{"id":574398,"date":"2026-03-24T16:26:57","date_gmt":"2026-03-24T16:26:57","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=574398"},"modified":"2026-03-24T16:26:57","modified_gmt":"2026-03-24T16:26:57","slug":"monzo-extra-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-extra-review","title":{"rendered":"Monzo Extra: Is it worth it?"},"content":{"rendered":"<h3>What is Monzo Extra?<\/h3><p>Monzo Extra is a step up from the bank\u2019s Free account. At \u00a33 a month, it\u2019s the cheapest paid-for option offered by Monzo.<\/p><p>Monzo Extra comes with all the benefits of the Free account, including:<\/p><ul><li>Fee-free spending abroad<\/li><li>Access to savings pots<\/li><li>Spending insights<\/li><li>Salary Sorter to move some of your earnings into different pots<\/li><li>Sending money overseas<\/li><li>Option to have your salary paid a day early<\/li><li>The chance to win double your salary each month (if your salary is paid into your account by Bacs)<\/li><\/ul><p>But you\u2019ll also get access to a range of additional perks.<\/p><h3>What are the benefits?<\/h3><p>The key benefits of Monzo Extra are as follows:<\/p><h4>Connected banks and credit cards<\/h4><p>Add other bank accounts and cards to your Monzo app so you can view all your balances and transactions in one place.<\/p><h4>Virtual cards<\/h4><p>Link a virtual card to a savings pot to help with budgeting.<\/p><h4>Advanced roundups<\/h4><p>Choose to boost your spare change roundups and automatically put 2x, 5x or 10x into your savings every time you spend.<\/p><h4>Custom categories<\/h4><p>Create your own categories to track how much you spend.<\/p><h4>Credit insights<\/h4><p>With the Free plan you can only view your credit score with TransUnion. With Extra, you can view it with both TransUnion and Equifax.<\/p><h4>Billsback<\/h4><p>This gives you the chance to get one of your bills paid back to your account balance (up to \u00a3150). <\/p>","protected":false},"excerpt":{"rendered":"<p>We examine whether paying more for Monzo Extra is a good idea.<\/p>\n","protected":false},"author":1047,"featured_media":501340,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[3763],"tags":[],"asset_tag":[],"class_list":["post-574398","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-current-accounts"],"apple_news_notices":[],"yoast_head":"<!-- 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