{"id":66163,"date":"2017-10-13T09:30:02","date_gmt":"2017-10-13T08:30:02","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=66163"},"modified":"2026-05-11T05:40:54","modified_gmt":"2026-05-11T04:40:54","slug":"netherlands","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/travel-money\/netherlands","title":{"rendered":"Best ways to spend travel money in Netherlands"},"content":{"rendered":"<p>The Netherlands is in the Eurozone, so the national currency is the euro.<\/p><div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>In the Netherlands, the currency is the euro.<\/li>\n          <li>ATMs are widely available and some operators will charge a fee to withdraw cash.<\/li>\n          <li>Choose a debit card with low fees (or no fees) for travel <a href=\"#toppicks\">from our top picks<\/a>.<\/li>\n      <\/ul>\n\n  \n  <\/div>\n<h3 id=\"toppicks\">Low-cost travel money options for the Netherlands<\/h3><script id=\"toppicks-datalayer\">\n  window.dataLayerState = [{\"TopPicksData_cardCategory\":\"Low fees + sign-up bonus\",\"TopPicksData_providerLabel\":\"Revolut\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_hasReward\":\"false\",\"TopPicksData_position\":1},{\"TopPicksData_cardCategory\":\"No overseas fees card \\u0026 budgeting\",\"TopPicksData_providerLabel\":\"Monzo\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_hasReward\":\"false\",\"TopPicksData_position\":2},{\"TopPicksData_cardCategory\":\"No FX fees\",\"TopPicksData_providerLabel\":\"Wise\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_hasReward\":\"false\",\"TopPicksData_position\":3}];\n<\/script>\n\n\n  <div id=\"toppicks\" class=\"topPicks rewards--container topPicksF1\" data-count-items=\"3\" data-desktop-count=\"3\" data-niche=\"UKFTM\" data-rewards-component=\"top-picks\">\n        <div class=\"topPicks__list\">\n      <div class=\"u-grid u-grid--alignStretch\">\n                  <div class=\"u-grid__col topPicks__col u-3\/4 u-5\/12@s u-1\/3@l\">\n            <article class=\"topPicks__card luna-card luna-card--stretch\">\n\n              <header class=\"topPicks__header\">\n                <p class=\"topPicks__category\">Low fees + sign-up bonus<\/p>\n              <\/header>\n\n              <div class=\"topPicks__body\">\n                                  <div class=\"topPicks__badgeRow\">\n                                          <p class=\"topPicks__lozenge topPicks__lozenge--promoted\"><span>Promoted<\/span><\/p>\n                                        \n                  <\/div>\n                \n                <div class=\"topPicks__nameRow topPicks__nameRow--empty\">\n                                  <\/div>\n\n                <figure class=\"topPicks__figure\">\n                                                        <img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png\" class=\"topPicks__image\" alt=\"Revolut logo\" loading=\"lazy\">\n                                  <\/figure>\n\n                \n                <div class=\"topPicks__ctaRow\">\n                                      <a class=\"luna-button luna-button--success luna-button--fluid topPicks__cta\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/revoluttravelmoney-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22top_picks%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22product_id%22%3A%224ddde83d-92a3-41cb-a518-97352f192ba8%22%2C%22product_name%22%3A%22Revolut%2B%22%2C%22provider_id%22%3A%22d6fc0821-41db-4faa-a3ab-cd9184210ad9%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2221270%22%2C%22post_id%22%3A%2266163%22%2C%22post_path%22%3A%22travel-money%252Fnetherlands%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"_blank\" data-card-position=\"1\">Go to site<\/a>\n                                  <\/div>\n\n                <div class=\"topPicks__disclaimerRow\">\n                                      <p class=\"topPicks__ctaDisclaimer\">T&amp;Cs apply<\/p>\n                                  <\/div>\n\n                \n                                <div class=\"topPicks__offerRow\">\n                                      <div class=\"topPicks__offer\">\n                      <svg class=\"topPicks__offerIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #1dd751\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#gift\"><\/use><\/svg>\n                      <span class=\"topPicks__offerText\">\u00a320 welcome bonus<\/span>\n                                          <\/div>\n                                  <\/div>\n                \n                                  <div