{"id":577491,"date":"2026-08-18T13:39:54","date_gmt":"2026-08-18T12:39:54","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=577491"},"modified":"2026-08-18T16:02:02","modified_gmt":"2026-08-18T15:02:02","slug":"set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later","title":{"rendered":"Set up for life: Why giving your teen control of their money now pays off later"},"content":{"rendered":"<style>\n.f1Masthead { padding-top: 0px; padding-bottom: 40px; }\n.f1Masthead__top { justify-content: center; }\n.f1Masthead__wrapper { margin-bottom: 0px; }\n.f1Masthead__mainSection { text-align: center; padding-top: 0px; }\n.f1Masthead__disclaimer, .f1__calculator.f1Masthead__sub, .previous-next-post, h4.luna-sectionTitle, .readMoreOnTopic, .usefulness-widget-content, .search-desktop, .search-container { display: none !important; }\n.authorByline { justify-content: center; align-items: center; }\n.f1Masthead .authorByline__authorNamesDetails { gap: 2px; }\n#main { padding: 0px !important; }\n.content.contentWrapper, .contentWrapper > .content { max-width: none; padding: 0px; margin: 0px; width: 100%; }\n.wordpressEditorContent { padding-bottom: 24px; }\n.ukfin_sponsored_article_body.sponsorpanel { padding-bottom: 42px; }\n.ukfin_sponsored_article_body, .authorBox__f1 { width: 680px; max-width: 95%; margin: auto; }\n.ukfin_sponsored_article_body_wide { width: 880px; max-width: 95%; margin: auto; }\n.ukfin_sponsored_article_body h3 > span.ordinal { position: relative; margin-left: -0.15em; color: white; font-style: italic; text-align: center; margin-right: 0.1em; width: 1em; height: 1em; display: inline-block; font-size: 0.8em; }\n.ukfin_sponsored_article_body h3 > span.ordinal::before { content: ''; position: absolute; top: -0.02em; left: -0.07em; background-color: #1d53ff; border-radius: 50%; z-index: -1; width: 1.2em; height: 1.2em; }\n.ukfin_sponsored_article_step { position: relative; }\n.ukfin_sponsored_article_step .ukfin_sponsored_article_next_step_arrow { position: absolute; right: -30px; z-index: 10; bottom: -40px; width: 100px; transform: rotate(130deg); }\n.binding { margin: 50px auto; position: relative; }\n.binding::before { content: \"\"; position: absolute; top: -16px; left: 0; width: 100%; height: 48px; padding: 0 20px; box-sizing: border-box; background-origin: content-box; clip-path: inset(0 20px); background-image: url(\"data:image\/svg+xml,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' width='40' height='48'%3E%3Ccircle cx='20' cy='36' r='8' fill='%23efefef'\/%3E%3Crect x='16' y='2' width='8' height='34' rx='4' fill='%234b5563'\/%3E%3C\/svg%3E\"); background-repeat: round; background-position: left; }\n.sticker { display: inline-block; position: relative; padding-right: 75px; }\n.sticker::after { content: ''; position: absolute; bottom: 0; right: 0; width: 60px; height: 60px; background-size: contain; background-position: center; background-repeat: no-repeat; }\n.sticker_coins::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/sticker_coins_260.png'); }\n.sticker_star::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/sticker_star_260.png'); }\n.sticker_lightning::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/sticker_lightning_260.png'); }\n.sticker_heart::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/sticker_heart_260.png'); }\n.sticker_rainbow::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/sticker_rainbow_260.png'); }\n.sticker_arrowleft::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/sticker_arrowleft_260.png'); }\n.sticker_arrowright::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/sticker_arrowright_260.png'); }\n.sticker_flame::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/sticker_flame_260.png'); }\n.sticker_cards::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2025\/07\/sticker_cards_260.png'); }\n.sticker_hoover::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/04\/gohenry_bluehoover_sticker.png'); }\n.sticker_target::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/04\/gohenry_target_sticker_260.png'); }\n.sticker_piggybank::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/04\/sticker_gohenrypiggybank_260.png'); }\n.sticker_wardrobe::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/07\/gohenry_wardrobe.png'); bottom: -7px }\n.sticker_wateringcan::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/07\/gohenry_wateringcan.png'); bottom: -7px }\n.sticker_laptop::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/07\/gohenry_laptop.png'); bottom: -9px }\n.sticker_cat::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/07\/gohenry_cat.png'); bottom: -7px }\n.sticker_carwash::after { background-image: url('https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/07\/gohenry_car.png'); bottom: -9px }\n\n#threadouter { background-color: #e5ffed; margin-bottom: 2em; }\n#thread { width: 100%; height: 100vw; max-height: 700px; margin: 2em 0em 0em 0em; padding: 0px; box-sizing: border-box; scroll-behavior: smooth; overflow-y: auto; scrollbar-width: none; -ms-overflow-style: none; }\n#threadinner { width: 100%; opacity: 0.99; background: rgba(255,255,255,0.001); }\n#threadinnermost { width: 80%; max-width: 500px; margin: auto; }\n#threadpeople { margin: auto; width: 100%; max-width: 1500px; position: relative; }\n.threadperson { position: absolute; max-width: 56%; filter: drop-shadow(0 0 12px rgba(10, 10, 10, 0.4)); }\n.threadpersonl { left: 0px; transform: rotate(-2deg); }\n.threadpersonr { right: 0px; transform: rotate(2deg); }\n#thread::-webkit-scrollbar { display: none; }\n#thread .message { display: flex; width: fit-content; max-width: 80%; padding: 12px; margin-top: 0px; margin-bottom: 25px; font-weight: 500; line-height: 1.5; clear: both; border-radius: 12px; position: relative; position: sticky; top: 0; transition: opacity 0.15s ease; }\n#thread .message:last-child { margin-bottom: 300px !important; }\n#thread .messagel { background: #ffd23b; margin-left: 0px; margin-right: auto; text-align: left; border-bottom-left-radius: 0; }\n#thread .messager { background: #ff73a9; margin-left: auto; margin-right: 0px; text-align: right; border-bottom-right-radius: 0; }\n@media (max-width: 1300px) { #threadpeople { width: 640px; max-width: 90%; } #threadpeople::after { content: ''; display: block; padding-bottom: 65%; } .threadperson { width: 56%; } }\n@media (max-width: 600px) {\n.ukfin_sponsored_article_body .ukfin_sponsor .u-grid__col { text-align: center; }\n.ukfin_sponsored_article_step .ukfin_sponsored_article_next_step_arrow { bottom: -30px; width: 90px; }\n}\n<\/style>\n\n<div class=\"u-bg--background-secondary\">\n<div class=\"ukfin_sponsored_article_body has-padding-top-xsmall has-padding-bottom-small text-center\">\n<p class=\"text-xx-small no-margin-bottom\">Paid for by:<\/p>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/natwest-adapt-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22image%22%3A%22https%253A%252F%252Fcdn.finder.com.au%252Ffinder-us%252Fwp-uploads%252Fsites%252F3%252F2026%252F06%252Fnatwest_logo_sponsoredimage.png%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22style%22%3A%22width%253A%2B100px%253B%22%2C%22offer_id%22%3A%2227325%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22ce05f349-820a-4426-8a4c-f7dd26314482%22%2C%22product_name%22%3A%22NatWest%2BAdapt%2Bfor%2B11-17s%22%2C%22provider_id%22%3A%220c3f2f65-3c98-4615-a46c-f2c9c0dca827%22%2C%22provider_name%22%3A%22NatWest%22%2C%22post_id%22%3A%22577491%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fset-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A563013%2C%22name%22%3A%22ukfin_sponsored_article%22%2C%22country%22%3A%22uk%22%7D%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest_logo_sponsoredimage.png\" style=\"width: 100px;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest_logo_sponsoredimage.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest_logo_sponsoredimage.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/a>\n<\/div>\n<\/div><div class=\"ukfin_sponsored_article_body has-padding-top-large has-padding-bottom-large\"><div style=\"text-align: center;\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwestadapt_childonsofa3.png\" alt=\"Girl lying down on a sofa holding a NatWest Adapt debit card and a phone.\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwestadapt_childonsofa3.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwestadapt_childonsofa3.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwestadapt_childonsofa3.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwestadapt_childonsofa3.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwestadapt_childonsofa3.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/div><div class=\"ukfin_sponsored_article_body has-padding-top-x-small has-padding-bottom-large\"><p>Today\u2019s teens aren\u2019t dropping coins into piggy banks. Instead, they\u2019re navigating banking apps, contactless taps, and the latest trends. Managing money has changed, which is why hands-on experience is more important than ever. To help you guide them, we\u2019ve partnered with NatWest Adapt to provide the practical support and tools your teen needs to master their money goals.