{"id":545158,"date":"2024-10-17T13:28:24","date_gmt":"2024-10-17T12:28:24","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=545158"},"modified":"2025-11-28T10:45:43","modified_gmt":"2025-11-28T10:45:43","slug":"trading-212-vs-interactive-investor-ii","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/trading-212-vs-interactive-investor-ii","title":{"rendered":"Trading 212 vs interactive investor (ii)"},"content":{"rendered":"

Trading 212 and interactive investor (ii) are two of the most popular investing platforms available to UK retail investors. So, it make sense to pit Trading 212 vs ii against each other in a head-to-head battle.<\/p>

Both ii and Trading 212 offer a huge range of investments and plenty of account options, including a stocks and shares ISA<\/a>. So, check out our breakdown of Trading 212 vs interactive investor and hopefully this will help you pick who\u2019s best, depending on what\u2019s most important to you \u2013 whether that\u2019s fees, investment choice, account types or anything else.<\/p>

Trading 212 vs interactive investor: At a glance<\/h3>
\n \n
<\/th>\"Trading212<\/a><\/td>\"interactive<\/a><\/td><\/tr>
Finder Score<\/th><\/td>8.5<\/span><\/span>Great<\/span><\/span><\/td><\/tr>
Customer satisfaction survey<\/th>\u2605\u2605\u2605\u2605\u2605<\/span><\/td>\u2605\u2605\u2605\u2605\u2605<\/span><\/td><\/tr>
Stocks and shares ISA available?<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Fees score<\/th><\/td>
6.8<\/span><\/span>Standard<\/span><\/span><\/td><\/tr>
Keep in mind<\/th>Capital at risk. 77% of retail CFD accounts lose money<\/strong><\/td>Capital at risk<\/td><\/tr>
<\/th><\/td>Go to Site<\/a><\/td><\/tr>\n <\/tbody>\n <\/table><\/div>

Trading 212 and interactive investor both have excellent Finder scores, with interactive investor scoring a solid 8.5 out of 10. However, Trading 212 has the highest Finder score across all platforms with a high out of 10.<\/p>

Both platforms offer stocks and shares ISA, and both come with full Financial Services Compensation Scheme (FSCS)<\/a> protection of up to \u00a3120,000.<\/p>

ii and Trading 212 had differing results in their most recent Finder Investing Customer Satisfaction Awards 2025<\/a> results. Our survey showed 97% of Trading 212 customers would recommend the platform to a friend, compared to 83% for ii. <\/p>

However, where the platforms go different ways is with the fees score. Trading 212 has a superb out of 10, whereas interactive investor scores 6.8 out of 10.<\/p>

Round 1: Products<\/h3>
\n \n
<\/th>\"Trading212<\/a><\/td>\"interactive<\/a><\/td><\/tr>
Stocks and shares ISA<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Lifetime ISA (LISA)<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Interest on cash balances<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Keep in mind<\/th>
Capital at risk. 77% of retail CFD accounts lose money<\/strong><\/td>		Capital at risk<\/td><\/tr>
<\/th><\/td>Go to Site<\/a><\/td><\/tr>\n <\/tbody>\n <\/table><\/div>

In this category, interactive investor wins hands down.<\/p>

Trading 212 offers a general investment account (GIA) and a free stocks and shares ISA. You can also earn a decent rate of interest on any cash held with Trading 212. <\/p>

However, ii is much more diverse when it comes to account options. It offers a self-invested personal pension (SIPP)<\/a> and a junior stocks and shares ISA (JISA)<\/a> \u2013 on top of all the other accounts you get with Trading 212. <\/p>

Unfortunately, both platforms are lacking the option to use a lifetime ISA (LISA)<\/a>.<\/p>

Winner: interactive investor (ii)<\/strong><\/p>

Round 2: Investment choice<\/h3>
\n \n
<\/th>\"Trading212<\/a><\/td>\"interactive<\/a><\/td><\/tr>
Investment choice score<\/th><\/td>9.1<\/span><\/span>Excellent<\/span><\/span><\/td><\/tr>
Available markets <\/th>3+<\/td>7+<\/td><\/tr>
Number of investments<\/th>13,000+<\/td>40,000+<\/td><\/tr>
Number of ETFs\/funds<\/th>2,000<\/td>4,000<\/td><\/tr>
Fractional shares<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Min. initial deposit<\/th>\u00a31<\/td>\u00a31<\/td><\/tr>
Keep in mind<\/th>
Capital at risk. 77% of retail CFD accounts lose money<\/strong><\/td>		Capital at risk<\/td><\/tr>
<\/th><\/td>Go to Site<\/a><\/td><\/tr>\n <\/tbody>\n <\/table><\/div>

Although Trading 212 offers a solid selection of over 13,000 investments, this pales in comparison to the interactive investor\u2019s selection of over 40,000 assets.<\/p>

The only major downside with interactive investor is that it doesn\u2019t offer the option to buy or sell fractional shares<\/a>.<\/p>

