{"id":574355,"date":"2026-03-09T13:58:26","date_gmt":"2026-03-09T13:58:26","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=574355"},"modified":"2026-03-09T14:05:25","modified_gmt":"2026-03-09T14:05:25","slug":"natwest-reward-platinum-account","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/banking\/natwest-reward-platinum-account","title":{"rendered":"NatWest Reward Platinum account: Is it worth it?"},"content":{"rendered":"<h3>What is the NatWest Reward Platinum account?<\/h3><p>The NatWest Reward Platinum account is a packaged bank account that offers both cash rewards and perks such as insurance to its customers. In return, you must pay a monthly fee of \u00a322. <\/p><p>To apply, you must already be an existing NatWest current account customer. You can then upgrade your account online or in the app. <\/p><h3>How does it work?<\/h3><p>If you sign up for the NatWest Reward Platinum account, you\u2019ll be able to take advantage of the following features: <\/p><h4>Monthly Rewards<\/h4><p>Earn \u00a34 a month in Rewards for having 2 or more direct debits on your account (of at least \u00a32). Plus earn \u00a31 a month in Rewards just by logging into the mobile app. Rewards can be transferred into your account, or you can donate them to charity or exchange them for gift cards for partner retailers.<\/p><p>You can also earn 1% back in Rewards when spending at selected retailers. <\/p><h4>Worldwide family travel insurance<\/h4><p>This covers you for trips of up to 31 days across the globe. It includes emergency medical expenses, cancellations, baggage and more. <\/p><h4>Mobile phone insurance<\/h4><p>Protect your phone against loss, theft, accidental damage and breakdown wherever you are in the world. <\/p><h4>UK breakdown cover<\/h4><p>Breakdown cover provided by the AA covers all vehicles you own and travel in, across the UK.  <\/p><h4>Fee-free spending abroad<\/h4><p>Spend on your card across the globe with no foreign transaction fees (this doesn\u2019t apply to ATM withdrawals).<\/p><h4>Cinema discount<\/h4><p>Benefit from savings on cinema tickets at more than 250 cinemas nationwide.<\/p><h4>Tastecard<\/h4><p>Enjoy a free tastecard to give you discounts at restaurants across the UK.<\/p><h3>Frequently asked questions<\/h3><p>Frequently asked questions<ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">How much does it cost to withdraw cash on my card abroad?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>If you withdraw cash on your card overseas, you\u2019ll be charged a non-sterling transaction fee of 2.75%.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Who is covered under travel insurance?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>Family travel insurance covers you and your partner, plus any dependent children under the age of 18 at the start of the trip \u2013 or under 23 if they are in full-time education. Children must live with you or the other parent.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">How do I exchange my Rewards?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>You can exchange Rewards once your balance is at least \u00a35. You will be able to do this in the app or through online banking.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Our \u201cBest for\u201d picks highlight top options in specific categories based on our independent evaluation (see our <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">full methodology<\/a>), while \u201cPromoted\u201d tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Benefit from perks such as travel insurance, mobile phone insurance and breakdown cover with the NatWest Reward Platinum account.<\/p>\n","protected":false},"author":1047,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"NatWest Reward Platinum account review","_yoast_wpseo_title":"NatWest Reward Platinum account: Is it worth it?","_yoast_wpseo_metadesc":"We explore whether it pays to upgrade your NatWest current account to the NatWest Reward Platinum account.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"2026-03-09T11:59:02","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2026-03-09 13:58:30\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[1045],"tags":[],"asset_tag":[],"class_list":["post-574355","post","type-post","status-publish","format-standard","hentry","category-banking"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>NatWest Reward Platinum account: Is it worth it?<\/title>\n<meta name=\"description\" content=\"We explore whether it pays to upgrade your NatWest current account to the NatWest Reward Platinum account.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/banking\/natwest-reward-platinum-account\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NatWest Reward Platinum account: Is it worth it?\" \/>\n<meta property=\"og:description\" content=\"We explore whether it pays to upgrade your NatWest current account to the NatWest Reward Platinum account.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/banking\/natwest-reward-platinum-account\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-09T13:58:26+00:00\" \/>\n<meta name=\"author\" content=\"Rachel Wait\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/rachelwait?lang=en\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rachel Wait\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/natwest-reward-platinum-account#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/natwest-reward-platinum-account\"},\"author\":{\"name\":\"Rachel Wait\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/531b4649d053a94fb7388e896df73218\"},\"headline\":\"NatWest Reward Platinum account: Is it worth it?\",\"datePublished\":\"2026-03-09T13:58:26+00:00\",\"dateModified\":\"2026-03-09T13:58:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/natwest-reward-platinum-account\"},\"wordCount\":432,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\"},\"articleSection\":[\"Bank accounts\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/#organization\"},\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/natwest-reward-platinum-account\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/natwest-reward-platinum-account\",\"name\":\"NatWest Reward Platinum account: Is it worth it?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#website\"},\"datePublished\":\"2026-03-09T13:58:26+00:00\",\"dateModified\":\"2026-03-09T13:58:30+00:00\",\"description\":\"We explore whether it pays to upgrade your NatWest current account to the NatWest Reward Platinum account.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/natwest-reward-platinum-account#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/natwest-reward-platinum-account\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\\\/natwest-reward-platinum-account#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bank accounts\",\"item\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/banking\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"NatWest Reward Platinum account: Is it worth it?