class=\"topPicks__descriptionRow\">\n                                          <ul class=\"topPicks__features\">\n                                                                              <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Pay like a local with excellent exchange rates<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Send money in 29 currencies<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Cashback on hotel bookings<\/span><\/li>\n                                                                        <\/ul>\n                                      <\/div>\n                              <\/div>\n\n            <\/article>\n\n                      <\/div>\n                  <div class=\"u-grid__col topPicks__col u-3\/4 u-5\/12@s u-1\/3@l\">\n            <article class=\"topPicks__card luna-card luna-card--stretch\">\n\n              <header class=\"topPicks__header\">\n                <p class=\"topPicks__category\">No overseas fees card &amp; budgeting<\/p>\n              <\/header>\n\n              <div class=\"topPicks__body\">\n                                  <div class=\"topPicks__badgeRow\">\n                                          <p class=\"topPicks__lozenge topPicks__lozenge--promoted\"><span>Promoted<\/span><\/p>\n                                        \n                  <\/div>\n                \n                <div class=\"topPicks__nameRow topPicks__nameRow--empty\">\n                                  <\/div>\n\n                <figure class=\"topPicks__figure\">\n                                                        <img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png\" class=\"topPicks__image\" alt=\"Monzo logo\" loading=\"lazy\">\n                                  <\/figure>\n\n                \n                <div class=\"topPicks__ctaRow\">\n                                      <a class=\"luna-button luna-button--success luna-button--fluid topPicks__cta\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/monzo-travel-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22top_picks%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22product_id%22%3A%224b7deca5-4152-460d-bd12-4d0074d34d61%22%2C%22product_name%22%3A%22Monzo%22%2C%22provider_id%22%3A%22571d60cb-7ae7-4360-858d-d999e56e35a5%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2225676%22%2C%22post_id%22%3A%2266163%22%2C%22post_path%22%3A%22travel-money%252Fnetherlands%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"_blank\" data-card-position=\"2\">Go to site<\/a>\n                                  <\/div>\n\n                <div class=\"topPicks__disclaimerRow\">\n                                      <p class=\"topPicks__ctaDisclaimer\">T&amp;Cs apply<\/p>\n                                  <\/div>\n\n                \n                                <div class=\"topPicks__offerRow\">\n                                      <div class=\"topPicks__offer\">\n                      <svg class=\"topPicks__offerIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #1dd751\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#gift\"><\/use><\/svg>\n                      <span class=\"topPicks__offerText\">Earn interest on your holiday money with a savings pot<\/span>\n                                          <\/div>\n                                  <\/div>\n                \n                                  <div class=\"topPicks__descriptionRow\">\n                                          <ul class=\"topPicks__features\">\n                                                                              <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Make fee-free cash withdrawals<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Spend abroad with no fees<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Split costs with friends in seconds<\/span><\/li>\n                                                                        <\/ul>\n                                      <\/div>\n                              <\/div>\n\n            <\/article>\n\n                      <\/div>\n                  <div class=\"u-grid__col topPicks__col u-3\/4 u-5\/12@s u-1\/3@l\">\n            <article class=\"topPicks__card luna-card luna-card--stretch\">\n\n              <header class=\"topPicks__header\">\n                <p class=\"topPicks__category\">No FX fees<\/p>\n              <\/header>\n\n              <div class=\"topPicks__body\">\n                                  <div class=\"topPicks__badgeRow\">\n                                          <p class=\"topPicks__lozenge