{"id":580071,"date":"2026-08-25T14:17:42","date_gmt":"2026-08-25T13:17:42","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=580071"},"modified":"2026-09-18T11:57:46","modified_gmt":"2026-09-18T10:57:46","slug":"credit-card-reward-terms-conditions","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-reward-terms-conditions","title":{"rendered":"Credit card reward \u2013 terms &#038; conditions"},"content":{"rendered":"<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h2 id=\"key-facts-heading\">Key facts (plain language summary)<\/h2><div class=\"u-grid u-grid--alignStretch\"><div class=\"u-grid__col u-1\/2@s\" role=\"listitem\"><article class=\"luna-card luna-card--stretch luna-card--lightshadow has-padding-small\"><strong class=\"u-uppercase u-color--gray-500 text-x-small has-margin-bottom-xsmall\">What you get<\/strong><div class=\"u-leading--snug u-font--bold u-color--blue-500\">\u00a315 Reward (gift card or bank transfer)<\/div><div class=\"text-xx-small u-color--gray-500\">Provided by Finder, not credit card provider.<\/div><\/article><\/div><div class=\"u-grid__col u-1\/2@s\" role=\"listitem\"><article class=\"luna-card luna-card--stretch luna-card--lightshadow has-padding-small\"><strong class=\"u-uppercase u-color--gray-500 text-x-small has-margin-bottom-xsmall\">How to start<\/strong><div class=\"u-leading--snug\">Get a <strong>new Credit Card<\/strong> using the Finder link.<\/div><div class=\"text-xx-small u-color--gray-500\">New customers only; UK residents 18+.<\/div><\/article><\/div><div class=\"u-grid__col u-1\/2@s\" role=\"listitem\"><article class=\"luna-card luna-card--stretch luna-card--lightshadow has-padding-small\"><strong class=\"u-uppercase u-color--gray-500 text-x-small has-margin-bottom-xsmall\">Eligibility<\/strong><div class=\"u-leading--snug\">\u2705 Get a new card from eligible providers; <strong>HSBC, Santander or 118 118 Money<\/strong> <\/div><div class=\"text-xx-small u-color--gray-500\">Must also create a Finder account to qualify.<\/div><\/article><\/div><div class=\"u-grid__col u-1\/2@s\" role=\"listitem\"><article class=\"luna-card luna-card--stretch luna-card--lightshadow has-padding-small\"><strong class=\"u-uppercase u-color--gray-500 text-x-small has-margin-bottom-xsmall\">Timing<\/strong><div class=\"u-leading--snug\">Reward claim details emailed within <strong>90 days<\/strong> of validation.<\/div><div class=\"text-xx-small u-color--gray-500\">Keep account in good standing. If you don\u2019t receive your Reward claim details within 120 days, <a href=\"https:\/\/www.finder.com\/uk\/about-us\/contact-us#:~:text=For%20general%20enquiries%2C%20please\">contact support<\/a>.<\/div><\/article><\/div><div class=\"u-grid__col u-1\/1\" role=\"listitem\"><article class=\"luna-card luna-card--lightshadow has-padding-small u-leading--snug\">  <strong>Begins, 25 August 2026<\/strong> (and continues until terminated at Finder\u2019s discretion).<br><strong>One reward per person<\/strong>. Must use the unique Finder promotional link while logged in to Finder. Cards must be approved, issued and remain in good standing until reward is paid. See full terms below.<\/article><\/div><div class=\"u-grid__col u-1\/1 no-padding-bottom has-margin-bottom-xsmall\" style=\"display: block;\"><article id=\"thereward\" class=\"luna-card luna-card--lightshadow\"><div class=\"rewards-banner-container\n   rewards--container   \" data-campaign-name=\"finder|creditec|aug-2026~ukccf\" data-niche=\"UKCCF\" data-rewards-component=\"banner\">\n  <div class=\"rewards-banner\">\n    <div class=\"rewards-banner__top\">\n      <div class=\"rewards-banner__badge\">\n        CREDIT CARD REWARD\n      <\/div>\n    <\/div>\n    <div class=\"rewards-banner__content\">\n      <div class=\"rewards-banner__logo-and-share\">\n                  <div class=\"rewards-banner__logo-wrapper\">\n            <img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/08\/creditcards_600_450.png\" class=\"rewards-banner__logo\" alt=\"Credit cards logo\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/08\/creditcards_600_450.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/08\/creditcards_600_450.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/08\/creditcards_600_450.