<\/p><\/div><div class=\"u-bg--background-secondary\"><div class=\"ukfin_sponsored_article_body has-padding-top-large sponsorpanel\"><article class=\"ukfin_sponsor luna-card luna-card--shadow no-margin-bottom\"><div class=\"luna-card__block has-padding-top-xsmall\"><div class=\"u-grid u-grid--gutterSmall u-grid--alignMiddle\"><div class=\"u-grid__col u-1\/4@s u-grid__col--orderLast@s text-center no-padding-bottom\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/natwest-adapt-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22image%22%3A%22https%253A%252F%252Fcdn.finder.com.au%252Ffinder-us%252Fwp-uploads%252Fsites%252F3%252F2026%252F06%252Fnatwest-adapt_app.png%22%2C%22class%22%3A%22has-padding-top-xsmall%2Bhas-padding-bottom-xsmall%22%2C%22style%22%3A%22width%253A%2B180px%253B%22%2C%22offer_id%22%3A%2227325%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22ce05f349-820a-4426-8a4c-f7dd26314482%22%2C%22product_name%22%3A%22NatWest%2BAdapt%2Bfor%2B11-17s%22%2C%22provider_id%22%3A%220c3f2f65-3c98-4615-a46c-f2c9c0dca827%22%2C%22provider_name%22%3A%22NatWest%22%2C%22post_id%22%3A%22577491%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fset-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest-adapt_app.png\" alt=\"NatWest Adapt app\" class=\"has-padding-top-xsmall has-padding-bottom-xsmall\" style=\"width: 180px;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest-adapt_app.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest-adapt_app.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest-adapt_app.png?fit=540 540w\" sizes=\"(max-width: 540px) 100vw, 540px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-3\/4@s no-padding-bottom\"><p>Thinking of opening a bank account for a child or teen? <\/p><p>The NatWest Adapt account is fee-free and comes with a debit card and access to our app. Plus, it pays interest, calculated daily and paid monthly.<\/p><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/natwest-adapt-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2Bstarted%22%2C%22class%22%3A%22luna-button%2Bluna-button--brand%2Bluna-button--solid%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22offer_id%22%3A%2227325%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22ce05f349-820a-4426-8a4c-f7dd26314482%22%2C%22product_name%22%3A%22NatWest%2BAdapt%2Bfor%2B11-17s%22%2C%22provider_id%22%3A%220c3f2f65-3c98-4615-a46c-f2c9c0dca827%22%2C%22provider_name%22%3A%22NatWest%22%2C%22post_id%22%3A%22577491%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fset-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--brand luna-button--solid\">Get started<\/a><\/div><\/div><\/div><\/article><\/div><\/div><div class=\"ukfin_sponsored_article_body has-padding-top-large has-padding-bottom-large\"><h3 class=\"text-center\">How hands-on money experience builds confident teens<\/h3><div style=\"border-bottom: 2px solid #232320; width: 160px; margin: 20px auto 30px;\"><\/div><p>Research from NatWest Adapt and Beano Brain found that money lessons land most effectively when they\u2019re practical and lived. <\/p><p>Here are some beginner hands-on money experiences you can get your child started with today:<\/p><article class=\"has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\" style=\"background-color: #f2e5ff; border: 3px solid #5e10b1; color: #232320;\"><p style=\"font-size: 20px\"><strong>Managing their own spending.<\/strong><svg class=\"luna-icon luna-icon--medium\" style=\"--fill: var(--color-red-normal); margin: -5px 4px -10px 5px\"><use href=\"#piggy-bank\"><\/use><\/svg><\/p><p>Get them to pay for lunches with friends, travel and clothes. This will give them hands-on experience in budgeting and money management.<br><\/p><\/article><article class=\"has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\" style=\"background-color: #f2e5ff; border: 3px solid #5e10b1; color: #232320;\"><p style=\"font-size: 20px\"><strong>Setting up a banking app.<\/strong><svg class=\"luna-icon luna-icon--medium\" style=\"--fill: var(--color-red-normal); margin: -5px 4px -10px 5px\"><use href=\"#device-mobile-camera\"><\/use><\/svg><\/p><p>Having a space where they can check their balances and see the impact of their choices is key. With their NatWest Adapt account, they can use their mobile banking app to see how much money they have in their account and track their spending.<br><\/p><\/article><h3 class=\"text-center\">How to turn everyday digital spending into a money lesson<\/h3><div style=\"border-bottom: 2px solid #232320; width: 160px; margin: 20px auto 30px;\"><\/div><p>Spending is mostly digital now. Kids will purchase items online or just by tapping their card. As parents, the best thing we can do is start conversations about the real-world value of digital spending early. <\/p><p>Accounts designed for teenagers, like NatWest Adapt, are a good jumping-off point for those discussions. Here are some mini tasks you can set your child to help them understand digital spending:<\/p><article class=\"has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\" style=\"background-color: #f2e5ff; border: 3px solid #5e10b1; color: #232320;\"><p style=\"font-size: 20px\"><strong>Visualisation.