{"id":542608,"date":"2024-09-20T12:07:54","date_gmt":"2024-09-20T11:07:54","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=542608"},"modified":"2026-02-09T09:39:40","modified_gmt":"2026-02-09T09:39:40","slug":"monzo-promo-codes","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-promo-codes","title":{"rendered":"Monzo promo, discount and referral codes for May 2026"},"content":{"rendered":"<section class=\"js-deals-filtered deals-filtered-custom\" data-instance-id=\"1\" onclick=\"initializeDealsRedirection(event, '.js-deal-target').redirect();\">\n       <script class=\"js-deals-filtered--data\" type=\"application\/json\">\n            {\"deals\":[{\"applyUrl\":\"https:\\\/\\\/www.finder.com\\\/redirect\\\/uk\\\/savings-accounts\\\/monzo-free-account-uk-secure.html?redirect_tracking_params=%7B%22placement_type%22%3A%22deals_filtered%22%2C%22providers%22%3A%226713%22%2C%22niche_code%22%3A%22FSD%22%2C%22offer_id%22%3A%2224978%22%2C%22product_id%22%3A%22777180%22%2C%22product_name%22%3A%22Free%2B%25C2%25A310%2Bwhen%2Byou%2Brefer%2Ba%2Bfriend%22%2C%22provider_id%22%3A%226713%22%2C%22provider_name%22%3A%22Monzo%22%2C%22post_id%22%3A%22542608%22%2C%22post_path%22%3A%22current-accounts%252Fmonzo-promo-codes%22%2C%22post_country%22%3A%22uk%22%7D&type=deal&id=777180\",\"classMain\":null,\"classSub\":null,\"couponCode\":null,\"custom_banner_text\":null,\"description\":\"No minimum spend but must make a payment within 30 days. 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You\\u2019ll both then get \\u00a350. 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T&amp;Cs apply.<\/span>\n              <\/div>\n                      \n        <\/div>\n        <div class=\"luna-card__actions u-1\/4@s \">\n                  <div class=\"deal-coupon-cta\">\n                  <a class=\"luna-button luna-button--fluid deal-button deals-trigger luna-button--success\" data-product=\"Free \u00a310 when you refer a friend\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzo-free-account-uk-secure.html?redirect_tracking_params=%7B%22placement_type%22%3A%22deals_filtered%22%2C%22providers%22%3A%226713%22%2C%22niche_code%22%3A%22FSD%22%2C%22offer_id%22%3A%2224978%22%2C%22product_id%22%3A%22777180%22%2C%22product_name%22%3A%22Free%2B%25C2%25A310%2Bwhen%2Byou%2Brefer%2Ba%2Bfriend%22%2C%22provider_id%22%3A%226713%22%2C%22provider_name%22%3A%22Monzo%22%2C%22post_id%22%3A%22542608%22%2C%22post_path%22%3A%22current-accounts%252Fmonzo-promo-codes%22%2C%22post_country%22%3A%22uk%22%7D&amp;type=deal&amp;id=777180\" rel=\"sponsored\" target=\"_blank\">Get deal<\/a>\n            <\/div>\n        <\/div>\n\n        \n              <\/article>\n              <article class=\"luna-card luna-card--inline@s deals-sale deals-item \" data-deal-id=\"777959\" data-deal-link=\"\/redirect\/uk\/deals\/monzo-current-uk-secure.html?b=https%3A%2F%2Ft.finder.com%2Faff_c%3Foffer_id%3D25682%26aff_id%3D1039&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22deals_filtered%22%2C%22providers%22%3A%226713%22%2C%22niche_code%22%3A%22FSD%22%2C%22offer_id%22%3A%2224978%22%2C%22product_id%22%3A%22777959%22%2C%22product_name%22%3A%22Get%2B%25C2%25A350%2Bwhen%2Byou%2Brefer%2Ba%2Bfriend%2Bto%2BMonzo%2BBusiness%22%2C%22provider_id%22%3A%226713%22%2C%22provider_name%22%3A%22Monzo%22%2C%22post_id%22%3A%22542608%22%2C%22post_path%22%3A%22current-accounts%252Fmonzo-promo-codes%22%2C%22post_country%22%3A%22uk%22%7D&amp;type=deal&amp;id=777959\" data-deal-tab=\"\" data-deal-provider=\"6713\" data-deal-class-main=\"\" data-deal-class-sub=\"\">\n\n        <div class=\"u-1\/6@s\">\n          \n\t<a href=\"\/redirect\/uk\/deals\/monzo-current-uk-secure.html?b=https%3A%2F%2Ft.finder.com%2Faff_c%3Foffer_id%3D25682%26aff_id%3D1039&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22deals_filtered%22%2C%22providers%22%3A%226713%22%2C%22niche_code%22%3A%22FSD%22%2C%22offer_id%22%3A%2224978%22%2C%22product_id%22%3A%22777959%22%2C%22product_name%22%3A%22Get%2B%25C2%25A350%2Bwhen%2Byou%2Brefer%2Ba%2Bfriend%2Bto%2BMonzo%2BBusiness%22%2C%22provider_id%22%3A%226713%22%2C%22provider_name%22%3A%22Monzo%22%2C%22post_id%22%3A%22542608%22%2C%22post_path%22%3A%22current-accounts%252Fmonzo-promo-codes%22%2C%22post_country%22%3A%22uk%22%7D&amp;type=deal&amp;id=777959\" data-origin=\"shopping-deals\" target=\"_blank\" data-deal-id=\"777959\" data-product=\"Get \u00a350 when you refer a friend to Monzo Business\">\n\t\t<div class=\"deals-banner__img_container\">\n\t<img decoding=\"async\" class=\"luna-image lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com.au\/global\/images\/providers\/monzo-logo.png\" alt=\"Monzo\" title=\"Monzo\" srcset=\"https:\/\/www.finder.com.au\/global\/images\/providers\/monzo-logo.png 150w\" loading=\"lazy\">\n\t<\/div>\n\n\t<\/a>\n        <\/div>\n\n        <div class=\"luna-card__block u-7\/12@s\">\n          <div class=\"deal-type-markers\">\n                        <span>Deal<\/span>\n                                  <\/div>\n\n          <p class=\"deal-title\">Get \u00a350 when you refer a friend to Monzo Business<\/p>\n\n                    \n                                    <div class=\"deal-description__contentNoToggle\">\n                <span class=\"deal-description\">The friend has 30 days to download Monzo's app, apply for a business account and make a payment. You\u2019ll both then get \u00a350. T&amp;Cs apply. <\/span>\n              <\/div>\n                      \n        <\/div>\n        <div class=\"luna-card__actions u-1\/4@s \">\n                  <div class=\"deal-coupon-cta\">\n                  <a class=\"luna-button luna-button--fluid deal-button deals-trigger luna-button--success\" data-product=\"Get \u00a350 when you refer a friend to Monzo Business\" href=\"\/redirect\/uk\/deals\/monzo-current-uk-secure.html?b=https%3A%2F%2Ft.finder.com%2Faff_c%3Foffer_id%3D25682%26aff_id%3D1039&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22deals_filtered%22%2C%22providers%22%3A%226713%22%2C%22niche_code%22%3A%22FSD%22%2C%22offer_id%22%3A%2224978%22%2C%22product_id%22%3A%22777959%22%2C%22product_name%22%3A%22Get%2B%25C2%25A350%2Bwhen%2Byou%2Brefer%2Ba%2Bfriend%2Bto%2BMonzo%2BBusiness%22%2C%22provider_id%22%3A%226713%22%2C%22provider_name%22%3A%22Monzo%22%2C%22post_id%22%3A%22542608%22%2C%22post_path%22%3A%22current-accounts%252Fmonzo-promo-codes%22%2C%22post_country%22%3A%22uk%22%7D&amp;type=deal&amp;id=777959\" rel=\"sponsored\" target=\"_blank\">Get deal<\/a>\n            <\/div>\n        <\/div>\n\n        \n              <\/article>\n      <\/div>\n<\/div>\n    <\/div>\n\n    \n      <\/section>\n<h3>How to get a free \u00a35 with Monzo?<\/h3><ol><li>Share your unique referral link with a friend (this link can be found in your Monzo app).<\/li><li>Ensure your friend accepts the invite and applies for a Monzo account within 30 days. <\/li><li>They then have 30 days to download the Monzo app, apply for a current account or business account as well as add money and pay for something using Monzo (no minimum amount).<\/li><li>Your friend must make their first card payment within 30 days.<\/li><li>You\u2019ll both receive \u00a35.<\/li><\/ol><p>There is a limit of 10 successful referrals per referee, meaning you could earn up to \u00a3150. After you have exceeded 10 referrals, you can continue to refer friends and family but neither of you will receive any bonuses. <\/p><h3>About Monzo<\/h3><p>Monzo is a digital-only banking app that offers a range of accounts, including personal, joint and business accounts. Alongside budgeting and money management, Monzo allows users to save money through setting up various savings pots where users can earn interest on savings. There is also a feature that allows you to automatically add up change from payments made on your debit card into one of your regular pots by rounding up your spending to the nearest pound. Monzo is fully regulated by the FCA and protected by the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">FSCS<\/a>, meaning your money is protected up to \u00a3120,000.   <\/p><h3>Pros and cons of Monzo<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Spend abroad with no fees at the Mastercard exchange rate.<\/li>\n                                    <li>FCA regulated.<\/li>\n                                    <li>FSCS protected.<\/li>\n                                    <li>No card delivery fee.<\/li>\n                                    <li>Free current account available.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>No branches.<\/li>\n                                    <li>No interest on your current account balance.<\/li>\n                                    <li>No switch incentives if you switch your account.<\/li>\n                                    <li>3% charge for overseas ATM withdrawals over \u00a3200.<\/li>\n                                    <li>Cash deposits can incur a fee depending on your Monzo plan.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Alternative offers<\/h3><p>We also have other similar <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/bank-refer-friend-offers\">cash sign-up bonus deals, refer-a-friend offers, and more<\/a>. We also keep a regularly updated <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/best-bank-switch-deals\">bank switch offers guide<\/a> if you\u2019re looking to switch banks as part of our <a href=\"https:\/\/www.finder.com\/uk\/free-money\">free money guide offers<\/a>.<\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>New to Monzo? See if you can keep some more money in your pocket with our promo codes and special offers.<\/p>\n","protected":false},"author":385,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"2024-09-10T13:18:44","post_author_manual_date_checked":"false","footnotes":""},"categories":[3763],"tags":[],"asset_tag":[],"class_list":["post-542608","post","type-post","status-publish","format-standard","hentry","category-current-accounts"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Monzo promo, discount and referral codes for May 2026 - Finder UK<\/title>\n<meta name=\"description\" content=\"New to Monzo? 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