{"id":580071,"date":"2026-08-25T14:17:42","date_gmt":"2026-08-25T13:17:42","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=580071"},"modified":"2026-08-25T14:52:46","modified_gmt":"2026-08-25T13:52:46","slug":"credit-card-reward-terms-conditions","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-reward-terms-conditions","title":{"rendered":"Credit card reward \u2013 terms &#038; conditions"},"content":{"rendered":"<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h2 id=\"key-facts-heading\">Key facts (plain language summary)<\/h2><div class=\"u-grid u-grid--alignStretch\"><div class=\"u-grid__col u-1\/2@s\" role=\"listitem\"><article class=\"luna-card luna-card--stretch luna-card--lightshadow has-padding-small\"><strong class=\"u-uppercase u-color--gray-500 text-x-small has-margin-bottom-xsmall\">What you get<\/strong><\/p><div class=\"u-leading--snug u-font--bold u-color--blue-500\">\u00a315 Reward<\/div><div class=\"text-xx-small u-color--gray-500\">Provided by Finder, not by the credit card issuer.<\/div><\/article><\/div><div class=\"u-grid__col u-1\/2@s\" role=\"listitem\"><article class=\"luna-card luna-card--stretch luna-card--lightshadow has-padding-small\"><strong class=\"u-uppercase u-color--gray-500 text-x-small has-margin-bottom-xsmall\">How to start<\/strong><\/p><div class=\"u-leading--snug\">Take out a <strong>credit card<\/strong> with an eligible provider using the Finder link.<\/div><div class=\"text-xx-small u-color--gray-500\">New customers only; UK residents 18+.<\/div><\/article><\/div><div class=\"u-grid__col u-1\/2@s\" role=\"listitem\"><article class=\"luna-card luna-card--stretch luna-card--lightshadow has-padding-small\"><strong class=\"u-uppercase u-color--gray-500 text-x-small has-margin-bottom-xsmall\">Eligibility<\/strong><\/p><div class=\"u-leading--snug\">\u2705 Eligible providers are; <b>American Express, HSBC, Santander &#038; 118 118 Money <\/b> <\/div><div class=\"text-xx-small u-color--gray-500\">Must also create a Finder account to qualify.<\/div><\/article><\/div><div class=\"u-grid__col u-1\/2@s\" role=\"listitem\"><article class=\"luna-card luna-card--stretch luna-card--lightshadow has-padding-small\"><strong class=\"u-uppercase u-color--gray-500 text-x-small has-margin-bottom-xsmall\">Timing<\/strong><\/p><div class=\"u-leading--snug\">Reward emailed within <strong>90 days<\/strong> of validation.<\/div><div class=\"text-xx-small u-color--gray-500\">Keep account open and in good standing.<\/div><\/article><\/div><div class=\"u-grid__col u-1\/1\" role=\"listitem\"><article class=\"luna-card luna-card--lightshadow has-padding-small u-leading--snug\"><strong>Begins Tuesday, 25 August, 2026<\/strong> (and continues until terminated at Finder&#8217;s discretion). <strong>One reward per person<\/strong>. Must use the unique Finder promotional link while logged in to Finder. Existing holders of a credit card with the provider are not eligible.<br \/><\/article><\/div><div class=\"u-grid__col u-1\/1 no-padding-bottom has-margin-bottom-xsmall\" style=\"display: block;\"><article id=\"thereward\" class=\"luna-card luna-card--lightshadow\"><div class=\"rewards-banner-container\n   rewards--container   \"\n    data-campaign-name=\"finder&#x7C;creditec&#x7C;aug-2026&#x7E;ukccf\"\n             data-niche=\"UKCCF\"      data-rewards-component=\"banner\" >\n  <div class=\"rewards-banner\">\n    <div class=\"rewards-banner__top\">\n      <div class=\"rewards-banner__badge\">\n        CREDIT CARD REWARD\n      <\/div>\n    <\/div>\n    <div class=\"rewards-banner__content\">\n      <div class=\"rewards-banner__logo-and-share\">\n        \n        <button\n          class=\"rewards-banner__share-btn rewards-banner__share-btn--mobile\"\n          type=\"button\"\n          disabled\n          aria-label=\"Share deal link\"\n          data-share-url=\"https&#x3A;&#x2F;&#x2F;www.finder.com&#x2F;uk&#x2F;finder-rewards\"\n        >\n          <span class=\"rewards-banner__share-text\">Share<\/span>\n          <span class=\"rewards-banner__share-success\" style=\"display: none;\">Copied!<\/span>\n        <\/button>\n      <\/div>\n      <div class=\"rewards-banner__main-content\">\n        <div class=\"rewards-banner__text-content\">\n          <div class=\"rewards-banner__badges\">\n                        <div class=\"rewards-banner__niche\">\n              Credit Cards\n            <\/div>\n                                    <div class=\"rewards-banner__ends-soon\">\n              <svg class=\"luna-icon rewards-banner__ends-soon-icon\" style=\"--fill: var(--color-foreground-main)\">\n                <use href=\"#lightning\"><\/use>\n              <\/svg>\n              ENDS SOON\n            <\/div>\n                      <\/div>\n          <div class=\"rewards-banner__title-and-copy\">\n            <div class=\"rewards-banner__title\">\n                              