<\/strong><svg class=\"luna-icon luna-icon--medium\" style=\"--fill: var(--color-red-normal); margin: -5px 4px -10px 5px\"><use href=\"#binoculars\"><\/use><\/svg><\/p><p>Before heading out or browsing online, have your teen check their app balance and turn on instant spending notifications. When they tap contactless or check out online, the immediate alert acts as a real-time reality check. Afterwards, have them open the app to look at their new balance and run a quick value-for-money review: Did that purchase actually feel worth the digital numbers they just swapped for it?<br><\/p><\/article><article class=\"has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\" style=\"background-color: #f2e5ff; border: 3px solid #5e10b1; color: #232320;\"><p style=\"font-size: 20px\"><strong>Subscription audit.<\/strong><svg class=\"luna-icon luna-icon--medium\" style=\"--fill: var(--color-red-normal); margin: -5px 4px -10px 5px\"><use href=\"#magnifying-glass\"><\/use><\/svg><\/p><p>Digital spending isn\u2019t just about one-time purchases. Teens can easily get hooked on free trials for gaming passes or creator platforms. Once they turn 16, they can see how many recurring payments they\u2019ve made to subscriptions over the past 12 months in their NatWest app, and how much money that is in total. This teaches them how much they\u2019re spending through passive digital spending and encourages them to actively audit where their money goes.<br><\/p><\/article><\/div><div class=\"u-bg--background-secondary\"><div class=\"ukfin_sponsored_article_body has-padding-top-large sponsorpanel\"><article class=\"ukfin_sponsor luna-card luna-card--shadow no-margin-bottom\"><div class=\"luna-card__block has-padding-top-xsmall\"><div class=\"u-grid u-grid--gutterSmall u-grid--alignMiddle\"><div class=\"u-grid__col u-1\/4@s u-grid__col--orderLast@s text-center no-padding-bottom\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/natwest-adapt-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22image%22%3A%22https%253A%252F%252Fcdn.finder.com.au%252Ffinder-us%252Fwp-uploads%252Fsites%252F3%252F2026%252F06%252Fnatwest-adapt_app.png%22%2C%22class%22%3A%22has-padding-top-xsmall%2Bhas-padding-bottom-xsmall%22%2C%22style%22%3A%22width%253A%2B180px%253B%22%2C%22offer_id%22%3A%2227325%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22ce05f349-820a-4426-8a4c-f7dd26314482%22%2C%22product_name%22%3A%22NatWest%2BAdapt%2Bfor%2B11-17s%22%2C%22provider_id%22%3A%220c3f2f65-3c98-4615-a46c-f2c9c0dca827%22%2C%22provider_name%22%3A%22NatWest%22%2C%22post_id%22%3A%22577491%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fset-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest-adapt_app.png\" alt=\"NatWest Adapt app\" class=\"has-padding-top-xsmall has-padding-bottom-xsmall\" style=\"width: 180px;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest-adapt_app.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest-adapt_app.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest-adapt_app.png?fit=540 540w\" sizes=\"(max-width: 540px) 100vw, 540px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-3\/4@s no-padding-bottom\"><p>Thinking of opening a bank account for a child or teen? <\/p><p>The NatWest Adapt account is fee-free and comes with a debit card and access to our app. Plus, it pays interest, calculated daily and paid monthly.<\/p><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/natwest-adapt-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2Bstarted%22%2C%22class%22%3A%22luna-button%2Bluna-button--brand%2Bluna-button--solid%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22offer_id%22%3A%2227325%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22ce05f349-820a-4426-8a4c-f7dd26314482%22%2C%22product_name%22%3A%22NatWest%2BAdapt%2Bfor%2B11-17s%22%2C%22provider_id%22%3A%220c3f2f65-3c98-4615-a46c-f2c9c0dca827%22%2C%22provider_name%22%3A%22NatWest%22%2C%22post_id%22%3A%22577491%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fset-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--brand luna-button--solid\">Get started<\/a><\/div><\/div><\/div><\/article><\/div><\/div><div class=\"ukfin_sponsored_article_body has-padding-top-large has-padding-bottom-large\"><h3 class=\"text-center\">How teens are turning clutter into cash<\/h3><div style=\"border-bottom: 2px solid #232320; width: 300px; margin: 20px auto 30px;\"><\/div><p>Today\u2019s teens are already thinking like entrepreneurs. From selling trainers on Vinted to trading Pok\u00e9mon cards on livestream platforms, this generation understands resale culture. <\/p><p>As a parent, you can use this as a positive way for them to learn about money \u2013 identifying a good deal, learning that value fluctuates and how effort turns into earnings. <\/p><p>Here are a few money lessons to try out with them to help their entrepreneurial endeavours:<\/p><article class=\"has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\" style=\"background-color: #f2e5ff; border: 3px solid #5e10b1; color: #232320;\"><p style=\"font-size: 20px\"><strong>Hidden costs calculator.