{"id":574358,"date":"2026-03-09T13:58:35","date_gmt":"2026-03-09T13:58:35","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=574358"},"modified":"2026-03-09T14:06:44","modified_gmt":"2026-03-09T14:06:44","slug":"natwest-premier-reward-black-account","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account","title":{"rendered":"NatWest Premier Reward Black account: Is it right for you?"},"content":{"rendered":"<h3>What is the NatWest Premier Reward Black account?<\/p><h3>The NatWest Premier Reward Black current account is an exclusive bank account packed with perks for Premier customers. The bank offers 3 Premier accounts, with the Premier Reward Black account sitting at the top of the range at \u00a332 a month. <\/p><p>To join Premier you must have one or more of the following:<\/p><ul><li>At least \u00a3100,000 sole income or \u00a3120,000 joint income paid into your NatWest account<\/li><li>Or a minimum of \u00a3100,000 in savings or investment with NatWest<\/li><li>Or a NatWest mortgage of at least \u00a3500,000<\/li><\/ul><p>As a Premier customer, you get access to financial planning advice and exclusive financial support. <\/p><h3>How does it work?<\/h3><p>You must already be a NatWest Premier customer to be able to apply for the NatWest Premier Reward Black account. You\u2019ll then be able to take advantage of the following features: <\/p><h4>Monthly Rewards<\/h4><p>Earn \u00a39 a month in Rewards for having 2 or more direct debits on your account (of at least \u00a34.50). Plus earn \u00a31 a month in Rewards just by logging into the mobile app. Rewards can be transferred into your account, or you can donate them to charity or exchange them for gift cards for partner retailers.<\/p><p>You can also earn at least 1% back in Rewards when spending at selected retailers. <\/p><h4>Worldwide family travel insurance<\/h4><p>This covers you and your family for 90 days per trip, or 31 days for winter sports. It includes medical expenses, cancellations, baggage and more. <\/p><h4>Worldwide airport lounge access<\/h4><p>Your account includes DragonPass Premier+ membership, giving you unlimited access to more than 1,100 airport lounges around the world. You\u2019ll also benefit from security fast-track at airports. <\/p><h4>Fee-free spending abroad<\/h4><p>Pay no foreign transaction fees when spending on your debit card overseas. This doesn&#8217;t apply to ATM withdrawals. <\/p><h4>Mobile phone insurance<\/h4><p>Covers phones used by you, your partner and your children against theft, loss, accidental damage and breakdown. <\/p><h4>European and UK breakdown cover<\/h4><p>UK and European breakdown cover provided by the AA. This covers you as a driver or passenger in any vehicle, as well as anyone driving or travelling in your car too.<\/p><h4>Home emergency service<\/h4><p>Get 24\/7 home emergency cover up to \u00a3750 for 2 homes &#8211; your main residence and any second home you own in the UK. <\/p><h4>Concierge service<\/h4><p>Enjoy priority booking for restaurants, hotels and events worldwide, as well as tailor-made holidays and complimentary upgrades. The concierge service is available 24\/7.<\/p><h4>Ticket booking<\/h4><p>Get 25% cashback on tickets for concerts, shows and sporting events when booking through Membership Services. <\/p><h4>Cinema discount<\/h4><p>Save money on cinema tickets at more than 250 cinemas nationwide. <\/p><h4>Interest-free overdraft<\/h4><p>Pay no interest on the first \u00a3500 of your overdraft. <\/p><h4>Reward Black credit card<\/h4><p>Get access to the Reward Black credit card without paying the monthly fee. You must be earning at least \u00a315,000 a year. <\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">How much does it cost to withdraw cash on my card abroad?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>If you withdraw cash on your card overseas, you\u2019ll be charged a non-sterling transaction fee of 2.75%.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Who is covered under travel insurance?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>Family travel insurance covers you and your partner, plus any dependent children under the age of 18 at the start of the trip \u2013 or under 23 if they are in full-time education. Children must live with you or the other parent.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">How do I exchange my Rewards?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>You can exchange Rewards once your balance is at least \u00a35. You will be able to do this in the app or through online banking.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>NatWest\u2019s exclusive Premier Reward Black account is packed full of perks. So is it right for you? <\/p>\n","protected":false},"author":1047,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"nicheCode":"","productId":"","enableOptimizely":false,"_persistent_nav_menu_items":[],"blockTemplateId":"","_post_hreflang":"","related_url":"\/natwest-premier-reward-black-account","footnotes":""},"categories":[3763],"tags":[],"asset_tag":[],"class_list":["post-574358","post","type-post","status-publish","format-standard","hentry","category-current-accounts"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NatWest Premier Reward Black account: Is it worth it?<\/title>\n<meta name=\"description\" content=\"Learn more about the key benefits of the NatWest Premier Reward Black account.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NatWest Premier Reward Black account: Is it right for you?\" \/>\n<meta property=\"og:description\" content=\"Learn more about the key benefits of the NatWest Premier Reward Black account.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-09T13:58:35+00:00\" \/>\n<meta name=\"author\" content=\"Rachel Wait\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/rachelwait?lang=en\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rachel Wait\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account\"},\"author\":{\"name\":\"Rachel Wait\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218\"},\"headline\":\"NatWest Premier Reward Black account: Is it right for you?\",\"datePublished\":\"2026-03-09T13:58:35+00:00\",\"dateModified\":\"2026-03-09T13:58:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account\"},\"wordCount\":621,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"articleSection\":[\"Current accounts\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"},\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account\",\"url\":\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account\",\"name\":\"NatWest Premier Reward Black account: Is it worth it?\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"datePublished\":\"2026-03-09T13:58:35+00:00\",\"dateModified\":\"2026-03-09T13:58:44+00:00\",\"description\":\"Learn more about the key benefits of the NatWest Premier Reward Black account.