{"id":66227,"date":"2017-10-13T10:12:38","date_gmt":"2017-10-13T09:12:38","guid":{"rendered":""},"modified":"2026-03-23T16:09:18","modified_gmt":"2026-03-23T16:09:18","slug":"spain","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/travel-money\/spain","title":{"rendered":"Best ways to spend travel money in Spain"},"content":{"rendered":"<p>Hola, amigos! Planning on heading to the land of paella and flamenco? Organise your travel money options ahead of time and you can spend more time soaking in the rich culture rather than worrying how you\u2019re going to pay your way.<\/p><h3>Should I use cash or a card to pay for things in Spain?<\/h3><p>Although many places accept over-the-counter card payments, it is always advisable to have some cash with you in Spain. Expect to use it to pay for smaller purchases of up to \u20ac20 at many shops and restaurants. Familiarise yourself with the euros below to make sure you\u2019re not accidentally paying too much on your holiday.<\/p><div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>The currency in Spain is the euro.<\/li>\n          <li>ATMs are widely available and many charge no fees to withdraw cash.<\/li>\n          <li>Choose a debit card with low fees (or no fees) for travel <a href=\"#toppicks\">from our top picks<\/a>.<\/li>\n      <\/ul>\n\n  \n  <\/div>\n<h3 id=\"toppicks\">Low cost travel money options for Spain<\/h3>\n\n\n<style>\n.newpicks.topPicksF1 .topPicks__card { border: 2px solid #232320; border-radius: 1rem; -webkit-box-shadow: 4px 6px 0 0 #232320; box-shadow: 4px 6px 0 0 #232320; margin-right: 4px; }\n.pickfor { line-height: 20px; box-sizing: border-box; display: flex; flex-direction: column; justify-content: center; background-color: #e5f7ff; border-radius: 0.9rem 0.9rem 0 0; min-height: 58px; }\n.pickpros, .gxfcydsc { font-size: 14.75px; letter-spacing: -0.1px; line-height: 21px; }\n.topPicks__card { overflow: visible !important; }\n.topPicks__card figure.award { padding-bottom: 20px; margin: -3px auto 3px auto; }\n.topPicks__card span.gx-badge__body { box-sizing: border-box !important; }\n.topPicks__card figure.noward { padding: 10px; }\n.newpicks.flex { display: flex; flex-wrap: nowrap; overflow: auto; }\n.newpicks .flex-item { flex: 0 0 auto; margin-right: 10px !important;  width: calc((100% - 20px) \/ 3) !important; max-width: 280px; }\n.topPicks__optionalLabel span.table-popover::before { margin: 0px 0px -2px 2px; }\n.topPicks__card .text-small.dsclmr { font-size: 16px; letter-spacing: -.28px; }\n@media only screen and (min-width: 960px) { .newpicks { -webkit-box-pack: center; -webkit-justify-content: center; -ms-flex-pack: center; justify-content: center; } }\n@media only screen and (max-width: 960px) { .newpicks .flex-item { min-width: 270px; } }\n.newpicks .pick { line-height: 1.4em; min-height: 3.3em; }\n.newpicks .flex-item article { border-radius: 0.7em; }\n.newpicks .topPicks__optionalLabel { font-weight: 600; padding: 0.5em 0.65em 0.6em; width: auto; font-size: 0.875rem; line-height: 17px; margin-top: 0px !important; }\n<\/style>\n\n\n\n\n\n\n<div id=\"toppicks\" class=\"newpicks impression__toppicks-container u-grid u-grid--alignStretch u-grid--gutterCollapse flex has-padding-top-xsmall topPicksF1\" data-count-items=\"3\">\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for low fees + sign-up bonus<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png\" class=\"topPicks__image\" alt=\"Revolut  logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\"luna-button luna-button--success  luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/revolut-review#comparison-table-0000000000\">See deal<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>\u00a320 welcome bonus<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Pay like a local with excellent exchange rates<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Send money in 29 currencies<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Cashback on hotel bookings<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for no overseas fees card &amp; budgeting<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png\" class=\"topPicks__image\" alt=\"Monzo logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to Monzo\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/monzo-travel-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224b7deca5-4152-460d-bd12-4d0074d34d61%22%2C%22product_name%22%3A%22Monzo%22%2C%22offer_id%22%3A%2225676%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22position%22%3A%222%22%2C%22post_id%22%3A%2266227%22%2C%22post_path%22%3A%22travel-money%252Fspain%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>Earn interest on your holiday money with