{"id":66147,"date":"2017-10-13T09:25:54","date_gmt":"2017-10-13T08:25:54","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=66147"},"modified":"2026-02-12T14:20:02","modified_gmt":"2026-02-12T14:20:02","slug":"poland","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/travel-money\/poland","title":{"rendered":"Best ways to spend travel money in Poland"},"content":{"rendered":"<p>Poland has been a member of the European Union since 2004 and a member of the Schengen common travel area since 2007. But it isn\u2019t a Eurozone member, its national currency is the Polish z\u0142oty. <\/p><div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>In Poland, the currency is the z\u0142oty.<\/li>\n          <li>ATMs are widely available and some operators will charge a fee to withdraw cash.<\/li>\n          <li>Choose a debit card with low fees (or no fees) for travel <a href=\"#toppicks\">from our top picks<\/a>.<\/li>\n      <\/ul>\n\n  \n  <\/div>\n<h3>Low-cost travel money options for Poland<\/h3>\n\n\n<style>\n.newpicks.topPicksF1 .topPicks__card { border: 2px solid #232320; border-radius: 1rem; -webkit-box-shadow: 4px 6px 0 0 #232320; box-shadow: 4px 6px 0 0 #232320; margin-right: 4px; }\n.pickfor { line-height: 20px; box-sizing: border-box; display: flex; flex-direction: column; justify-content: center; background-color: #e5f7ff; border-radius: 0.9rem 0.9rem 0 0; min-height: 58px; }\n.pickpros, .gxfcydsc { font-size: 14.75px; letter-spacing: -0.1px; line-height: 21px; }\n.topPicks__card { overflow: visible !important; }\n.topPicks__card figure.award { padding-bottom: 20px; margin: -3px auto 3px auto; }\n.topPicks__card span.gx-badge__body { box-sizing: border-box !important; }\n.topPicks__card figure.noward { padding: 10px; }\n.newpicks.flex { display: flex; flex-wrap: nowrap; overflow: auto; }\n.newpicks .flex-item { flex: 0 0 auto; margin-right: 10px !important;  width: calc((100% - 20px) \/ 3) !important; max-width: 280px; }\n.topPicks__optionalLabel span.table-popover::before { margin: 0px 0px -2px 2px; }\n.topPicks__card .text-small.dsclmr { font-size: 16px; letter-spacing: -.28px; }\n@media only screen and (min-width: 960px) { .newpicks { -webkit-box-pack: center; -webkit-justify-content: center; -ms-flex-pack: center; justify-content: center; } }\n@media only screen and (max-width: 960px) { .newpicks .flex-item { min-width: 270px; } }\n.newpicks .pick { line-height: 1.4em; min-height: 3.3em; }\n.newpicks .flex-item article { border-radius: 0.7em; }\n.newpicks .topPicks__optionalLabel { font-weight: 600; padding: 0.5em 0.65em 0.6em; width: auto; font-size: 0.875rem; line-height: 17px; margin-top: 0px !important; }\n<\/style>\n\n\n\n\n\n\n<div id=\"toppicks\" class=\"newpicks impression__toppicks-container u-grid u-grid--alignStretch u-grid--gutterCollapse flex has-padding-top-xsmall topPicksF1\" data-count-items=\"3\">\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for low fees + sign-up bonus<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png\" class=\"topPicks__image\" alt=\"Revolut  logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\"luna-button luna-button--success  luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/revolut-review#comparison-table-0000000000\">See deal<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>\u00a320 welcome bonus<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Pay like a local with excellent exchange rates<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Send money in 29 currencies<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Cashback on hotel bookings<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for no overseas fees card &amp; budgeting<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png\" class=\"topPicks__image\" alt=\"Monzo logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to Monzo\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/monzo-travel-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224b7deca5-4152-460d-bd12-4d0074d34d61%22%2C%22product_name%22%3A%22Monzo%22%2C%22offer_id%22%3A%2225676%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22position%22%3A%222%22%2C%22post_id%22%3A%2266147%22%2C%22post_path%22%3A%22travel-money%252Fpoland%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>Earn interest on your holiday money with a savings pot<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Make fee-free cash withdrawals<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Spend abroad with no fees<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Split costs with friends in seconds<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\" style=\"margin-right: 0px !important;\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for low fx fees<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png\" class=\"topPicks__image\" alt=\"Wise Multi-currency Account logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to Wise\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/wise-multucyrrency-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bf57b237-53f7-4885-adc9-f9fb9275c9b7%22%2C%22product_name%22%3A%22Wise%2BMulti-currency%2BAccount%22%2C%22offer_id%22%3A%2225128%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22position%22%3A%223%22%2C%22post_id%22%3A%2266147%22%2C%22post_path%22%3A%22travel-money%252Fpoland%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>More