topPicks__lozenge--promoted\"><span>Promoted<\/span><\/p>\n                                        \n                  <\/div>\n                \n                <div class=\"topPicks__nameRow topPicks__nameRow--empty\">\n                                  <\/div>\n\n                <figure class=\"topPicks__figure\">\n                                                        <img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png\" class=\"topPicks__image\" alt=\"Wise logo\" loading=\"lazy\">\n                                  <\/figure>\n\n                \n                <div class=\"topPicks__ctaRow\">\n                                      <a class=\"luna-button luna-button--success luna-button--fluid topPicks__cta\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/wise-multucyrrency-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22top_picks%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22product_id%22%3A%22bf57b237-53f7-4885-adc9-f9fb9275c9b7%22%2C%22product_name%22%3A%22Wise%2BMulti-currency%2BAccount%22%2C%22provider_id%22%3A%2223bc3143-484a-4e3e-ae68-28e0f4ccea79%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2225128%22%2C%22post_id%22%3A%2266163%22%2C%22post_path%22%3A%22travel-money%252Fnetherlands%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"_blank\" data-card-position=\"3\">Go to site<\/a>\n                                  <\/div>\n\n                <div class=\"topPicks__disclaimerRow\">\n                                      <p class=\"topPicks__ctaDisclaimer\">T&amp;Cs apply<\/p>\n                                  <\/div>\n\n                \n                                <div class=\"topPicks__offerRow\">\n                                      <div class=\"topPicks__offer\">\n                      <svg class=\"topPicks__offerIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #1dd751\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#gift\"><\/use><\/svg>\n                      <span class=\"topPicks__offerText\">More than 150 countries<\/span>\n                                          <\/div>\n                                  <\/div>\n                \n                                  <div class=\"topPicks__descriptionRow\">\n                                          <ul class=\"topPicks__features\">\n                                                                              <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Open an account in minutes<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Use in more than 150 countries<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>2 free cash withdrawals per month<\/span><\/li>\n                                                                        <\/ul>\n                                      <\/div>\n                              <\/div>\n\n            <\/article>\n\n                      <\/div>\n              <\/div>\n    <\/div>\n  <\/div>\n\n\n\n<div id=\"toppicks-methodology\" class=\"topPicksMethodology--shortcode luna-accordionGroup accordionGroup\">\n    <div class=\"luna-accordion\" data-accordion=\"accordion\">\n        <div class=\"luna-accordion__summary\">\n            <h4 class=\"luna-accordion__heading\">\n                <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000001\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000001\">\n                    <span class=\"luna-accordion__title\">How we chose these accounts<\/span>\n                    <svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\">\n                        <use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use>\n                        <use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up is-hidden\"><\/use>\n                    <\/svg>\n                <\/button>\n            <\/h4>\n        <\/div>\n        <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"methodology-expander-0000000001\" data-accordion=\"details\" style=\"height: 0px;\">\n            <div class=\"accordionContent\">The accounts shown above are promoted picks. If we show a \"Promoted for\" pick, this means it's been chosen from among our partners and is based on factors that include special features or offers, and the commission we receive. Keep in mind that our picks may not always be the best fit for you, and it's important to compare for yourself to find a product that works for you.<\/div>\n        <\/div>\n    <\/div>\n<\/div>\n<h4 id=\"travel-money-cards\"><i class=\"icon-travel-money-line icon-size-large\"><\/i> Using a travel prepaid card<\/h4><p>Take a travel money card to Amsterdam and avoid transaction fees completely.