/p><\/td><td><p style=\"text-align: center;\">Dinner at a mid-range restaurant<\/p><p style=\"text-align: center;\">\u00a318 per person<\/p><\/td><td><p style=\"text-align: center;\">5-star restaurant<\/p><p style=\"text-align: center;\">\u00a350+ per person<\/p><\/td><\/tr><tr><td><img decoding=\"async\" class=\"aligncenter size-full wp-image-207567\" src=\"https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/skydive1.png\" alt=\"skydive\" width=\"80\" height=\"69\" srcset=\"https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/skydive1.png?fit=180 180w, https:\/\/cdn.finder.com.au\/credit-cards\/wp-uploads\/skydive1.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\"><p style=\"color: #333333;\">Boat trips<\/p><p>\u00a37 per person<\/p><\/td><td style=\"text-align: center;\">SkyDive Tandem \u2013 FreeFall Experience and Parachute Ride<br>\u00a3120\u2013\u00a3200<\/td><td style=\"text-align: center;\"><p class=\"p1\"><span class=\"s1\">Hot-air ballooning<br><\/span><\/p><p class=\"p1\"><span class=\"s1\">\u00a3150\u2013\u00a3200 per person<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><sub>*Prices are approximate and are subject to change.<\/sub><\/p><h3>How travel cards, credit cards and debit cards work in South Africa<\/h3><h4 id=\"tag3\">A quick summary of your travel money options in South Africa<\/h4><table class=\"custom-table js-custom-table\" dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\"><colgroup><col width=\"170\"><col width=\"177\"><col width=\"120\"><\/colgroup><tbody><tr><th style=\"text-align: left;\">Travel money option<\/th><th style=\"text-align: left;\">Pros<\/th><th style=\"text-align: left;\">Considerations<\/th><\/tr><tr><td style=\"text-align: left;\">Debit cards for travel<\/td><td style=\"text-align: left;\"><ul class=\"list-1\"><li>Protected by Chip and PIN<\/li><li>Access your own funds<\/li><li>The right card waives currency conversion and withdrawal fees<\/li><\/ul><\/td><td style=\"text-align: left;\"><ul class=\"list-12\"><li>The wrong card charges currency conversion and withdrawal fees<\/li><li>Linked to your bank account which can be an issue if your card is stolen<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\">Prepaid travel money cards<\/td><td><ul class=\"list-1\"><li>No currency conversion fee if you spend in right currency<\/li><li>Dual card account<\/li><li>Locked-in exchange rates<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Higher exchange rates compared to Visa and Mastercard<\/li><li>Fees can apply (such as a reload fee, ATM withdrawal fee, inactivity fee, overseas ATM withdrawal fee)<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\">Credit cards for travel<\/td><td style=\"text-align: left;\"><ul class=\"list-1\"><li>Some cards waive foreign transaction fees<\/li><li>Access to funds up to your credit limit<\/li><li>Extra features such as complimentary insurance and purchase protection<\/li><\/ul><\/td><td style=\"text-align: left;\"><ul class=\"list-12\"><li>Fees and interest often apply to ATM withdrawals<\/li><li>Temptation to spend<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\">Traveller\u2019s cheques<\/td><td style=\"text-align: left;\"><ul class=\"list-1\"><li>Safer than cash<\/li><li>Can be easily replaced if lost or stolen<\/li><li>Photo I.D. needed to cash cheques<\/li><\/ul><\/td><td style=\"text-align: left;\"><ul class=\"list-12\"><li>Inconvenient to cash cheques<\/li><li>Cost<\/li><\/ul><\/td><\/tr><\/tbody><\/table><p style=\"text-align: right;\"><em><sub>This table is a general summary of the travel money products in the market. Features and benefits can vary between cards.<\/sub><\/em><\/p><h3 id=\"tag4\">How the different travel money products work in South Africa<\/h3><h4 id=\"travel-money-cards\"><i class=\"icon-travel-money-line icon-size-large\"><\/i> Using prepaid travel cards<\/h4><p>If you use a prepaid multi-currency travel card, you can load it with British pounds and convert the funds to a supported overseas currency at a locked-in foreign exchange rate.<\/p><p>If you\u2019re spending in a loaded and supported currency, you\u2019ll save on currency conversion fees and be protected from fluctuating currency exchange rates. The currencies you can spend in will vary from card to card, but some allow you to add rand which means you won\u2019t pay fees for spending on your card in South Africa.