{"id":580367,"date":"2026-09-02T17:32:46","date_gmt":"2026-09-02T16:32:46","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=580367"},"modified":"2026-09-02T17:32:46","modified_gmt":"2026-09-02T16:32:46","slug":"bank-accounts-for-grandchildren","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/bank-accounts-for-grandchildren","title":{"rendered":"Bank accounts for grandchildren"},"content":{"rendered":"

If you want your grandkids to become money smart, setting them up with a bank account can be a great first step. But rather than trudging down to your local high street bank to get started, why not consider applying for a prepaid debit card<\/a> to help them with their everyday spending instead? <\/p>

As well as being quick and easy to open online, prepaid debit cards often come with a stack of fun features for kids and you\u2019ll be able to keep an eye on their spending too.<\/p>

How do children\u2019s prepaid cards work?<\/h3>

Children\u2019s prepaid cards can be loaded with money from a parent\u2019s or grandparent\u2019s bank account using the mobile app that comes with the card. This means you can choose exactly how much your child or grandchild has to spend, and there\u2019s no way they can exceed this limit. So while it gives them some financial independence, you can still monitor what they are spending, and where. <\/p>

Unlike a traditional children’s bank account which can usually only be opened when the child is 11, kids\u2019 prepaid cards can usually be opened from the age of 6. <\/p>

App features vary depending on the provider you pick, but common ones include:<\/p>