than 150 countries<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Open an account in minutes<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Use in more than 150 countries<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> 2 free cash withdrawals per month<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n<style>@media only screen and (min-width: 601px) { .ukfin_offrpll { min-height: 46px; } }<\/style><\/div>\n\n\n\n\n<div id=\"toppicks-methodology\" class=\"topPicksMethodology--shortcode luna-accordionGroup accordionGroup\">\n\t<div class=\"luna-accordion\" data-accordion=\"accordion\">\n\t\t<div class=\"luna-accordion__summary\">\n\t\t\t<h4 class=\"luna-accordion__heading\">\n\t\t\t\t<button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000000\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000000\">\n\t\t\t\t\t<span class=\"luna-accordion__title\">How we chose these accounts<\/span>\n\t\t\t\t\t<svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use>\n\t\t\t\t\t\t<use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up is-hidden\"><\/use>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/button>\n\t\t\t<\/h4>\n\t\t<\/div>\n\t\t<div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"methodology-expander-0000000000\" data-accordion=\"details\" style=\"height: 0px;\">\n\t\t\t<div class=\"accordionContent\">The accounts shown above are promoted picks. If we show a \"Promoted for\" pick, this means it's been chosen from among our partners and is based on factors that include special features or offers, and the commission we receive. Keep in mind that our picks may not always be the best fit for you, and it's important to compare for yourself to find a product that works for you.<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h4 id=\"toppicks\">Can I use my debit card in Poland?<\/h4><p>Yes, you can use your debit card in Poland. In general debit cards are accepted at most local businesses including shops, restaurants and bars. However it is always a good idea to carry a small amount of cash as certain smaller businesses may not accept card payments. Be aware that your bank may charge you overseas fees, so it\u2019s best to look for a debit card with low or no overseas fees.<\/p><p>Current accounts with travel features don\u2019t usually charge for currency conversion or international ATM withdrawals. But you may find that some ATMs, or bankomats as they\u2019re known locally, charge a local ATM operator fee when you withdraw cash using a card from a non-Polish financial institution.<br><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/debit-cards-low-foreign-transaction-fees\"> Compare UK debit cards with low transaction fees<\/a><\/p><h4 id=\"credit-cards\">Using credit cards<\/h4><p>In Poland, as in most developed countries, credit cards are widely accepted, especially Visa and Mastercard. However, be mindful that in smaller businesses and out-of-city areas credit card acceptance might not be so common. Also be aware that your bank may charge overseas fees each time you make a transaction or withdraw money.<\/p><p>Travel credit cards let you spend in z\u0142otys without paying the additional 3% charge to convert British pounds into a foreign currency. This is a handy feature when you\u2019re overseas as it allows you to use your credit card in Poland for approximately the same price as Britain.<\/p><p>It\u2019s best to avoid using your credit card for cash withdrawals as you may be charged a fee plus interest from the date of the transaction. <\/p><ul class=\"list-4\"><li><b>Tip:<\/b> Some credit cards offer complimentary travel insurance when you meet conditions such as paying for your return airfare with your credit card. However, these often come with annual fees. <\/li><\/ul><p><strong>Exchange rates<\/strong>. When you make a transaction in z\u0142otys using your credit card or debit card, the Visa or Mastercard (or American Express) foreign exchange rate applies. This rate can be better than the rate you\u2019ll get on a travel card and is pretty close to the market rate.<br><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\"> Compare travel credit cards <\/a><\/p><h4 id=\"travel-money-cards\">Using travel prepaid cards<\/h4><p>A few widely available British travel money cards support the Polish z\u0142oty, including cards from <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-review\">Revolut<\/a>, <a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/wise\">Wise<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/travel-money\/fairfx-travel-money\">FairFX<\/a>. Unless you have z\u0142otys loaded on to the card or you\u2019re using a no-currency-conversion-fee travel card, you\u2019ll pay an additional fee when you use your travel card to spend and withdraw.<\/p><p>The cards which don\u2019t charge for currency conversion can charge for ATM withdrawals, so keep an eye out before you pop your card into a machine.<br><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/travel-money\/prepaid-cards\">Compare prepaid cards for travelling<\/a><\/p><h4 id=\"travellers-cheque\">Using traveller\u2019s cheques<\/h4><p>Traveller\u2019s cheques are a travel money dinosaur. These products have been replaced by debit cards and travel cards and you will have trouble finding a place where you can get your traveller\u2019s cheques cashed. Taking traveller\u2019s cheques to Poland is not advised.