{"id":64938,"date":"2017-10-13T09:57:17","date_gmt":"2017-10-13T08:57:17","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=64938"},"modified":"2025-03-03T11:21:56","modified_gmt":"2025-03-03T11:21:56","slug":"singapore","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/travel-money\/singapore","title":{"rendered":"Best ways to spend travel money in Singapore"},"content":{"rendered":"<p>Singapore is a truly unique destination. Full of eye-catching architecture, lush greenery and the world\u2019s first night safari, there is plenty to indulge on in the world\u2019s only island city state. Before heading to this top destination make sure you use our guide to discover the best ways to spend your money without racking up the travel money fees.<\/p><p>Singapore is an incredibly well developed country. It has one of the lowest crime rates in the world, so carrying cash on you shouldn\u2019t be a concern. ATMs are also readily available and many mid-high end shops, restaurants and hotels will accept over the counter card payments.<\/p><p>Even better, ATMs owned by banks don\u2019t charge operator fees. To avoid paying any unnecessary fees choose a travel money product that waives the currency conversion fee as well as the international ATM withdrawal charge to help make your trip as cheap as possible.<\/p><div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>The currency is the Singapore dollar.<\/li>\n          <li>ATMs are widely available and many charge no fees to withdraw cash.<\/li>\n          <li>Choose a debit card with low fees (or no fees) for travel <a href=\"#toppicks\">from our top picks<\/a>.<\/li>\n      <\/ul>\n\n  \n  <\/div>\n<h3 id=\"toppicks\">Low-cost travel money options for Singapore<\/h3>\n\n\n<style>\n.newpicks.topPicksF1 .topPicks__card { border: 2px solid #232320; border-radius: 1rem; -webkit-box-shadow: 4px 6px 0 0 #232320; box-shadow: 4px 6px 0 0 #232320; margin-right: 4px; }\n.pickfor { line-height: 20px; box-sizing: border-box; display: flex; flex-direction: column; justify-content: center; background-color: #e5f7ff; border-radius: 0.9rem 0.9rem 0 0; min-height: 58px; }\n.pickpros, .gxfcydsc { font-size: 14.75px; letter-spacing: -0.1px; line-height: 21px; }\n.topPicks__card { overflow: visible !important; }\n.topPicks__card figure.award { padding-bottom: 20px; margin: -3px auto 3px auto; }\n.topPicks__card span.gx-badge__body { box-sizing: border-box !important; }\n.topPicks__card figure.noward { padding: 10px; }\n.newpicks.flex { display: flex; flex-wrap: nowrap; overflow: auto; }\n.newpicks .flex-item { flex: 0 0 auto; margin-right: 10px !important;  width: calc((100% - 20px) \/ 3) !important; max-width: 280px; }\n.topPicks__optionalLabel span.table-popover::before { margin: 0px 0px -2px 2px; }\n.topPicks__card .text-small.dsclmr { font-size: 16px; letter-spacing: -.28px; }\n@media only screen and (min-width: 960px) { .newpicks { -webkit-box-pack: center; -webkit-justify-content: center; -ms-flex-pack: center; justify-content: center; } }\n@media only screen and (max-width: 960px) { .newpicks .flex-item { min-width: 270px; } }\n.newpicks .pick { line-height: 1.4em; min-height: 3.3em; }\n.newpicks .flex-item article { border-radius: 0.7em; }\n.newpicks .topPicks__optionalLabel { font-weight: 600; padding: 0.5em 0.65em 0.6em; width: auto; font-size: 0.875rem; line-height: 17px; margin-top: 0px !important; }\n<\/style>\n\n\n\n\n\n\n<div id=\"toppicks\" class=\"newpicks impression__toppicks-container u-grid u-grid--alignStretch u-grid--gutterCollapse flex has-padding-top-xsmall topPicksF1\" data-count-items=\"3\">\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for low fees + sign-up bonus<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png\" class=\"topPicks__image\" alt=\"Revolut  logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66db251e3e0db.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\"luna-button luna-button--success  luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/revolut-review#comparison-table-0000000000\">See deal<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>\u00a320 welcome bonus<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Pay like a local with excellent exchange rates<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Send money in 29 currencies<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Cashback on hotel bookings<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for no overseas fees card &amp; budgeting<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png\" class=\"topPicks__image\" alt=\"Monzo logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64d4f89e1aa8f.