{"id":572169,"date":"2026-02-23T13:31:07","date_gmt":"2026-02-23T13:31:07","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=572169"},"modified":"2026-03-01T20:28:55","modified_gmt":"2026-03-01T20:28:55","slug":"level-up-the-30-day-savings-quest-your-kids-will-want-to-win","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/level-up-the-30-day-savings-quest-your-kids-will-want-to-win","title":{"rendered":"Level up: The 30-day savings quest your kids will want to win"},"content":{"rendered":"<style>\n.f1Masthead { padding-top: 0px; padding-bottom: 40px; }\n.f1Masthead__top { justify-content: center; }\n.f1Masthead__wrapper { margin-bottom: 0px; }\n.f1Masthead__mainSection { text-align: center; padding-top: 0px; }\n.f1Masthead__disclaimer, .f1__calculator.f1Masthead__sub, .previous-next-post, h4.luna-sectionTitle, .readMoreOnTopic, .usefulness-widget-content, .search-desktop { display: none !important; }\n.authorByline { justify-content: center; 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}\n#thread .messager { background: #ff73a9; margin-left: auto; margin-right: 0px; text-align: right; border-bottom-right-radius: 0; }\n@media (max-width: 1300px) { #threadpeople { width: 640px; max-width: 90%; } #threadpeople::after { content: ''; display: block; padding-bottom: 65%; } .threadperson { width: 56%; } }\n@media (max-width: 600px) {\n.ukfin_sponsored_article_body .ukfin_sponsor .u-grid__col { text-align: center; }\n.ukfin_sponsored_article_step .ukfin_sponsored_article_next_step_arrow { bottom: -30px; width: 90px; }\n}\n<\/style>\n\n<div class=\"u-bg--background-secondary\">\n<div class=\"ukfin_sponsored_article_body has-padding-top-xsmall has-padding-bottom-small text-center\">\n<p class=\"text-xx-small no-margin-bottom\">Ad paid for by<\/p>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzounder16s-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22image%22%3A%22https%253A%252F%252Fcdn.finder.com.au%252Ffinder-us%252Fwp-uploads%252Fsites%252F3%252F2023%252F09%252Fmonzo-logo-450x250-1-1.png%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22style%22%3A%22width%253A%2B100px%253B%22%2C%22offer_id%22%3A%2226756%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22c6704d63-dfd5-48e0-ab48-9d591dfd35ce%22%2C%22product_name%22%3A%22Monzo%2Bfor%2BUnder%2B16s%22%2C%22provider_id%22%3A%22a267dea9-e4e6-410a-8cd3-e595cdadb1d4%22%2C%22provider_name%22%3A%22Monzo%22%2C%22post_id%22%3A%22572169%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Flevel-up-the-30-day-savings-quest-your-kids-will-want-to-win%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A563013%2C%22name%22%3A%22ukfin_sponsored_article%22%2C%22country%22%3A%22uk%22%7D%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/09\/monzo-logo-450x250-1-1.png\" style=\"width: 100px;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/09\/monzo-logo-450x250-1-1.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/09\/monzo-logo-450x250-1-1.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/09\/monzo-logo-450x250-1-1.png?fit=450 450w\" sizes=\"(max-width: 450px) 100vw, 450px\" loading=\"lazy\"><\/a>\n<\/div>\n<\/div><div class=\"ukfin_sponsored_article_body has-padding-top-large has-padding-bottom-large\"><p><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo_U16s_younger_V2.png\" width=\"680\" height=\"397\" alt=\"Woman using WorldFirst om laptop\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo_U16s_younger_V2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo_U16s_younger_V2.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo_U16s_younger_V2.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo_U16s_younger_V2.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo_U16s_younger_V2.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo_U16s_younger_V2.png?fit=2040 2040w\" sizes=\"(max-width: 2040px) 100vw, 2040px\" loading=\"lazy\"><\/p><p>Is your child ready to level up their savings? We\u2019ve partnered with Monzo to set them on a 30-day savings quest, which will see them vanquish impulse spending, navigate the spend-trap forest and level up their loot. <\/p><p>It\u2019s time to take up the mantle and turn pocket money into rocket money. Here are some step-by-step instructions for you and your kids to follow\u2026.