<\/p><p>All travel cards will allow you to load and spend euros in the Netherlands. You won\u2019t incur the additional currency conversion fee of between 2.5% and 3% which applies to the majority of personal finance products. If you are considering taking a travel card to access your spending money in the Netherlands, compare the fees for loading, reloading and ATM withdrawals.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p><strong>Pros<\/strong><\/p><ul class=\"list-4\"><li>Travel cards will allow to load your own money in euros, so when you make payments in the Netherlands, you will avoid the fees that your bank normally charges to convert your money into a foreign currency.<\/li><li>You can often lock in exchange rates in advance, allowing you to benefit when rates are competitive.<\/li><li>Travel cards are not attached to your regular bank account and have to be reloaded for use. It can help keep track of what\u2019s going out, and how fast, helping you to budget.<\/li><li>You usually get 2 cards when you apply for one of these accounts. The second card can be used as a backup if the main card is lost.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p><strong>Cons<\/strong><\/p><ul class=\"list-13\"><li>ATM fees, reload fees and issue fees<strong> <\/strong>have the potential to eat into your travel budget.<\/li><li>Public holidays and weekends in Britain can extend the time it takes to reload the card.<\/li><li>Some places, like petrol stations, won\u2019t accept prepaid cards.<\/li><\/ul><\/div><\/div><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/travel-money\/prepaid-cards\"> Compare prepaid cards for travelling <\/a><h4 id=\"debit-cards\">Can I use my debit card in Amsterdam and the Netherlands?<\/h4><p>Debit card payments are accepted in most places in the Netherlands. Choose a travel friendly option and you can avoid foreign exchange fees on your spending. What\u2019s more, if you want to find a cheap and easy way to access cash while you\u2019re in the Netherlands, look for a debit card that won\u2019t charge you for withdrawing cash from an ATM. Decent choices for fee-free withdrawals abroad include Starling Bank and Monzo\u2019s current accounts and the Virgin Money M Plus account.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p><strong>Pros<\/strong><\/p><ul class=\"list-4\"><li>Provided by Visa and Mastercard, you\u2019re protected against fraud under the card scheme\u2019s zero liability guarantees, which give you full reimbursement you fall victim to fraud.<\/li><li>Some debit card accounts waive fees for currency conversion and international ATM fees.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p><strong>Cons<\/strong><\/p><ul class=\"list-13\"><li>You must wait for a replacement card if you lose your debit card or it\u2019s stolen. This can take up to 2 weeks.<\/li><li>Your card is linked to your current account, so if it is stolen, thieves could access your funds.<\/li><\/ul><\/div><\/div><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/debit-cards-low-foreign-transaction-fees\"> Compare UK debit cards with low transaction fees<\/a> <\/p><h4 id=\"credit-cards\">Using credit cards<\/h4><p>Travel-friendly credit cards come in many shapes and sizes, and offer a range of benefits to suit travellers spending abroad.<\/p><p>Some, for example, won\u2019t charge foreign transaction fees while you\u2019re away. But you might also benefit from extras like travel insurance, or lengthy 0% purchase periods that let you pay off your holiday spending over time without incurring interest. Just watch out for annual fees if your card comes with a lot of perks.<\/p><p>Also be aware you should avoid using your credit card for cash withdrawals as these incur a fee and will also charge interest from the date of the withdrawal.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p><b>Pros<\/b><\/p><ul class=\"list-4\"><li>Card payments are the norm in the Netherlands.<\/li><li>Credit cards designed for travel often have a number of freebies and add-ons to sweeten the deal. Insurance, free emergency overseas card replacement and airport lounge access are card features which can appeal to travellers.<\/li><li>Apply for a travel credit card and avoid paying extra international transaction charges.<\/li><li>Some credit cards offer extended interest free terms on purchases and nearly all cards offer interest free days when you pay the balance in full each month.