{"id":568128,"date":"2025-11-07T13:35:47","date_gmt":"2025-11-07T13:35:47","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=568128"},"modified":"2026-04-23T12:42:02","modified_gmt":"2026-04-23T11:42:02","slug":"revolut-joint-accounts","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/joint-bank-accounts\/revolut-joint-accounts","title":{"rendered":"Revolut joint accounts"},"content":{"rendered":"<p>If you already bank with Revolut, it\u2019s easy to open a joint account with someone else. Here\u2019s what you need to know.<\/p><h3>Our verdict: Is a joint account with Revolut worth it?<\/h3><p>If you already use Revolut but want to open an account with someone else to manage shared finances, it\u2019s certainly worth considering the joint account from Revolut. It\u2019s easy to get set up and you\u2019ll benefit from perks such as fee-free spending overseas.<\/p><p>However, you must be happy managing your account via the app, and remember that this is a relatively simple account, so if you\u2019re looking for more in the way of features, such as an overdraft, you\u2019ll need to look elsewhere. <\/p><h3>Pros and cons of a Revolut joint account<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Makes it easy to manage shared bills and expenses<\/li>\n                                    <li>Easy to set up if you already have a Revolut personal account<\/li>\n                                    <li>Choice of virtual or physical cards<\/li>\n                                    <li>Fee-free spending abroad<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>You and the other account holder could have different usage limits and fees<\/li>\n                                    <li>No joint savings accounts<\/li>\n                                    <li>Can only manage the account via the app<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"v_vwy2_x8G8\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/v_vwy2_x8G8\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/v_vwy2_x8G8\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/v_vwy2_x8G8\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">9:33<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-v_vwy2_x8G8\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n<h3>Does Revolut offer a joint account?<\/h3><p>Yes, Revolut offers a joint bank account for 2 account holders. Each person named on the account has equal access to the money, so it\u2019s important to only open an account with someone you trust.<\/p><p>Each account holder will be sent a physical card that can be used for joint spending, or you can opt for a virtual card instead. You can choose from exclusive card designs just for joint accounts and pair them to dedicated Pockets (savings pots) to help you budget.<\/p><p>Revolut became a bank in the UK in March 2026. This means that as well as being regulated by the FCA, funds held in the bank are <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">FSCS<\/a> (Financial Services Compensation Scheme), which protects deposits up to a maximum of \u00a3120,000 in the event a bank goes bust. <\/p><h3>Which accounts are joint?<\/h3><p>Revolut\u2019s joint account is separate from its individual personal account plans. However, both account holders must have a personal account with Revolut to be able to open a joint account. <\/p><p>Each account holder will have their own usage limits and fees based on their personal Revolut plan. This means if you and the other account holder have different personal plans, different fees and limits may apply. <\/p><p>In most cases, the benefits of your personal account won\u2019t apply to your joint account.<\/p><h3>How do I get a joint account with Revolut?<\/h3><p>You can apply for a joint account with Revolut through the app. This should only take a few minutes, especially as you must already hold a personal account with Revolut and have passed its identity verification checks.<\/p><p>You\u2019ll also need to have the other account holder in your contacts. If you don\u2019t, you can send a small amount of money to their Revolut account to make them a contact. <\/p><p>Once this is done, follow the steps below in the app:<\/p><ol><li>Go to \u2018Home\u2019 on the bottom menu.<\/li><li>Below your balance, tap \u2018Accounts\u2019 and \u2018Add new\u2019.<\/li><li>Select \u2018Joint\u2019 and follow the instructions.<\/li><li>Wait for the other applicant to accept your invitation.<\/li><\/ol>","protected":false},"excerpt":{"rendered":"<p>Find out if it&#8217;s worth opening a joint account with Revolut.<\/p>\n","protected":false},"author":1047,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[130206],"tags":[],"asset_tag":[],"class_list":["post-568128","post","type-post","status-publish","format-standard","hentry","category-joint-bank-accounts"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - 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