<\/p><p>Even if you don\u2019t have the supported or local currency on your card, you should still be able to use your travel card wherever Visa or Mastercard is accepted, but a currency conversion fee will apply. <\/p><p>If your card is running low on funds, you can top up via an online transfer. It can take between 24 hours and 2 business days for funds to appear in your account, so avoid bleeding your account dry before topping it up again.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p><strong>Benefits<\/strong><\/p><ul class=\"list-4\"><li><strong>No currency conversion fee.<\/strong> Find a travel card that lets you convert British pounds to South African Rand without paying extra for the currency conversion.<\/li><li><strong>Dual card account.<\/strong> You get two cards when you apply for a travel card account, which will come in handy if one is lost or stolen while you\u2019re on holiday.<\/li><li><strong>Locked-in rate.<\/strong> The exchange rate is locked in when you transfer funds between currency wallets, protecting you from negative currency fluctuations.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p><strong>Drawbacks<\/strong><\/p><ul class=\"list-13\"><li><strong>Exchange rate.<\/strong> Travel cards are subject to the card provider\u2019s cash rate. This is higher than the exchange rate offered to Visa and Mastercard debit and credit cards. There are travel card providers that use the better-value interbank rate, but these products are not common.<\/li><li><strong>Fees.<\/strong> You may pay fees when you use the card, either to load or reload funds, to withdraw from an ATM or to transact in a currency not already loaded on the card. Some accounts also charge an inactivity fee. Even if you use a travel card from a bank with an international ATM alliance, you could still incur an international ATM fee.<\/li><\/ul><\/div><\/div><h4 id=\"credit-cards\"><i class=\"icon-credit-cards-line icon-size-large\"><\/i> Using credit cards<\/h4><p>A credit card can be a good way to access a higher line of credit, which can come in handy when making large or emergency purchases on your holiday. However, if the card isn\u2019t designed for overseas use, you\u2019re likely to rack up fees as you spend.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p><strong>Benefits<\/strong><\/p><ul class=\"list-4\"><li><strong>Financial freedom.<\/strong> Unlike a prepaid card or debit card that deducts from your savings, a line of credit could come in handy when making large or emergency purchases overseas.<\/li><\/ul><ul class=\"list-4\"><li><strong>Rewards.<\/strong> Some credit cards come linked with a frequent flyer or rewards program, meaning you can earn points as you spend. Some cards even offer bonus points for purchases overseas.<\/li><\/ul><ul class=\"list-4\"><li><strong>Extra features.<\/strong> Credit cards often come with extra features such as complimentary insurance and purchase protection. If you\u2019re travelling overseas, you\u2019ll need insurance anyway, so getting complimentary cover through your credit card could save you time and money.<\/li><\/ul><ul class=\"list-4\"><li><strong>Some travel friendly options.<\/strong> Some credit cards are designed to be used overseas and won\u2019t charge a foreign transaction fee when you spend on them. <\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p><strong>Drawbacks<\/strong><\/p><ul class=\"list-13\"><li><strong>Foreign transaction fees<\/strong>. Some credit cards charge foreign transaction fees of around 3% per purchase. Look out for a credit card that waives these fees to keep your costs low.<\/li><\/ul><ul class=\"list-13\"><li><strong>ATM fees.<\/strong> Credit cards aren\u2019t designed for ATM withdrawals, so you\u2019re likely to incur a high cash advance fee when using your card for withdrawals overseas. You will also be charged interest from the moment you get your cash, making it expensive.<\/li><\/ul><ul class=\"list-13\"><li><strong>Temptation to spend.<\/strong> Having access to a line of credit might give you a false sense of financial security that tempts you to make unnecessary purchases. Remember that you have to repay every purchase (plus interest, in most cases) charged to your card.<\/li><\/ul><\/div><\/div><p>If you\u2019re thinking of using a credit card overseas, opt for one with low or no foreign transaction fees as well as other features, such as rewards or complimentary insurance that will benefit you on your trip.<\/p><h4 id=\"debit-cards\"><i class=\"icon-debit-cards-solid icon-size-large\"><\/i> Using debit cards<\/h4><p>Most ATMs in South Africa accept Mastercard and Visa debit cards. While there are benefits to accessing your own funds overseas, there are some drawbacks that come with using your debit card in South Africa.