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p><strong>Cons<\/strong><\/p><ul class=\"list-13\"><li>If you don\u2019t make your monthly repayment, or the interest free period runs out and you still have money owing, you might be charged more than you planned.<\/li><li>Cash withdrawals from a credit card can incur cash advance fees and high interest charges.<\/li><li>Some credit cards charge annual fees.<\/li><\/ul><\/div><\/div><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\"> Compare travel credit cards <\/a><h4> Travel tips in Netherlands<\/h4><ul><li><strong>ATM availability<\/strong><br><strong>Geldautomaats. <\/strong>\u201cGeldautomaats\u201d literally \u201cmoney machines\u201d are everywhere in the Netherlands and in Amsterdam; at post offices, supermarkets, train stations, hotels and on the street. They have an option for an English language menu and accept any card with chip and PIN technology. Banks and ATMs are widely available and are compatible with nearly all British cards.<br style=\"line-height: 1.7em; background-color: transparent;\">If you have a card issued by another Eurozone country, you won\u2019t pay ATM fees at most ATMs in the Netherlands. Make sure you check with your bank about the charges for withdrawing money overseas, or change to a card that allows you withdraw money at a minimal cost.<\/li><\/ul><ul><li><b>Where to exchange money in the Netherlands<\/b><br><strong>Geldwisselkantoor. <\/strong>Money exchange offices or Geldwisselkantoor in Dutch are plentiful in the centre city of Amsterdam. The business is highly competitive, and most places usually offer quite fair rates for exchange. As always, check the daily exchange rates and ask how much money you will get in return before you hand your money over.<\/li><\/ul><ul><li><strong>Be travel-savvy in Amsterdam<\/strong><br>The Netherlands and Amsterdam enjoy a well-deserved reputation for being safe. Exercise basic caution and use your common sense to avoid unpleasant situations.<\/li><\/ul><ul><li><strong>The Red Light District<\/strong><br>Amsterdam\u2019s infamous quarter for creatures of the night is not without some inherent danger. Robberies are not unheard of, and the trade of illegal substances attracts some shady characters. Keep your wits about you, and don\u2019t wander off alone.<\/li><\/ul><ul><li><strong>Split up your travel money<\/strong><br>Keep your emergency card separate from your everyday day card, and keep your passport separate from everything.<\/li><\/ul><ul><li><strong>If your card is lost or stolen<\/strong><br>Call your bank in the UK immediately to have it cancelled and make arrangements for a replacement. If your passport or other identity documents go missing, contact the British Embassy immediately. Theft of identity papers contributes to the global black market of identity theft and human trafficking.<\/li><\/ul><h3>How much spending money to take to Netherlands?<\/h3><p>Amsterdam and the Netherlands have a reputation for being expensive. How much spending money you will need for a trip to the Netherlands and Amsterdam will depend on how you travel and what you choose to do.<\/p><table class=\"custom-table\"><thead><tr><th style=\"text-align: center;\">Amsterdam<\/th><th style=\"text-align: center;\">Budget<\/th><th style=\"text-align: center;\">Mid-range<\/th><th style=\"text-align: center;\">Expensive<\/th><\/tr><\/thead><tbody><tr><td style=\"text-align: center;\"><img decoding=\"async\" class=\"size-full wp-image-586493 alignnone\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-sleep.png\" alt=\"to-sleep\" width=\"80\" height=\"80\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-sleep.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-sleep.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\">Hostels<br>\u00a320\u2013\u00a390 per night<\/td><td style=\"text-align: center;\">Double room<br>\u00a3110-\u00a3130 per night<\/td><td style=\"text-align: center;\">Luxurious hotel double room<br>\u00a3150\u2013\u00a3300 per night<\/td><\/tr><tr><td style=\"text-align: center;\"><img decoding=\"async\" class=\"size-full wp-image-586489 alignnone\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-eat.png\" alt=\"to-eat\" width=\"80\" height=\"80\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-eat.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-eat.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\">Lunchtime specials<br>\u00a310 per person<\/td><td style=\"text-align: center;\">Dinner, casual restaurant<br>\u00a320-\u00a340 per person<\/td><td style=\"text-align: center;\">Dinner, top restaurant<br>\u00a370 per person<\/td><\/tr><tr><td style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/08\/train.png\" alt=\"train\" width=\"80\" height=\"80\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/08\/train.