{"id":541640,"date":"2024-09-18T16:52:51","date_gmt":"2024-09-18T15:52:51","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=541640"},"modified":"2026-03-23T15:49:21","modified_gmt":"2026-03-23T15:49:21","slug":"kroo-vs-revolut","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/kroo-vs-revolut","title":{"rendered":"Kroo vs Revolut (with a \u00a320 sign-up bonus!)"},"content":{"rendered":"

Kroo<\/a> has been around since 2016, while Revolut<\/a> was founded a year earlier in 2015. Revolut offers a number of different plans to choose from, while Kroo only operates one current account. Let\u2019s take a closer look at how these two providers compare.<\/p>

Revolut's \u00a320 sign-up bonus for new accounts<\/h3>\nRevolut is currently offering a \u00a320 sign-up bonus when you open a new account, making it a strong sign-up incentive compared with any other provider.\n
\n
\nSee deal<\/a>

Kroo vs Revolut: Vital statistics<\/h3>
\n \n
<\/th>\"Kroo<\/a><\/td>\"Revolut<\/a><\/td><\/tr>
Finder score<\/th>7.1<\/span><\/span>Great<\/span><\/span><\/td>9.1<\/span><\/span>Excellent<\/span><\/span><\/td><\/tr>
Customer satisfaction survey<\/th>4.1 <\/span>
\u2605\u2605\u2605\u2605\u2605<\/div><\/td>
4.5 <\/span>
\u2605\u2605\u2605\u2605\u2605<\/div><\/td><\/tr>
Free spending abroad<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Arranged overdraft<\/th>N\/A<\/td>No overdrafts<\/td><\/tr>
Representative example<\/th>N\/A<\/td>N\/A<\/td><\/tr>
Interest when you're in credit<\/th>3.65%<\/td>0%<\/td><\/tr>
Branch access<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
FSCS protected<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Sign-up bonus<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Amount<\/th>N\/A<\/td>\u00a320<\/td><\/tr>
Product image<\/th>
\"Kroo\"<\/td>		\"Revolut<\/td><\/tr>
Find out more<\/th>
Read review<\/a><\/div><\/td>
See account<\/a>
Read review<\/a><\/div><\/td><\/tr>\n <\/tbody>\n <\/table><\/div>

Both Revolut and Kroo are app-based accounts which means you won\u2019t be able to carry out any transactions in branch. <\/p>

With the free Revolut \u201cStandard\u201d account, you receive a blue and pink two-tone card, while Kroo\u2019s free and only account comes with a black card. <\/p>

Both Revolut and Kroo have UK banking licences which means your funds will be protected up to \u00a3120,000 under the Financial Services Compensation Scheme (FSCS) if the bank goes bust. <\/p>

Kroo and Revolut both received positive feedback in our most recent Finder Current Account Customer Satisfaction Awards 2026<\/a> results, with Revolut scoring significantly better than Kroo. For Revolut, 97% of customers said they\u2019d recommend it to a friend, compared to 87% for Kroo. <\/p>

Both Kroo and Revolut offer fee-free spending abroad. But while Kroo offers an overdraft and pays interest on in-credit balances, Revolut doesn\u2019t.<\/p>

Round 1: App features<\/h3>
\n \n
<\/th>\"Kroo<\/a><\/td>\"Revolut<\/a><\/td><\/tr>
Visual breakdown of spending<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Spending categories<\/th>12<\/td>Customisable<\/td><\/tr>
Set spending budgets<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Set up direct debits in the app<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Top up via bank transfer<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Have salary paid in<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Separate savings accounts<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Round-ups<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Customer service via the app<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Customer service via a telephone line<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Cheque scanning<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Freeze\/unfreeze card in app<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Send money abroad<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Fee for sending money abroad<\/th>N\/A<\/td>Free in SEPA region, between 30p and \u00a35 to send elsewhere<\/td><\/tr>
Find out more<\/th>
Read review<\/a><\/div><\/td>
See account<\/a>
Read review<\/a><\/div><\/td><\/tr>\n <\/tbody>\n <\/table><\/div>

Both Kroo and Revolut offer a visual breakdown of your spending in their respective apps. However, while Kroo only has 12 spending categories, Revolut lets you create and customise your categories.<\/p>

Revolut\u2019s app also lets you set spending budgets for your groceries, socialising and so on, while its round-ups feature rounds up spare change from your transactions and shifts it to a savings pot. Users of the Revolut app can also send money abroad. <\/p>

Both apps let you freeze and unfreeze your card and contact customer service teams if needed. <\/p>