a savings pot<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Make fee-free cash withdrawals<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Spend abroad with no fees<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Split costs with friends in seconds<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\" style=\"margin-right: 0px !important;\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for low fx fees<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png\" class=\"topPicks__image\" alt=\"Wise Multi-currency Account logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to Wise\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/wise-multucyrrency-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bf57b237-53f7-4885-adc9-f9fb9275c9b7%22%2C%22product_name%22%3A%22Wise%2BMulti-currency%2BAccount%22%2C%22offer_id%22%3A%2225128%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22position%22%3A%223%22%2C%22post_id%22%3A%2266227%22%2C%22post_path%22%3A%22travel-money%252Fspain%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>More than 150 countries<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Open an account in minutes<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Use in more than 150 countries<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> 2 free cash withdrawals per month<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n<style>@media only screen and (min-width: 601px) { .ukfin_offrpll { min-height: 46px; } }<\/style><\/div>\n\n\n\n\n<div id=\"toppicks-methodology\" class=\"topPicksMethodology--shortcode luna-accordionGroup accordionGroup\">\n\t<div class=\"luna-accordion\" data-accordion=\"accordion\">\n\t\t<div class=\"luna-accordion__summary\">\n\t\t\t<h4 class=\"luna-accordion__heading\">\n\t\t\t\t<button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000000\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000000\">\n\t\t\t\t\t<span class=\"luna-accordion__title\">How we chose these accounts<\/span>\n\t\t\t\t\t<svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use>\n\t\t\t\t\t\t<use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up is-hidden\"><\/use>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/button>\n\t\t\t<\/h4>\n\t\t<\/div>\n\t\t<div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"methodology-expander-0000000000\" data-accordion=\"details\" style=\"height: 0px;\">\n\t\t\t<div class=\"accordionContent\">The accounts shown above are promoted picks. If we show a \"Promoted for\" pick, this means it's been chosen from among our partners and is based on factors that include special features or offers, and the commission we receive. Keep in mind that our picks may not always be the best fit for you, and it's important to compare for yourself to find a product that works for you.<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<article class=\"luna-card luna-card--primary\"><div class=\"luna-card__block\"><div class=\"u-grid\"><h4>Spain travel update, summer 2022<\/h4><p>Now that the UK has left the EU, UK holidaymakers travelling to Spain may be required to show proof of accommodation, a return flight and holiday spending funds of \u20ac100 (\u00a385) per day, at Spanish border control. These new rules received a lot of media coverage as the UK\u2019s 2022 summer holiday season began, but Spanish authorities confirmed the measures have been in place since January 2022 and apply as standard to all non-EU visitors. These are spot checks and will not be carried out for every UK traveller, but tourists should be aware of these requirements.<\/p><\/div><\/div><\/article><h4>Using debit cards<\/h4><p>Travel-friendly debit cards can give you the best of both worlds: the ability to spend your own money abroad and the freedom to withdraw cash without incurring extra charges. The best debit cards for travel in Spain will allow you to withdraw euros from an ATM without incurring foreign ATM usage fees. Over the length of a trip, ATM fees can add up to the price of a night out. Have a look at the <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/virgin-money-m-plus-current-account-review\">Virgin Money M Plus current account<\/a>. You get a Mastercard Debit card to use over the counter or at ATMs. Virgin Money doesn\u2019t charge for currency conversion, there\u2019s no international ATM charge and no account keeping fee either.<\/p><h4>Using travel prepaid cards<\/h4><p>You can load euros onto all travel money cards and spend without incurring the fee for currency conversion. This is the main feature of any travel money card, and one of the main reasons why they\u2019re popular with travellers. With that box ticked, choosing the right travel money card to take to Spain will require a comparison of the cards\u2019 other features such as reload fees, inactivity fees and ATM withdrawal fees.