{"id":5757,"date":"2017-03-13T16:24:14","date_gmt":"2017-03-13T16:24:14","guid":{"rendered":"http:\/\/www.finder.com\/uk\/?p=5757"},"modified":"2025-12-01T16:04:10","modified_gmt":"2025-12-01T16:04:10","slug":"bank-fees-wire-transfers","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers","title":{"rendered":"Guide to bank fees for wire transfers"},"content":{"rendered":"<p>Your local bank branch offers an easy way to send money overseas straight out of your account, but often there are high fees attached to this convenience. Here are the wire transfer fees of some of the top banks in the UK and how they stack up against independent money transfer services.<\/p><h3 id=\"fees\">What wire transfer fees should I expect?<\/h3><p>The fees your bank charges depend on whether you&#8217;re sending or receiving the money, as well as whether the recipient or sender is overseas. Some banks charge more depending on how you initiate the wire transfer \u2013 for example, online or in person.<\/p><p>Generally, it&#8217;s much cheaper to send money domestically because fewer financial systems are involved. International transfers involve banks and wire processing services for each country \u2013 and with more banks come more fees.<\/p><p>Based on our research from 10 UK banks, these are the current wire transfer fees you can expect:<\/p><ul class=\"list-7\"><li><b>Incoming international fee:<\/b> Up to \u00a37 for receiving money from an overseas bank account.<\/li><li><b>Outgoing international fee:<\/b> Up to \u00a335 for sending money to an overseas bank account.<\/li><li><b>Initiation fee:<\/b> Up to \u00a320, depending on how you make your transfer, for example, in a branch or over the phone.<\/li><li><b>Tracer fee:<\/b> Up to \u00a310 for requesting tracing services for a previous wire transfer.<\/li><\/ul><h3 id=\"major\">Wire transfer fees for top UK banks<\/h3><p>We&#8217;ve gathered the wire transfer fees charged by 10 major UK banks. You may also be subject to foreign transaction, minimum balance and other fees \u2013 and some banks waive or reduce fees depending on what kind of account you have<\/p><table class=\"luna-table\"><thead class=\"luna-table__header\"><tr><th><b>Bank<\/b><\/th><th><b>Incoming international<\/b><\/th><th><b>Outgoing international<\/b><\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><strong>Barclays<\/strong><\/td><td>Up to \u00a36<\/td><td>Up to \u00a325<\/td><\/tr><tr><td><strong>The Co-operative Bank<\/strong><\/td><td>Up to \u00a36<\/td><td>\u00a313 to \u00a335<\/td><\/tr><tr><td><strong>First Direct<\/strong><\/td><td>Up to \u00a35<\/td><td>Up to \u00a35<\/td><\/tr><tr><td><strong>HSBC<\/strong><\/td><td>Up to \u00a35<\/td><td>\u00a30 with a global money account<\/td><\/tr><tr><td><b>Lloyds<\/b><\/td><td>Up to \u00a37<\/td><td>Up to \u00a39.50<\/td><\/tr><tr><td><strong>Metro Bank<\/strong><\/td><td>\u00a30<\/td><td>\u20ac20 or $25<\/td><\/tr><tr><td><b>NatWest<\/b><\/td><td>Up to \u00a37<\/td><td>Up to \u00a315<\/td><\/tr><tr><td><strong>RBS<\/strong><\/td><td>Up to \u00a37<\/td><td>Up to \u00a315<\/td><\/tr><tr><td><strong>Santander<\/strong><\/td><td>\u00a30<\/td><td>Up to \u00a325<\/td><\/tr><tr><td><strong>TSB<\/strong><\/td><td>Up to \u00a37<\/td><td>Up to \u00a320<\/td><\/tr><\/tbody><\/table><h3 id=\"how\">How can I compare these bank wire transfer fees?<\/h3><p>To make your decision a bit easier, we&#8217;ve gathered wire transfer fees for several UK banks below.<\/p><p>When assessing these fees, how much you&#8217;ll pay depends on where you&#8217;re sending money to and other elements like:<\/p><ul class=\"list-1\"><li><strong>Incoming vs outgoing.<\/strong> Incoming wire transfers tend to be cheaper than outgoing wire transfers. This is because the sender usually bears the brunt of the costs associated with the wire transfer.<\/li><li><strong>Domestic vs international<\/strong>. Because domestic wire transfers involve less processing, they will be cheaper than international wire transfers. International wire transfers typically involve multiple banking systems and operators between the 2 countries.<\/li><li><strong>Recurring vs one-time fees<\/strong>. Some banks offer savings of a few dollars per transfer when you set up recurring wire transfers.<\/li><li><strong>Initiation fees<\/strong>. Your bank could charge a fee for requesting the wire transfer in a branch or over the phone, instead of online.<\/li><li><strong>Tracer fees<\/strong>. If your recipient hasn&#8217;t received your transfer as scheduled, you may need to trace it. This could incur more fees.<\/li><li><strong>Exchange rates<\/strong>. An exchange rate shows how much one currency is worth in another currency. Nearly all banks skew the published exchange rate for a profit, and they aren&#8217;t always forthcoming about the margin they add. You may need to call your bank or initiate a transfer online to see the <a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/best-exchange-rate\">best exchange rate offered<\/a>.<\/li><\/ul><p style=\"text-align: center;\"><a class=\"scroll\" href=\"#compare\"><button class=\"btn btn-success\">Compare money transfer services now<\/button><\/a><\/p><h3>How can I beat the banks and reduce what I pay in fees?