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/08\/train.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\">Outdoor exploration<br>Free<\/td><td style=\"text-align: center;\">Museums and trains<br>\u00a320-\u00a330 per person<\/td><td style=\"text-align: center;\">First class trains, guided tours<br>\u00a340-\u00a365 per person<\/td><\/tr><\/tbody><\/table><p><small>*Prices are approximate and are subject to change<\/small><\/p><h3>What\u2019s the best way to take money to Amsterdam and the Netherlands?<\/h3><p>The Netherlands is, overall, a very modern and highly westernised destination. Card payments are the norm and as a major global leader in banking, financial services are widely available. In Amsterdam, expect to find shops, restaurants and cafes that will not accept cash at all. ATMs exist, and most payments can be made with chip and PIN technology or contactless touch-and-go cards. If you are heading off to Amsterdam and the Netherlands, find a card that allows you to shop without paying extra for the international transaction fee (currency conversion fee) and ATM fees.<\/p><h4 id=\"summary\">A quick summary of your travel money options in the Netherlands<\/h4><table class=\"custom-table js-custom-table\" dir=\"ltr\" border=\"1\" width=\"1147\" cellspacing=\"0\" cellpadding=\"0\"><tbody><tr><th style=\"text-align: left;\">Travel money option<\/th><th style=\"text-align: left;\">Pros<\/th><th style=\"text-align: left;\">Considerations<\/th><\/tr><tr><td style=\"text-align: left;\">Debit cards for travel<\/td><td style=\"text-align: left;\"><ul class=\"list-1\"><li>Avoid currency conversion fees on foreign transactions<\/li><li>Emergency cash facilities<\/li><li>Ideal for managing your travel budget<\/li><\/ul><\/td><td style=\"text-align: left;\"><ul class=\"list-12\"><li>Currency conversion and international ATM fees<\/li><li>No emergency cash<\/li><li>Linked to bank account<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\">Prepaid travel money cards<\/td><td style=\"text-align: left;\"><ul class=\"list-1\"><li>Protected by PIN &amp; chip<\/li><li>Pre-load and secure your exchange rate in multiple foreign currencies<\/li><li>Accepted worldwide<\/li><li>Emergency card replacement and backup cards<\/li><li>Ideal for managing your travel budget<\/li><\/ul><\/td><td style=\"text-align: left;\"><ul class=\"list-12\"><li>Reloading time<\/li><li>Card fees may apply \u2013 for loading or inactivity, for example<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\">Credit cards for travel<\/td><td style=\"text-align: left;\"><ul class=\"list-1\"><li>Protected by PIN &amp; chip<\/li><li>Access to funds up to your credit limit<\/li><li>Accepted worldwide<\/li><li>No currency conversion\/ transaction fees<\/li><li>Benefits including rewards points on spending, 0% purchases, frequent flyer perks<\/li><li>Emergency card replacement<\/li><\/ul><\/td><td style=\"text-align: left;\"><ul class=\"list-12\"><li>Can charge high withdrawal and cash advance fees<\/li><li>Interest may apply if you don\u2019t clear your balance each month<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\">Traveller\u2019s cheques<\/td><td style=\"text-align: left;\"><ul class=\"list-1\"><li>Secure and can be easily replaced if lost or stolen<\/li><li>Photo I.D. needed to cash cheques<\/li><\/ul><\/td><td style=\"text-align: left;\"><ul class=\"list-12\"><li>Can be costly with initial purchase charges<\/li><li>Not all merchants accept traveller\u2019s cheques<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\">Cash<\/td><td style=\"text-align: left;\"><ul class=\"list-1\"><li>Greater payment flexibility<\/li><li>Convenience<\/li><\/ul><\/td><td style=\"text-align: left;\"><ul class=\"list-12\"><li>More difficult to manage expenses<\/li><li>Higher risk of theft<\/li><\/ul><\/td><\/tr><\/tbody><\/table><p style=\"text-align: right;\"><em><sub>This table is a general summary of the travel money products in the market. Features and benefits can vary between cards.<\/sub><\/em><\/p><h3>Tipping in Amsterdam and the Netherlands<\/h3><p>Round up to the nearest euro. It\u2019s not really expected to leave a substantial tip in most places. Generally, Dutch people just \u201cround up\u201d to the nearest euro or two.<\/p><h3 id=\"traveltips\">5 travel tips for saving money in Amsterdam<\/h3><ul class=\"list-7\"><li><strong>Rent an apartment.