Get <span class=\"rewards-banner__title-highlight\">\u00a315<\/span> with a new credit card\n                          <\/div>\n            <div class=\"rewards-banner__copy\">\n        <span class=\"rewards-banner__copy-text\">\n          Take out a credit card from an eligible provider (American Express, HSBC, Santander, 118 118 Money) to earn a \u00a315 reward from Finder. \n        <\/span>\n              <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-reward-terms-conditions\" class=\"rewards-banner__terms-link\" target=\"_blank\" rel=\"noopener noreferrer\">\n                T&Cs apply\n              <\/a>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      <div class=\"rewards-banner__cta-wrapper\">\n                  <script>window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"finder|creditec|aug-2026~ukccf\"] = {\"startDate\":\"2026-08-23T23:00:00.000Z\",\"endDate\":null,\"showVisaLogo\":false,\"minimalUx\":true,\"countryCode\":\"UK\",\"isAlwaysOn\":true,\"isTieredReward\":false,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"bannerConfig\":{\"badgeText\":\"CREDIT CARD REWARD\",\"title\":\"Get \\u00a315 with a new credit card\",\"titleHighlight\":\"\\u00a315\",\"copyText\":\"Take out a credit card from an eligible provider (American Express, HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"termsText\":\"T\\u0026Cs apply\",\"ctaText\":\"Go to site\",\"nicheText\":\"Credit Cards\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"308bee85-a334-4500-92bc-846c1b27c6cb\"},\"logoUrl\":null,\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":false,\"title\":\"Get \\u00a315 from Finder\",\"subtitleText\":\"\",\"items\":[],\"heading\":\"Get your \\u00a315 reward\",\"membersHeading\":\"\",\"text\":\"Take out a credit card from an eligible provider (American Express, HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"membersText\":\"Claim your reward when you sign up to Finder\",\"emailCaption\":\"\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days from validation.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"YES PLEASE\",\"abortText\":\"NO THANKS\",\"copyText\":\"\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":null,\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null}};<\/script>\n          <a type=\"button\"\n             class=\"rewards-banner__cta rewards--cta rewards--element-container\"\n             data-product-id=\"308bee85-a334-4500-92bc-846c1b27c6cb\"\n             data-product-name=\"Credit card finder\"\n             data-offer-id=\"24715\"\n             data-provider-name=\"Finder\"\n             data-provider-id=\"0c72737e-7b92-477b-b6a0-a8587bf6c0b5\"\n             data-rewards-campaign-name=\"finder|creditec|aug-2026~ukccf\"\n             data-redirect-url=\"https&#x3A;&#x2F;&#x2F;www.finder.com&#x2F;redirect&#x2F;uk&#x2F;credit-cards&#x2F;card-finder-uk-secure.html&#x3F;nb&#x3D;1&amp;src_country&#x3D;uk\"\n          >\n            Go to site\n          <\/a>\n                <button\n          class=\"rewards-banner__share-btn rewards-banner__share-btn--desktop\"\n          type=\"button\"\n          disabled\n          aria-label=\"Share deal link\"\n          data-share-url=\"https&#x3A;&#x2F;&#x2F;www.finder.com&#x2F;uk&#x2F;finder-rewards\"\n        >\n          <span class=\"rewards-banner__share-text\">Share<\/span>\n          <span class=\"rewards-banner__share-success\" style=\"display: none;\">Copied!<\/span>\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<\/article><\/div><div class=\"u-grid__col u-1\/1 no-padding-bottom has-margin-bottom-xsmall\"><div class=\"text-xx-small u-color--gray-500\">This summary is for convenience only. The legally binding terms appear below.<\/div><\/div><\/div><\/div><\/article><h2>Terms &#038; Conditions<\/h2><h3>Overview<\/h3><p>The Promoter is Finder.com Comparison UK Ltd (Registered number: 10482489) (&#8220;Finder&#8221;), 5-7 Tanner Street London SE1 3LE. Finder allows customers to compare credit cards via its website at Finder.com\/uk (&#8220;Finder Branded Comparison Service&#8221;).<\/p><p>The Reward is a bank transfer or a digital Gift Card distributed by Tremendous LLC (&#8220;Tremendous&#8221;) (together, the &#8220;Fulfilment Partner&#8221;). Finder&#8217;s general terms of use, privacy policy, of Tremendous LLC&#8217;s terms also apply.<\/p><p>Participation in this Promotion constitutes acceptance of these Terms and Conditions.<\/p><h3>Promotion Period<\/h3><ul><li>This Promotion runs from <strong>25th August 2026<\/strong> until it is terminated at Finder&#8217;s discretion.<\/li><li>Credit Cards applied for <strong>before 25th August 2026<\/strong> or after termination will <strong>not qualify<\/strong>.<\/li><\/ul><h2>Eligibility<\/h2><p>To qualify for the Reward:<\/p><ol><li>Be a <strong>UK resident<\/strong> aged 18 years or over.