<\/p><ul class=\"list-4\"><li><b>Tip:<\/b> You reload these products via online transfer while you\u2019re overseas. It can take up to 3 business days for some types of payment to clear, and even longer if you try to reload your card over a weekend or public holiday. With this in mind, avoid letting your balance drain to \u20ac0 before loading to avoid being stranded without any funds.<\/li><\/ul><h4><i class=\"icon-credit-cards-line icon-size-large\"><\/i> Using credit cards<\/h4><p>There are a number of competitive credit card products designed for travellers. Credit cards often come with other bonuses such as complimentary travel insurance and rewards for spending. You shouldn\u2019t be using your credit card to get cash from an ATM, though. Cash advance charges and interest can add up quickly and eat away your available credit.<\/p><h4>Using traveller\u2019s cheques<\/h4><p>Traveller\u2019s cheques give you security. Only you can cash your cheques. However, given the money back guarantees in place from card providers if you\u2019re the victim of card fraud, traveller\u2019s cheques have been made redundant. You\u2019re able to spend conveniently and safely in Spain using your debit card, credit card or travel card.<\/p><h3>Which are the best bank accounts for spending in Spain?<\/h3><p>There are a number of different options for spending in Spain, however the two current standouts are <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-vs-monzo\">Monzo and Revolut<\/a>.<\/p><h4>Can I use Monzo in Spain?<\/h4><p>Yes, you can use <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\">Monzo<\/a> in Spain. Monzo cards, both physical and virtual, are accepted at any shop, ATM, hotel, restaurant etc. that accepts Mastercard, which is widely accepted in Spain. Spain is also part of the European Economic Area (EEA), meaning there\u2019s no charge for any purchases you make. Also, if Monzo is your main bank account, you\u2019ll get unlimited fee-free withdrawals from ATMs. If not, you\u2019ll still get a free limit of \u00a3400 every 30 days, then a 3% charge kicks in. Monzo automatically converts to the Euro using Mastercard\u2019s exchange rate, without adding any mark-ups or hidden charges.<\/p><h4>Can I use Revolut in Spain?<\/h4><p>Yes, you can use <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-review\">Revolut<\/a> in Spain. Revolut cards, both physical and virtual, can be used wherever Visa and Mastercard are accepted, which are widely accepted in Spain in shops and restaurants, ATMs etc. However, for users on the standard plan, purchases (up to a limit of \u00a31000 per month) and withdrawals (up to a limit of \u00a3200 per month) are only <strong>fee-free on weekdays<\/strong>, as Revolut applies a 1% mark-up on weekends. If you exceed your fee-free limit, Revolut charges 2% on top of each withdrawal until the end of the month. For all purchases, Revolut will automatically exchange to the Euro at the current exchange rate.<\/p><h3 id=\"travel\">Travel card, debit card or credit card?<\/h3><p>The national currency for Spain is the euro. As one of the major global currencies, all travel cards let you load and spend euros. But is a travel card the best travel money product for your trip? Visa and Mastercard have wide acceptance at shops and ATMs throughout Spain. You can use your debit card or credit card like you would in the UK; just look for products that waive the currency conversion fee when you spend.<\/p><p>Most <a href=\"https:\/\/www.finder.com\/uk\/digital-banking\/browse-banking-apps\">digital banking apps<\/a>, which are a great option owing to very low transaction and withdrawal fees, come with either a Visa or Mastercard <a href=\"https:\/\/www.finder.com\/uk\/best-travel-money-card\">bank card<\/a>. They work as normal bank accounts do, so the \u201ctopping up\u201d process simply consists of transferring money into the account.