{"id":579715,"date":"2026-08-11T15:46:40","date_gmt":"2026-08-11T14:46:40","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=579715"},"modified":"2026-08-11T15:46:40","modified_gmt":"2026-08-11T14:46:40","slug":"best-business-savings-platforms","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/business-savings-accounts\/best-business-savings-platforms","title":{"rendered":"Best business savings platforms 2026"},"content":{"rendered":"<p>Leaving your company\u2019s cash reserve in a standard, zero-interest business current account means you\u2019re not allowing this money to contribute to all the effort you make running a business day-to-day.<\/p><p>If your business is holding onto tax money, emergency reserves, or capital for a future expansion, a business savings platform allows you to spread your funds across multiple banks to max out interest rates and ensure complete FSCS protection, all through a single dashboard. <\/p><h3>Our UK business savings platform top picks<\/h3><ul>\n<li><strong>Best overall platform: <\/strong><a href=\"#best-overall-platform\">Flagstone<\/a><\/li>\n<li><strong>Best for smaller deposits: <\/strong><a href=\"#best-for-smaller-deposits\">Akoni<\/a><\/li>\n<li><strong>Best for security features: <\/strong><a href=\"#best-for-security-features\">Insignis<\/a><\/li>\n<li><strong>Best for basic web platform: <\/strong><a href=\"#best-for-basic-web-platform\">Bondsmith<\/a><\/li>\n<\/ul>\n<script type=\"application\/ld+json\">\n{\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"ItemList\",\n    \"itemListElement\": [\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 1,\n            \"name\": \"Flagstone\",\n            \"description\": \"Best overall platform\",\n            \"url\": \"\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 2,\n            \"name\": \"Akoni\",\n            \"description\": \"Best for smaller deposits\",\n            \"url\": \"\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 3,\n            \"name\": \"Insignis\",\n            \"description\": \"Best for security features\",\n            \"url\": \"\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 4,\n            \"name\": \"Bondsmith\",\n            \"description\": \"Best for basic web platform\",\n            \"url\": \"\"\n        }\n    ]\n}\n<\/script><div class=\"content tableWithFilters\n        \n        \n         best-cards-table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"72537e61-693f-4d87-87b7-bfdb095bd2f8\" data-template=\"comparison\" data-niche=\"UKFSA-BUS\" data-site=\"UKFSA-BUS\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"savingsplatforms\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"579715\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"UKFSA-BUS\",\"fieldset\":\"savingsplatforms\",\"template\":\"comparison\",\"category_id\":\"72537e61-693f-4d87-87b7-bfdb095bd2f8\",\"category_name\":\"savingsplatforms\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1786467724}' data-disable-alternative-products=\"true\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFSA-BUS\" data-site=\"UKFSA-BUS\" data-table-id=\"3950\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"UKFSA-BUS\",\"fieldset\":\"savingsplatforms\",\"template\":\"comparison\",\"category_id\":\"72537e61-693f-4d87-87b7-bfdb095bd2f8\",\"category_name\":\"savingsplatforms\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1786467724}'><div class=\"comparisonHistory__root\"><\/div><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfsa-bus\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"4\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"998cee34f7c81a51d31c1a2ec31e655afa91f160b6e8d80bb7eae4c9ffdb0e14\" data-table-record-type=\"product\" data-table-record-ids='[\"f308228f-ab3e-426d-9028-20fdbeea98a6\",\"92bc02e6-0dc9-4346-96e8-ead706f808d5\",\"aa26ac77-c7a2-430e-a31c-bcd7eb874a0c\",\"875ecb1c-52b9-42e4-b922-c9ddaf5b0088\"]' data-total-data=\"4\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"4\" data-sponsored-placements=\"0\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-5\"><th data-mobile=\"hide\" class=\"comparison-table__feature finder-score-column tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-ajax-table-sorter-column=\"\" data-field-targetable=\"\" data-sorter-title=\"\" data-ajax-table-sorter-default-direction=\"\">\n                                                        Finder Score\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.PLATFORM.PARTNER_BANKS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"\" data-ajax-table-sorter-default-direction=\"\">\n                                                        Partner banks\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.PLATFORM.MIN_INITIAL_DEPOSIT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"\" data-ajax-table-sorter-default-direction=\"\">\n                                                        Start with\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.PLATFORM.MULTI_CURRENCY_ACCOUNTS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"\" data-ajax-table-sorter-default-direction=\"\">\n                                                        Multi-currency accounts\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature  sorter-false  \" data-ajax-table-sorter-column=\"\" data-field-targetable=\"\" data-sorter-title=\"\" data-ajax-table-sorter-default-direction=\"\">\n                                                        Fee structure\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n    margin-bottom: 12px;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: center;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: left;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  \/* &#9472;&#9472; Responsive T&C: inline (inside pill) vs below (outside pill) &#9472;&#9472; *\/\n  .rewards-pill__tc--below {\n    display: none;\n  }\n\n  .rewards-pill__icon-svg--compact {\n    display: none;\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill__tc--inline {\n      display: none;\n    }\n\n    .rewards-pill__tc--below {\n      display: block;\n    }\n\n    \/* Swap to compact icon on mobile\/tablet *\/\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--compact {\n      display: block;\n    }\n\n    \/* Revert pill to compact size when T&C moves outside *\/\n    .rewards-pill[data-show-tc=\"true\"] {\n      height: 24px;\n      padding: 0px 8px 0px 2px;\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n      top: 55%;\n      left: 3%;\n      margin-top: -19px;\n      margin-left: -6px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n      text-transform: uppercase;\n      font-size: 16px;\n      line-height: 24px;\n    }\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n  \/* Partner card (stacked rewards design) *\/\n  .rewards-pill__partner--large {\n    display: flex;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__partner--compact {\n    display: none;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__plus {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-size: 14px;\n    color: #232320;\n    z-index: 1;\n    line-height: 1;\n  }\n\n  .rewards-pill__partner-svg {\n    width: 68px;\n    height: 48px;\n    filter: drop-shadow(0px 0px 6.2px rgba(0, 0, 0, 0.15));\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--compact {\n      display: flex;\n    }\n  }\n\n<\/style><script>\n(function () {\n  window.isRewardsPillScriptInitialized ??= false;\n  if (window.isRewardsPillScriptInitialized) return;\n  window.isRewardsPillScriptInitialized = true;\n\n  function getLinkParams(anchor) {\n    const redirectUrl = anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n    try {\n      const url = new URL(redirectUrl);\n      const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n      if (!rawParams) return;\n      const { offer_id, niche_code, site, product_name, product_id } = JSON.parse(\n        decodeURIComponent(rawParams)\n      );\n      return {\n        redirectUrl,\n        offerId: offer_id,\n        niche: niche_code || site,\n        productName: product_name,\n        productId: product_id,\n      };\n    } catch (e) {\n      return;\n    }\n  }\n\n  function resolvePillContext(pill) {\n    \/\/ Table pill: lives inside a tr[data-product-id]\n    const row = pill.closest(\"tr[data-product-id]\");\n    if (row) {\n      return {\n        container: row,\n        cta: row.querySelector(\".rewards--cta\"),\n      };\n    }\n    \/\/ Standalone pill: shortcode \/ non-table context\n    if (pill.hasAttribute(\"data-campaign-name\")) {\n      const container = pill.closest(\".rewards--container\");\n      return {\n        container: container ? container.querySelector(\".rewards--element-container\") : null,\n        cta: container\n          ? container.querySelector(\"a.rewards--cta:not([aria-hidden='true'])\")\n          : null,\n      };\n    }\n    return { container: null, cta: null };\n  }\n\n  document.addEventListener(\"click\", (event) => {\n    const pill = event.target.closest(\".rewards-pill\");\n    if (!pill) return;\n\n    const { container, cta } = resolvePillContext(pill);\n    if (!container || !cta) return;\n\n    const linkParams = getLinkParams(cta);\n    if (!linkParams) return;\n\n    const params = {\n      productId: linkParams.productId,\n      campaignName:\n        container.getAttribute(\"data-rewards-campaign-name\") ||\n        pill.getAttribute(\"data-campaign-name\") ||\n        \"\",\n      redirectUrl: linkParams.redirectUrl,\n      productName: linkParams.productName,\n      providerName: container.getAttribute(\"data-provider-name\") || \"\",\n      niche: linkParams.niche,\n      offerId: linkParams.offerId,\n      component: \"infobox\",\n      badgeHtml: pill.outerHTML,\n    };\n\n    if (window.rewards && typeof window.rewards.displayModal === \"function\") {\n      window.rewards.displayModal(params, false, cta);\n    }\n  });\n})();\n<\/script><style>\n    .comparison-table__product-offer.comparison-table__product-offer--stacked {\n    background-color: #fff9e5;\n    border-color: #ffd23b;\n    border-bottom-left-radius: 0;\n    border-bottom-right-radius: 0;\n    padding: 12px;\n  }\n\n    .comparison-table__feature--offer.comparison-table__feature--offer-stacked {\n    display: flex;\n    flex-direction: column;\n  }\n\n    @media (max-width: 600px) {\n    .comparison-table__feature--offer.comparison-table__feature--offer-stacked {\n      order: 99;\n    }\n\n    tr:has(.comparison-table__feature--offer-stacked) .rewards-pill-wrapper {\n      display: none;\n    }\n  }\n\n    .finder-reward-connector {\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    box-sizing: border-box;\n    width: 28px;\n    height: 28px;\n    