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/08\/creditcards_600_450.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/08\/creditcards_600_450.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n          <\/div>\n        \n        <button class=\"rewards-banner__share-btn rewards-banner__share-btn--mobile\" type=\"button\" disabled aria-label=\"Share deal link\" data-share-url=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-reward-terms-conditions\">\n          <span class=\"rewards-banner__share-text\">Share<\/span>\n          <span class=\"rewards-banner__share-success\" style=\"display: none;\">Copied!<\/span>\n        <\/button>\n      <\/div>\n      <div class=\"rewards-banner__main-content\">\n        <div class=\"rewards-banner__text-content\">\n          <div class=\"rewards-banner__badges\">\n                        <div class=\"rewards-banner__niche\">\n              CREDIT CARDS\n            <\/div>\n                                    <div class=\"rewards-banner__ends-soon\">\n              <svg class=\"luna-icon rewards-banner__ends-soon-icon\" style=\"--fill: var(--color-foreground-main)\">\n                <use href=\"#lightning\"><\/use>\n              <\/svg>\n              ENDS SOON\n            <\/div>\n                      <\/div>\n          <div class=\"rewards-banner__title-and-copy\">\n            <div class=\"rewards-banner__title\">\n                              Get <span class=\"rewards-banner__title-highlight\">\u00a315<\/span> with a new credit card\n                          <\/div>\n            <div class=\"rewards-banner__copy\">\n        <span class=\"rewards-banner__copy-text\">\n          Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a \u00a315 reward from Finder. \n        <\/span>\n              <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-reward-terms-conditions\" class=\"rewards-banner__terms-link\" target=\"_blank\" rel=\"noopener noreferrer\">\n                T&amp;Cs apply\n              <\/a>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      <div class=\"rewards-banner__cta-wrapper\">\n                              <link rel=\"preload\" href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/08\/creditcards_600_450.png\" as=\"image\" type=\"image\/svg+xml\">\n     <script>window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"finder|creditec|aug-2026~ukccf\"] = {\"startDate\":\"2026-08-23T23:00:00.000Z\",\"endDate\":null,\"showVisaLogo\":false,\"countryCode\":\"UK\",\"isAlwaysOn\":true,\"isTieredReward\":false,\"stackedRewardCopy\":\"Yes, you get all this PLUS a \\u00a315 bank transfer from Finder!\",\"hasEligibilityCriteria\":false,\"offerStacking\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"bannerConfig\":{\"badgeText\":\"CREDIT CARD REWARD\",\"title\":\"Get \\u00a315 with a new credit card\",\"titleHighlight\":\"\\u00a315\",\"copyText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"termsText\":\"T\\u0026Cs apply\",\"ctaText\":\"Go to site\",\"nicheText\":\"CREDIT CARDS\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"308bee85-a334-4500-92bc-846c1b27c6cb\"},\"logoUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2026\\\/08\\\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":false,\"title\":\"Get \\u00a315 from Finder\",\"subtitleText\":\"\",\"items\":[],\"heading\":\"Get your \\u00a315 reward\",\"membersHeading\":\"\",\"text\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"membersText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"emailCaption\":\"\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"YES PLEASE\",\"abortText\":\"NO THANKS\",\"copyText\":\"\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2026\\\/08\\\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null}};<\/script>\n          <a type=\"button\" class=\"rewards-banner__cta rewards--cta rewards--element-container\" data-product-id=\"308bee85-a334-4500-92bc-846c1b27c6cb\" data-product-name=\"Credit card finder\" data-offer-id=\"24715\" data-provider-name=\"Credit cards\" data-provider-id=\"0c72737e-7b92-477b-b6a0-a8587bf6c0b5\" data-rewards-campaign-name=\"finder|creditec|aug-2026~ukccf\" data-redirect-url=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/card-finder-uk-secure.html?nb=1&amp;src_country=uk\">\n            Go to site\n          <\/a>\n                <button class=\"rewards-banner__share-btn rewards-banner__share-btn--desktop\" type=\"button\" disabled aria-label=\"Share deal link\" data-share-url=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-reward-terms-conditions\">\n          <span class=\"rewards-banner__share-text\">Share<\/span>\n          <span class=\"rewards-banner__share-success\" style=\"display: none;\">Copied!