{"id":568126,"date":"2025-11-07T13:35:43","date_gmt":"2025-11-07T13:35:43","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=568126"},"modified":"2026-02-04T16:17:03","modified_gmt":"2026-02-04T16:17:03","slug":"natwest-joint-accounts","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/joint-bank-accounts\/natwest-joint-accounts","title":{"rendered":"NatWest joint accounts"},"content":{"rendered":"<p>NatWest has a range of accounts where you can add a second account holder, from its basic Select account all the way through to its Premier Reward account. <\/p><h3>Our verdict: Is a joint account with NatWest worth it?<\/h3><p>If you&#8217;re looking to get better at managing joint finances with your friend, housemate or partner, NatWest has a variety of different joint account options to explore &#8211; including savings. <\/p><p>However, it&#8217;s important to consider exactly what features you want from your joint account and compare NatWest accounts to other banks&#8217; offerings to ensure you&#8217;re applying for the most suitable option. <\/p><h3>Pros and cons of NatWest joint accounts<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Range of joint bank accounts to choose from<\/li>\n                                    <li>Joint savings account also available<\/li>\n                                    <li>FSCS protection<\/li>\n                                    <li>Multiple ways to bank<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>One of you must open a joint account first, before adding the other account holder<\/li>\n                                    <li>Joint savings are only available to existing customers<\/li>\n                                    <li>Some accounts have monthly fees or strict qualifying criteria<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Does NatWest offer a joint account?<\/h3><p>Yes, NatWest offers a number of joint bank accounts for 2 people. You&#8217;ll be able to do everything you can with a sole account, but you&#8217;ll share control and responsibility of your joint account with someone else. <\/p><p>Each account holder will get a debit card, and can manage the account online, through the app, over the phone or in branch. <\/p><p>As NatWest is a licensed UK bank, your joint funds will be protected up to \u00a3120,000 per person under the Financial Services Compensation Scheme (FSCS).<\/p><h3>Which accounts are joint?<\/h3><p>These NatWest accounts let you add a second account holder: <\/p><ul><li>Select account<\/li><li>Reward account<\/li><li>Premier Select account<\/li><li>Premier Reward Black account<\/li><\/ul><p>For more information on each of these accounts, take a look at our guide to <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-current-accounts\">NatWest current accounts<\/a>. Also note, that NatWest&#8217;s Premier accounts have strict qualifying criteria. <\/p><p>There&#8217;s also the option to open a joint savings account with NatWest, as long as you are both existing customers. <\/p><h3>How do I get a joint account with NatWest?<\/h3><p>You won&#8217;t be able to apply for a joint account together. Instead, one of you must open a sole bank account and then add the other person to it once it&#8217;s up and running. If you already bank with NatWest and the account qualifies as a joint account, you can simply add the second person to the account.<\/p><p>You can open a joint account with anyone you want to share your finances with, whether that&#8217;s a friend, partner or flatmate. Accounts can be opened online. <\/p>","protected":false},"excerpt":{"rendered":"<p>NatWest offers a number of joint accounts, so could one of them work for you? <\/p>\n","protected":false},"author":1047,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[130206],"tags":[],"asset_tag":[],"class_list":["post-568126","post","type-post","status-publish","format-standard","hentry","category-joint-bank-accounts"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - 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