{"id":63509,"date":"2017-11-01T13:47:31","date_gmt":"2017-11-01T13:47:31","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=63509"},"modified":"2026-01-08T11:21:10","modified_gmt":"2026-01-08T11:21:10","slug":"0-purchase-credit-cards","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/0-purchase-credit-cards","title":{"rendered":"Compare 0% purchase credit cards"},"content":{"rendered":"

Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Defaqto.<\/p><\/div><\/article>

Today\u2019s longest 0% purchase deals at a glance<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Rank<\/th>\nProduct<\/th>\nMonths at 0%<\/th>\n<\/tr>\n<\/thead>\n
1<\/th>\nTSB Platinum Purchase Card<\/td>\n26<\/td>\n<\/tr>\n
2<\/th>\nM&S Bank Purchase Plus Credit Card<\/td>\n25<\/td>\n<\/tr>\n
3<\/th>\nLloyds Bank 0% Purchase and Balance Transfer<\/td>\n25<\/td>\n<\/tr>\n
4<\/th>\nHalifax 0% Purchase and Balance Transfer Credit Card<\/td>\n25<\/td>\n<\/tr>\n
5<\/th>\nTesco Bank Clubcard Plus Credit Card<\/td>\n24<\/td>\n<\/tr>\n
6<\/th>\nBarclaycard Platinum Balance Transfer (21\/24)<\/td>\n24<\/td>\n<\/tr>\n
7<\/th>\nMBNA Ltd Dual 0% Transfer and Purchase<\/td>\n24<\/td>\n<\/tr>\n
8<\/th>\nUlster Bank Purchase and Balance Transfer Card<\/td>\n23<\/td>\n<\/tr>\n
9<\/th>\nNatWest Purchase and Balance Transfer Card<\/td>\n23<\/td>\n<\/tr>\n
10<\/th>\nRoyal Bank of Scotland Purchase and Balance Transfer Card<\/td>\n23<\/td>\n<\/tr>\n
11<\/th>\nBarclaycard Platinum Balance Transfer (24\/21)<\/td>\n21<\/td>\n<\/tr>\n
12<\/th>\nHSBC Purchase Plus Credit Card<\/td>\n20<\/td>\n<\/tr>\n
13<\/th>\nVirgin Money All Round Credit Card (20m)<\/td>\n20<\/td>\n<\/tr>\n
14<\/th>\nTSB Classic Credit Card Mastercard<\/td>\n19<\/td>\n<\/tr>\n
15<\/th>\nSantander World Elite Mastercard<\/td>\n18<\/td>\n<\/tr>\n<\/tbody>\n<\/table>

What are 0% purchase credit cards?<\/h3>

0% purchase credit cards allow you to make purchases and pay zero interest on them during the introductory period. When this period ends, the standard purchase rate will be charged on any remaining balance on your card. If you have some big-ticket purchases to make, a 0% purchase credit card can temporarily keep your interest costs low, which could help you pay off the balance faster.<\/p>

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\n \n \n <\/circle>\n <\/path>\n <\/svg>\n <\/span>\n Credit card jargon explained<\/span>\n <\/h4>\n
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