<\/p><\/div><div class=\"u-bg--background-secondary\"><div class=\"ukfin_sponsored_article_body has-padding-top-large sponsorpanel\"><article class=\"ukfin_sponsor luna-card luna-card--shadow no-margin-bottom\"><div class=\"luna-card__block has-padding-top-xsmall\"><div class=\"u-grid u-grid--gutterSmall u-grid--alignMiddle\"><div class=\"u-grid__col u-1\/4@s u-grid__col--orderLast@s text-center no-padding-bottom\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzounder16s-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22image%22%3A%22https%253A%252F%252Fcdn.finder.com.au%252Ffinder-us%252Fwp-uploads%252Fsites%252F3%252F2026%252F02%252Fmonzo_kids_cards_.png%22%2C%22class%22%3A%22has-padding-top-xsmall%2Bhas-padding-bottom-xsmall%22%2C%22style%22%3A%22width%253A%2B180px%253B%22%2C%22offer_id%22%3A%2226756%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22c6704d63-dfd5-48e0-ab48-9d591dfd35ce%22%2C%22product_name%22%3A%22Monzo%2Bfor%2BUnder%2B16s%22%2C%22provider_id%22%3A%22a267dea9-e4e6-410a-8cd3-e595cdadb1d4%22%2C%22provider_name%22%3A%22Monzo%22%2C%22post_id%22%3A%22572169%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Flevel-up-the-30-day-savings-quest-your-kids-will-want-to-win%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/monzo_kids_cards_.png\" alt=\"Monzo u16s\" class=\"has-padding-top-xsmall has-padding-bottom-xsmall\" style=\"width: 180px;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/monzo_kids_cards_.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/monzo_kids_cards_.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/monzo_kids_cards_.png?fit=540 540w\" sizes=\"(max-width: 540px) 100vw, 540px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-3\/4@s no-padding-bottom\"><p>Turn pocket money into rocket money with a Monzo for Under 16s account and earn <strong>2.75% AER (variable) interest<\/strong> on savings (interest correct as of 23rd February 2026).<\/p><p>Ages 6-15. UK residents. Parent\/Guardian account needed. Interest paid monthly. \u00a310,000 maximum in savings per child. Ts&amp;Cs apply. <\/p><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzounder16s-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Sign%2Bup%22%2C%22class%22%3A%22luna-button%2Bluna-button--brand%2Bluna-button--solid%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22offer_id%22%3A%2226756%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22c6704d63-dfd5-48e0-ab48-9d591dfd35ce%22%2C%22product_name%22%3A%22Monzo%2Bfor%2BUnder%2B16s%22%2C%22provider_id%22%3A%22a267dea9-e4e6-410a-8cd3-e595cdadb1d4%22%2C%22provider_name%22%3A%22Monzo%22%2C%22post_id%22%3A%22572169%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Flevel-up-the-30-day-savings-quest-your-kids-will-want-to-win%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--brand luna-button--solid\">Sign up<\/a><\/div><\/div><\/div><\/article><\/div><\/div><div class=\"ukfin_sponsored_article_body has-padding-top-large has-padding-bottom-large text-center\"><h3>Level 1: Make it real<\/h3><p>Welcome to week 1. The aim for this week is to help your child set up their Monzo account, open a savings pot and make their first deposit. To help, we have several mini-quests to complete along the way.<\/p><article class=\"u-bg--sky-subtle has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-yellow-normal); margin: -10px 10px -10px -8px\"><use href=\"#hand-coins\"><\/use><\/svg>Count up their savings.<\/h4><p class=\"no-margin-bottom\">Have you been holding onto your child\u2019s savings until you could find them a home? Add up how much they have and get ready to transfer it to them for their first deposit.<\/p><div><img decoding=\"async\" class=\"ukfin_sponsored_article_next_step_arrow\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png\" alt=\"Next step arrow\" widht=\"120\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/article><article class=\"u-bg--sky-subtle has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-red-normal); margin: -10px 10px -10px -8px\"><use href=\"#target\"><\/use><\/svg>Help them set a savings goal.<\/h4><p class=\"no-margin-bottom\">Work out how much they want to save before the 30 days are up. Make sure it\u2019s something that will challenge them, but that\u2019s not out of reach.