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to Monzo\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/monzo-travel-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224b7deca5-4152-460d-bd12-4d0074d34d61%22%2C%22product_name%22%3A%22Monzo%22%2C%22offer_id%22%3A%2225676%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22position%22%3A%222%22%2C%22post_id%22%3A%2264938%22%2C%22post_path%22%3A%22travel-money%252Fsingapore%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>Earn interest on your holiday money with a savings pot<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Make fee-free cash withdrawals<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Spend abroad with no fees<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Split costs with friends in seconds<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\" style=\"margin-right: 0px !important;\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for low fx fees<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png\" class=\"topPicks__image\" alt=\"Wise Multi-currency Account logo\" width=\"97\" height=\"60\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66db25e6c6685.png?fit=291 291w\" sizes=\"(max-width: 291px) 100vw, 291px\" loading=\"lazy\">\n<\/figure>\n\n\n<div class=\"has-padding-top-small has-padding-bottom-small\"><a class=\" luna-button luna-button--success  luna-button--fluid  impression__toppicks-cta\" style=\"text-wrap: wrap;\" title=\"Go to Wise\" rel=\"sponsored nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/travel-money\/wise-multucyrrency-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bf57b237-53f7-4885-adc9-f9fb9275c9b7%22%2C%22product_name%22%3A%22Wise%2BMulti-currency%2BAccount%22%2C%22offer_id%22%3A%2225128%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.CTA_UKFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22UKFTM%22%2C%22position%22%3A%223%22%2C%22post_id%22%3A%2264938%22%2C%22post_path%22%3A%22travel-money%252Fsingapore%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a><\/div>\n\n\n\n\n<div class=\"ukfin_offrpll\">\n<div class=\"topPicks__optionalLabel aligncenter box u-rounded--lg\" style=\"background: #e5ffed; border: 1px solid #1dd751;\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 256 256\" role=\"img\" aria-label=\"Special offer\" style=\"width: 17px; height: 17px; margin-right: 3px;\"><path fill=\"#1dd751\" d=\"M208 128v72a8 8 0 0 1-8 8H56a8 8 0 0 1-8-8v-72Z\"><\/path><path fill=\"#232320\" d=\"M216 72h-35.08q.6-.49 1.17-1A29.5 29.5 0 0 0 192 49.57 32.6 32.6 0 0 0 158.44 16 29.5 29.5 0 0 0 137 25.91a55 55 0 0 0-9 14.48 55 55 0 0 0-9-14.48A29.5 29.5 0 0 0 97.56 16 32.6 32.6 0 0 0 64 49.57 29.5 29.5 0 0 0 73.91 71q.58.49 1.17 1H40a16 16 0 0 0-16 16v32a16 16 0 0 0 16 16v64a16 16 0 0 0 16 16h144a16 16 0 0 0 16-16v-64a16 16 0 0 0 16-16V88a16 16 0 0 0-16-16m-67-35.49a13.7 13.7 0 0 1 10-4.5h.49A16.6 16.6 0 0 1 176 49.08a13.7 13.7 0 0 1-4.5 10c-9.49 8.4-25.24 11.36-35 12.4 1.2-10.59 4.5-25.98 12.5-34.97m-64.09.36A16.6 16.6 0 0 1 96.59 32h.49a13.7 13.7 0 0 1 10 4.5c8.39 9.48 11.35 25.2 12.39 34.92-9.72-1-25.44-4-34.92-12.39a13.7 13.7 0 0 1-4.5-10 16.6 16.6 0 0 1 4.82-12.16ZM40 88h80v32H40Zm16 48h64v64H56Zm144 64h-64v-64h64Zm16-80h-80V88h80z\"><\/path><\/svg>More than 150 countries<\/div>\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Open an account in minutes<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Use in more than 150 countries<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> 2 free cash withdrawals per month<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n<style>@media only screen and (min-width: 601px) { .ukfin_offrpll { min-height: 46px; } }<\/style><\/div>\n\n\n\n\n<div id=\"toppicks-methodology\" class=\"topPicksMethodology--shortcode luna-accordionGroup accordionGroup\">\n\t<div class=\"luna-accordion\" data-accordion=\"accordion\">\n\t\t<div class=\"luna-accordion__summary\">\n\t\t\t<h4 class=\"luna-accordion__heading\">\n\t\t\t\t<button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000000\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000000\">\n\t\t\t\t\t<span class=\"luna-accordion__title\">How we chose these accounts<\/span>\n\t\t\t\t\t<svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use>\n\t\t\t\t\t\t<use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up is-hidden\"><\/use>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/button>\n\t\t\t<\/h4>\n\t\t<\/div>\n\t\t<div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"methodology-expander-0000000000\" data-accordion=\"details\" style=\"height: 0px;\">\n\t\t\t<div class=\"accordionContent\">The accounts shown above are promoted picks. If we show a \"Promoted for\" pick, this means it's been chosen from among our partners and is based on factors that include special features or offers, and the commission we receive. Keep in mind that our picks may not always be the best fit for you, and it's important to compare for yourself to find a product that works for you.