<\/span>\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<\/article><\/div><div class=\"u-grid__col u-1\/1 no-padding-bottom has-margin-bottom-xsmall\"><div class=\"text-xx-small u-color--gray-500\">This summary is for convenience only. The legally binding terms appear below.<\/div><\/div><\/div><\/div><\/article><h2>Terms &amp; Conditions<\/h2><h3>Overview<\/h3><p>The Promoter is Finder.com Comparison UK Ltd (Registered number: 10482489) (\u201cFinder\u201d), 5-7 Tanner Street London SE1 3LE. Finder allows customers to compare products and services via its website at Finder.com\/uk (\u201cFinder Branded Comparison Service\u201d).<br>The Provider is <strong>HSBC, Santander or 118 118 Money<\/strong><\/p><p>Participation in the Promotion constitutes acceptance of these Terms and Conditions.<\/p><h2>Definitions used in these Terms<\/h2><p><strong>\u201cFinder\u201d<\/strong> and <strong>\u201cPromoter\u201d<\/strong> mean Finder.com Comparison UK Ltd.<br><strong>\u201cFinder Branded Comparison Service\u201d<\/strong> means Finder\u2019s UK-facing website at finder.com\/uk and any linked pages or applications operated by Finder in the UK.<br><strong>\u201cFinder Member Account\u201d<\/strong> means an account registered by a natural person on the Finder Branded Comparison Service.<br><strong>\u201cFulfilment Partner\u201d<\/strong> means the third-party provider engaged by Finder to deliver Rewards to eligible Participants. Finder may use one or more Fulfilment Partners at any time and may substitute the Fulfilment Partner in accordance with these Terms.<br><strong>\u201cParticipant\u201d<\/strong> means a natural person who meets the eligibility criteria and participates in the Promotion.<br><strong>\u201cProduct\u201d<\/strong> means the specific Provider product identified in the Eligible products section below.<br><strong>\u201cPromotion\u201d<\/strong> means the reward promotion described in these Terms.<br><strong>\u201cPromotion Period\u201d<\/strong> means the period beginning on the start date identified in the Key Facts summary and ending on the earlier of (a) the end date (if any) identified in the Key Facts summary and (b) the date on which Finder terminates the Promotion in accordance with these Terms.<br><strong>\u201cProvider\u201d<\/strong> means the third-party provider of the Product as detailed in the Overview above.<br><strong>\u201cReward\u201d<\/strong> means the reward set out in the Key Facts summary above. The Reward may be delivered as a digital gift card, a bank transfer, or another form determined by Finder from time to time.<\/p><h2>Interaction with other terms<\/h2><p>In addition to these Terms:<\/p><ul><li>Finder\u2019s general terms of use and Privacy Policy apply to Participants\u2019 use of the Finder Branded Comparison Service.<\/li><li>The Provider\u2019s own terms and conditions apply to the Product.<\/li><li>The Fulfilment Partner\u2019s terms and conditions apply to the delivery and use of the Reward and will be provided to the Participant at the point of Reward delivery.<\/li><li>If there is any inconsistency between these Terms and the Finder general terms of use in relation to the Promotion specifically, these Terms prevail.<\/li><\/ul><h2>Promotion Period<\/h2><ul><li>This Promotion runs from <strong>25th August 2026<\/strong> until it is terminated at Finder\u2019s discretion.<\/li><li>Accounts opened before <strong>25th August 2026<\/strong> or after termination will not qualify.<\/li><\/ul><p>If Finder terminates the Promotion, participants who have completed all qualifying steps under these Terms before the termination date will still receive their Reward in accordance with the Fulfilment section below.<\/p><h2>Reward amount<\/h2><p>Maximum Reward: <strong>\u00a315.