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p><strong>Benefits<\/strong><\/p><ul class=\"list-4\"><li><strong>Access your own funds.<\/strong> A line of credit can be good financial security, but accessing your own funds in your debit card gives you a more realistic idea of how you need to manage your travel budget.<\/li><\/ul><ul class=\"list-4\"><li><strong>Travel-friendly debit cards.<\/strong> While some debit cards will incur foreign transaction and ATM withdrawal fees, others are designed for overseas use and will avoid these costs.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p><strong>Drawbacks<\/strong><\/p><ul class=\"list-13\"><li><strong>ATM withdrawal costs.<\/strong> Some cards still charge ATM withdrawal costs, so look out for cards that belong to an ATM alliance that won\u2019t charge you when making withdrawals overseas.<\/li><\/ul><ul class=\"list-13\"><li><strong>Linked to bank account.<\/strong> If your card gets into the wrong hands, it can be easy for funds to be taken from your bank account.<\/li><\/ul><\/div><\/div><h4 id=\"travellers-cheque\"><i class=\"icon-income-protect-solid icon-size-large\"><\/i> Using traveller\u2019s cheques<\/h4><p>Traveller\u2019s cheques are safer than cash. They can be replaced if lost and you need photo identification to cash your cheques. The downside is convenience and cost: You need to visit a bank in South Africa to cash your cheques. Different banks charge different commissions and the exchange rate can vary from bank to bank as well.<\/p><h3 id=\"tag5\">The South African rand<\/h3><p>South African banknotes come in denominations of 10 rand, 20 rand, 50 rand, 100 rand and 200 rand. The coins available are 1 rand, 2 rand and 5 rand. Small coins are 5, 10, 20 and 50 cents.  Prices are rounded down to the nearest 5 cents and the notes are easily distinguished by colour.<\/p><table><tbody><tr><td><img decoding=\"async\" class=\"aligncenter sml-image-center wp-image-578467 size-full\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-10.png\" alt=\"south-africa-10\" width=\"300\" height=\"160\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-10.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-10.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-10.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-10.png?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/td><td><img decoding=\"async\" class=\"aligncenter sml-image-center wp-image-578481 size-full\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-20.png\" alt=\"south-africa-20\" width=\"300\" height=\"162\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-20.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-20.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-20.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-20.png?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/td><\/tr><tr><td><img decoding=\"async\" class=\"aligncenter sml-image-center wp-image-578455 size-full\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-50.png\" alt=\"south-africa-50\" width=\"300\" height=\"148\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-50.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-50.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-50.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-50.png?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/td><td><img decoding=\"async\" class=\"aligncenter sml-image-center wp-image-578487 size-full\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-100.png\" alt=\"south-africa-100\" width=\"300\" height=\"146\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-100.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-100.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-100.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-100.png?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/td><\/tr><tr><td style=\"text-align: center;\"><img decoding=\"async\" class=\"aligncenter sml-image-center wp-image-578485 size-full\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-30.png\" alt=\"south-africa-30\" width=\"300\" height=\"136\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-30.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-30.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-30.