<\/p><h4 id=\"cash\">Paying with cash in Poland<\/h4><p>You can still use cash in many places in Poland. In fact, some stores won\u2019t accept card payments for transactions under the Polish equivalent of \u00a310, so you\u2019ll need cash. What\u2019s more, pubs, clubs and some restaurants are frequently cash only. Many markets are also cash only.<\/p><h3 id=\"tag1\">How many z\u0142otys do I need to bring to Poland?<\/h3><p>Poland is still cheap compared to Western Europe, with 1 pound being worth roughly 5 z\u0142otys. How you choose to travel will dictate the final cost of your trip. If you eat out (and drink out) every night and stay in nice hotels, your trip will be much more expensive than somebody who rents a bed in a dorm and cooks with food from the market.<\/p><table class=\" custom-table js-custom-table\"><thead><tr><th style=\"text-align: center;\">Krak\u00f3w<\/th><th style=\"text-align: center;\">Budget<\/th><th style=\"text-align: center;\">Mid-range<\/th><th style=\"text-align: center;\">Expensive<\/th><\/tr><\/thead><tbody><tr><td style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone sml-image-center size-full wp-image-586493\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-sleep.png\" alt=\"to-sleep\" width=\"80\" height=\"80\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-sleep.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-sleep.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\">Hostel dorm<br>\u00a38\u2013\u00a345 per night<\/td><td style=\"text-align: center;\">2-star hotel<br>\u00a320-\u00a350 per night<\/td><td style=\"text-align: center;\">5-star hotel<br>\u00a3100-\u00a3150 per night<\/td><\/tr><tr><td style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone sml-image-center size-full wp-image-586489\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-eat.png\" alt=\"to-eat\" width=\"80\" height=\"80\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-eat.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-eat.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\" width=\"25%\">Zapiekanki (Polish pizza)<br>\u00a33<br>Pierogi (Polish dumplings)<br>\u00a35<\/td><td style=\"text-align: center;\">Restaurant and wine bar<br>\u00a310\u2013\u00a320 per dish<br>plus wine<br>\u00a311 (500ml)<\/td><td style=\"text-align: center;\">5-star restaurant traditional set 3-course menu plus drinks<br>\u00a345+ a head<\/td><\/tr><tr><td style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone sml-image-center size-full wp-image-591281\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/camera1.png\" alt=\"camera\" width=\"50\" height=\"50\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/camera1.png?fit=150 150w\" sizes=\"(max-width: 150px) 100vw, 150px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\">1-hour river cruise<br>\u00a312+<br>Bike tour of Krak\u00f3w<br>\u00a320+ per person<\/td><td style=\"text-align: center;\" width=\"30%\">Auschwitz-Birkenau guided tour from Krak\u00f3w plus museum entry<br>\u00a325 per person<\/td><td style=\"text-align: center;\" width=\"30%\">Private wine tour of Krak\u00f3w over 2 nights with accommodation<br>\u00a3200-\u00a3300 per person<\/td><\/tr><\/tbody><\/table><p><sup><sub>*Prices are approximate and for 1 guest in summer.<\/sub><\/sup><\/p><h3>Which travel card, debit card or credit card?<\/h3><p>You won\u2019t have a problem using your Visa or Mastercard debit card, credit card or travel money card at point of sale terminals and Polish bankomat machines. Like in Britain, American Express is not accepted in as many places as Visa or Mastercard. Card payments are the norm in supermarkets, shops, petrol stations, restaurants and more, especially in major towns and cities such as Warsaw, Krak\u00f3w, \u0141\u00f3d\u017a, Wroc\u0142aw and so on.<\/p><p>There are 2 charges to worry about: Compare products which waive the currency conversion fee when you spend in z\u0142otys and compare cards that let you withdraw from Polish ATMs without paying the international ATM withdrawal fee.<\/p><h4>Travel money options for Poland at a glance<\/h4><table class=\"custom-table js-custom-table\" dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\"><colgroup><col width=\"170\"><col width=\"177\"><col width=\"120\"><\/colgroup><tbody><tr><th style=\"text-align: left;\" width=\"20%\" data-sheets-value=\"[null,2,\" travel money option>Travel money option<\/th><th style=\"text-align: left;\" data-sheets-value=\"[null,2,\" pros>Pros<\/th><th style=\"text-align: left;\" data-sheets-value=\"[null,2,\" considerations>Considerations<\/th><\/tr><tr><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" debit cards for travel>Debit cards for travel<\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" no currency conversion><ul class=\"list-1\"><li>No currency conversion or international ATM withdrawal fees<\/li><li>ATMs are the common feature of the public spaces in Krak\u00f3w<\/li><\/ul><\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" citibank plus transaction account is the only travel friendly debit currently on market in u><ul