<\/strong><svg class=\"luna-icon luna-icon--medium\" style=\"--fill: var(--color-red-normal); margin: -5px 4px -10px 5px\"><use href=\"#calculator\"><\/use><\/svg><\/p><p>A key lesson to learn when selling second-hand items is how much money they\u2019re actually making from the deal. They may be excited about selling an old jacket for \u00a320, until they realise that \u00a320 isn\u2019t actually what lands in their NatWest Adapt account. Get them to check if there are platform selling fees, track how much they\u2019ve spent on packaging and on postage. Then they can see how much profit they\u2019ve actually made.<br><\/p><\/article><article class=\"has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\" style=\"background-color: #f2e5ff; border: 3px solid #5e10b1; color: #232320;\"><p style=\"font-size: 20px\"><strong>Splash the cash or aim for growth.<\/strong><svg class=\"luna-icon luna-icon--medium\" style=\"--fill: var(--color-red-normal); margin: -5px 4px -10px 5px\"><use href=\"#chart-line-up\"><\/use><\/svg><\/p><p>When your teen makes their first \u00a350 on Vinted, their instinct will be to spend it instantly. Before they splash out, use it as a prime opportunity to chat about cash flow and growth. Show them how to split their earnings: set  aside a chunk for guilt-free spending and some for looking for their next item to flip and sell. <\/p><\/article><h3 class=\"text-center\">How putting your teen in the driving seat supercharges their savings<\/h3><div style=\"border-bottom: 2px solid #232320; width: 300px; margin: 20px auto 30px;\"><\/div><p>NatWest Adapt and Beano Brain\u2019s study found that teens like to be intentional about their savings. They\u2019re keen to save for things that matter to them, like holidays, university or major purchases. <\/p><p>Here are some ways you can help your teen stay engaged and motivated:<\/p><article class=\"has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\" style=\"background-color: #f2e5ff; border: 3px solid #5e10b1; color: #232320;\"><p style=\"font-size: 20px\"><strong>Goal setting.<\/strong><svg class=\"luna-icon luna-icon--medium\" style=\"--fill: var(--color-red-normal); margin: -5px 4px -10px 5px\"><use href=\"#target\"><\/use><\/svg><\/p><p>Having a clear target is the ultimate way to keep your teen motivated. Have them pick a specific, mid-term goal \u2013 like a festival ticket or a new gaming headset \u2013 and map out the numbers. By setting a target amount and a realistic deadline, they can reverse-engineer their savings. It instantly shows them exactly how much they need to tuck away each week or month to smash their target.<br><\/p><\/article><article class=\"has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\" style=\"background-color: #f2e5ff; border: 3px solid #5e10b1; color: #232320;\"><p style=\"font-size: 20px\"><strong>Interest check in.<\/strong><svg class=\"luna-icon luna-icon--medium\" style=\"--fill: var(--color-red-normal); margin: -5px 4px -10px 5px\"><use href=\"#percent\"><\/use><\/svg><\/p><p>Understanding how interest works is the ultimate financial eye-opener for a teen. Because the NatWest Adapt account pays interest on their balance (calculated daily and paid monthly), encourage them to regularly check their app to see their earnings. It\u2019s the easiest way to show them the best money lesson of all \u2013 how your cash can make more cash while you sleep.<br><\/p><\/article><h3 class=\"text-center\">How early money habits set your teen up for financial independence<\/h3><div style=\"border-bottom: 2px solid #232320; width: 300px; margin: 20px auto 30px;\"><\/div><p>As teens move through secondary school, their mindset shifts. They aren\u2019t just thinking about the weekend anymore \u2013 they\u2019re looking ahead to future work, further study, and the reality of managing their own money. And they want to feel prepared. <\/p><p>Starting early with practical safeguards is the secret to building that confidence. An account like NatWest Adapt puts them firmly in the driving seat by letting them master contactless payments, track spending, and watch their balances grow without any risk of dipping into an overdraft. If you\u2019re based in Scotland, check out the Royal Bank of Scotland Revolve account.