{"id":568133,"date":"2025-11-07T13:36:00","date_gmt":"2025-11-07T13:36:00","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=568133"},"modified":"2026-02-03T16:15:32","modified_gmt":"2026-02-03T16:15:32","slug":"tsb-joint-accounts","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/joint-bank-accounts\/tsb-joint-accounts","title":{"rendered":"TSB joint accounts"},"content":{"rendered":"

TSB’s 2 main current accounts can double up as joint accounts, plus it’s one of the few banks that allow you to have more than 2 account holders. <\/p>

Our verdict: Is a joint account with TSB worth it? <\/h3>

If you’re looking to open a joint account with multiple people, TSB is one of the few banks that allows you to have more than 2 account holders. What’s more, you can choose an account that offers rewards, fee-free spending overseas and an overdraft.<\/p>

However, compared to some of its competitors, TSB’s range of joint accounts is fairly limited. So if you’re only opening an account for you and your partner or a friend, it’s worth exploring what else is available from other providers first. <\/p>

Pros and cons of TSB joint accounts<\/h3>
\n
\n

Pros<\/h4>\n
    \n
  • More than one joint bank account available<\/li>\n
  • Up to 5 people can hold a joint bank account<\/li>\n
  • Joint savings accounts are also available<\/li>\n
  • FSCS protected<\/li>\n <\/ul>\n <\/div>\n \n
    \n

    Cons<\/h4>\n
      \n
    • You can only open a joint account by booking an appointment and adding other people to an existing account<\/li>\n
    • Limited range of joint accounts compared to its competitors<\/li>\n
    • Some accounts have a monthly fee<\/li>\n <\/ul>\n <\/div>\n <\/div>\n

      Does TSB offer a joint account?<\/h3>

      Yes, TSB offers joint bank accounts that help to take control of your shared bills and spending. What’s more, some of its accounts can be held by up to 5 people, making them ideal if you’re in a shared house.<\/p>

      Each account holder receives a debit card for everyday spending and you can manage the account via the app or online. <\/p>

      Keep in mind that everyone will be able to access the funds held in a joint account, so it’s crucial that you trust the other account holders. If you have an overdraft on the account, this also means you are all responsible for repaying it.<\/p>

      As TSB has a UK banking licence, funds are protected up to \u00a3120,000 per person under the Financial Services Compensation Scheme (FSCS). <\/p>

      Which accounts are joint? <\/h3>

      You can turn the following TSB bank accounts into a joint account, <\/p>

      • Cash account<\/li>
      • Spend & Save<\/li>
      • Spend & Save Plus<\/li><\/ul>

        TSB’s Spend & Save accounts come with cashback rewards – one of these accounts also offers fee-free spending abroad, but charges a monthly fee. <\/p>

        Alternatively, TSB offers a straightforward bank account with no overdraft that’s aimed at those who don’t qualify for any of TSB’s other accounts.<\/p>

        How do I get a joint account with TSB?<\/h3>

        The only way to get a joint account with TSB is to open a sole account first and then add other account holders to it. To do this, you’ll need to book an appointment in a local branch or by video call and show a form of ID for all account holders. <\/p>","protected":false},"excerpt":{"rendered":"

        We look at the joint accounts available from TSB.<\/p>\n","protected":false},"author":1047,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[130206],"tags":[],"asset_tag":[],"class_list":["post-568133","post","type-post","status-publish","format-standard","hentry","category-joint-bank-accounts"],"apple_news_notices":[],"yoast_head":"\nTSB joint accounts - 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