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/03\/south-africa-30.png?fit=900 900w\" sizes=\"(max-width: 900px) 100vw, 900px\" loading=\"lazy\"><\/td><td><\/td><\/tr><\/tbody><\/table><h3 id=\"tag6\">Find cash and ATMs in South Africa<\/h3><h4>The main banks in South Africa are:<\/h4><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li>ABSA<\/li><li>Nedbank<\/li><li>FNB<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li>Standard Bank<\/li><li>Bidvest<\/li><li>Capitec<\/li><\/ul><\/div><\/div><h3 id=\"cash\">What you need to know about withdrawing cash from a South African ATM<\/h3><p>South African banks do not charge you to use their ATMs. So you can save on ATM withdrawal fees altogether by choosing a card that doesn\u2019t charge for international ATM withdrawals.<\/p><ul class=\"list-7\"><li><strong>ATM withdrawal limits<\/strong><br>The maximum amount you can withdraw from an ATM in South Africa is approximately 3,000 rand per withdrawal. You may be able to withdraw more than this if you visit a bank branch and supply photo identification to the teller. You can make multiple withdrawals up to your card provider\u2019s daily withdrawal limit.<\/li><li><strong>Getting your money changed in South Africa<\/strong><br>You may be approached to get your money changed by a street vendor in South Africa. Although the rates they can give you may seem attractive, there\u2019s a good chance you\u2019re going to get ripped off. Plus, there\u2019s an inherent danger in flashing large amounts of money around on the street.<br>Get your money changed at currency exchange offices, banks or make withdrawals from a reputable ATM. You may want to get a sum of money changed to rand before you leave the UK so you at least have a little bit of cash on you at the airport. ZAR is a frequently traded international currency and you may be able to find rates at home that are comparable to the rates you can get when you change your money when you arrive.<br>Arguably, the best way to get South African rand is to make an ATM withdrawal. This transaction is subject to the interbank rate, plus a small margin from the card issuer \u2013 but some providers waive this. The interbank rate is the exchange rate banks and large financial institution use to buy and sell foreign currency. Changing cash on the street will give you the tourist rate, whereas using an ATM gives you something close to the interbank rate.<\/li><li><strong>Use a mix of travel money options for the best result<\/strong><br>Take a mix of travel money options to transact in South Africa conveniently and cheaply. For example, take a credit card for emergencies, but keep your debit or prepaid card on hand for ATM withdrawals and day-to-day purchases. Many accounts cost nothing to open, so it\u2019s not too much to ask to apply for a dedicated travel account. Consider your financial situation and how you\u2019ll be spending your money on your trip to decide on the best combination.<\/li><\/ul><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">What are the business hours for South African banks?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Generally, banks in South Africa have similar hours to banks in the UK. Banks open Monday to Friday, 8:30am to 3:30pm. On Saturday, banks usually open at 9am and shut at 11am. You may be able to find banks in shopping centres and airports with extended hours.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Is it compulsory to tip in South Africa and how much should I tip?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>While it\u2019s not compulsory to tip in South Africa, it\u2019s common to give extra small change to people providing a service such as carrying bags or serving drinks. When you\u2019re at a restaurant, it\u2019s standard to give up to an extra 15% of the total bill. Tour guides and rangers in parks depend on tips to make a liveable income. A tip is common in these situations.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">How much cash should I carry?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">It\u2019s best to avoid carrying large amounts of cash with you in case it\u2019s stolen. Aim to use cards for major purchases and withdraw cash as needed for smaller purchases, such as taxi journeys and tips.<\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Learn more about the best card to use, if you should use a UK debit card and other ways to take spending money to South Africa.<\/p>\n","protected":false},"author":645,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[525],"tags":[],"asset_tag":[],"class_list":["post-68261","post","type-post","status-publish","format-standard","hentry","category-travel-money"],"apple_news_notices":[],"yoast_head":"<!-- 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