margin: -14px auto;\n    padding-top: 2px;\n    position: relative;\n    z-index: 2;\n    border-radius: 9999px;\n    border: 1px solid #e6b40f;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    color: #092673;\n    font-size: 22px;\n    font-weight: 900;\n    line-height: 1;\n  }\n\n    .finder-reward-box {\n    display: flex;\n    flex-direction: row;\n    align-items: center;\n    gap: 12px;\n    width: 100%;\n    padding: 12px;\n        border-top-left-radius: 0;\n    border-top-right-radius: 0;\n    border-bottom-left-radius: 12px;\n    border-bottom-right-radius: 12px;\n    margin-top: -1px;\n    border: 1px solid #e6b40f;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n  .finder-reward-box__icon {\n    flex-shrink: 0;\n    display: inline-flex;\n  }\n\n  .finder-reward-box .finder-reward-box__card {\n    width: 52px;\n    height: auto;\n  }\n\n  .finder-reward-box__body {\n    color: #232320;\n    font-size: 14px;\n    line-height: 18px;\n  }\n\n  .finder-reward-box__title {\n    color: #092673;\n    font-weight: 800;\n    font-size: 16px;\n    line-height: 20px;\n  }\n\n    .finder-reward-box__tc {\n    color: #092673;\n    font-size: 14px;\n    line-height: 18px;\n    text-decoration: underline;\n    white-space: nowrap;\n  }\n<\/style><tr class=\"best-card__attached-row\"><td><h3 id=\"best-overall-platform\" class=\"best-card__header\">Best overall platform<\/h3><\/td><\/tr><tr data-product-id=\"f308228f-ab3e-426d-9028-20fdbeea98a6\" data-provider-id=\"09c72cb0-d02d-49ed-876d-e29928907905\" data-product-name=\"Flagstone\" data-provider-name=\"Flagstone\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-6  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6a747ffd20cd1.png\" alt=\"Flagstone logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6a747ffd20cd1.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6a747ffd20cd1.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6a747ffd20cd1.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6a747ffd20cd1.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6a747ffd20cd1.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><div class=\"detail-heading finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info\" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-bus')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">        Excellent      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>Flagstone<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        finder-score-column\" data-mobile=\"hide\" data-sortvalue=\"&lt;div class=&quot;detail-heading finder-score-detail-heading&quot;&gt;  Finder score&lt;\/div&gt;&lt;div class=&quot;detail-info&quot; style=&quot;cursor: pointer;&quot;&gt;                        &lt;a class=&quot;scoreCombined score__container finder-score&quot; onclick=&quot;showFinderScoreModal('ukfsa-bus')&quot;&gt;      &lt;span class=&quot;score__badge score__badge--excellent&quot;&gt;        &lt;span class=&quot;score__value&quot;&gt;9.7&lt;\/span&gt;      &lt;\/span&gt;      &lt;span class=&quot;score__text-wrapper score__text score__text--excellent&quot;&gt;        Excellent      &lt;\/span&gt;    &lt;\/a&gt;  &lt;\/div&gt;\" data-column-index=\"1\" data-decorator=\"finderscoremainstream\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-heading finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info\" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-bus')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">        Excellent      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"50\" data-column-index=\"2\" data-decorator=\"text,global.value.number_plus\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Partner banks\">\n                        50+\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"100000\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Start with\">\n                        \u00a3100,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"1\" data-column-index=\"4\" data-decorator=\"text,global.value.uk_tick_cross_medium_boolean\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Multi-currency accounts\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                             sorter-false\" data-sortvalue=\"Share of interest (rate you see is rate you get)\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee structure\">\n                        Share of interest (rate you see is rate you get)\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Flagstone\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f308228f-ab3e-426d-9028-20fdbeea98a6\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-f308228f-ab3e-426d-9028-20fdbeea98a6\" value=\"f308228f-ab3e-426d-9028-20fdbeea98a6\" name=\"productID\" _productname=\"  Finder score                                      9.7                    Excellent                                        Flagstone            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f308228f-ab3e-426d-9028-20fdbeea98a6\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-f308228f-ab3e-426d-9028-20fdbeea98a6\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">With over 250 accounts from more than 50 partner banks or building societies to choose from, Flagstone has the best panel we've seen. Fixed-term accounts? Notice accounts? Instant access accounts? Check, check and check. Flagstone uses a share-of-interest model, which means that it makes money by shaving off a little of the interest paid out on client funds. But the rates you see in the platform take this into account, so what you see is what you get. Platforms like Flagstone are sometimes able to use the clout of their large user-base to negotiate better rates with banks, so you can still expect to find market-leading rates. Many businesses prefer this approach to a percentage-of-deposit model. Flagstone is working hard to convince businesses that they don't have to settle for their regular high-street bank \u2013 most recently pushing into multi-currency savings where it'll be head-to-head with the likes of Airwallex.