{"id":542883,"date":"2024-09-20T12:07:36","date_gmt":"2024-09-20T11:07:36","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=542883"},"modified":"2026-02-09T09:47:21","modified_gmt":"2026-02-09T09:47:21","slug":"monese-promo-codes","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/banking\/monese-promo-codes","title":{"rendered":"Monese promo, discount and referral codes for May 2026"},"content":{"rendered":"<section class=\"js-deals-filtered deals-filtered-custom\" data-instance-id=\"1\" onclick=\"initializeDealsRedirection(event, '.js-deal-target').redirect();\">\n       <script class=\"js-deals-filtered--data\" type=\"application\/json\">\n            {\"deals\":[{\"applyUrl\":\"\\\/redirect\\\/uk\\\/deals\\\/monese-uk-secure.html?redirect_tracking_params=%7B%22placement_type%22%3A%22deals_filtered%22%2C%22providers%22%3A%2211414%22%2C%22niche_code%22%3A%22FSD%22%2C%22offer_id%22%3A%2225498%22%2C%22product_id%22%3A%22777204%22%2C%22product_name%22%3A%22Free%2B%25C2%25A35%2Bfor%2Bboth%2Byou%2Band%2Byour%2Bfriend%22%2C%22provider_id%22%3A%2211414%22%2C%22provider_name%22%3A%22Monese%22%2C%22post_id%22%3A%22542883%22%2C%22post_path%22%3A%22banking%252Fmonese-promo-codes%22%2C%22post_country%22%3A%22uk%22%7D&type=deal&id=777204\",\"classMain\":null,\"classSub\":null,\"couponCode\":null,\"custom_banner_text\":null,\"description\":\"Once the referee makes a spending transaction, you'll both receive \\u00a35. You'll earn another \\u00a35 once they've spent \\u00a3500 with their Monese card or sent \\u00a3500 internationally. T&Cs apply.\",\"exclusive\":\"0\",\"loggedInExclusive\":false,\"currentUser\":null,\"expirationDate\":null,\"showOnlyExpired\":\"\",\"friendlyType\":\"Deal\",\"id\":\"777204\",\"lastVerifiedDate\":{\"display\":\"21 May 2025\",\"datetime\":\"2025-05-21T16:05:44+01:00\",\"daysAgo\":null},\"mobileOnly\":\"0\",\"name\":\"Free \\u00a35 for both you and your friend\",\"ctaTextDeal\":\"Get deal\",\"ctaTextCoupon\":\"Show code\",\"providerFinderProviderUrl\":null,\"providerId\":\"11414\",\"providerImageLogo\":\"https:\\\/\\\/www.finder.com.au\\\/global\\\/images\\\/providers\\\/monese-130x80.png\",\"dealImageUsed\":false,\"providerName\":\"Monese\",\"type\":\"sale\",\"discount\":null,\"discountType\":\"Fixed\",\"starburst\":null,\"priorityBand\":\"3\",\"startDate\":[\"2024-09-12 09:00:00\"],\"smartImageActive\":\"0\",\"smartImageInfo\":{\"definition\":null,\"format\":null,\"bgColor\":\"#18304b\"}}],\"filters\":{\"isSearchFilter\":null,\"isProviderFilter\":null,\"isCategoryFilter\":null},\"providers\":[{\"id\":\"11414\",\"name\":\"Monese\"}],\"categories\":[]}\n    <\/script>\n\n        \n    \n    <div class=\"deals-filtered-custom--content\">\n      <div class=\"deals deals--banner deals--mobileCompressed\">\n  <div class=\"js-deals-list\">\n              <article class=\"luna-card luna-card--inline@s deals-sale deals-item \" data-deal-id=\"777204\" data-deal-link=\"\/redirect\/uk\/deals\/monese-uk-secure.html?redirect_tracking_params=%7B%22placement_type%22%3A%22deals_filtered%22%2C%22providers%22%3A%2211414%22%2C%22niche_code%22%3A%22FSD%22%2C%22offer_id%22%3A%2225498%22%2C%22product_id%22%3A%22777204%22%2C%22product_name%22%3A%22Free%2B%25C2%25A35%2Bfor%2Bboth%2Byou%2Band%2Byour%2Bfriend%22%2C%22provider_id%22%3A%2211414%22%2C%22provider_name%22%3A%22Monese%22%2C%22post_id%22%3A%22542883%22%2C%22post_path%22%3A%22banking%252Fmonese-promo-codes%22%2C%22post_country%22%3A%22uk%22%7D&amp;type=deal&amp;id=777204\" data-deal-tab=\"\" data-deal-provider=\"11414\" data-deal-class-main=\"\" data-deal-class-sub=\"\">\n\n        <div class=\"u-1\/6@s\">\n          \n\t<a href=\"\/redirect\/uk\/deals\/monese-uk-secure.html?redirect_tracking_params=%7B%22placement_type%22%3A%22deals_filtered%22%2C%22providers%22%3A%2211414%22%2C%22niche_code%22%3A%22FSD%22%2C%22offer_id%22%3A%2225498%22%2C%22product_id%22%3A%22777204%22%2C%22product_name%22%3A%22Free%2B%25C2%25A35%2Bfor%2Bboth%2Byou%2Band%2Byour%2Bfriend%22%2C%22provider_id%22%3A%2211414%22%2C%22provider_name%22%3A%22Monese%22%2C%22post_id%22%3A%22542883%22%2C%22post_path%22%3A%22banking%252Fmonese-promo-codes%22%2C%22post_country%22%3A%22uk%22%7D&amp;type=deal&amp;id=777204\" data-origin=\"shopping-deals\" target=\"_blank\" data-deal-id=\"777204\" data-product=\"Free \u00a35 for both you and your friend\">\n\t\t<div class=\"deals-banner__img_container\">\n\t<img decoding=\"async\" class=\"luna-image lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com.au\/global\/images\/providers\/monese-130x80.png\" alt=\"Monese\" title=\"Monese\" srcset=\"https:\/\/www.finder.com.au\/global\/images\/providers\/monese-130x80.png 150w\" loading=\"lazy\">\n\t<\/div>\n\n\t<\/a>\n        <\/div>\n\n        <div class=\"luna-card__block u-7\/12@s\">\n          <div class=\"deal-type-markers\">\n                        <span>Deal<\/span>\n                                  <\/div>\n\n          <p class=\"deal-title\">Free \u00a35 for both you and your friend<\/p>\n\n                    \n                                    <div class=\"deal-description__contentNoToggle\">\n                <span class=\"deal-description\">Once the referee makes a spending transaction, you'll both receive \u00a35. You'll earn another \u00a35 once they've spent \u00a3500 with their Monese card or sent \u00a3500 internationally. T&amp;Cs apply.