<\/p><div><img decoding=\"async\" class=\"ukfin_sponsored_article_next_step_arrow\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png\" alt=\"Next step arrow\" widht=\"120\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/article><article class=\"u-bg--sky-subtle has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-pink-normal); margin: -10px 10px -10px -8px\"><use href=\"#piggy-bank\"><\/use><\/svg>Open a savings pot.<\/h4><p class=\"no-margin-bottom\">Monzo for Under 16s has a savings pot which earns 2.75% AER (variable)* paid monthly. Using their app, they can name their savings goal, as well as add a target savings amount.<\/p><div><img decoding=\"async\" class=\"ukfin_sponsored_article_next_step_arrow\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png\" alt=\"Next step arrow\" widht=\"120\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/article><article class=\"u-bg--sky-subtle has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-sky-normal); margin: -10px 10px -10px -8px\"><use href=\"#hand-deposit\"><\/use><\/svg>Make a deposit.<\/h4><p class=\"no-margin-bottom\">Now it\u2019s time for them to add money to their savings. Even if it\u2019s just \u00a31!<\/p><\/article><article class=\"has-padding-medium u-rounded--lg has-margin-bottom-small\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-brand-normal); margin: -10px 10px -10px -8px\"><use href=\"#map-pin\"><\/use><\/svg>Level 1 checkpoint.<\/h4><p class=\"no-margin-bottom\">Together, you can check their balance in their Monzo app. Take a moment to celebrate that they\u2019ve successfully completed week 1 of your 30-day savings quest.<\/p><\/article><p><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Phone_6_AnalogFolk_Digital_.png\" width=\"680\" height=\"397\" alt=\"Woman using WorldFirst om laptop\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Phone_6_AnalogFolk_Digital_.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Phone_6_AnalogFolk_Digital_.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Phone_6_AnalogFolk_Digital_.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Phone_6_AnalogFolk_Digital_.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Phone_6_AnalogFolk_Digital_.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Phone_6_AnalogFolk_Digital_.png?fit=2040 2040w\" sizes=\"(max-width: 2040px) 100vw, 2040px\" loading=\"lazy\"><\/p><h3>Level 2: Find the money<\/h3><p>Week 2 is all about helping your child add to their savings pot. They\u2019ll need to search out 3 ways to add to their savings. Here are some pro-tips to help them on their quest.<\/p><article class=\"u-bg--sky-subtle has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-lime-normal); margin: -10px 10px -10px -8px\"><use href=\"#money\"><\/use><\/svg>The pocket money deposit.<\/h4><p class=\"no-margin-bottom\">In your Monzo app, you can set up a regular pocket money payment. When they receive their money this week, ask them to put away at least 20%. Say you give them \u00a35 a week, make sure they add \u00a31 to their savings pot. Monzo\u2019s Savings sidekick will be happy to see them do this.<\/p><div><img decoding=\"async\" class=\"ukfin_sponsored_article_next_step_arrow\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png\" alt=\"Next step arrow\" widht=\"120\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/article><article class=\"u-bg--sky-subtle has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-yellow-normal); margin: -10px 10px -10px -8px\"><use href=\"#coin-arrows-clockwise\"><\/use><\/svg>The round-up.<\/h4><p class=\"no-margin-bottom\">Teach your child to round up what they spend to the nearest pound. You\u2019ll need to get them to deposit this manually into their savings pot.<\/p><div><img decoding=\"async\" class=\"ukfin_sponsored_article_next_step_arrow\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png\" alt=\"Next step arrow\" widht=\"120\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/article><article class=\"u-bg--sky-subtle has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-red-normal); margin: -10px 10px -10px -8px\"><use href=\"#x-circle\"><\/use><\/svg>The first \u201cno\u201d.<\/h4><p class=\"no-margin-bottom\">Get them to successfully turn down one small purchase and save that money instead.