{"id":544083,"date":"2024-09-26T12:44:04","date_gmt":"2024-09-26T11:44:04","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=544083"},"modified":"2026-03-18T14:32:31","modified_gmt":"2026-03-18T14:32:31","slug":"best-private-banks-uk","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/best-private-banks-uk","title":{"rendered":"Best private banks in the UK"},"content":{"rendered":"

If you earn a high income and have significant savings and investments, you might be looking for a better way to bank, with access to exclusive products and services. That’s where private banking comes in.<\/p>

What is private banking?<\/h3>

Private banking is a type of banking designed for high-net worth individuals. You can find private banking options with high-street banks, as well as specialist online providers. <\/p>

To qualify, you’ll usually need to meet specific criteria regarding your wealth, such as having several thousand pounds in savings and investments with the provider, and\/or a large mortgage with the bank. You’ll often need to meet strict income requirements. <\/p>

In return, you’ll get access to exclusive products and be assigned a dedicated relationship manager to provide a more tailored banking experience. <\/p>

How is private banking different from other banking services?<\/h3>

The key difference is that private banking is bespoke. You’ll typically have at least one person working with you to help you better manage your money, achieve your financial goals and open the most suitable accounts. Many of these accounts will be exclusive to private banking customers, potentially with more generous rewards or lower fees. <\/p>

What’s more, you’ll usually have access to financial, tax and estate planning advice – none of which you’d get with a traditional banking service. <\/p>

What services can a private bank offer?<\/h3>

Some of the services you might be able to benefit from include:<\/p>