{"id":542791,"date":"2024-09-12T12:02:58","date_gmt":"2024-09-12T11:02:58","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=542791"},"modified":"2026-03-24T09:51:18","modified_gmt":"2026-03-24T09:51:18","slug":"alternatives-to-cash-app-in-the-uk","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/alternatives-to-cash-app-in-the-uk","title":{"rendered":"Alternatives to Cash App in the UK"},"content":{"rendered":"<p>Popular payments app Cash App can be used to make payments to friends and family without worrying about exchanging bank details. <\/p><h3>Is Cash App in the UK?<\/h3><p>As of 15 September 2024, Cash App is withdrawing from the UK market. So, if you&#8217;re in search of an alternative, you&#8217;ve come to the right place. Here&#8217;s our roundup of your options.<\/p><h3>Top  alternatives to Cash App that you can use in the UK<\/h3><ul><li><a href=\"#revolut\">Revolut<\/a> &#8211; Send money to friends in the UK using the in-app contacts feature or a QR code.<\/li><li><a href=\"#monzo\">Monzo<\/a> &#8211; Use Monzo&#8217;s &#8220;Nearby Friends&#8221; feature to send money to friends via Bluetooth.<\/li><li><a href=\"#starling\">Starling<\/a> &#8211; Use the &#8220;Nearby Payments&#8221; feature to send to friends nearby or the Settle Up feature to split bills.<\/li><li><a href=\"#natwest\">NatWest<\/a> &#8211; Send money to friends using just their mobile number via the &#8220;Pay Your Contacts&#8221; feature.<\/li><\/ul><div id=\"revolut\"><h4>Revolut<\/h4><p><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-review\">Revolut<\/a> has several different accounts to choose from, but all of them allow you to send money to other Revolut users in the app completely free of charge. All you&#8217;ll need is the recipient&#8217;s phone number, email, Revtag or QR code and they should receive their payment within 20 seconds. <\/p><p>Alternatively, to send money to someone who doesn&#8217;t use Revolut, you can create a payment link in the app. You can use this for requesting payments too. Simply tap on &#8216;Payments&#8217;, tap &#8216;New&#8217;, then &#8216;Create a payment&#8217; link and select whether you want to send or request money and how much. <\/p><p>Once sent, the recipient has 7 days to accept your payment. If you&#8217;re requesting money, the sender needs to make the payment within 10 days before the link expires. <\/p><p>Another benefit of using Revolut is that it&#8217;s easy to send money to those living overseas. International payments can be made through the app in 36 currencies, although fees may apply.<\/p><p>Revolut often has <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-promo-code\">sign-up bonuses for new customers<\/a> which are worth reviewing before signing up.<\/div><div id=\"monzo\"><h4>Monzo<\/h4><p><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\">Monzo<\/a> also offers a range of different accounts &#8211; one is free and the other 3 charge a monthly fee. Whatever account you pick, you can use Monzo&#8217;s Nearby Friends feature to send money to anyone who also banks with Monzo, as long as they are nearby. You can do this by following the below steps: <\/p><ol><li>Both switch on Bluetooth<\/li><li>Tap &#8216;Payments&#8217; in your app<\/li><li>Tap &#8216;Pay someone&#8217;<\/li><li>Both tap &#8216;Pay someone nearby&#8217; and tap your friend&#8217;s name<\/li><li>Make the payment<\/li><\/ol><p>If your friend isn&#8217;t nearby, simply search for your friend&#8217;s name through the &#8216;Pay with friends&#8217; feature to make your payment. <\/p><p>The Nearby Friends feature and Monzo contacts are also useful for splitting bills. If your friend doesn&#8217;t use Monzo, tap &#8216;Add someone not on Monzo&#8217; and then &#8216;Share a request&#8217; to choose how you want to send your payment link. <\/p><p>Alternatively, you can make payments to anyone with a UK bank account by email, text or social media without their bank details. If you wish to send money abroad, Monzo has teamed up with Wise to allow this, but you will need to pay fees.<\/p><\/div><div id=\"starling\"><h4>Starling<\/h4><p>If you open a free <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/starling-bank-review\">Starling<\/a> current account, you&#8217;ll be able to send money to friends via the Nearby Payments feature if the other person also banks with Starling. To do this, you need to locate the other person in the app over Bluetooth or wifi. <\/p><p>Alternatively, you can use Starling&#8217;s Settle Up feature to request payments from others and split bills by sending payment links through the app. Simply tell the recipient how much they owe and await your payment &#8211; the recipient won&#8217;t need to have an account with Starling or use your bank details to pay this way. You can send and receive up to \u00a3250 a day with Settle Up.<\/p><p>If you want to send money abroad, you&#8217;ll only be able to do so through a traditional international bank transfer and fees apply.<\/p><\/div><div id=\"natwest\"><h4>NatWest<\/h4><p>High street bank <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-current-accounts\">NatWest<\/a> lets account holders send money to friends through the app with just their mobile number. Your friends won&#8217;t need to bank with NatWest to do this.