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__f308228f-ab3e-426d-9028-20fdbeea98a6\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__f308228f-ab3e-426d-9028-20fdbeea98a6\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMarket-leading panel of accounts\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMulti-currency accounts\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAll withdrawals are to your single, verified business current account\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMin. initial deposit of \u00a3100,000\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-for-smaller-deposits\" class=\"best-card__header\">Best for smaller deposits<\/h3><\/td><\/tr><tr data-product-id=\"92bc02e6-0dc9-4346-96e8-ead706f808d5\" data-provider-id=\"ea220e87-ded9-48d9-aad7-2e590068a032\" data-product-name=\"Akoni\" data-provider-name=\"Akoni\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-6  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6a747ef4154ba.png\" alt=\"Akoni logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6a747ef4154ba.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6a747ef4154ba.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6a747ef4154ba.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6a747ef4154ba.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6a747ef4154ba.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><div class=\"detail-heading finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info\" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-bus')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">        Standard      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>Akoni<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        finder-score-column\" data-mobile=\"hide\" data-sortvalue=\"&lt;div class=&quot;detail-heading finder-score-detail-heading&quot;&gt;  Finder score&lt;\/div&gt;&lt;div class=&quot;detail-info&quot; style=&quot;cursor: pointer;&quot;&gt;                        &lt;a class=&quot;scoreCombined score__container finder-score&quot; onclick=&quot;showFinderScoreModal('ukfsa-bus')&quot;&gt;      &lt;span class=&quot;score__badge score__badge--standard&quot;&gt;        &lt;span class=&quot;score__value&quot;&gt;6.6&lt;\/span&gt;      &lt;\/span&gt;      &lt;span class=&quot;score__text-wrapper score__text score__text--standard&quot;&gt;        Standard      &lt;\/span&gt;    &lt;\/a&gt;  &lt;\/div&gt;\" data-column-index=\"1\" data-decorator=\"finderscoremainstream\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-heading finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info\" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-bus')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">        Standard      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"20\" data-column-index=\"2\" data-decorator=\"text,global.value.number_plus\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Partner banks\">\n                        20+\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"0\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Start with\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,global.value.uk_tick_cross_medium_boolean\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Multi-currency accounts\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                             sorter-false\" data-sortvalue=\"0.25%\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee structure\">\n                        Up to 0.25% fee per deposit plus share of interest (rate you see is rate you get)\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Akoni\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"92bc02e6-0dc9-4346-96e8-ead706f808d5\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-92bc02e6-0dc9-4346-96e8-ead706f808d5\" value=\"92bc02e6-0dc9-4346-96e8-ead706f808d5\" name=\"productID\" _productname=\"  Finder score                                      6.6                    Standard                                        Akoni            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"92bc02e6-0dc9-4346-96e8-ead706f808d5\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-92bc02e6-0dc9-4346-96e8-ead706f808d5\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">With Akoni there's no minimum initial deposit to get started, though account-specific minimums set by partner banks will still apply. Akoni also stands out for its liquidity analysis tools \u2013 i.e. it's good at keeping you across how much cash you have access to today and how accessible the rest is (e.g. available within x days or locked away until a set date). Akoni is designed to help you maximise your interest earnings while keeping a liquidity strategy that's sensible for your specific company and its cashflow and outlook.