<\/p><\/article><article class=\"has-padding-medium u-rounded--lg has-margin-bottom-small\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-brand-normal); margin: -10px 10px -10px -8px\"><use href=\"#map-pin\"><\/use><\/svg>Level 2 checkpoint.<\/h4><p class=\"no-margin-bottom\">Head to their Monzo app and add up everything they\u2019ve saved so far. Even \u00a32 or \u00a33 is a step towards their final goal.<\/p><\/article><\/div><div class=\"u-bg--background-secondary\"><div class=\"ukfin_sponsored_article_body has-padding-top-large sponsorpanel\"><article class=\"ukfin_sponsor luna-card luna-card--shadow no-margin-bottom\"><div class=\"luna-card__block has-padding-top-xsmall\"><div class=\"u-grid u-grid--gutterSmall u-grid--alignMiddle\"><div class=\"u-grid__col u-1\/4@s u-grid__col--orderLast@s text-center no-padding-bottom\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzounder16s-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22image%22%3A%22https%253A%252F%252Fcdn.finder.com.au%252Ffinder-us%252Fwp-uploads%252Fsites%252F3%252F2026%252F02%252Fmonzo_kids_cards_.png%22%2C%22class%22%3A%22has-padding-top-xsmall%2Bhas-padding-bottom-xsmall%22%2C%22style%22%3A%22width%253A%2B180px%253B%22%2C%22offer_id%22%3A%2226756%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22c6704d63-dfd5-48e0-ab48-9d591dfd35ce%22%2C%22product_name%22%3A%22Monzo%2Bfor%2BUnder%2B16s%22%2C%22provider_id%22%3A%22a267dea9-e4e6-410a-8cd3-e595cdadb1d4%22%2C%22provider_name%22%3A%22Monzo%22%2C%22post_id%22%3A%22572169%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Flevel-up-the-30-day-savings-quest-your-kids-will-want-to-win%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/monzo_kids_cards_.png\" alt=\"Monzo u16s\" class=\"has-padding-top-xsmall has-padding-bottom-xsmall\" style=\"width: 180px;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/monzo_kids_cards_.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/monzo_kids_cards_.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/monzo_kids_cards_.png?fit=540 540w\" sizes=\"(max-width: 540px) 100vw, 540px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-3\/4@s no-padding-bottom\"><p>Turn pocket money into rocket money with a Monzo for Under 16s account and earn <strong>2.75% AER (variable) interest<\/strong> on savings (interest correct as of 23rd February 2026).<\/p><p>Ages 6-15. UK residents. Parent\/Guardian account needed. Interest paid monthly. \u00a310,000 maximum in savings per child. Ts&amp;Cs apply. <\/p><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzounder16s-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Sign%2Bup%22%2C%22class%22%3A%22luna-button%2Bluna-button--brand%2Bluna-button--solid%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22offer_id%22%3A%2226756%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22c6704d63-dfd5-48e0-ab48-9d591dfd35ce%22%2C%22product_name%22%3A%22Monzo%2Bfor%2BUnder%2B16s%22%2C%22provider_id%22%3A%22a267dea9-e4e6-410a-8cd3-e595cdadb1d4%22%2C%22provider_name%22%3A%22Monzo%22%2C%22post_id%22%3A%22572169%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Flevel-up-the-30-day-savings-quest-your-kids-will-want-to-win%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--brand luna-button--solid\">Sign up<\/a><\/div><\/div><\/div><\/article><\/div><\/div><div class=\"ukfin_sponsored_article_body has-padding-top-large has-padding-bottom-large text-center\"><h3>Level 3: The tricky middle<\/h3><p>Week 3 is all about avoiding temptation and staying strong. We\u2019re halfway through our quest, so look out for some mini boosts to help them stay the course.<\/p><article class=\"u-bg--sky-subtle has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-yellow-normal); margin: -10px 10px -10px -8px\"><use href=\"#seal-percent\"><\/use><\/svg>The half-price challenge.<\/h4><p class=\"no-margin-bottom\">Keep a beady eye out for discounts. If they spot a deal, encourage them to deposit what they\u2019ve saved by bagging a bargain into their savings pot.<\/p><div><img decoding=\"async\" class=\"ukfin_sponsored_article_next_step_arrow\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png\" alt=\"Next step arrow\" widht=\"120\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/article><article class=\"u-bg--sky-subtle has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-purple-normal); margin: -10px 10px -10px -8px\"><use href=\"#arrows-left-right\"><\/use><\/svg>The trade-off.