<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h4>Travel prepaid cards<\/h4><p>Prepaid travel money cards allow you to load and exchange the money to a foreign currency via a convenient online portal. Singapore dollars are a supported currency on almost all travel money cards. You can pre-load your card at times when the exchange rates look favourable, rather than having to use the live rates when withdrawing cash.<\/p><p>Compare these cards by the front and back end fees such as the international ATM withdrawal fee, initial load fee, reload fee and inactivity fee. The international ATM fee is the main one to avoid because you\u2019re going to need cash at various points throughout your trip. Singaporean ATMs don\u2019t charge a local operator fee, so you can withdraw money for free using a prepaid travel card which waives the international ATM fee loaded with Singapore dollars.<\/p><ul class=\"list-4\"><li><b>Tip:<\/b> Prepaid travel cards are dual card accounts, meaning you\u2019ll receive an additional card. The second card acts as a backup for the first.<\/li><\/ul>\n<div id=\"lazy0000000001\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000001\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/arrow-link\\\/prod\\\/arrow-link.b54cdc282fcfbd8bdad2.css\"]}<\/script><h4>Debit cards in Singapore<\/h4><p>Most debit cards will charge a currency conversion fee when you carry out a transaction in a currency other than British Pounds as well as an international ATM withdrawal fee when you use an ATM. The <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/starling-bank-review\">Starling Bank personal account<\/a> doesn\u2019t charge any of these fees. It also comes with the benefit of low-fee (0.4%) international money transfers to a number of countries. ATMs are evenly distributed throughout the islands of Singapore, so you shouldn\u2019t have to look too far to find one.<\/p><p>Other providers\u2019 rates will vary, so it\u2019s worth comparing your existing bank\u2019s rates with others to ensure you get the best bank for your buck. Don\u2019t forget to let your bank know in advance that you\u2019re leaving the country. If you don\u2019t you might find your card gets frozen when trying to withdraw or spend money in Singapore.<\/p><ul class=\"list-4\"><li><b>Tip:<\/b> Singapore bank ATMs do not charge an ATM operator fee.<\/li><\/ul>\n<div id=\"lazy0000000002\"><\/div>\n<h4>Credit cards in Singapore<\/h4><p>Credit cards can be a good way to access a line of credit overseas, which could come in handy for large or emergency purchases. However, using a credit card can come with many fees to consider. Look out for a card that waives the currency conversion fee (of usually 3%) that you\u2019ll have to pay when you spend in Singapore dollars. A decent choice for fee-free spending overseas is the <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/halifax\/halifax-clarity-credit-card\">Halifax Clarity card.<\/a><\/p><p>Also, keep an eye out for cards with 0% purchase offers that won\u2019t charge you interest when you pay your account in full by the monthly statement due date. Unlike a debit or prepaid card, you shouldn\u2019t use your credit card for ATM withdrawals in Singapore. Withdrawals are considered cash advances, and you\u2019re likely to incur a costly fee and high rate when doing so.<\/p><p>It\u2019s worth noting that, unlike in the UK, merchants in Singapore can charge a fee to customers wishing to pay for purchases using credit cards. This controversial practice comes from that fact that retailers and service providers can be required to pay fees to a range of organisations involved in processing these card transactions. Some choose to pass some of these costs on to their customers.<\/p><p>Thankfully, as credit card use has grown in Singapore, as in many other developed economies, credit card surcharges are slowly being phased out. For example, as of February 2022, Singapore-based Amazon customers will no longer need to pay a 0.5% fee to pay using their Visa cards.<\/p><ul class=\"list-4\"><li><b>Tip:<\/b> Some financial institutions give you free travel insurance when you pay for your return travel ticket to your credit card.