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\/\/www.finder.com\/uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Current accounts\",\"item\":\"https:\/\/www.finder.com\/uk\/current-accounts\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"NatWest Premier Reward Black account: Is it right for you?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/uk\/#website\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218\",\"name\":\"Rachel Wait\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png\",\"caption\":\"Rachel Wait\"},\"description\":\"Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.\",\"sameAs\":[\"https:\/\/twitter.com\/rachelwait?lang=en\",\"https:\/\/www.linkedin.com\/in\/rachel-wait-00463013\/\",\"https:\/\/muckrack.com\/rachel-wait\"],\"url\":\"https:\/\/www.finder.com\/uk\/author\/rachelwait\",\"jobTitle\":\"Writer\",\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}},{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"name\":\"Frequently Asked Questions\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How much does it cost to withdraw cash on my card abroad?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rIf you withdraw cash on your card overseas, you\u2019ll be charged a non-sterling transaction fee of 2.75%.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Who is covered under travel insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rFamily travel insurance covers you and your partner, plus any dependent children under the age of 18 at the start of the trip - or under 23 if they are in full-time education. Children must live with you or the other parent.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"How do I exchange my Rewards?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYou can exchange Rewards once your balance is at least \u00a35. You will be able to do this in the app or through online banking.\\r\\r\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2026-03-09T13:58:44+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"NatWest Premier Reward Black account: Is it worth it?","description":"Learn more about the key benefits of the NatWest Premier Reward Black account.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account","og_locale":"en_GB","og_type":"article","og_title":"NatWest Premier Reward Black account: Is it right for you?","og_description":"Learn more about the key benefits of the NatWest Premier Reward Black account.","og_url":"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2026-03-09T13:58:35+00:00","author":"Rachel Wait","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/rachelwait?lang=en","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Rachel Wait","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account"},"author":{"name":"Rachel Wait","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218"},"headline":"NatWest Premier Reward Black account: Is it right for you?","datePublished":"2026-03-09T13:58:35+00:00","dateModified":"2026-03-09T13:58:44+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account"},"wordCount":621,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"articleSection":["Current accounts"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"},"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account","url":"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account","name":"NatWest Premier Reward Black account: Is it worth it?","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"datePublished":"2026-03-09T13:58:35+00:00","dateModified":"2026-03-09T13:58:44+00:00","description":"Learn more about the key benefits of the NatWest Premier Reward Black account.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Current accounts","item":"https:\/\/www.finder.com\/uk\/current-accounts"},{"@type":"ListItem","position":3,"name":"NatWest Premier Reward Black account: Is it right for you?"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218","name":"Rachel Wait","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png","caption":"Rachel Wait"},"description":"Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.","sameAs":["https:\/\/twitter.com\/rachelwait?lang=en","https:\/\/www.linkedin.com\/in\/rachel-wait-00463013\/","https:\/\/muckrack.com\/rachel-wait"],"url":"https:\/\/www.finder.com\/uk\/author\/rachelwait","jobTitle":"Writer","worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"How much does it cost to withdraw cash on my card abroad?","acceptedAnswer":{"@type":"Answer","text":"\r\rIf you withdraw cash on your card overseas, you\u2019ll be charged a non-sterling transaction fee of 2.75%.\r\r"}},{"@type":"Question","name":"Who is covered under travel insurance?","acceptedAnswer":{"@type":"Answer","text":"\r\rFamily travel insurance covers you and your partner, plus any dependent children under the age of 18 at the start of the trip - or under 23 if they are in full-time education. Children must live with you or the other parent.\r\r"}},{"@type":"Question","name":"How do I exchange my Rewards?","acceptedAnswer":{"@type":"Answer","text":"\r\rYou can exchange Rewards once your balance is at least \u00a35. You will be able to do this in the app or through online banking.\r\r"}}]}]},"article_modified_time":"2026-03-09T13:58:44+00:00"},"hrefLangLinks":[{"region":"United Kingdom","locale":"en-gb","url":"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-premier-reward-black-account","isCurrentSite":true}],"custom_fields":{"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_content_type":["niche-content\/recommendation\/product-review"],"custom_post_template":["single-product-review.php"],"_masthead_subheading":["{\"text\":\"The NatWest Premier Reward Black account is jam-packed full of perks. In fact, it includes just about everything you could want from a current account, whether that&rsquo;s travel insurance, mobile phone insurance, airport lounge access, home emergency cover or a 24\/7 concierge service.\"}"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/574358"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/1047"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=574358"}],"version-history":[{"count":2,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/574358\/revisions"}],"predecessor-version":[{"id":574380,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/574358\/revisions\/574380"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=574358"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=574358"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=574358"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=574358"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}