<\/strong><\/p><h2>Eligibility<\/h2><p>To qualify for the Reward:<\/p><ol><li>Be a UK resident aged 18 years or over.<\/li><li>Be a registered Finder member, or create a Finder account prior to claiming the Reward.<\/li><li>The account remains open and has not been cancelled by you or suspended or closed by the Provider until the Reward is fulfilled.<\/li><li>Be a new customer to the provider; new cards with your current provider are not eligible.<\/li><li>Only the main credit card holder is eligible for the Reward. Joint card holders are not eligible.<\/li><\/ol><h2>Eligible products:<\/h2><ul><li><strong>Credit Card (HSBC, Santander or 118 118 Money)<\/strong><\/li><\/ul><h2>Ineligibility<\/h2><p>The Reward will not be issued if:<\/p><ul><li>The referral was not made through the unique promotion link on the Finder Branded Comparison Service.<\/li><li>You are not a Finder member.<\/li><li>You are a current customer of the provider.<\/li><li>You are an employee or eligible for staff discounts of the provider.<\/li><li>You redeem another similar promotion.<\/li><\/ul><p>Additional ineligibility includes:<\/p><ul><li>Accounts cancelled or rejected.<\/li><li>Accounts opened using VPNs or ad blockers.<\/li><li>Accounts opened using a VPN or IP-masking tool to circumvent Finder\u2019s UK geographic eligibility requirement<\/li><li>Accounts where the account opening cannot be attributed to a click through the unique Finder promotional link because ad-blocking or tracking-blocking technology has interrupted Finder\u2019s tracking of the referral.<\/li><li>Accounts opened via links from other cashback or rewards websites.<\/li><li>Accounts opened using vouchers or promo codes not featured on Finder.<\/li><li>Fraudulent transactions.<\/li><li>Any gift card, voucher, or store credit purchase<\/li><\/ul><h2>Fulfilment<\/h2><ul><li>Rewards are issued electronically within 90 days after eligibility is confirmed.<\/li><li>Rewards are sent via email to the address used for Finder Member Account.<\/li><li>Finder is not responsible for delays caused by third-party account providers.<\/li><li>Finder may substitute the Fulfilment Partner on reasonable notice. Where the Fulfilment Partner changes, Finder will ensure any Reward that has already accrued to a Participant is fulfilled by either the outgoing or incoming Fulfilment Partner and the Reward\u2019s value and nature will not be reduced by the change.<\/li><li>Where the Reward is delivered by bank transfer, the Participant is responsible for providing accurate bank details. Finder will not be liable for failed transfers caused by inaccurate details provided by the Participant.<\/li><\/ul><h2>Limitation of liability<\/h2><ul><li>Entries and information submitted must be personal and accurate. Participants warrant that no submissions infringe any third-party rights or contain defamatory, obscene, or threatening material.<\/li><li>Finder is not liable for indirect, consequential, or special losses, including lost revenue, business, goodwill, or data. Nothing in this Section excludes or limits Finder\u2019s liability for a breach of any statutory rights that cannot be excluded under English law.<\/li><li>Finder will not be liable for failures caused by force majeure (events beyond Finder\u2019s control).<\/li><li>Nothing in these terms limits liability for death, personal injury, or fraud caused by Finder\u2019s negligence.<\/li><li>Your statutory rights remain unaffected.<\/li><\/ul><h2>Gift card restrictions<\/h2><ul><li>Where the Reward is delivered as a digital voucher or gift card by a Fulfilment Partner, the Reward is subject to the terms and conditions of the Fulfilment Partner in addition to these Terms. The Fulfilment Partner\u2019s terms will be provided to the Participant at the point of Reward delivery.<\/li><\/ul><h2>Disqualification &amp; misuse<\/h2><p>Finder may disqualify participants if there is reasonable grounds to believe based on evidence of:<\/p><ul><li>Abuse or attempted abuse of the Promotion<\/li><li>Breach or attempted breach of these terms<\/li><li>Breach of Finder website terms and conditions<\/li><li>Fraud or misuse of the Promotion<\/li><\/ul><p>Before disqualifying a Participant, Finder will notify the Participant of the grounds for disqualification and give the Participant a reasonable opportunity to respond. Finder will consider the response in good faith before making a final disqualification decision.