<\/p><h4 id=\"compare\">Travel money options for Spain at a glance<\/h4><table class=\"custom-table js-custom-table\" dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\"><colgroup><col width=\"120\"><col width=\"177\"><col width=\"170\"><\/colgroup><thead><tr><th><b>Travel money option<\/b><\/th><th style=\"text-align: left;\"><b>Pros<\/b><\/th><th style=\"text-align: left;\"><b>Considerations<\/b><\/th><\/tr><\/thead><tbody><tr><td style=\"text-align: left;\">Debit cards for travel<\/td><td><ul class=\"list-1\"><li>Ability to use your ATM card in most places<\/li><li>Protected by PIN &amp; chip<\/li><li>Debit cards will not incur an interest rate as it uses your own money from your transaction account<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Most of the debit cards will charge an additional currency conversion fee<\/li><li>Not a credit product<\/li><li>No emergency funds available though a cash advance facility<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\">Prepaid travel money cards<\/td><td><ul class=\"list-1\"><li>Ability to hold euros on almost every prepaid travel card on the market<\/li><li>Ability to lock in the exchange rate for the funds that you \u2018load\u2019 on to the card before you go<\/li><li>Secured by PIN &amp; chip technology<\/li><li>Comes with a backup card if yours goes missing<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>International ATM withdrawal fees, card issue fees and initial load fees may apply<\/li><li>Reload fees could be high<\/li><li>Some travel cards charge an inactivity fee<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\">Credit cards for travel<\/td><td><ul class=\"list-1\"><li>Protected by PIN &amp; chip<\/li><li>Access to funds up to your credit limit<\/li><li>Accepted worldwide<\/li><li>No currency conversion\/ transaction fees<\/li><li>Benefits including rewards points on spending, 0% purchases, frequent flyer perks<\/li><li>Some credit cards offer complimentary travel insurance<\/li><li>Interest-free days when you pay your account in full<\/li><li>Emergency card replacement<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Can charge high withdrawal and cash advance fees<\/li><li>Higher spending limit (depends on your approved credit limit)<\/li><li>Withdrawing cash can be considered a \u201ccash advance\u201d and can charge you fees and high interest<\/li><li>Card scheme anti-fraud guarantees don\u2019t apply in a credit card with a positive balance<\/li><li>Higher spending limit (depends on your approved credit limit)<\/li><li>Attracts an annual fee<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\">Traveller\u2019s cheques<\/td><td><ul class=\"list-1\"><li>Have the added security of needing ID to be cashed<\/li><li>Availability to cash at banks<\/li><li>Secure and can be easily replaced if lost or stolen<\/li><li>Card schemes such as Mastercard give you a money back guarantee if you\u2019re a victim of card fraud<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Expect to be charged a commission when cashing your cheques<\/li><li>Fees for purchasing and cashing traveller\u2019s cheques may apply<\/li><li>Currency exchange rate varies over time<\/li><li>Not common in Spain for the simple reason that ATMs are everywhere and offer a more competitive exchange rate and that\u2019s what most people use<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\">Cash<\/td><td><ul class=\"list-1\"><li>Greater payment flexibility<\/li><li>Convenience<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>More difficult to manage expenses<\/li><li>Higher risk of theft<\/li><\/ul><\/td><\/tr><\/tbody><\/table><p style=\"text-align: right;\"><em><sub>This table is a general summary of the travel money products in the market. Features and benefits can vary between cards. <\/sub><\/em><\/p><h3 id=\"buying\">Buying currency in the UK<\/h3><p>There\u2019s no limit to the amount of cash you can bring with you to Spain. However, you\u2019ll need to make a declaration at customs if you\u2019re travelling with more than \u20ac10,000 cash (this includes traveller\u2019s cheques). You have a number of options for picking up euros in the UK. Your bank can sell you euros for a competitive rate; however, you will be charged a commission for the service.<\/p><p>Providers such as the Post Office also sell you euros \u2013 you can order online and collect your cash from a branch near you before you leave. There\u2019s no commission and they offer a reasonably competitive rate compared with many banks. For example, buying \u00a3500 worth of euros from the Post Office\u2019s online Travel Money shop gives you \u20ac570 compared with \u20ac570.5 from Travelex (rates correct as of March 2024).<\/p><h3>Exchanging cash<\/h3><p>If you have foreign cash to change you will be overwhelmed with choice in Barcelona and Madrid. Exchange offices away from tourist attractions and banks will have better exchange rates. If you want to get the most competitive exchange rate, don\u2019t get money changed at the airport.<\/p><h3 id=\"atm\">Using ATMs in Spain<\/h3><p>You will be able to find ATMs in all Spanish towns and cities, petrol stations, shopping centres and bus and train stations. Bank-affiliated ATMs generally won\u2019t charge you for usage except for Catalunya Caixa Bank, which will charge a couple of euros. Most ATMs, and almost all in larger towns and cities, will have an English option.