{"id":540880,"date":"2024-08-23T15:06:30","date_gmt":"2024-08-23T14:06:30","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=540880"},"modified":"2026-02-09T11:26:12","modified_gmt":"2026-02-09T11:26:12","slug":"business-loans-scotland","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/business-loans\/business-loans-scotland","title":{"rendered":"Compare the best business loans in Scotland"},"content":{"rendered":"<p>If you\u2019re a business in Scotland that\u2019s just starting out or wants to scale up, then a business loan could give you the funds you need to set those growth plans in motion.<\/p><p>Whether you\u2019re in need of a small or a large loan, or want to borrow money for a short timeframe or for the longer term, there\u2019s a range of lenders \u2013 and types of loan \u2013 for your business to consider.<\/p><h3 id=\"compare\">Compare business loans<\/h3><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__sidebarFilter tableWithFilters__sidebarFilter--stickyAndScrollable\" data-niche-short-code=\"UKFBL\">\n        <div class=\"tableWithFilters__filter f1\"><\/div>\n    <\/div>\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\nvar getEventToListenTo = () => {\n  if (window.matchMedia('(any-hover:none)').matches) {\n    if (window.matchMedia('(max-width: 450px)').matches) {\n      return \"scroll\";\n    }\n  }\n  return \"DOMContentLoaded\";\n};\nvar eventToWatch = getEventToListenTo();\nconst loadFinderScoreModalukfbl = () => {\n  setTimeout(function(){\n   window.loadOnTheFly.html(\n      'partial', {\n          id: 'finder-score-ukfbl-modal-optimized',\n      },\n      function (response) {\n          document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-ukfbl');\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function (event) {\n            modal.classList.add(\"elementHidden\");\n          };\n          var btnReadMethodology = modal.querySelector(\"#btnReadMethodology\");\n          btnReadMethodology.addEventListener(\"click\", function(e) {\n            modal.classList.add(\"elementHidden\");\n          });\n          window.onclick = function (event) {\n            if (event.target == modal) {\n              modal.classList.add(\"elementHidden\");\n            }\n          };\n      }\n  );\n  },1000);\n  window.removeEventListener(eventToWatch, loadFinderScoreModalukfbl);\n};\nwindow.addEventListener(eventToWatch, loadFinderScoreModalukfbl);\nvar showFinderScoreModal = (niche) => {\n  var existCondition = setInterval(function() {\n    const modalLoaded = document.getElementById('finderScoreModal-ukfbl');\n    if (modalLoaded) {\n      clearInterval(existCondition);\n      modalLoaded.classList.remove('elementHidden');\n    }\n  }, 500); \/\/ check every 0.5s\n}\n<\/script><div class=\"customTableFiltersConfig tableFiltersConfig__main\" style=\"display: none\">{\"userFilters\":[{\"componentType\":\"MULTI-SELECT CHECKBOX\",\"options\":{\"comparator\":\"contains\",\"includeAllSelection\":false,\"defaultMatcher\":\"ANY\",\"values\":[\"8.95-10\",\"6.95-8.94999\",\"4.95-6.94999\",\"0-4.94999\"],\"fields\":[{\"label\":\"[[FINDER_SCORE_BADGE|9+]] Excellent: 9+\",\"value\":\"8.95-10\",\"comparator\":\"range\"},{\"label\":\"[[FINDER_SCORE_BADGE|7+]] Great: 7+\",\"value\":\"6.95-8.94999\",\"comparator\":\"range\"},{\"label\":\"[[FINDER_SCORE_BADGE|5+]] Standard: 5+\",\"value\":\"4.95-6.94999\",\"comparator\":\"range\"},{\"label\":\"[[FINDER_SCORE_BADGE|0+]] Basic: 0+\",\"value\":\"0-4.94999\",\"comparator\":\"range\"}]},\"dataSelector\":{\"recordType\":\"PRODUCT\",\"fieldCode\":\"FINDER_SCORE.FINDER_SCORE\"},\"dataType\":\"NUMBER\",\"label\":\"Finder Score\",\"queryParameter\":\"finderScore\"},{\"dataSelector\":{\"recordType\":\"UI_FILTER_COMPONENT\",\"fieldCode\":\"SPECIAL_OFFERS\"},\"dataType\":\"BOOLEAN\",\"label\":\"Special offers\",\"componentType\":\"SpecialOffersFilter\",\"config\":{\"VALUES\":\"1\",\"fields\":[{\"value\":\"exclusive_only\",\"label\":\"Finder Rewards &amp; exclusives\"},{\"value\":\"all_offers_no_rewards\",\"label\":\"All offers\"}]},\"options\":{\"comparator\":\"eq\"}},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"GENERAL.PROVIDER_ID\"},\"dataType\":\"UUID\",\"label\":\"Lender\",\"order\":100},{\"config\":{\"MULTISELECT\":true,\"VALUES\":\"Fixed,Variable,Fixed or variable\"},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"DESCRIPTIONS.RATE_TYPE\"},\"dataType\":\"TEXT\",\"label\":\"Rate type\",\"order\":null},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"DESCRIPTIONS.SECURITY_REQUIRED\"},\"dataType\":\"BOOLEAN\",\"label\":\"Requires security\",\"order\":null},{\"config\":{\"MULTISELECT\":true,\"VALUES\":\"Limited Company,Limited Liability Partnership,Sole Trader,Partnership,Public Limited Company\"},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"ELIGIBILITY.BUSINESS_TYPES\"},\"dataType\":\"TEXT\",\"label\":\"Business type\",\"order\":null}],\"niche\":{\"currencySymbol\":\"\\u00a3\",\"decimalPoint\":\".