<\/li><\/ul>\n<div id=\"lazy0000000003\"><\/div>\n<h4>Using traveller\u2019s cheques in Singapore<\/h4><p>Traveller\u2019s cheques have been replaced by modern forms of travel money such as debit, credit and prepaid travel cards. Traveller\u2019s cheques can be cashed at Changi Airport and major money changes throughout Singapore. A commission may apply to the transaction and the rate is less favourable than the Visa, Mastercard and American Express foreign exchange rate applied to ATM withdrawals and over the counter purchases.<\/p><h4 id=\"tag5\">Exchanging cash in Singapore<\/h4><p>Licensed money changers are easy to spot and are located at Changi International and Seletar airports as well as in shopping centres.<\/p><h3 id=\"currency\">Official currency<\/h3><p>The official currency of Singapore is the Singapore dollar (SGD). <span>Coins are denominated in 5 cents, 10 cents, 20 cents, 50 cents and S$1. Paper<\/span><span> notes come in S$2, S$5, S$10, S$50 and S$100 denominations. Be sure to familiarise yourself with the banknotes and their value to ensure you\u2019re always paying the right amount. It\u2019s always worth carrying enough cash on you for the day, just in case you experience any problems. <\/span><span>You\u2019ll need cash if you want to shop in the market areas of Haji Lane, Sim Lim and Burgis, otherwise you\u2019ll find that you can use your card for the majority of purchases in Singapore.<\/span><br><img decoding=\"async\" class=\"aligncenter sml-image-center wp-image-593103 size-full\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/SGD-banknotes.png\" alt=\"SGD banknotes\" width=\"600\" height=\"302\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/SGD-banknotes.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/SGD-banknotes.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/SGD-banknotes.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/SGD-banknotes.png?fit=900 900w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/SGD-banknotes.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/SGD-banknotes.png?fit=1800 1800w\" sizes=\"(max-width: 1800px) 100vw, 1800px\" loading=\"lazy\"><\/p><h3 id=\"tag1\">How many dollars do I need to bring to Singapore?<\/h3><p>Unlike many of its south-east Asian neighbours, Singapore is one of the most expensive cities in the world. However, there are still food, accommodation and activity options to cater for all budgets.<\/p><table class=\" custom-table js-custom-table\"><thead><tr><th style=\"text-align: center;\"><b>Singapore <\/b><\/th><th style=\"text-align: center;\"><b>Budget <\/b><\/th><th style=\"text-align: center;\"><b>Mid-range <\/b><\/th><th style=\"text-align: center;\"><b>Expensive <\/b><\/th><\/tr><\/thead><tbody><tr><td style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone sml-image-center size-full wp-image-586493\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-sleep.png\" alt=\"to-sleep\" width=\"80\" height=\"80\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-sleep.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-sleep.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\">Hostel<br>\u00a320\u2013\u00a350 per night<\/td><td style=\"text-align: center;\">3-star hotel<br>\u00a360\u2013\u00a3100<\/td><td style=\"text-align: center;\">5-star hotel<br>\u00a3150\u2013\u00a3500+ per night<\/td><\/tr><tr><td style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone sml-image-center size-full wp-image-586489\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-eat.png\" alt=\"to-eat\" width=\"80\" height=\"80\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-eat.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/to-eat.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\">Chicken and fish dumpling noodles (street stall)<br>\u00a35\u2013\u00a310<\/td><td style=\"text-align: center;\">Lunch or dinner at a mid-range restaurant<br>\u00a320\u2013\u00a330 per person<\/td><td style=\"text-align: center;\">4-course dinner at the Singapore Flyer<br>\u00a3100 a head<\/td><\/tr><tr><td style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone sml-image-center size-full wp-image-591281\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/camera1.png\" alt=\"camera\" width=\"50\" height=\"50\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2016\/04\/camera1.png?fit=150 150w\" sizes=\"(max-width: 150px) 100vw, 150px\" loading=\"lazy\"><\/td><td style=\"text-align: center;\">Visit the Singapore Botanic Gardens<br>free<\/td><td style=\"text-align: center;\">Visit the Changi war museum<br>\u00a36.50 per person<\/td><td style=\"text-align: center;\">VIP tour of Universal Studios Singapore<br>\u00a3175 per person<\/td><\/tr><\/tbody><\/table><p><sub><sup>*Prices are approximate and based on summer seasonality and are subject to change.