class=\"list-12\"><li>Bankomats may charge an ATM cash withdrawal fee (approximately 8.50 z\u0142otys)<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" prepaid travel money cards>Prepaid travel money cards<\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" locked in exchange ratesnno currency conversion feensome cards waive the international atm withdrawal fee><ul class=\"list-1\"><li>Convenient and safe<\/li><li>Prepaid travel cards can be used to spend and withdraw<\/li><\/ul><\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" fees to consider such as local atm free><ul class=\"list-12\"><li>Fees can apply so be sure to check<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" credit cards for travel>Credit cards for travel<\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" accepted everywherencontactless payment terminals are common at places like walmart><ul class=\"list-1\"><li>Credit cards are widely accepted, especially Visa and Mastercard<\/li><li>Some cards have no annual fees, no foreign exchange fees and they perform currency exchanges at the best possible interchange rate<\/li><\/ul><\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" overseas atm fees and currency conversion><ul class=\"list-12\"><li>Credit cards can usually only be used in larger cities and tourist areas<\/li><li>You may pay interest if you don\u2019t clear your balance each month or you withdraw cash<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" travellers cheques>Traveller\u2019s cheques<\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" acceptancensecurity><ul class=\"list-1\"><li>Security<\/li><li>Traveller\u2019s cheques can be exchanged at the larger hotels<\/li><\/ul><\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" can be costly with initial purchase chargesnnot all merchants accept travellers cheques><ul class=\"list-12\"><li>Few places accept them now<\/li><li>Can be a hassle to carry and use<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" cash>Cash<\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" greater payment flexibilitynconvenience><ul class=\"list-1\"><li>Greater payment flexibility<\/li><li>Convenience<\/li><\/ul><\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" more difficult to manage expensesnhigher risk of theft><ul class=\"list-12\"><li>More difficult to manage expenses<\/li><li>Higher risk of theft<\/li><\/ul><\/td><\/tr><\/tbody><\/table><p style=\"text-align: right;\"><em><sub>This table is a general summary of the travel money products in the market. Features and benefits can vary between cards.<\/sub><\/em><\/p><h3 id=\"tag5\">Buying z\u0142otys in the UK<\/h3><p>While you can buy z\u0142otys in most UK high street or online travel shops, you will get a better deal if you wait to purchase z\u0142otys in Poland as the rate is likely to be worse here than what you\u2019ll get from an exchange office or ATM when you arrive. You can <a href=\"https:\/\/www.finder.com\/uk\/travel-money\">compare travel money services here<\/a>.<\/p><h3>Exchanging cash<\/h3><p>Pounds, euros and US dollars can all be easily changed at Polish \u201ckantors\u201d or exchange offices. Kantors can offer a very good exchange rate. Always use a kantor which displays a \u201cbuy\u201d and \u201csell\u201d rate, if there is only one rate on display, there\u2019s a good chance it\u2019s a dodgy exchange office and you may get ripped off.<\/p><p>In Krak\u00f3w, head to S\u0142awkowska Street close to the main square of the city to find a decent place to exchange cash. There should be no commission but double check before you start the transaction. Avoid changing money at the airport. If you find yourself in smaller villages, banks will usually change foreign currency, but come prepared with enough z\u0142otys beforehand.<\/p><ul class=\"list-4\"><li><b>Tip:<\/b> Some towns near the border of Eurozone member states may accept euros as a form of payment. Always pay in the local currency to avoid an unfavourable exchange rate.<\/li><\/ul><h3>Contactless payments<\/h3><p>Contactless payments are extremely handy when you\u2019re overseas. This form of payment eliminates the minimum transaction limit so is common among merchants. Poland has had an enthusiastic uptake of contactless payment technology.<\/p><h3>Bottom line<\/h3><p>The best advice for how to carry and use your travel money while in Poland is to split up your travel funds between cards, always have access to cash to make small payments, and carry enough cash on your person to get you through any small emergency.<\/p><p>In larger cities like Krak\u00f3w and Warsaw, pulling out your card to pay for lunch is not likely to raise an eyebrow; paying with card is perfectly normal. But there will definitely be some situations where cash is the preferred, if not the only way to pay. That\u2019s why it makes sense to keep your options open, and have easy access to both cash and cards.<\/p><p>If you are planning a trip to Poland, or are considering travelling to Europe, compare the travel money options before you leave.<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><\/p>","protected":false},"excerpt":{"rendered":"<p>Find out everything you need to know about organising your travel money for your trip to 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