<\/h4><p class=\"no-margin-bottom\">Identify one thing they regularly buy and ask them to save that money instead. Sweets after school on a Friday? Give it a miss this week and secure the spoils.<\/p><div><img decoding=\"async\" class=\"ukfin_sponsored_article_next_step_arrow\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png\" alt=\"Next step arrow\" widht=\"120\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/article><article class=\"u-bg--sky-subtle has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-green-normal); margin: -10px 10px -10px -8px\"><use href=\"#cash-lightning\"><\/use><\/svg>The mid-point boost.<\/h4><p class=\"no-margin-bottom\">Now is the time to give them a little boost. If they\u2019ve managed to stay on track and make progress, why not match their savings to give them a digital pat on the back?<\/p><\/article><article class=\"has-padding-medium u-rounded--lg has-margin-bottom-small\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-brand-normal); margin: -10px 10px -10px -8px\"><use href=\"#map-pin\"><\/use><\/svg>Level 3 checkpoint.<\/h4><p class=\"no-margin-bottom\">Check the progress bar in their savings pot to see how much is left to reach their goal.<\/p><\/article><p><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo-U16s_Interest_Savings_Sidekick.png\" width=\"680\" height=\"397\" alt=\"Monzo app with savings sidekick\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo-U16s_Interest_Savings_Sidekick.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo-U16s_Interest_Savings_Sidekick.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo-U16s_Interest_Savings_Sidekick.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo-U16s_Interest_Savings_Sidekick.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo-U16s_Interest_Savings_Sidekick.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/Monzo-U16s_Interest_Savings_Sidekick.png?fit=2040 2040w\" sizes=\"(max-width: 2040px) 100vw, 2040px\" loading=\"lazy\"><\/p><h3>Level 4: The home stretch<\/h3><p>Week 4 is the final push to the finish line, and the time to start planning how you\u2019re going to reward them for completing their quest. But before we get carried away, here are some power-ups to help them keep their eyes on the prize. <\/p><article class=\"u-bg--sky-subtle has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-sky-normal); margin: -10px 10px -10px -8px\"><use href=\"#hourglass-medium\"><\/use><\/svg>The final push.<\/h4><p class=\"no-margin-bottom\">Search out any last opportunities to earn or save. Encourage them to ask if there are any extra chores they can do for money, or any old pieces of clothing they can sell to boost their final total.<\/p><div><img decoding=\"async\" class=\"ukfin_sponsored_article_next_step_arrow\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png\" alt=\"Next step arrow\" widht=\"120\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/article><article class=\"u-bg--sky-subtle has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-yellow-normal); margin: -10px 10px -10px -8px\"><use href=\"#lightning\"><\/use><\/svg>The interest boost.<\/h4><p class=\"no-margin-bottom\">Head to their Monzo app and show them how much interest they\u2019ll be paid at the end of the month.<\/p><div><img decoding=\"async\" class=\"ukfin_sponsored_article_next_step_arrow\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png\" alt=\"Next step arrow\" widht=\"120\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2026\/02\/badge_arrow_next_step_2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/article><article class=\"u-bg--sky-subtle has-padding-medium u-rounded--lg has-margin-bottom-small ukfin_sponsored_article_step\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-red-normal); margin: -10px 10px -10px -8px\"><use href=\"#hand-heart\"><\/use><\/svg>Spread the word.<\/h4><p class=\"no-margin-bottom\">They\u2019ve almost completed their quest, so why not set them a final mini challenge? Ask them to tell 3 friends about their savings quest and what they\u2019ve learned. For each person they tell, add 50p to their pot.<\/p><\/article><article class=\"has-padding-medium u-rounded--lg has-margin-bottom-small\"><h4><svg class=\"luna-icon luna-icon--large\" style=\"--fill: var(--color-brand-normal); margin: -10px 10px -10px -8px\"><use href=\"#map-pin\"><\/use><\/svg>Final checkpoint.