<\/li><li>Be a registered Finder member, or create a Finder account prior to claiming the Reward.<\/li><li>Maintain the credit card account and keep it in good standing until the Reward is fulfilled.<\/li><li>Be a <strong>new customer<\/strong> to the card provider; renewals with your current provider are not eligible.<\/li><li>Only <strong>one Reward<\/strong> may be claimed per qualifying account opened.<\/li><li>Only the <strong>main credit card holder<\/strong> is eligible for the Reward. Joint card holders are <strong>not eligible<\/strong>.<\/li><\/ol><h2>Eligible Credit Cards:<\/h2><ul><li><b>American Express<\/b><\/li><li><b>HSBC<\/b><\/li><li><b>Santander<\/b><\/li><li><b>118 188 Money<\/b><\/li><\/ul><h2>Ineligibility<\/h2><p>The Reward will <strong>not<\/strong> be issued if:<\/p><ul><li>The referral was <strong>not made through the unique promotion link<\/strong> on the Finder Branded Comparison Service.<\/li><li>You are not a Finder member.<\/li><li>You are a current customer of the card provider.<\/li><li>You are an employee or eligible for staff discounts of the card provider.<\/li><li>You redeem another similar promotion.<\/li><\/ul><p>Additional ineligibility includes:<\/p><ul><li>Card cancelled or application rejected.<\/li><li>Accounts opened using VPNs or ad blockers.<\/li><li>Accounts opened via links from other cashback or rewards websites.<\/li><li>Accounts opened using vouchers or promo codes not featured on Finder.<\/li><li>Fraudulent transactions.<\/li><li>Transactions cancelled, rejected or refunded.<\/li><li>Any gift card, voucher, or store credit purchase<\/li><\/ul><h2>Reward amount<\/h2><ul><li>Maximum Reward: \u00a315.<\/li><\/ul><h2>Fulfilment<\/h2><ul><li>Eligibility checks are conducted monthly for qualifying purchases.<\/li><li>Rewards are issued electronically <strong>within 90 days<\/strong> after eligibility is confirmed.<\/li><li>Rewards are sent via email to the address used for Finder Member Account.<\/li><li>Finder is <strong>not responsible<\/strong> for delays caused by third-party account providers.<\/li><\/ul><h2>Limitation of liability<\/h2><ul><li>Entries and information submitted must be personal and accurate. Participants warrant that no submissions infringe any third-party rights or contain defamatory, obscene, or threatening material.<\/li><li>Finder is <strong>not liable<\/strong> for indirect, consequential, or special losses, including lost revenue, business, goodwill, or data.<\/li><li>Finder will not be liable for failures caused by <strong>force majeure<\/strong> (events beyond Finder&#8217;s control).<\/li><li>Nothing in these terms limits liability for <strong>death, personal injury, or fraud<\/strong> caused by Finder&#8217;s negligence.<\/li><li>Your <strong>statutory rights<\/strong> remain unaffected.<\/li><\/ul><h2>Gift card restrictions<\/h2><ul><li>Use of a Gift Card is subject to the restrictions outlined at <a href=\"https:\/\/www.tremendous.com\/terms\" target=\"_blank\">Tremendous LLC<\/a>.<\/li><\/ul><h2>Disqualification &#038; misuse<\/h2><p>Finder may disqualify participants if there is reasonable suspicion of:<\/p><ul><li>Abuse or attempted abuse of the Promotion<\/li><li>Breach or attempted breach of these terms<\/li><li>Breach of Finder website terms and conditions<\/li><li>Fraud or misuse of the Promotion<\/li><\/ul><h2>General conditions<\/h2><ul><li>Finder may <strong>amend, suspend, or cancel<\/strong> the Promotion at any time without notice.<\/li><li>Costs associated with participation are the participant&#8217;s responsibility.<\/li><li>All entries and participant data become Finder&#8217;s property and are managed in accordance with its privacy policy.<\/li><li>Finder is not responsible for errors or delays in fulfilment.<\/li><li>All intellectual property rights in the Promotion remain with Finder or its group companies.<\/li><li>This Promotion is governed by the <strong>laws of England and Wales<\/strong> and disputes are subject to the courts of that jurisdiction.<\/li><\/ul><h2>Disclosures<\/h2><ul><li>Finder does <strong>not endorse<\/strong> any credit card providers or products.<\/li><li>Participants are responsible for reviewing all terms from the provider to ensure suitability.<\/li><li>Finder may receive commission for new customers made via the Finder Branded Comparison Service.<\/li><li>This Promotion may not be combined with other offers.<\/li><li>American Express, HSBC, Santander, 118 118 Money, Creditec and Tremendous are <strong>not associated<\/strong> with this Promotion.<\/li><\/ul><h2>Support<\/h2><p>If you are eligible but have not received your Reward within <strong>120 days<\/strong>, contact Finder customer service via the email linked to your Finder account.<\/p>","protected":false},"excerpt":{"rendered":"<p>Finder credit card reward \u2013 Terms and 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