<\/h3><p>Many providers give a break on fees if you send more money each time you use its service. Some smaller banks even give you a break on transfers to and from student accounts. This helps parents or guardians avoid being double charged if they&#8217;re funding both accounts.<\/p><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><h4>Example: Wiring \u00a31,000 to India<\/h4><p>This is a fictional (but realistic) illustration of the differences in cost between money transfer methods.<\/p><table class=\"luna-table luna-table--fixedColumns\"><thead class=\"luna-table__header\"><tr><th width=\"25%\"><\/th><th width=\"25%\">Bank transfer<\/th><th width=\"25%\">Cash pick-up transfer<\/th><th width=\"25%\">Money transfer service<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th>Fee<\/th><td>\u00a320 + bank fees<\/td><td>\u00a31.90<\/td><td>\u00a30<\/td><\/tr><tr><th>Exchange rate<\/th><td>1 GBP = 90.17 INR<\/td><td>1 GBP = 91.65 INR<\/td><td>1 GBP = 93.51 INR<\/td><\/tr><tr><th>Transfer speed<\/th><td>2-5 days<\/td><td>Minutes<\/td><td>1-2 days<\/td><\/tr><tr><th>Amount received<\/th><td style=\"background-color: #eba7a2;\">90,175 INR<\/td><td style=\"background-color: #ffe6c9;\">91,654 INR<\/td><td style=\"background-color: #99e3d7;\">93,515 INR<\/td><\/tr><tr><th>Verdict<\/th><td><ul class=\"list-12\"><li>Slowest and most expensive<\/li><\/ul><\/td><td><ul class=\"list-1\"><li>Fastest<\/li><\/ul><\/td><td><ul class=\"list-1\"><li>Best value<\/li><\/ul><\/td><\/tr><\/tbody><\/table><p>The bank ends up being both the slowest and most expensive option among the 3, resulting in the least amount of money delivered \u2013 3,340 INR less than if you sent the money through the online money transfer service<\/p><\/div><\/article><h3>Bottom line<\/h3><p>Banks offer a secure and familiar way to complete wire transfers with friends, family members and merchants. However, you can expect to pay high transfer fees on top of weaker exchange rates than you would get by using an online money transfer service.<\/p><p>There are more ways than just your bank to send money domestically and internationally, so be sure to compare your options before paying high fees.<\/p><h3 id=\"faq\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">What information do I need to send a wire transfer?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>To send a wire transfer, you&#8217;ll need your recipient&#8217;s full personal and banking information, including their bank&#8217;s name and SWIFT code (if international) and their routing and account number.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">What is a SWIFT code?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Short for Society for Worldwide Interbank Financial Telecommunication, a SWIFT code is an international bank code used for incoming transfers. Every bank has a unique SWIFT code that can be used to identify it in a global financial transaction such as a money transfer.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Should I wire money in pounds sterling or foreign currency?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>For international money transfers, it&#8217;s better to send money in your recipient&#8217;s currency. This takes the burden of converting the currency off your recipient. Often times it is cheaper to wire in a foreign currency, too.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">How long does a wire transfer take?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>The processing time for a wire transfer varies from bank to bank and depends on several factors, such as whether the wire transfer is domestic or international. Some wire transfers can be processed within the same day if requested before the bank&#8217;s cut-off time. Others can take up to 5 business days.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><p style=\"text-align: center;\"><a class=\"scroll\" href=\"#compare\"><button class=\"btn btn-success\">Compare money transfer services now<\/button><\/a><\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Wire transfers can sometimes incur fees, but comparing your options could help you avoid these. <\/p>\n","protected":false},"author":826,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[13],"tags":[],"asset_tag":[],"class_list":["post-5757","post","type-post","status-publish","format-standard","hentry","category-international-money-transfers"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Wire transfer fees for 10 major UK banks | Finder UK<\/title>\n<meta name=\"description\" content=\"Wire transfers are an expensive way to send money between bank accounts. Are there other options to avoid bank wire transfer fees?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Guide to bank fees for wire transfers\" \/>\n<meta property=\"og:description\" content=\"Wire transfers are an expensive way to send money between bank accounts. Are there other options to avoid bank wire transfer fees?