<\/strong> One of the most popular ways to sleep well and affordably nowadays is by renting an apartment short term. Especially in comparatively more expensive cities like Amsterdam, apartment rentals are usually cheaper per person per night than your average hotel or hostel.<\/li><li><strong>Buy an I amsterdam City Card.<\/strong> The card (previously Amsterdam Pass) is a city-issued tourist card that allows free entry into Amsterdam\u2019s major museums, free unlimited use of public transport and discounts to a number of popular attractions. You can buy it online, in news agencies or tourist information offices with usage periods of 24, 48 and 72, 96 and 120 hours.<\/li><li><strong>Forget using a taxi.<\/strong> If you are on a budget, don\u2019t plan on using taxis too often in Amsterdam. They are pricey, and other forms of transport are plentiful. Make like a local and bike it around town (pretty much the whole of the Netherlands is set up for biking) and the public transport network is efficient, well-connected, and affordable.<\/li><li><strong>Pack a picnic.<\/strong> Restaurants and sit-down meals tend to be on the pricey side in Amsterdam. If you want your spending money to last, make a beeline for one of the many high-quality city-markets and take your food to the park or along the canal.<\/li><li><strong>Buy your train ticket in advance.<\/strong> If you are venturing out, and visiting one of the many other charming Dutch cities like Rotterdam or Utrecht, you\u2019ll find the tickets available for a much cheaper price online, or by booking well in advance. The prices rise substantially at the station at the last minute.<\/li><\/ul><h3>Currency in the Netherlands<\/h3><p>To avoid overpaying when using cash, familiarise yourself with the euro banknotes. The euro comes in the denominations of \u20ac5, \u20ac10, \u20ac20, \u20ac50, \u20ac100, \u20ac200 and \u20ac500.<\/p><table class=\" custom-table js-custom-table\" style=\"height: 177px;\" width=\"1172\"><tbody><tr><td><img decoding=\"async\" class=\"aligncenter size-full wp-image-564699\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/5euro.jpg\" alt=\"ECB_5_euro_banknotes\" width=\"280\" height=\"141\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/5euro.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/5euro.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/5euro.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/5euro.jpg?fit=840 840w\" sizes=\"(max-width: 840px) 100vw, 840px\" loading=\"lazy\"><\/td><td><img decoding=\"async\" class=\"aligncenter size-full wp-image-564703\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/10euro.jpg\" alt=\"10euro\" width=\"280\" height=\"145\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/10euro.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/10euro.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/10euro.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/10euro.jpg?fit=840 840w\" sizes=\"(max-width: 840px) 100vw, 840px\" loading=\"lazy\"><\/td><\/tr><tr><td><img decoding=\"async\" class=\"aligncenter size-full wp-image-564707\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/20euro.jpg\" alt=\"20euro\" width=\"280\" height=\"151\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/20euro.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/20euro.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/20euro.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/20euro.jpg?fit=840 840w\" sizes=\"(max-width: 840px) 100vw, 840px\" loading=\"lazy\"><\/td><td><img decoding=\"async\" class=\"aligncenter size-full wp-image-564709\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/50euro.jpg\" alt=\"50euro\" width=\"280\" height=\"153\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/50euro.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/50euro.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/50euro.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/50euro.jpg?fit=840 840w\" sizes=\"(max-width: 840px) 100vw, 840px\" loading=\"lazy\"><\/td><\/tr><tr><td><img decoding=\"async\" class=\"aligncenter size-full wp-image-564711\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/100euro.jpg\" alt=\"100euro\" width=\"280\" height=\"156\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/100euro.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/100euro.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/100euro.