<\/p><p>Today\u2019s teenagers are ready to learn. With the right tools and your support, you aren\u2019t just helping them manage their first payout \u2013 you\u2019re setting them up for financial success for life.<\/p><\/div><div class=\"u-bg--background-secondary\"><div class=\"ukfin_sponsored_article_body has-padding-top-large sponsorpanel\"><article class=\"ukfin_sponsor luna-card luna-card--shadow no-margin-bottom\"><div class=\"luna-card__block has-padding-top-xsmall\"><div class=\"u-grid u-grid--gutterSmall u-grid--alignMiddle\"><div class=\"u-grid__col u-1\/4@s u-grid__col--orderLast@s text-center no-padding-bottom\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/natwest-adapt-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22image%22%3A%22https%253A%252F%252Fcdn.finder.com.au%252Ffinder-us%252Fwp-uploads%252Fsites%252F3%252F2026%252F06%252Fnatwest_logo_sponsoredimage.png%22%2C%22class%22%3A%22has-padding-top-xsmall%2Bhas-padding-bottom-xsmall%22%2C%22style%22%3A%22width%253A%2B180px%253B%22%2C%22offer_id%22%3A%2227325%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22ce05f349-820a-4426-8a4c-f7dd26314482%22%2C%22product_name%22%3A%22NatWest%2BAdapt%2Bfor%2B11-17s%22%2C%22provider_id%22%3A%220c3f2f65-3c98-4615-a46c-f2c9c0dca827%22%2C%22provider_name%22%3A%22NatWest%22%2C%22post_id%22%3A%22577491%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fset-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest_logo_sponsoredimage.png\" alt=\"NatWest logo\" class=\"has-padding-top-xsmall has-padding-bottom-xsmall\" style=\"width: 180px;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest_logo_sponsoredimage.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest_logo_sponsoredimage.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwest_logo_sponsoredimage.png?fit=540 540w\" sizes=\"(max-width: 540px) 100vw, 540px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-3\/4@s no-padding-bottom\"><p>Thinking of opening a bank account for a child or teen? <\/p><p>The NatWest Adapt account is fee-free and comes with a debit card and access to our app. Plus, it pays interest, calculated daily and paid monthly.<\/p><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/natwest-adapt-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2Bstarted%22%2C%22class%22%3A%22luna-button%2Bluna-button--brand%2Bluna-button--solid%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22offer_id%22%3A%2227325%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22ce05f349-820a-4426-8a4c-f7dd26314482%22%2C%22product_name%22%3A%22NatWest%2BAdapt%2Bfor%2B11-17s%22%2C%22provider_id%22%3A%220c3f2f65-3c98-4615-a46c-f2c9c0dca827%22%2C%22provider_name%22%3A%22NatWest%22%2C%22post_id%22%3A%22577491%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fset-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--brand luna-button--solid\">Get started<\/a><\/div><\/div><\/div><\/article><\/div><\/div><div class=\"ukfin_sponsored_article_body has-padding-top-large has-padding-bottom-large text-small\"><p>Adapt account is available to 11-17 year olds who are UK residents. 11-15s must apply with a parent or guardian who has a NatWest current account.<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>We\u2019ve partnered with NatWest Adapt to help teens master their digital money goals. (Paid content)<\/p>\n","protected":false},"author":1329,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"We\u2019ve partnered with NatWest Adapt to help teens master their digital money goals.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"-1","post_editor_date":null,"post_author_date":"2026-06-02T12:23:23","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2026-08-18 12:39:59\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[121401],"tags":[129658],"asset_tag":[],"class_list":["post-577491","post","type-post","status-publish","format-standard","hentry","category-childrens-banking","tag-latest-3-latest"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Set up for life: Why giving your teen control of their money now pays off later - Finder UK<\/title>\n<meta name=\"description\" content=\"We\u2019ve partnered with NatWest Adapt to help teens master their digital money goals.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Set up for life: Why giving your teen control of their money now pays off later\" \/>\n<meta property=\"og:description\" content=\"We\u2019ve partnered with NatWest Adapt to help teens master their digital money goals.