<article class=\"luna-card luna-card--primary calloutBox\"><div class=\"luna-card__block\"><h4 class=\"caseStudy\">Interview with Michael about travel money and his trip to Spain<\/h4><p><b>Merrymaking in Barcelona and Madrid<\/b><\/p><p>Michael visited Barcelona and Madrid on his way to Lisbon from Paris. Barcelona was his first stop in Spain, and visiting the Sagrada Familia was number 1 on his to-do list. All up, Michael spent 2 weeks in Spain: 1 week in Barcelona and 1 week in Madrid. He travelled on the Eurostar, which was a little expensive, but convenient and a great way to see the European countryside.<\/p><p><b>What cards did you take?<\/b><\/p><p>Michael says he took 2 debit accounts and a credit card to Spain.<\/p><ul><li>Citibank Plus Transaction Account<\/li><li>Existing credit card<\/li><\/ul><p><b style=\"font-size: medium; line-height: 1.7em;\">Why did you take these cards?<\/b><\/p><p>Michael used his Citibank card as a travel card. It was free to open and cost nothing to keep so he wasn\u2019t concerned if he didn\u2019t use it once he got back home. He transferred money from his original account to his Citibank account and then used the Citibank Plus to withdraw from ATMs. Many bank ATMs throughout Europe do not charge local operator fees. His Citibank card doesn\u2019t charge for international ATM withdrawals or for currency conversion so he was getting a pretty good deal each time he took out cash. He also used his Citibank Plus card to make over-the-counter purchases where he could to avoid the 3% fee for currency conversion. He used his credit card to pay for flights and secured complimentary international travel insurance.<\/p><p><b>Where could you use your cards?<\/b><\/p><p>Michael says he used his card more than cash in Madrid; there were lots of places where he could use his Mastercard and Visa cards. He says minimum transaction amounts were a problem; for example, he had to buy 3 or 4 packs of cigarettes at a time to get over the \u20ac10\u2013\u20ac20 minimum transaction amount. There is a very low or minimum limit for card payments at supermarket chains such as Mercadona and Carrefour.<\/p><p><b>Did you use ATMs?<\/b><\/p><p>Michael says he made withdrawals from ATMs with an affiliation to his banks: Citibank, Barclays Bank and Deutsche Bank. He didn\u2019t have to go far to find one of these machines in Madrid.<\/p><p><b>What tips do you have for using travel money in Spain?<\/b><\/p><p>The Madrid tourist card was offered to Michael but he turned it down. This gives you free entry to museums, free guide books and access to guided tours. Michael says this is only a good idea if you plan on spending a couple of days filled to the brim with culture spotting. There\u2019s a saving on museum entry fees of approximately \u20ac10 but prices for the card start at \u20ac50 for a 1-day pass. Michael also says watch out for the IVA tax, which isn\u2019t included in some bills and can be as high as 21%.<\/p><\/div><\/article><\/p><h3 id=\"casestudy\">Bottom line<\/h3><p>A combination of travel money products is the best approach to funding your trip to Spain. Use a debit card or a travel card to withdraw cash from ATMs and to make over-the-counter purchases when available, and use a credit card for emergencies and big ticket purchases. Credit cards offer up to 55 days interest free on purchases if you pay your account by the statement due date, and there are cards which provide complimentary insurance to protect important purchases against damage and loss.<\/p><p>By spreading your travel money across a couple of accounts, you won\u2019t be caught without cash if a card goes missing and you can take advantage of money-saving travel perks. Travellers to Spain may be surprised at how easy it is to get by without spending a fortune. With a few travel money tricks up your sleeve, it\u2019s easy to sample all of the joys of Spain, from flamenco to Dal\u00ed.<\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Everything you need to know about withdrawing and spending money in Spain. What currency do I need? Do I need a travel card?<\/p>\n","protected":false},"author":645,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[525],"tags":[],"asset_tag":[],"class_list":["post-66227","post","type-post","status-publish","format-standard","hentry","category-travel-money"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best ways to spend travel money in Spain<\/title>\n<meta name=\"description\" content=\"Everything you need to know about withdrawing and spending money in Spain. 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