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#website\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\",\"name\":\"Finder\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/findercomuk\",\"https:\\\/\\\/x.com\\\/findercomUK\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/finder\\\/\",\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/531b4649d053a94fb7388e896df73218\",\"name\":\"Rachel Wait\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/12\\\/RachelWaitF1_Supplied_600x600.png\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/12\\\/RachelWaitF1_Supplied_600x600.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/12\\\/RachelWaitF1_Supplied_600x600.png\",\"caption\":\"Rachel Wait\"},\"description\":\"Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.\",\"sameAs\":[\"https:\\\/\\\/twitter.com\\\/rachelwait?lang=en\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/rachel-wait-00463013\\\/\",\"https:\\\/\\\/muckrack.com\\\/rachel-wait\"],\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/author\\\/rachelwait\",\"jobTitle\":\"Writer\",\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\",\"name\":\"Finder\"}},{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"name\":\"Frequently Asked Questions\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How much does it cost to withdraw cash on my card abroad?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If you withdraw cash on your card overseas, you\u2019ll be charged a non-sterling transaction fee of 2.75%.\"}},{\"@type\":\"Question\",\"name\":\"Who is covered under travel insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Family travel insurance covers you and your partner, plus any dependent children under the age of 18 at the start of the trip - or under 23 if they are in full-time education. Children must live with you or the other parent.\"}},{\"@type\":\"Question\",\"name\":\"How do I exchange my Rewards?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can exchange Rewards once your balance is at least \u00a35. You will be able to do this in the app or through online banking.\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2026-03-09T13:58:30+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"NatWest Reward Platinum account: Is it worth it?","description":"We explore whether it pays to upgrade your NatWest current account to the NatWest Reward Platinum account.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/banking\/natwest-reward-platinum-account","og_locale":"en_GB","og_type":"article","og_title":"NatWest Reward Platinum account: Is it worth it?","og_description":"We explore whether it pays to upgrade your NatWest current account to the NatWest Reward Platinum account.","og_url":"https:\/\/www.finder.com\/uk\/banking\/natwest-reward-platinum-account","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2026-03-09T13:58:26+00:00","author":"Rachel Wait","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/rachelwait?lang=en","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Rachel Wait","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/banking\/natwest-reward-platinum-account#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/banking\/natwest-reward-platinum-account"},"author":{"name":"Rachel Wait","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218"},"headline":"NatWest Reward Platinum account: Is it worth it?","datePublished":"2026-03-09T13:58:26+00:00","dateModified":"2026-03-09T13:58:30+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/banking\/natwest-reward-platinum-account"},"wordCount":432,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"articleSection":["Bank accounts"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"},"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/banking\/natwest-reward-platinum-account","url":"https:\/\/www.finder.com\/uk\/banking\/natwest-reward-platinum-account","name":"NatWest Reward Platinum account: Is it worth it?","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"datePublished":"2026-03-09T13:58:26+00:00","dateModified":"2026-03-09T13:58:30+00:00","description":"We explore whether it pays to upgrade your NatWest current account to the NatWest Reward Platinum account.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/banking\/natwest-reward-platinum-account#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/banking\/natwest-reward-platinum-account"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/banking\/natwest-reward-platinum-account#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Bank accounts","item":"https:\/\/www.finder.com\/uk\/banking"},{"@type":"ListItem","position":3,"name":"NatWest Reward Platinum account: Is it worth it?"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218","name":"Rachel Wait","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png","caption":"Rachel Wait"},"description":"Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.","sameAs":["https:\/\/twitter.com\/rachelwait?lang=en","https:\/\/www.linkedin.com\/in\/rachel-wait-00463013\/","https:\/\/muckrack.com\/rachel-wait"],"url":"https:\/\/www.finder.com\/uk\/author\/rachelwait","jobTitle":"Writer","worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"How much does it cost to withdraw cash on my card abroad?","acceptedAnswer":{"@type":"Answer","text":"If you withdraw cash on your card overseas, you\u2019ll be charged a non-sterling transaction fee of 2.75%."}},{"@type":"Question","name":"Who is covered under travel insurance?","acceptedAnswer":{"@type":"Answer","text":"Family travel insurance covers you and your partner, plus any dependent children under the age of 18 at the start of the trip - or under 23 if they are in full-time education. Children must live with you or the other parent."}},{"@type":"Question","name":"How do I exchange my Rewards?","acceptedAnswer":{"@type":"Answer","text":"You can exchange Rewards once your balance is at least \u00a35. You will be able to do this in the app or through online banking."}}]}]},"article_modified_time":"2026-03-09T13:58:30+00:00"},"custom_fields":{"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_content_type":["niche-content\/recommendation\/product-review"],"custom_post_template":["single-product-review.php"],"_masthead_subheading":["{\"text\":\"Compared to some of its competitors, the NatWest Reward Platinum packaged account has a fairly high monthly fee of &pound;22. But if you earn the full &pound;5 of Rewards available each month, that fee effectively drops to &pound;17. \"}"]},"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/574355","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/1047"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=574355"}],"version-history":[{"count":2,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/574355\/revisions"}],"predecessor-version":[{"id":574376,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/574355\/revisions\/574376"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=574355"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=574355"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=574355"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=574355"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}