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__92bc02e6-0dc9-4346-96e8-ead706f808d5\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__92bc02e6-0dc9-4346-96e8-ead706f808d5\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo minimum investment to get started\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAll withdrawals are to your single, verified business current account\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAdvanced liquidity analysis\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tPercentage-based fee per deposit\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFewer accounts to choose from than some competitor platforms\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo multi-currency accounts\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo app\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-for-security-features\" class=\"best-card__header\">Best for security features<\/h3><\/td><\/tr><tr data-product-id=\"aa26ac77-c7a2-430e-a31c-bcd7eb874a0c\" data-provider-id=\"3bc352e4-1d75-454d-b87a-33cb167a895e\" data-product-name=\"Insignis\" data-provider-name=\"Insignis\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-6  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6a747ff94d9af.png\" alt=\"Insignis logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6a747ff94d9af.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6a747ff94d9af.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6a747ff94d9af.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6a747ff94d9af.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6a747ff94d9af.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><div class=\"detail-heading finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info\" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-bus')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">7.9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>Insignis<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        finder-score-column\" data-mobile=\"hide\" data-sortvalue=\"&lt;div class=&quot;detail-heading finder-score-detail-heading&quot;&gt;  Finder score&lt;\/div&gt;&lt;div class=&quot;detail-info&quot; style=&quot;cursor: pointer;&quot;&gt;                        &lt;a class=&quot;scoreCombined score__container finder-score&quot; onclick=&quot;showFinderScoreModal('ukfsa-bus')&quot;&gt;      &lt;span class=&quot;score__badge score__badge--great&quot;&gt;        &lt;span class=&quot;score__value&quot;&gt;7.9&lt;\/span&gt;      &lt;\/span&gt;      &lt;span class=&quot;score__text-wrapper score__text score__text--great&quot;&gt;        Great      &lt;\/span&gt;    &lt;\/a&gt;  &lt;\/div&gt;\" data-column-index=\"1\" data-decorator=\"finderscoremainstream\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-heading finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info\" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-bus')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">7.9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"50\" data-column-index=\"2\" data-decorator=\"text,global.value.number_plus\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Partner banks\">\n                        50+\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"100000\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Start with\">\n                        \u00a3100,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"1\" data-column-index=\"4\" data-decorator=\"text,global.value.uk_tick_cross_medium_boolean\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Multi-currency accounts\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                             sorter-false\" data-sortvalue=\"0.1-0.25%\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee structure\">\n                        0.1-0.25% platform fee\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Insignis\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"aa26ac77-c7a2-430e-a31c-bcd7eb874a0c\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-aa26ac77-c7a2-430e-a31c-bcd7eb874a0c\" value=\"aa26ac77-c7a2-430e-a31c-bcd7eb874a0c\" name=\"productID\" _productname=\"  Finder score                                      7.9                    Great                                        Insignis            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"aa26ac77-c7a2-430e-a31c-bcd7eb874a0c\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-aa26ac77-c7a2-430e-a31c-bcd7eb874a0c\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">With Insignis all transactions require two approvals from different authorised users \u2013 one user initiates the transaction, and another user has to green-light it. Funds can only leave the Insignis platform by going back to your company's pre-verified designated current account \u2013 so it's not possible for the funds to go to a third party, at least initially. Like all the platforms we've compared here, Insignis operates under the ISO 27001 data security frameworks, which is a pretty dry way of saying unmodifiable audit trails, strict employee access controls, and annual third-party risk assessments to ensure all transaction data stays encrypted and protected against cyber threats.