<\/h4><p class=\"no-margin-bottom\">The quest is complete. Whether they\u2019ve hit their target or come close, it\u2019s time to celebrate. They\u2019ve stuck with this challenge for 30 days, resisted temptation, and built a real savings habit. That\u2019s worthy of recognition. Congratulations, young saver. Arise, Sir Saves-A-Lot.<\/p><\/article><\/div><div class=\"u-bg--background-secondary\"><div class=\"ukfin_sponsored_article_body has-padding-top-large sponsorpanel\"><article class=\"ukfin_sponsor luna-card luna-card--shadow no-margin-bottom\"><div class=\"luna-card__block\"><div class=\"u-grid u-grid--alignMiddle\"><div class=\"u-grid__col u-1\/4@s u-grid__col--orderLast@s text-center no-padding-bottom\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzounder16s-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22image%22%3A%22https%253A%252F%252Fcdn.finder.com.au%252Ffinder-us%252Fwp-uploads%252Fsites%252F3%252F2023%252F09%252Fmonzo-logo-450x250-1-1.png%22%2C%22style%22%3A%22width%253A%2B180px%253B%22%2C%22offer_id%22%3A%2226756%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22c6704d63-dfd5-48e0-ab48-9d591dfd35ce%22%2C%22product_name%22%3A%22Monzo%2Bfor%2BUnder%2B16s%22%2C%22provider_id%22%3A%22a267dea9-e4e6-410a-8cd3-e595cdadb1d4%22%2C%22provider_name%22%3A%22Monzo%22%2C%22post_id%22%3A%22572169%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Flevel-up-the-30-day-savings-quest-your-kids-will-want-to-win%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/09\/monzo-logo-450x250-1-1.png\" alt=\"Monzo u16s\" style=\"width: 180px;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/09\/monzo-logo-450x250-1-1.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/09\/monzo-logo-450x250-1-1.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/09\/monzo-logo-450x250-1-1.png?fit=450 450w\" sizes=\"(max-width: 450px) 100vw, 450px\" loading=\"lazy\"><\/a><\/div><div class=\"u-grid__col u-3\/4@s no-padding-bottom\"><div class=\"has-padding-top-small has-padding-bottom-small\"><p><strong class=\"text-xx-large u-italic\">Turn pocket money into rocket money with Monzo for Under 16s<\/strong><\/p><p>Kids get their own neon card, earn <strong>2.75% AER (variable) interest<\/strong> on savings (interest correct as of 23rd February 2026), set their own saving goals and track their progress. It\u2019s a free account with parental controls so kids can spend and save safely, building good money habits for life.<\/p><p>Ages 6-15. UK residents. Parent\/Guardian account needed. Interest paid monthly. \u00a310,000 maximum in savings per child. Ts&amp;Cs apply. <\/p><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzounder16s-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Sign%2Bup%2Btoday%22%2C%22class%22%3A%22luna-button%2Bluna-button--brand%2Bluna-button--solid%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22offer_id%22%3A%2226756%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22c6704d63-dfd5-48e0-ab48-9d591dfd35ce%22%2C%22product_name%22%3A%22Monzo%2Bfor%2BUnder%2B16s%22%2C%22provider_id%22%3A%22a267dea9-e4e6-410a-8cd3-e595cdadb1d4%22%2C%22provider_name%22%3A%22Monzo%22%2C%22post_id%22%3A%22572169%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Flevel-up-the-30-day-savings-quest-your-kids-will-want-to-win%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--brand luna-button--solid\">Sign up today<\/a><\/div><\/div><\/div><\/div><\/article><\/div><\/div><div class=\"ukfin_sponsored_article_body has-padding-top-large has-padding-bottom-large\"><\/div>","protected":false},"excerpt":{"rendered":"<p>We&#8217;re partnered with Monzo to set your kids on a 30 day savings quest to help turn their pocket money into rocket money (Paid content).<\/p>\n","protected":false},"author":1329,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"-1","post_editor_date":null,"post_author_date":"2026-02-05T11:53:58","post_author_manual_date_checked":"false","footnotes":""},"categories":[121401],"tags":[129658],"asset_tag":[],"class_list":["post-572169","post","type-post","status-publish","format-standard","hentry","category-childrens-banking","tag-latest-3-latest"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - 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