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-18T12:39:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwestadapt_childonsofa3.png\" \/>\n<meta name=\"author\" content=\"Kate Steere\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/KateSteere_UK\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kate Steere\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"AdvertiserContentArticle\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/childrens-banking\\\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/childrens-banking\\\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later\"},\"author\":{\"name\":\"Kate Steere\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/1fe38023a7ec83d898420da91201d4df\"},\"headline\":\"Set up for life: Why giving your teen control of their money now pays off later\",\"datePublished\":\"2026-08-18T12:39:54+00:00\",\"dateModified\":\"2026-08-18T13:39:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/childrens-banking\\\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later\"},\"wordCount\":1331,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/childrens-banking\\\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2026\\\/06\\\/natwestadapt_childonsofa3.png\",\"articleSection\":[\"Children's banking\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/#organization\"},\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/childrens-banking\\\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/childrens-banking\\\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later\",\"name\":\"Set up for life: Why giving your teen control of their money now pays off later - Finder UK\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/childrens-banking\\\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/childrens-banking\\\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2026\\\/06\\\/natwestadapt_childonsofa3.png\",\"datePublished\":\"2026-08-18T12:39:54+00:00\",\"dateModified\":\"2026-08-18T13:39:59+00:00\",\"description\":\"We\u2019ve partnered with NatWest Adapt to help teens master their digital money goals.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/childrens-banking\\\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/childrens-banking\\\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/childrens-banking\\\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#primaryimage\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2026\\\/06\\\/natwestadapt_childonsofa3.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2026\\\/06\\\/natwestadapt_childonsofa3.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/childrens-banking\\\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank accounts\",\"item\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Children's banking\",\"item\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/childrens-banking\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Set up for life: Why giving your teen control of their money now pays off later\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#website\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\",\"name\":\"Finder\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/findercomuk\",\"https:\\\/\\\/x.com\\\/findercomUK\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/finder\\\/\",\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/1fe38023a7ec83d898420da91201d4df\",\"name\":\"Kate Steere\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/KateSteereF1_Finder_600x600.png\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/KateSteereF1_Finder_600x600.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/KateSteereF1_Finder_600x600.png\",\"caption\":\"Kate Steere\"},\"description\":\"Kate Steere is an editor and money expert at Finder, specialising in banking, savings and fintech. She has previously written for The Motley Fool UK and Fitch Solutions, where she covered a wide range of personal finance topics and kept a close eye on market trends. Kate has a Bachelor of Arts in Modern History from the University of East Anglia. When not working, she can usually be found curled up with a good book or heading out for a run.\",\"sameAs\":[\"https:\\\/\\\/twitter.com\\\/KateSteere_UK\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/kate-steere\\\/\",\"https:\\\/\\\/www.fool.co.uk\\\/author\\\/kanderson\\\/\",\"https:\\\/\\\/muckrack.com\\\/kate-steere-1\",\"https:\\\/\\\/mediafeed.org\\\/author\\\/kate-steere-at-finder\\\/\"],\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/author\\\/katesteere\",\"jobTitle\":\"Editor\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Savings\"},{\"@type\":\"Thing\",\"name\":\"Fintech\"},{\"@type\":\"Thing\",\"name\":\"Credit\"},{\"@type\":\"Thing\",\"name\":\"Payments\"}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2026-08-18T13:39:59+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Set up for life: Why giving your teen control of their money now pays off later - Finder UK","description":"We\u2019ve partnered with NatWest Adapt to help teens master their digital money goals.