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__aa26ac77-c7a2-430e-a31c-bcd7eb874a0c\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__aa26ac77-c7a2-430e-a31c-bcd7eb874a0c\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tDual authorisation workflows\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAll withdrawals are to your single, verified business current account\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMulti-currency accounts\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAnnual platform fee of 0.25% of funds held on the platform (or 0.2% if over \u00a3.5m, 0.15% if over \u00a32m and 0.1% if over \u00a310m)\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo app\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-for-basic-web-platform\" class=\"best-card__header\">Best for basic web platform<\/h3><\/td><\/tr><tr data-product-id=\"875ecb1c-52b9-42e4-b922-c9ddaf5b0088\" data-provider-id=\"069e801d-8c11-4ed4-b806-6780f934c4b6\" data-product-name=\"Bondsmith\" data-provider-name=\"Bondsmith\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-6  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6a747f7b93645.png\" alt=\"Bondsmith logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6a747f7b93645.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6a747f7b93645.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6a747f7b93645.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6a747f7b93645.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6a747f7b93645.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><div class=\"detail-heading finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info\" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-bus')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.0<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">        Standard      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>Bondsmith<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        finder-score-column\" data-mobile=\"hide\" data-sortvalue=\"&lt;div class=&quot;detail-heading finder-score-detail-heading&quot;&gt;  Finder score&lt;\/div&gt;&lt;div class=&quot;detail-info&quot; style=&quot;cursor: pointer;&quot;&gt;                        &lt;a class=&quot;scoreCombined score__container finder-score&quot; onclick=&quot;showFinderScoreModal('ukfsa-bus')&quot;&gt;      &lt;span class=&quot;score__badge score__badge--standard&quot;&gt;        &lt;span class=&quot;score__value&quot;&gt;6.0&lt;\/span&gt;      &lt;\/span&gt;      &lt;span class=&quot;score__text-wrapper score__text score__text--standard&quot;&gt;        Standard      &lt;\/span&gt;    &lt;\/a&gt;  &lt;\/div&gt;\" data-column-index=\"1\" data-decorator=\"finderscoremainstream\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-heading finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info\" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-bus')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.0<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">        Standard      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"20\" data-column-index=\"2\" data-decorator=\"text,global.value.number_plus\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Partner banks\">\n                        20+\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"100000\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Start with\">\n                        \u00a3100,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,global.value.uk_tick_cross_medium_boolean\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Multi-currency accounts\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                             sorter-false\" data-sortvalue=\"Share of interest (rate you see is rate you get)\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee structure\">\n                        Share of interest (rate you see is rate you get)\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Bondsmith\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"875ecb1c-52b9-42e4-b922-c9ddaf5b0088\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-875ecb1c-52b9-42e4-b922-c9ddaf5b0088\" value=\"875ecb1c-52b9-42e4-b922-c9ddaf5b0088\" name=\"productID\" _productname=\"  Finder score                                      6.0                    Standard                                        Bondsmith            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"875ecb1c-52b9-42e4-b922-c9ddaf5b0088\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-875ecb1c-52b9-42e4-b922-c9ddaf5b0088\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Like Flagstone, Bondsmith uses a share-of-interest model, so it takes a little of your interest to be profitable, but the rates you see in the platform have taken this into account. What you see is what you get. It's a simple, clean platform for businesses to spread their cash deposits across banking institutions (leveraging separate FSCS limits), though its panel could be larger.