<\/sup><\/sub><\/p><h3 id=\"cards\">Travel cards, debit cards and credit cards in Singapore?<\/h3><p>Major card brands are widely accepted in Singapore. If a merchant insists on applying a credit card surcharge to your purchases, you should consider looking for other alternatives. The majority of travel money cards support SGD, which makes these products a viable option for this destination, but they don\u2019t have your name on the front. This can be an issue if the merchant wants to see your I.D. when you make a purchase over the counter. ATMs in Singapore will accept the major brands (Visa, Mastercard and American Express). Compared to other countries, you\u2019re spoilt for travel money choice in Singapore.<\/p><h3 id=\"tag3\">Singapore travel money options at a glance<\/h3><table class=\"custom-table js-custom-table\" dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\"><colgroup><col width=\"120\"><col width=\"177\"><col width=\"177\"><\/colgroup><tbody><tr><th style=\"text-align: left;\" data-sheets-value=\"[null,2,\" travel money option>Travel money option<\/th><th style=\"text-align: left;\" data-sheets-value=\"[null,2,\" pros>Pros<\/th><th style=\"text-align: left;\" data-sheets-value=\"[null,2,\" considerations>Considerations<\/th><\/tr><tr><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" debit cards for travel>Debit cards for travel<\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" no currency conversion><ul class=\"list-1\"><li>Singapore bank ATMs do not charge an ATM operator fee<\/li><li>ATMs are located all over the city-state \u2013 every bank, MRT station, or shopping centre has its own<\/li><\/ul><\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" citibank plus transaction account is the only travel friendly debit currently on market in u><ul class=\"list-12\"><li>Most debit cards will charge a currency conversion fee<\/li><li>An international ATM withdrawal fee applies<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" prepaid travel money cards>Prepaid travel money cards<\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" locked in exchange ratesnno currency conversion feensome cards waive the international atm withdrawal fee><ul class=\"list-1\"><li>Can be pre-loaded with foreign currency and cancelled at any time<\/li><li>Singapore dollars are a supported currency on almost all travel money cards<\/li><\/ul><\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" fees to consider such as local atm free><ul class=\"list-12\"><li>International ATM withdrawal fee, initial load fee, reload fee and inactivity fee applies<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" credit cards for travel>Credit cards for travel<\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" accepted everywherencontactless payment terminals are common at places like walmart><ul class=\"list-1\"><li>Credit cards are widely accepted, especially Visa and Mastercard<\/li><li>Some cards have no annual fees, no foreign exchange fees and they perform currency exchanges at the best possible interchange rate<\/li><\/ul><\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" overseas atm fees and currency conversion><ul class=\"list-12\"><li>Credit cards usually charge currency conversion fee<\/li><li>Cash withdrawals using your credit card are considered cash advances which will incur a costly fee and high rate<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" travellers cheques>Traveller\u2019s cheques<\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" acceptancensecurity><ul class=\"list-1\"><li>Security<\/li><li>Can be cashed at Changi Airport and major money changes throughout Singapore<\/li><\/ul><\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" can be costly with initial purchase chargesnnot all merchants accept travellers cheques><ul class=\"list-12\"><li>Traveller\u2019s cheques are an old technology in Singapore making it difficult to get them cashed<\/li><li>A commission may apply to transactions<\/li><li>Exchange rate is less favourable than the Visa, Mastercard and American Express<\/li><\/ul><\/td><\/tr><tr><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" cash>Cash<\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" greater payment flexibilitynconvenience><ul class=\"list-1\"><li>Greater payment flexibility<\/li><li>Convenience<\/li><li>There\u2019s no set limit as to how much money you can take into Singapore, but if you\u2019re entering the country with more than S$20,000 (roughly \u00a314,700) you\u2019ll need to fill in a customs declaration form.