Winner: interactive investor (ii)<\/strong><\/p>

Round 3: Fees<\/h3>
\n \n
<\/th>\"Trading212<\/a><\/td>\"interactive<\/a><\/td><\/tr>
Fees score<\/th><\/td>6.8<\/span><\/span>Standard<\/span><\/span><\/td><\/tr>
Platform fees<\/th>\u00a30<\/td>From \u00a35.99 a month<\/td><\/tr>
Price per trade<\/th>\u00a30<\/span><\/td>\u00a33.99 (free regular investing available)<\/span><\/td><\/tr>
Funds\/ETFs<\/th>\u00a30
<\/td>		\u00a33.99 Core
\u00a31.49 Plus
\u00a30 Premium
<\/td><\/tr>
Foreign exchange fee<\/th>0.15%<\/td>0.75%<\/td><\/tr>
Regular investing<\/th>Yes (AutoInvest feature)
<\/td>		Yes (from \u00a325\/month and no commission)
<\/td><\/tr>
Withdrawal fee<\/th>\u00a30<\/td>\u00a30<\/td><\/tr>
Deposit fee<\/th>\u00a30<\/td>\u00a30<\/td><\/tr>
Inactivity fee<\/th>\u00a30<\/td>\u00a30<\/td><\/tr>
Keep in mind<\/th>Capital at risk. 77% of retail CFD accounts lose money<\/strong><\/td>Capital at risk<\/td><\/tr>
<\/th><\/td>Go to Site<\/a><\/td><\/tr>\n <\/tbody>\n <\/table><\/div>

This is an easy win for Trading 212 which scores pretty much flawlessly for fees. There\u2019s no fee to open or hold an account, there\u2019s no commission fees to buy or sell investments, you can use an ISA for free, and its 0.15% FX fee is one of the lowest around.<\/p>

interactive investor (ii) on the other hand charges a flat monthly fee to hold an account and there\u2019s a commission of at least \u00a33.99 to buy or sell investments. However, you can avoid paying this commission by setting up a regular monthly investment.<\/p>

Winner: Trading 212<\/strong><\/p>

Round 4: Ease of use<\/h3>
\n \n
<\/th>\"Trading212<\/a><\/td>\"interactive<\/a><\/td><\/tr>
Ease of use score<\/th><\/td>8.9<\/span><\/span>Great<\/span><\/span><\/td><\/tr>
Apple iOS rating<\/th>4.6\/5<\/td>4.4\/5<\/td><\/tr>
Google Play rating\t<\/th>3.9\/5<\/td>4.4\/5<\/td><\/tr>
UI\/UX<\/th>Good<\/td>Good<\/td><\/tr>
Desktop or web access<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Mobile app<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Keep in mind<\/th>
Capital at risk. 77% of retail CFD accounts lose money<\/strong><\/td>		Capital at risk<\/td><\/tr>
<\/th><\/td>Go to Site<\/a><\/td><\/tr>\n <\/tbody>\n <\/table><\/div>

Both platforms offer a desktop and mobile investing experience and both have well-designed platforms that are straightforward to use. <\/p>

In terms of ease of use, Trading 212 slightly edges this category with its simple but functional approach that will suit all types of investors.<\/p>

Winner: Trading 212<\/strong><\/p>

Round 5: Tools, resources and features <\/h3>
\n \n
<\/th>\"Trading212<\/a><\/td>\"interactive<\/a><\/td><\/tr>
Features score<\/th><\/td>10<\/span><\/span>Excellent<\/span><\/span><\/td><\/tr>
Analysis features\t<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Social features<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Learning resources<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Keep in mind<\/th>
Capital at risk. 77% of retail CFD accounts lose money<\/strong><\/td>		Capital at risk<\/td><\/tr>
<\/th><\/td>Go to Site<\/a><\/td><\/tr>\n <\/tbody>\n <\/table><\/div>

This is a category where both platforms seem similar on paper, the only notable difference is that Trading 212 offers a social investing option with its Pies and Communities. <\/p>

interactive investor offers some more detailed insights and analysis from its experts but you\u2019ll still likely find all the basic tools you need with Trading 212. <\/p>

Winner: Trading 212<\/strong><\/p>

Overall winner: Is Trading 212 better than interactive investor (ii)?<\/h3>

interactive investor (ii) puts up a good fight with plenty of account options and a mammoth selection of investments.<\/p>

However, Trading 212 manages to edge a victory with its extremely low fees and easy-to-use platform. This is reflected in the overall Finder score. <\/p>

Winner: Trading 212<\/strong><\/p>

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you\u2019re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.<\/p><\/div><\/article>
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Trading 212 and interactive investor (ii) are both investment platforms with a lot to offer. We compare their features, fees, account types and more – side by side in Trading 212 vs ii.<\/p>\n","protected":false},"author":1273,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[130087],"tags":[],"asset_tag":[],"class_list":["post-545158","post","type-post","status-publish","format-standard","hentry","category-share-trading-reviews"],"apple_news_notices":[],"yoast_head":"\nTrading 212 vs interactive investor (ii) - 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