\",\"decimalPlaces\":\"2\",\"thousandsSeparator\":\",\",\"filterBoundsMap\":{\"product.GENERAL.PROVIDER_ID\":null,\"product.DESCRIPTIONS.RATE_TYPE\":null,\"product.DESCRIPTIONS.SECURITY_REQUIRED\":null,\"product.ELIGIBILITY.BUSINESS_TYPES\":null}},\"prefilled\":false,\"experimental\":false}<\/div><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"fadde399-0edb-4121-a5b1-b6bf1de72de3\" data-template=\"comparison\" data-niche=\"UKFBL\" data-site=\"UKFBL\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"newdefault\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"540880\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFBL\",\"fieldset\":\"newdefault\",\"template\":\"comparison\",\"category_id\":\"fadde399-0edb-4121-a5b1-b6bf1de72de3\",\"category_name\":\"default\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778325645}' data-disable-alternative-products=\"true\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-fadde399-0edb-4121-a5b1-b6bf1de72de3\">7 of 15 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated\n\t\t\t\t\tregularly<\/span><\/a><\/span><span class=\"templateTable__shareMyFilters is-hidden@xs is-hidden@sm\"><a class=\"share-filters-link\"><svg class=\"luna-icon luna-icon--small\"><use xlink:href=\"#share-fat\"><\/use><\/svg><span class=\"u-pl--1\">Share<\/span><\/a><\/span><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div id=\"portal-table-sort-button-mobile-sticky\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile-sticky\" class=\"comparison-actions__filter\"><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-mobile-compare=\"true\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFBL\" data-site=\"UKFBL\" data-table-id=\"1763\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFBL\",\"fieldset\":\"newdefault\",\"template\":\"comparison\",\"category_id\":\"fadde399-0edb-4121-a5b1-b6bf1de72de3\",\"category_name\":\"default\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778325645}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfbl\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"7\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"7\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"15\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"0aa6955d9081fed4a7a6b942bcdd4b52d921349a21968ce73e3524341069b3ad\" data-table-record-type=\"product\" data-table-record-ids='[\"07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\",\"2ba9b12b-fbd7-4368-adf0-24e11049404e\",\"6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\",\"880b4039-e8bf-4e02-9d80-9d6da0351bff\",\"d282735b-4f12-4055-b8b8-ad6fb2d690fe\",\"f8a7f48e-2c77-4d43-a70c-654ee12d5094\",\"1da0319b-191b-48e9-88b2-9b3963f3e5e2\"]' data-total-data=\"7\" data-enable-top-filters=\"false\" data-total-product-count=\"15\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-5\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKFBL.PRODUCT.DATAPOINT_FINDER_SCORE_V2_M\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFBL.PRODUCT.UKFBL_LOAN_TYPE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"loan_type\">\n                                                        Loan type\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFBL.PRODUCT.UKFBL_LOAN_AMOUNTS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"loan_amounts\">\n                                                        Loan amounts\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFBL.PRODUCT.DATAPOINT_LOAN_TERMS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"loan_terms\">\n                                                        Loan terms\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFBL.PRODUCT.UKFBL_BASIC_REQUIREMENTS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"minimum_turnover\/trading_criteria\">\n                                                        Minimum turnover\/trading criteria\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.DESCRIPTIONS.BENEFITS\" class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"key_benefit\">\n                                                        Key benefit\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr data-product-id=\"07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\" data-provider-id=\"b5fe2689-5046-46c9-8213-cfb995ededa5\" data-product-name=\"Capify Unsecured Business Loan\" data-provider-name=\"Capify\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/67cabf01427fe.png\" alt=\"Capify logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67cabf01427fe.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67cabf01427fe.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67cabf01427fe.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67cabf01427fe.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67cabf01427fe.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>Capify Unsecured Business Loan<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfbl.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfbl.product.ukfbl_loan_type\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan type\">\n                        Unsecured   loan\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfbl.product.ukfbl_loan_amounts\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan amounts\">\n                        \u00a35,000 to \u00a31,000,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfbl.product.datapoint_loan_terms\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan terms\">\n                        3 to 60 months\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfbl.product.ukfbl_basic_requirements\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum turnover\/trading criteria\">\n                        \u00a3120,000 annual turnover,<br>1 year trading\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/capify-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFBL%22%2C%22fieldset%22%3A%22newdefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22fadde399-0edb-4121-a5b1-b6bf1de72de3%22%2C%22category_name%22%3A%22default%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778325645%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2225961%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%2207d91e4c-a50f-4ac1-93c9-0ebdb0dbf700%22%2C%22product_name%22%3A%22Capify%2BUnsecured%2BBusiness%2BLoan%22%2C%22post_id%22%3A%22540880%22%2C%22post_path%22%3A%22business-loans%252Fbusiness-loans-scotland%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Capify's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Capify Unsecured Business Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\" value=\"07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\" name=\"productID\" _productname=\"Finder score 9Excellent                            Capify Unsecured Business Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"2ba9b12b-fbd7-4368-adf0-24e11049404e\" data-provider-id=\"96d74c22-a6a1-40ba-9c8e-0f8743b91b65\" data-product-name=\"Nest Unsecured Business Loan\" data-provider-name=\"Nest Business Loans\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/nest\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/63ea640712fd5.jpg\" alt=\"Nest Business Loans logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63ea640712fd5.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63ea640712fd5.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63ea640712fd5.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/63ea640712fd5.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/63ea640712fd5.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/nest\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Nest Unsecured Business Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfbl.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfbl.product.ukfbl_loan_type\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan type\">\n                        Fixed rate Unsecured   loan\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfbl.product.ukfbl_loan_amounts\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan amounts\">\n                        \u00a310,000 to \u00a35,000,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfbl.product.datapoint_loan_terms\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan terms\">\n                        No specified loan terms\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfbl.product.ukfbl_basic_requirements\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum turnover\/trading criteria\">\n                        \u00a3200,000  annual turnover,<br>1 year trading\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"2ba9b12b-fbd7-4368-adf0-24e11049404e\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/nest-unsecured-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFBL%22%2C%22fieldset%22%3A%22newdefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22fadde399-0edb-4121-a5b1-b6bf1de72de3%22%2C%22category_name%22%3A%22default%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778325645%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2223024%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%222ba9b12b-fbd7-4368-adf0-24e11049404e%22%2C%22product_name%22%3A%22Nest%2BUnsecured%2BBusiness%2BLoan%22%2C%22post_id%22%3A%22540880%22%2C%22post_path%22%3A%22business-loans%252Fbusiness-loans-scotland%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Nest Business Loans's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Nest Unsecured Business Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"2ba9b12b-fbd7-4368-adf0-24e11049404e\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-2ba9b12b-fbd7-4368-adf0-24e11049404e\" value=\"2ba9b12b-fbd7-4368-adf0-24e11049404e\" name=\"productID\" _productname=\"Finder score 8.8Great                            Nest Unsecured Business Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"2ba9b12b-fbd7-4368-adf0-24e11049404e\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-2ba9b12b-fbd7-4368-adf0-24e11049404e\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\" data-provider-id=\"2945a5de-f571-4ba7-8dce-efa4df7fb96e\" data-product-name=\"Funding Circle Small Business Loan\" data-provider-name=\"Funding Circle\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-circle\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/68c2f308e1d95.png\" alt=\"Funding Circle logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68c2f308e1d95.