{"id":580068,"date":"2026-08-24T16:33:14","date_gmt":"2026-08-24T15:33:14","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=580068"},"modified":"2026-08-25T12:12:21","modified_gmt":"2026-08-25T11:12:21","slug":"moneysupermarket-investments","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/moneysupermarket-investments","title":{"rendered":"MoneySuperMarket Investments review 2026"},"content":{"rendered":"

\n How we rated MoneySuperMarket Investments's investment features\n <\/h2>\n
Feature<\/th>Rating<\/th>Details<\/th><\/tr><\/thead>
Fees<\/th>\n\n\n\n\n\n8.8<\/span>\n<\/span>\n\nGreat\n<\/span>\n<\/span>\n\n<\/td>Competitive 0.34% platform fee with \u00a30 trading fees.<\/td><\/tr>
Investment choice<\/th>\n\n\n\n\n\n6.4<\/span>\n<\/span>\n\nStandard\n<\/span>\n<\/span>\n\n<\/td>A weak point for MoneySuperMarket Investments, investments are limited to 42 options.<\/td><\/tr>
Safety and security<\/th>\n\n\n\n\n\n10<\/span>\n<\/span>\n\nExcellent\n<\/span>\n<\/span>\n\n<\/td>Overall, MoneySuperMarket Investments offers a secure place to invest.<\/td><\/tr>
Account types and products<\/th>\n\n\n\n\n\n7.5<\/span>\n<\/span>\n\nGreat\n<\/span>\n<\/span>\n\n<\/td>Offers GIA and stocks and shares ISA accounts plus interest on cash.<\/td><\/tr>
Ease of use<\/th>\n\n\n\n\n\n7.5<\/span>\n<\/span>\n\nGreat\n<\/span>\n<\/span>\n\n<\/td>Positive user ratings but relating to the overall MoneySuperMarket app.<\/td><\/tr>
Tools, resources and features<\/th>\n\n\n\n\n\n7<\/span>\n<\/span>\n\nGreat\n<\/span>\n<\/span>\n\n<\/td>Simple analysis tools and a useful Training Academy, but lacks advanced trading tools.<\/td><\/tr><\/tbody><\/table>

Who might MoneySuperMarket Investments suit?<\/h3>

If you want a straightforward, low-cost way to invest in ready-made portfolios or funds without getting overwhelmed by complex charts, MoneySuperMarket is ideal. It\u2019s tailored for beginners, hands-off savers, and cost-conscious investors who want to manage their investments alongside their broader personal finances in its app.<\/p>

However, if you\u2019re an active investor looking to buy individual stocks or open a pension (SIPP), MoneySuperMarket won\u2019t meet your needs. You may want to compare other top trading platforms to find a provider offering a broader asset and account choices.<\/p>

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Hands on test: I tried MoneySuperMarket Investments\u2019s investing app<\/div>\n
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\"With a streamlined selection of 42 investments (including 5 popular ready-made portfolios managed by Vanguard) using MoneySuperMarket\u2019s Investment feature is smooth and straightforward. It operates directly inside the main MoneySuperMarket app under the \u201cSave & Invest\u201d tab, avoiding the need for a separate app download.<\/p>

Selecting a portfolio or fund takes only a few taps, and fractional investing allows you to get started with as little as \u00a31. The user interface strips away unnecessary market noise and complex intricacies, focusing instead on clear performance graphs, transparent fund fee breakdowns, and bite-sized learning materials. I think it delivers a clean, reassuring experience for first-time investors, similar to a fintech banking app.\"<\/p>\n\n <\/div>\n <\/div>\n\n \n George Sweeney, DipFA\n <\/a>\n

Deputy editor<\/div>\n <\/div>\n <\/div>\n<\/div>\n
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MoneySuperMarket Investments\u2019s layout is well-suited to newer investors who want a curated shortlist rather than an open market, with everything sorted by risk from low to high alongside the fund it actually tracks. The app benefits from putting risk score, five-year return and fund charge side by side on every card, so the trade-offs are visible before you open anything.<\/div>

\n MoneySuperMarket Investments fees\n <\/h2>\n
Fees score<\/th>\n\n\n\n\n\n8.8<\/span>\n<\/span>\n\nGreat\n<\/span>\n<\/span>\n\n<\/td><\/tr>
Platform fee<\/th>0.34%<\/td><\/tr>
UK shares<\/th>N\/A<\/td><\/tr>
US stocks<\/th>N\/A<\/td><\/tr>
International shares<\/th>N\/A<\/td><\/tr>
Funds\/ETFs<\/th>\u00a30<\/td><\/tr>
Foreign exchange (FX) fee<\/th>0.5%<\/td><\/tr>
Regular investing<\/th>No<\/td><\/tr>
Withdrawal\/deposit fee<\/th>\u00a30<\/td><\/tr>
Inactivity fee<\/th>\u00a30<\/td><\/tr><\/tbody><\/table>

MoneySuperMarket keeps pricing clear and simple with Investments. You pay an annual platform fee of 0.34% of your portfolio value, with zero commission on trades, deposits, or withdrawals. <\/p>

As an added benefit, MoneySuperMarket refunds your first 3 months of platform fees as a SuperSaveClub reward (redeemable as gift cards). Standard external fund charges still apply, as with any platform.<\/p>