<\/p><p>A Participant may appeal a disqualification decision by contacting Finder <a href=\"https:\/\/www.finder.com\/uk\/about-us\/contact-us#:~:text=For%20general%20enquiries%2C%20please\">customer service<\/a>. Finder will consider appeals in good faith and respond within 30 days.<\/p><h2>General conditions<\/h2><ul><li>Finder may amend, suspend, or cancel the Promotion at any time without notice. Participants who have completed all qualifying steps before the effective date of amendment or termination will still receive their Reward on the terms in place when they completed those steps.<\/li><li>Costs associated with participation are the participant\u2019s responsibility.<\/li><li>Personal data submitted in connection with the Promotion is processed by Finder as data controller in accordance with the <a href=\"https:\/\/www.finder.com\/uk\/privacy-policy\">Finder Privacy Policy<\/a> and applicable data protection law. Where Reward fulfilment involves transfer of personal data to a Fulfilment Partner outside the UK, Finder implements the transfer mechanisms required by the UK GDPR (as detailed in the Privacy Policy).<\/li><li>Finder is not responsible for delays or failures in Reward fulfilment caused by third parties (including Providers and Fulfilment Partners) or by events outside Finder\u2019s reasonable control. Where a delay or failure is caused by Finder itself, Finder will use reasonable endeavours to remedy the issue and fulfil the Reward.<\/li><li>All intellectual property rights in the Promotion remain with Finder or its group companies.<\/li><li>This Promotion is governed by the laws of England and Wales and disputes are subject to the courts of that jurisdiction. Nothing in this Section limits any right you may have to bring proceedings in the courts of another part of the United Kingdom where you are resident there.<\/li><\/ul><h2>Disclosures<\/h2><ul><li>Finder acts as an independent comparison service. Finder does not provide financial advice. Participants should review the Provider\u2019s product terms and consider whether the product is suitable for their needs before completing an application.<\/li><li>Finder does not endorse any banking providers or products.<\/li><li>Participants are responsible for reviewing all terms from the banking provider to ensure suitability.<\/li><li>Finder may receive commission for purchases made via the Finder Branded Comparison Service.<\/li><li>The Fulfilment partner and the Provider are not associated with this Promotion.<\/li><li>Finder complies with FCA Consumer Duty requirements in relation to this Promotion. If you have concerns about how Finder has handled your participation, you can contact Finder\u2019s Complaints team (see below). If your complaint relates to an FCA-regulated activity carried on by Finder and is not resolved to your satisfaction, you may be entitled to refer the complaint to the Financial Ombudsman Service.<\/li><\/ul><h2>Support<\/h2><p>If you are eligible but have not received your Reward within <strong>120 days<\/strong>, <a href=\"https:\/\/www.finder.com\/uk\/about-us\/contact-us#:~:text=For%20general%20enquiries%2C%20please\">contact Finder customer service<\/a> via your Finder account.<br>For complaints (as distinct from Reward fulfilment queries), see <a href=\"https:\/\/www.finder.com\/uk\/complaints\">Finder\u2019s Complaints Policy<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Finder credit card reward \u2013 Terms and conditions<\/p>\n","protected":false},"author":385,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"-1","post_editor_date":null,"post_author_date":"2026-08-24T14:29:28","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2026-08-25 13:17:46\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[2112],"tags":[],"asset_tag":[],"class_list":["post-580071","post","type-post","status-publish","format-standard","hentry","category-credit-cards"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Credit card reward \u2013 terms &amp; 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