<\/p><p>To get started:<\/p><ul><li>Tap &#8216;Payments&#8217; in the app<\/li><li>Select &#8216;Pay Your Contacts&#8217;<\/li><li>Enter the recipient&#8217;s mobile number, the amount you want to send and add a reference<\/li><\/ul><p>If your friend is registered for Pay Your Contacts with NatWest, they&#8217;ll be sent a text to let them know a payment has been made. If they are not registered or they bank elsewhere, you can send a secure payment link via text, WhatsApp or email and the recipient can tap on this to get their money. <\/p><p>It&#8217;s possible to send up to \u00a3250 per day with Pay Your Contacts and only UK payments can be made this way. If you want to send money abroad, you&#8217;ll need to do this via a bank transfer and fees may apply.<\/p><\/div><h3>Bottom line<\/h3><p>If you&#8217;ve used Cash App in the past and are looking for an alternative following its withdrawal from the UK, there are plenty of options available, as we&#8217;ve explored.<\/p><p>It&#8217;s important to shop around to find the account that best suits your needs, thinking about the additional features available. If you only plan to use your account to send and receive payments via the app, you&#8217;ll want to look for an account with no monthly fee. <\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Are digital banks safe?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Yes. Banks such as Starling, Monzo and Revolut have a full UK banking licence which means deposits of up to \u00a3120,000 are protected by the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">Financial Services Compensation Scheme (FSCS)<\/a>. <\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Which is the best bank account for me?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">That really depends on what you&#8217;re planning to use your account for. When comparing accounts, you&#8217;ll need to think about factors such as account fees, costs for spending abroad, overdrafts, rewards and budgeting tools to work out which account matches your requirements.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">How quickly can I make payments to friends?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Depending on the account you choose, payments can be made within a matter of seconds, making it a really easy way to settle bills.<\/div>\n  <\/div>\n<\/li><\/ul><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Missing Cash App? Find out what other payment options are available for those living in the UK. <\/p>\n","protected":false},"author":1047,"featured_media":542805,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"2024-09-12T10:54:43","post_author_manual_date_checked":"false","footnotes":""},"categories":[3763],"tags":[],"asset_tag":[],"class_list":["post-542791","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-current-accounts"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Is Cash App in the UK? A list of alternative apps<\/title>\n<meta name=\"description\" content=\"We explore some alternatives to Cash App in the UK, looking at the options for sending mobile payments to others.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/alternatives-to-cash-app-in-the-uk\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Alternatives to Cash App in the UK\" \/>\n<meta property=\"og:description\" content=\"We explore some alternatives to Cash App in the UK, looking at the options for sending mobile payments to others.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/current-accounts\/alternatives-to-cash-app-in-the-uk\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-12T11:02:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2024\/09\/Cash-App-Featured-Image-250-x-250.png\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Rachel Wait\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/rachelwait?lang=en\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rachel Wait\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/alternatives-to-cash-app-in-the-uk#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/alternatives-to-cash-app-in-the-uk\"},\"author\":{\"name\":\"Rachel Wait\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/531b4649d053a94fb7388e896df73218\"},\"headline\":\"Alternatives to Cash App in the UK\",\"datePublished\":\"2024-09-12T11:02:58+00:00\",\"dateModified\":\"2026-03-24T09:51:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/alternatives-to-cash-app-in-the-uk\"},\"wordCount\":1158,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/alternatives-to-cash-app-in-the-uk#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2024\\\/09\\\/Cash-App-Featured-Image-250-x-250.png\",\"articleSection\":[\"Current accounts\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"copyrightYear\":\"2024\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/#organization\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"Revolut's money transfer information\",\"url\":\"https:\\\/\\\/www.revolut.com\\\/money-transfer\\\/\"},{\"@type\":\"CreativeWork\",\"name\":\"Monzo's guide on how to pay someone\",\"url\":\"https:\\\/\\\/monzo.com\\\/help\\\/monzo-with-friends\\\/how-to-pay-someone\\\/\"},{\"@type\":\"CreativeWork\",\"name\":\"Starling's guide on sending nearby payments\",\"url\":\"https:\\\/\\\/www.starlingbank.com\\\/features\\\/nearby-payments\\\/\"},{\"@type\":\"CreativeWork\",\"name\":\"Natwest's guide on how to send money abroad\",\"url\":\"https:\\\/\\\/www.natwest.com\\\/banking-with-natwest\\\/how-to\\\/send-money-abroad.html\"}],\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/alternatives-to-cash-app-in-the-uk\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/alternatives-to-cash-app-in-the-uk\",\"name\":\"Is Cash App in the UK? 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