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2017-03-13T16:24:14+00:00\" \/>\n<meta name=\"author\" content=\"Zak Killermann\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Zak Killermann\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers\"},\"author\":{\"name\":\"Zak Killermann\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/7da2dcf917cf1f88a3d326c8791db247\"},\"headline\":\"Guide to bank fees for wire transfers\",\"datePublished\":\"2017-03-13T16:24:14+00:00\",\"dateModified\":\"2025-12-01T16:04:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers\"},\"wordCount\":1044,\"commentCount\":3,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"articleSection\":[\"International money transfers\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#respond\"]}],\"editor\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/0424b4635a2f93bf175226abed2e80f4\"},\"comment\":[{\"@id\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#comment-7941\"},{\"@id\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#comment-6469\"},{\"@id\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#comment-3376\"}],\"copyrightYear\":\"2017\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers\",\"url\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers\",\"name\":\"Wire transfer fees for 10 major UK banks | Finder UK\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"datePublished\":\"2017-03-13T16:24:14+00:00\",\"dateModified\":\"2025-12-01T16:04:14+00:00\",\"description\":\"Wire transfers are an expensive way to send money between bank accounts. Are there other options to avoid bank wire transfer fees?\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\/\/www.finder.com\/uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"International money transfers\",\"item\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Guide to bank fees for wire transfers\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/uk\/#website\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/7da2dcf917cf1f88a3d326c8791db247\",\"name\":\"Zak Killermann\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/ZakKillermannF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/ZakKillermannF1_Finder_600x600.png\",\"caption\":\"Zak Killermann\"},\"description\":\"Zak Killermann was a technical publisher at Finder who specialized in currencies and investing. Zak\u2019s expertise was in breaking down technical finance concepts into approachable, digestible nuggets of information.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/zak-killermann\"],\"url\":\"https:\/\/www.finder.com\/uk\/author\/zakkillermann\",\"jobTitle\":\"Publisher\",\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/0424b4635a2f93bf175226abed2e80f4\",\"name\":\"Joelle Grubb\",\"description\":\"Joelle Grubb was a subeditor for Finder.\",\"jobTitle\":\"Subeditor\",\"url\":\"https:\/\/www.finder.com\/uk\/author\/joellegrubb\",\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#comment-7941\",\"author\":{\"@type\":\"Person\",\"name\":\"Bernard\"},\"text\":\"I want to sponsor a teenager in Ethiopia and want to send him \u00a340 each month. I\u2019ve already checked and he\u2019s genuine and he has a bank account. What would be the cheapest way to do this?\",\"datePublished\":\"2018-11-09 09:45:04\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#comment-6469\",\"author\":{\"@type\":\"Person\",\"name\":\"tgeorge\"},\"text\":\"Hi - does anyone know where I can find a comparison of bank fees for receiving an international incoming payment in GBP (for UK-based banks)? There is lots of information online on the cost of sending transfers but not much on the cost of receiving them. Apparently, there are some banks that do not charge anything to receive an incoming international GBP payment but I don't know which ones they are!\",\"datePublished\":\"2018-09-17 12:23:08\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#comment-3376\",\"author\":{\"@type\":\"Person\",\"name\":\"Michael\"},\"text\":\"Typically how much do overseas banks (US\/ Europe\/Asia) charge their domestic customers for making small bank transfers of for example \u00a320, and will a receiving UK bank charge the UK account holder as well and if so how much?\",\"datePublished\":\"2018-03-24 09:54:43\"}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2025-12-01T16:04:14+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Wire transfer fees for 10 major UK banks | Finder UK","description":"Wire transfers are an expensive way to send money between bank accounts. Are there other options to avoid bank wire transfer fees?