\n MoneySuperMarket Investments investment choice\n <\/h2>\n
Investment choice score<\/th>\n\n\n\n\n\n6.4<\/span>\n<\/span>\n\nStandard\n<\/span>\n<\/span>\n\n<\/td><\/tr>
Asset options<\/th>4+<\/td><\/tr>
Markets<\/th>1+<\/td><\/tr>
Number of investments<\/th>42+<\/td><\/tr>
Number of ETFs\/funds<\/th>42+<\/td><\/tr>
Fractional shares<\/th><\/use><\/svg><\/td><\/tr>
Minimum deposit<\/th>\u00a31<\/td><\/tr>
Minimum investment<\/th>\u00a31<\/td><\/tr><\/tbody><\/table>

Investment options are deliberately curated to prevent decision paralysis. Users can choose from 5 Vanguard ready-made portfolios aligned to different risk levels or pick from a hand-selected range of 37 global ETFs, index funds, and money market funds. Individual UK, US, or international stocks are not offered.<\/p>

\n Is MoneySuperMarket Investments safe and legit?\n <\/h2>\n
Safety and security score<\/th>\n\n\n\n\n\n10<\/span>\n<\/span>\n\nExcellent\n<\/span>\n<\/span>\n\n<\/td><\/tr>
Biometric login\/2FA<\/th><\/use><\/svg><\/td><\/tr>
FCA regulated<\/th><\/use><\/svg><\/td><\/tr>
FSCS protection<\/th><\/use><\/svg><\/td><\/tr>
SSL certificate<\/th><\/use><\/svg><\/td><\/tr>
Public company<\/th><\/use><\/svg><\/td><\/tr><\/tbody><\/table>

MoneySuperMarket Investments is an Appointed Representative of P1 Investment Services Limited (FCA FRN 752005). Custody, cash, and asset management are powered by Seccl Custody Limited (part of Octopus Group).<\/p>

Uninvested cash and holdings are protected under the Financial Services Compensation Scheme (FSCS<\/a>) up to \u00a385,000 per person. Parent company MONY Group plc is a publicly listed company on the London Stock Exchange.<\/p>

\n MoneySuperMarket Investments account types and products\n <\/h2>\n
Account types and products score<\/th>\n\n\n\n\n\n7.5<\/span>\n<\/span>\n\nGreat\n<\/span>\n<\/span>\n\n<\/td><\/tr>
General investment account (GIA)<\/th><\/use><\/svg><\/td><\/tr>
Stock and shares ISA<\/th><\/use><\/svg><\/td><\/tr>
Self-invested personal pension (SIPP)<\/th><\/use><\/svg><\/td><\/tr>
Lifetime ISA (LISA)<\/th><\/use><\/svg><\/td><\/tr>
Junior ISA (JISA)\/Junior SIPP (JSIPP)<\/th><\/use><\/svg><\/td><\/tr>
Business Account<\/th><\/use><\/svg><\/td><\/tr>
Interest on cash balances<\/th><\/use><\/svg><\/td><\/tr><\/tbody><\/table>

MoneySuperMarket covers the core bases with a tax-efficient stocks and shares ISA and a standard general investment account (GIA). <\/p>

Uninvested cash held within the account also earns competitive interest. Pensions (SIPPs) and specialist ISAs (like a LISA or JISA) are not currently supported.<\/p>

\n Is MoneySuperMarket Investments easy to use?\n <\/h2>\n
Ease of use score<\/th>\n\n\n\n\n\n7.5<\/span>\n<\/span>\n\nGreat\n<\/span>\n<\/span>\n\n<\/td><\/tr>
Apple iOS rating<\/th>4.7\/5<\/td><\/tr>
Google Play rating<\/th>4.5\/5<\/td><\/tr>
Ways to contact customer service<\/th>Email and secure messaging<\/td><\/tr>
UI\/UX<\/th>Good<\/td><\/tr>
Desktop or mobile app<\/th>Mobile<\/td><\/tr><\/tbody><\/table>

The Investments feature benefits from being housed inside MoneySuperMarket\u2019s highly rated flagship app. <\/p>

The user interface is polished, modern, and easy to navigate. Customer support is fairly limited and accessible only via secure messaging or email.<\/p>

\n MoneySuperMarket Investments tools, resources and features\n <\/h2>\n
Tools, resources and features<\/th>\n\n\n\n\n\n7<\/span>\n<\/span>\n\nGreat\n<\/span>\n<\/span>\n\n<\/td><\/tr>
Analysis features<\/th><\/use><\/svg><\/td><\/tr>
Tools for investing\/trading<\/th><\/use><\/svg><\/td><\/tr>
Social features<\/th><\/use><\/svg><\/td><\/tr>
Learning resources<\/th><\/use><\/svg><\/td><\/tr>
Additional Features<\/th><\/use><\/svg><\/td><\/tr><\/tbody><\/table>

MoneySuperMarket keeps feature bloat to a minimum. It offers basic fund performance charts, clear portfolio breakdowns, and a dedicated Training Academy packed with learn-as-you-go guides. Integration with the SuperSaveClub loyalty programme gives investors cashback rewards from the platform fees during their first 3 months.<\/p>

\n Frequently asked questions\n <\/h2>\n
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