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/100euro.jpg?fit=840 840w\" sizes=\"(max-width: 840px) 100vw, 840px\" loading=\"lazy\"><\/td><td><img decoding=\"async\" class=\"aligncenter size-full wp-image-564713\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/200euro.jpg\" alt=\"200euro\" width=\"280\" height=\"149\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/200euro.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/200euro.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/200euro.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/200euro.jpg?fit=840 840w\" sizes=\"(max-width: 840px) 100vw, 840px\" loading=\"lazy\"><\/td><\/tr><tr><td><img decoding=\"async\" class=\"size-full wp-image-564717 aligncenter\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/500euro.jpg\" alt=\"500euro\" width=\"280\" height=\"143\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/500euro.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/500euro.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/500euro.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2014\/07\/500euro.jpg?fit=840 840w\" sizes=\"(max-width: 840px) 100vw, 840px\" loading=\"lazy\"><\/td><td><\/td><\/tr><\/tbody><\/table><h3 id=\"exchange\" dir=\"ltr\">Exchange rate history (GBP to EUR)<\/h3><table class=\"custom-table js-custom-table\" dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\"><tbody><tr><th style=\"text-align: center;\">Year<\/th><th style=\"text-align: center;\">Average annual exchange British pound (GBP) to euro (EUR)<\/th><\/tr><tr><td style=\"text-align: center;\">2020<\/td><td style=\"text-align: center;\">1.1248<\/td><\/tr><tr><td style=\"text-align: center;\">2021<\/td><td style=\"text-align: center;\"><span>1.1632<\/span><\/td><\/tr><tr><td style=\"text-align: center;\">2022<\/td><td style=\"text-align: center;\"><span>1.1730<\/span><\/td><\/tr><tr><td style=\"text-align: center;\">2023<\/td><td style=\"text-align: center;\"><span>1.1492<\/span><\/td><\/tr><tr><td style=\"text-align: center;\">2024<\/td><td style=\"text-align: center;\"><span>1.1811<\/span><\/td><\/tr><tr><td style=\"text-align: center;\">2025<\/td><td style=\"text-align: center;\"><span>1.1672<\/span><\/td><\/tr><\/tbody><\/table><h3 id=\"why\">Bottom line<\/h3><p>Take a combination of travel money products with you to get the most from your travel budget. A credit card is a great way to finance big ticket purchases, while using a travel card or a debit card is better for smaller everyday expenses and cash withdrawals. Give yourself a couple of different ways to access your travel budget in case something happens to one of your cards, as it can take you a couple of days to organise an emergency replacement card from Britain.<\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Our \u201cBest for\u201d picks highlight top options in specific categories based on our independent evaluation (see our <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">full methodology<\/a>), while \u201cPromoted\u201d tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.<\/div><\/article><div class=\"sources sources__f1\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\" data-toc-label=\"Sources\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_0000000002\" data-toggle=\"collapse\" data-target=\"#sources_0000000002\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/uk\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/uk\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.exchangerates.org.uk\/GBP-EUR-exchange-rate-history.html\" target=\"_blank\">Exchange Rates UK<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n  <\/div>","protected":false},"excerpt":{"rendered":"<p>Learn more about the best card to use, if you should use a UK debit card and other ways to take spending money to the Netherlands.<\/p>\n","protected":false},"author":639,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Netherlands Travel Money 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13:29:44\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We updated this guide to ensure the information is up to date and accessible.\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[525],"tags":[],"asset_tag":[],"class_list":["post-66163","post","type-post","status-publish","format-standard","hentry","category-travel-money"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Best ways to spend travel money in Netherlands<\/title>\n<meta name=\"description\" content=\"Find out everything you need to know about organising your travel money for your trip to the Netherlands\" \/>\n<meta name=\"robots\" content=\"index, follow, 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