<\/span>\n              <\/div>\n                      \n        <\/div>\n        <div class=\"luna-card__actions u-1\/4@s \">\n                  <div class=\"deal-coupon-cta\">\n                  <a class=\"luna-button luna-button--fluid deal-button deals-trigger luna-button--success\" data-product=\"Free \u00a35 for both you and your friend\" href=\"\/redirect\/uk\/deals\/monese-uk-secure.html?redirect_tracking_params=%7B%22placement_type%22%3A%22deals_filtered%22%2C%22providers%22%3A%2211414%22%2C%22niche_code%22%3A%22FSD%22%2C%22offer_id%22%3A%2225498%22%2C%22product_id%22%3A%22777204%22%2C%22product_name%22%3A%22Free%2B%25C2%25A35%2Bfor%2Bboth%2Byou%2Band%2Byour%2Bfriend%22%2C%22provider_id%22%3A%2211414%22%2C%22provider_name%22%3A%22Monese%22%2C%22post_id%22%3A%22542883%22%2C%22post_path%22%3A%22banking%252Fmonese-promo-codes%22%2C%22post_country%22%3A%22uk%22%7D&amp;type=deal&amp;id=777204\" rel=\"sponsored\" target=\"_blank\">Get deal<\/a>\n            <\/div>\n        <\/div>\n\n        \n              <\/article>\n      <\/div>\n<\/div>\n    <\/div>\n\n    \n      <\/section>\n<h3>How to get a free  \u00a310 with Monese?<\/h3><ol><li>Invite your friends from the invite tab in your Monese app.<\/li><li>Once your friend signs up using your invite code, your friend must make a spending transaction.<\/li><li>As soon as your friend\u2019s transaction is cleared, you\u2019ll both receive \u00a35.<\/li><li>You\u2019ll earn more when they spend more.<\/li><li>You\u2019ll get \u00a35 once they\u2019ve spent \u00a3500 with their Monese card or sent that much internationally.<\/li><\/ol><p>The Invite and Earn program is only available to anyone living in the United Kingdom, Germany, Lithuania, Belgium and Italy. There\u2019s no limit to how many friends you can invite but the reward will only kick in for up to 15 friends. <\/p><h3>About Monese<\/h3><p>Monese is a digital banking app and card great for travellers, allowing fee-free card payments and ATM withdrawals abroad. Users can set up a Monese account within minutes \u2013 there\u2019s no credit check and no minimum deposit. All accounts offer access to interest-paying savings accounts through online savings platform Raisin. There is also a credit builder too available to all Monese account holders. Monese is also fully regulated by the FCA. However, Monese is not a bank and is rather an e-money institution, meaning your money is not protected by the FSCS.<\/p><h3>Pros and cons of Monese<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Spend abroad with no fees at the Mastercard exchange rate.<\/li>\n                                    <li>FCA regulated.<\/li>\n                                    <li>FSCS protected.<\/li>\n                                    <li>No card delivery fee.<\/li>\n                                    <li>Free current account available.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>No branches.<\/li>\n                                    <li>No interest on your current account balance.<\/li>\n                                    <li>No switch incentives if you switch your account.<\/li>\n                                    <li>3% charge for overseas ATM withdrawals over \u00a3200.<\/li>\n                                    <li>Cash deposits can incur a fee depending on your Monzo plan.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Alternative offers<\/h3><p>We also have other similar <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/bank-refer-friend-offers\">cash sign-up bonus deals, refer-a-friend offers, and more<\/a>. We also keep a regularly updated <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/best-bank-switch-deals\">bank switch offers guide<\/a> if you\u2019re looking to switch banks as part of our <a href=\"https:\/\/www.finder.com\/uk\/free-money\">free money guide offers<\/a>.<\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>New to Monese? See if you can keep some more money in your pocket with our promo codes and special offers.<\/p>\n","protected":false},"author":385,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[1045],"tags":[],"asset_tag":[],"class_list":["post-542883","post","type-post","status-publish","format-standard","hentry","category-banking"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Monese promo, discount and referral codes for May 2026<\/title>\n<meta name=\"description\" content=\"New to Monese? 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