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__875ecb1c-52b9-42e4-b922-c9ddaf5b0088\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__875ecb1c-52b9-42e4-b922-c9ddaf5b0088\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAll withdrawals are to your single, verified business current account\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFewer accounts to choose from than some competitor platforms\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMin. initial deposit of \u00a3100,000\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo multi-currency accounts\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo app\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - 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Check exactly how many partner banks a platform connects to so you can maximize your interest<\/li><li><b>FSCS protection.<\/b>To protect your balance under the full FSCS limit per banking license, you\u2019ll want to split cash across multiple providers. Look for a platform with built-in allocation tools or balance alerts.<\/li><li><b>Minimum deposit requirements.<\/b> Some business savings platforms cater to large corporates and ask for an eye-watering starting. If you run a smaller SME or startup, make sure the platform allows lower minimum deposits.<\/li><li><b>Platform fees.<\/b> Most platforms don\u2019t charge an upfront fee to businesses because they take a tiny cut directly from the bank\u2019s wholesale interest rate. However, others charge an annual account management fee or transfer fee.<\/li><\/ol><h3>What is a business savings platform?<\/h3><p>A business savings platform (or cash deposit marketplace) is a digital portal that connects your business with dozens of partner banks offering various savings accounts.  <\/p><p>Instead of going through the soul-destroying process of filling out Know Your Customer (KYC) forms and anti-money laundering paperwork for 5 different banks, you fill out one application with the platform. Once approved, you can move your company\u2019s funds between competing banks and rates with a few clicks. <\/p><h3 id=\"pros_and_cons_of_business_savings_platforms\">What are the pros and cons of using a business savings platform?<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Maximise interest with minimal effort by easily moving cash across banks.<\/li>\n                                    <li>Simplified FSCS protection by spreading cash reserves across multiple banking licenses.<\/li>\n                                    <li>Single point of admin making everything easier to manage.<\/li>\n                                    <li>Reduce counterparty risk by not storing all your corporate eggs in one basket.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Many dedicated business platforms require a high minimum initial deposit.<\/li>\n                                    <li>Not all platforms cover every bank.<\/li>\n                                    <li>Slightly lower net yields than direct applications because platforms take a small cut.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Bottom line<\/h3><p>Holding too much cash in a zero-interest current account hurts your bottom line. Business savings platforms give you the flexibility, security, and yield of a multi-bank strategy without the operational nightmare of managing multiple logins and paper trails. <\/p><p>If your business holds over \u00a350,000 in cash, using the best business savings platform possible is one of the easiest financial wins available.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Are business savings platforms safe?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, provided the individual banks holding your deposits are authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA). Eligible UK businesses can claim up to \u00a3120,000 in FSCS protection per banking license if an individual partner bank fails.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Can small businesses or sole traders use savings platforms?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes! While some cash marketplaces target mid-market or large corporations, several platforms cater specifically to sole traders and small SMEs with lower minimum deposit thresholds.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">Will my business have to pay tax on interest earned?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Business interest is paid gross (without tax deducted). Your company will need to declare interest income as part of its annual Corporation Tax return (or Self Assessment if you operate as a sole trader).<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Signing up to a business savings platform can give your company access to a much wider range of savings rates with zero faff while maximising FSCS protection.<\/p>\n","protected":false},"author":1329,"featured_media":579719,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"business savings platform","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"Signing up to a business savings platform can give your company access to a much wider range of savings rates with zero faff while maximising FSCS protection.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"1273","post_editor_date":"","post_author_date":"2026-08-07T11:50:53","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2026-08-11 14:46:43\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[130247],"tags":[129658],"asset_tag":[],"class_list":["post-579715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-savings-accounts","tag-latest-3-latest"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - 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