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers","og_locale":"en_GB","og_type":"article","og_title":"Guide to bank fees for wire transfers","og_description":"Wire transfers are an expensive way to send money between bank accounts. Are there other options to avoid bank wire transfer fees?","og_url":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2017-03-13T16:24:14+00:00","author":"Zak Killermann","twitter_card":"summary_large_image","twitter_creator":"@findercomUK","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Zak Killermann","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers"},"author":{"name":"Zak Killermann","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/7da2dcf917cf1f88a3d326c8791db247"},"headline":"Guide to bank fees for wire transfers","datePublished":"2017-03-13T16:24:14+00:00","dateModified":"2025-12-01T16:04:14+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers"},"wordCount":1044,"commentCount":3,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"articleSection":["International money transfers"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#respond"]}],"editor":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/0424b4635a2f93bf175226abed2e80f4"},"comment":[{"@id":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#comment-7941"},{"@id":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#comment-6469"},{"@id":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#comment-3376"}],"copyrightYear":"2017","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers","url":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers","name":"Wire transfer fees for 10 major UK banks | Finder UK","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"datePublished":"2017-03-13T16:24:14+00:00","dateModified":"2025-12-01T16:04:14+00:00","description":"Wire transfers are an expensive way to send money between bank accounts. Are there other options to avoid bank wire transfer fees?","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"International money transfers","item":"https:\/\/www.finder.com\/uk\/international-money-transfers"},{"@type":"ListItem","position":3,"name":"Guide to bank fees for wire transfers"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/7da2dcf917cf1f88a3d326c8791db247","name":"Zak Killermann","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/ZakKillermannF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/ZakKillermannF1_Finder_600x600.png","caption":"Zak Killermann"},"description":"Zak Killermann was a technical publisher at Finder who specialized in currencies and investing. Zak\u2019s expertise was in breaking down technical finance concepts into approachable, digestible nuggets of information.","sameAs":["https:\/\/www.linkedin.com\/in\/zak-killermann"],"url":"https:\/\/www.finder.com\/uk\/author\/zakkillermann","jobTitle":"Publisher","worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/0424b4635a2f93bf175226abed2e80f4","name":"Joelle Grubb","description":"Joelle Grubb was a subeditor for Finder.","jobTitle":"Subeditor","url":"https:\/\/www.finder.com\/uk\/author\/joellegrubb","worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#comment-7941","author":{"@type":"Person","name":"Bernard"},"text":"I want to sponsor a teenager in Ethiopia and want to send him \u00a340 each month. I\u2019ve already checked and he\u2019s genuine and he has a bank account. What would be the cheapest way to do this?","datePublished":"2018-11-09 09:45:04"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#comment-6469","author":{"@type":"Person","name":"tgeorge"},"text":"Hi - does anyone know where I can find a comparison of bank fees for receiving an international incoming payment in GBP (for UK-based banks)? There is lots of information online on the cost of sending transfers but not much on the cost of receiving them. Apparently, there are some banks that do not charge anything to receive an incoming international GBP payment but I don't know which ones they are!","datePublished":"2018-09-17 12:23:08"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/international-money-transfers\/bank-fees-wire-transfers#comment-3376","author":{"@type":"Person","name":"Michael"},"text":"Typically how much do overseas banks (US\/ Europe\/Asia) charge their domestic customers for making small bank transfers of for example \u00a320, and will a receiving UK bank charge the UK account holder as well and if so how much?","datePublished":"2018-03-24 09:54:43"}]},"article_modified_time":"2025-12-01T16:04:14+00:00"},"custom_fields":{"_content_type":["niche-content\/information\/niche-article"],"_masthead_variant":["{\"id\":\"beta-widget\",\"showFeaturedImage\":false,\"presetId\":\"shortcode\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"[partial id=\\\"ukfsa-revolut-direct-masthead\\\"]\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"With fees ranging from &pound;0 to &pound;25, learn what wire transfer fees major banks actually charge &ndash; and how to beat them.\"}"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/5757"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/826"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=5757"}],"version-history":[{"count":19,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/5757\/revisions"}],"predecessor-version":[{"id":569673,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/5757\/revisions\/569673"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=5757"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=5757"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=5757"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=5757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}