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later","og_locale":"en_GB","og_type":"article","og_title":"Set up for life: Why giving your teen control of their money now pays off later","og_description":"We\u2019ve partnered with NatWest Adapt to help teens master their digital money goals.","og_url":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2026-08-18T12:39:54+00:00","og_image":[{"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwestadapt_childonsofa3.png","type":"","width":"","height":""}],"author":"Kate Steere","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/KateSteere_UK","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Kate Steere","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"AdvertiserContentArticle","@id":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later"},"author":{"name":"Kate Steere","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/1fe38023a7ec83d898420da91201d4df"},"headline":"Set up for life: Why giving your teen control of their money now pays off later","datePublished":"2026-08-18T12:39:54+00:00","dateModified":"2026-08-18T13:39:59+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later"},"wordCount":1331,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwestadapt_childonsofa3.png","articleSection":["Children's banking"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"},"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later","url":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later","name":"Set up for life: Why giving your teen control of their money now pays off later - Finder UK","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwestadapt_childonsofa3.png","datePublished":"2026-08-18T12:39:54+00:00","dateModified":"2026-08-18T13:39:59+00:00","description":"We\u2019ve partnered with NatWest Adapt to help teens master their digital money goals.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwestadapt_childonsofa3.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/06\/natwestadapt_childonsofa3.png"},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/set-up-for-life-why-giving-your-teen-control-of-their-money-now-pays-off-later#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Bank accounts","item":"https:\/\/www.finder.com\/uk\/banking"},{"@type":"ListItem","position":3,"name":"Children's banking","item":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking"},{"@type":"ListItem","position":4,"name":"Set up for life: Why giving your teen control of their money now pays off later"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/1fe38023a7ec83d898420da91201d4df","name":"Kate Steere","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png","caption":"Kate Steere"},"description":"Kate Steere is an editor and money expert at Finder, specialising in banking, savings and fintech. She has previously written for The Motley Fool UK and Fitch Solutions, where she covered a wide range of personal finance topics and kept a close eye on market trends. Kate has a Bachelor of Arts in Modern History from the University of East Anglia. When not working, she can usually be found curled up with a good book or heading out for a run.","sameAs":["https:\/\/twitter.com\/KateSteere_UK","https:\/\/www.linkedin.com\/in\/kate-steere\/","https:\/\/www.fool.co.uk\/author\/kanderson\/","https:\/\/muckrack.com\/kate-steere-1","https:\/\/mediafeed.org\/author\/kate-steere-at-finder\/"],"url":"https:\/\/www.finder.com\/uk\/author\/katesteere","jobTitle":"Editor","knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Savings"},{"@type":"Thing","name":"Fintech"},{"@type":"Thing","name":"Credit"},{"@type":"Thing","name":"Payments"}]}]},"article_modified_time":"2026-08-18T13:39:59+00:00"},"custom_fields":{"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"How practical money habits today set your teen up for financial success.\"}"],"_content_type":["niche-content\/campaign\/sponsored"],"custom_post_template":["single-masthead-one-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/577491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/1329"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=577491"}],"version-history":[{"count":6,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/577491\/revisions"}],"predecessor-version":[{"id":579282,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/577491\/revisions\/579282"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=577491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=577491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=577491"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=577491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}