{"id":63626,"date":"2019-03-23T14:57:15","date_gmt":"2019-03-23T14:57:15","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=63626"},"modified":"2026-01-07T14:49:29","modified_gmt":"2026-01-07T14:49:29","slug":"student-credit-cards","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/student-credit-cards","title":{"rendered":"Compare credit cards for students"},"content":{"rendered":"

Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Defaqto.<\/p><\/div><\/article>

What is a student credit card?<\/h3>

Student credit cards work in the same way as standard credit cards but you need to be enrolled in part-time or full-time study. To apply for a card you will need to provide your student number and proof of enrolment.<\/p>

Student credit cards tend to have low credit limits and no annual fees, to help make them more affordable. Typically they have basic features that are designed to help you learn how to manage money without incurring massive costs.<\/p>

Typically, they also require you to have a student bank account with the lender offering the card. For example, to be eligible for a TSB Student credit card, you\u2019d need to be an existing account holder with TSB. That being said, there are some cards, like the Ocean credit card, that consider applications from students \u2013 albeit you meet the eligbility criteria.<\/p>

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