<\/li><\/ul><\/td><td style=\"text-align: left;\" data-sheets-value=\"[null,2,\" more difficult to manage expensesnhigher risk of theft><ul class=\"list-12\"><li>More difficult to manage expenses<\/li><li>Although Singapore is considered safer than the other countries, please note that there is a pickpocket syndicate operating in the country<\/li><\/ul><\/td><\/tr><\/tbody><\/table><p style=\"text-align: right;\"><em><sub>This table is a general summary of the travel money products in the market. Features and benefits can vary between cards.<\/sub><\/em><\/p><h3>ATM withdrawals<\/h3><p>Singapore bank ATMs do not charge a local operator fee for ATM withdrawals. Provided that your card doesn\u2019t charge for currency conversion and international ATM fees, you can make free ATM withdrawals in Singapore. Due to the city\u2019s popularity with foreign tourists, it can be relatively easy to find ATMs which don\u2019t charge a foreign transaction fee. Larger Singaporean banks such as the DBS Bank and United Overseas Bank typically charge less than smaller banks.<\/p><p>When withdrawing cash watch out for a practice called Dynamic Currency Conversion (DCC). You\u2019ll see this when the ATM asks if you want to pay in your home currency or Singapore dollars. Make sure you always choose to pay in Singapore dollars as otherwise the bank will give you a poor exchange rate when processing the conversion.<\/p><h3 id=\"exchange\" dir=\"ltr\">Exchange rate history (GBP to SGD)<\/h3><table class=\"custom-table js-custom-table\" dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\"><tbody><tr><th style=\"text-align: center;\">Year<\/th><th style=\"text-align: center;\">Average annual exchange British pound (GBP) to Singapore dollar (SGD)<\/th><\/tr><tr><td style=\"text-align: center;\">2020<\/td><td style=\"text-align: center;\">1.7697<\/td><\/tr><tr><td style=\"text-align: center;\">2021<\/td><td style=\"text-align: center;\"><span>1.8485<\/span><\/td><\/tr><tr><td style=\"text-align: center;\">2022<\/td><td style=\"text-align: center;\"><span>1.7037<\/span><\/td><\/tr><tr><td style=\"text-align: center;\">2023<\/td><td style=\"text-align: center;\"><span>1.6704<\/span><\/td><\/tr><tr><td style=\"text-align: center;\">2024<\/td><td style=\"text-align: center;\"><span>1.7003<\/span><\/td><\/tr><\/tbody><\/table><p><sub>*2024 rate is the average up to 18 April 2024.<\/sub><\/p><h3>Bottom line<\/h3><p><span>Using a mixture of the travel money products, cards and cash can be the best way to ensure you get the most value out of your trip to Singapore. Depending on the card you use, you could take advantage of interest-free days, complimentary insurance and an emergency line of credit with a credit card. <\/span><\/p><p><span>However, as its best to avoid using credit cards for ATM withdrawals, you\u2019ll need to consider a travel-friendly debit card or prepaid card. As a popular travel destination with a well-developed banking infrastructure, Singapore is a great place to take advantage of low-fee prepaid travel money cards. Singapore dollars can be held on the vast majority of prepaid travel money cards available to UK customers.<\/span><\/p><p><span>Once you\u2019ve found the best approach to avoiding unnecessary fees, spread your travel budget across a couple of different travel money types. This way, a lost or stolen card won\u2019t derail your trip.<\/span><\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000004\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000004\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Learn more about the best card to use, if you should use a UK debit card and other ways to take spending money to Singapore.<\/p>\n","protected":false},"author":1146,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[525],"tags":[],"asset_tag":[],"class_list":["post-64938","post","type-post","status-publish","format-standard","hentry","category-travel-money"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best ways to spend travel money in Singapore<\/title>\n<meta name=\"description\" content=\"Compare your travel money options in Singapore. Travel cards, debit cards or credit cards? How much money will I need? Discover the best ways to withdraw and spend your cash.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/travel-money\/singapore\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best ways to spend travel money in Singapore\" \/>\n<meta property=\"og:description\" content=\"Compare your travel money options in Singapore. Travel cards, debit cards or credit cards? How much money will I need? 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