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68c2f308e1d95.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68c2f308e1d95.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68c2f308e1d95.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68c2f308e1d95.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-circle\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Funding Circle Small Business Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfbl.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfbl.product.ukfbl_loan_type\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan type\">\n                        Fixed rate   loan\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfbl.product.ukfbl_loan_amounts\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan amounts\">\n                        \u00a310,000 to \u00a3750,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfbl.product.datapoint_loan_terms\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan terms\">\n                        6 to 72 months\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfbl.product.ukfbl_basic_requirements\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum turnover\/trading criteria\">\n                        No specified minimum turnover,<br>1 year trading\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/fundingcirclesmallbusinessloan-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFBL%22%2C%22fieldset%22%3A%22newdefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22fadde399-0edb-4121-a5b1-b6bf1de72de3%22%2C%22category_name%22%3A%22default%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778325645%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2226551%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%226595c5f5-3ba4-4cf4-aa43-8e019bf36e13%22%2C%22product_name%22%3A%22Funding%2BCircle%2BSmall%2BBusiness%2BLoan%22%2C%22post_id%22%3A%22540880%22%2C%22post_path%22%3A%22business-loans%252Fbusiness-loans-scotland%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Funding Circle's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Funding Circle Small Business Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\" value=\"6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\" name=\"productID\" _productname=\"Finder score 9.2Excellent                            Funding Circle Small Business Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"880b4039-e8bf-4e02-9d80-9d6da0351bff\" data-provider-id=\"2945a5de-f571-4ba7-8dce-efa4df7fb96e\" data-product-name=\"Funding Circle Short Term Business Loan\" data-provider-name=\"Funding Circle\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-circle\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/68c2f43c230b3.png\" alt=\"Funding Circle logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68c2f43c230b3.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68c2f43c230b3.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68c2f43c230b3.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68c2f43c230b3.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68c2f43c230b3.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-circle\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Funding Circle Short Term Business Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfbl.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfbl.product.ukfbl_loan_type\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan type\">\n                        Fixed rate   loan\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfbl.product.ukfbl_loan_amounts\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan amounts\">\n                        \u00a310,000 to \u00a3250,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfbl.product.datapoint_loan_terms\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan terms\">\n                        6 or 12 months\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfbl.product.ukfbl_basic_requirements\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum turnover\/trading criteria\">\n                        No specified minimum turnover,<br>1 year trading\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"880b4039-e8bf-4e02-9d80-9d6da0351bff\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/fundingcircleshorttermbusinessloan-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFBL%22%2C%22fieldset%22%3A%22newdefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22fadde399-0edb-4121-a5b1-b6bf1de72de3%22%2C%22category_name%22%3A%22default%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778325645%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2226552%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%22880b4039-e8bf-4e02-9d80-9d6da0351bff%22%2C%22product_name%22%3A%22Funding%2BCircle%2BShort%2BTerm%2BBusiness%2BLoan%22%2C%22post_id%22%3A%22540880%22%2C%22post_path%22%3A%22business-loans%252Fbusiness-loans-scotland%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Funding Circle's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Funding Circle Short Term Business Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"880b4039-e8bf-4e02-9d80-9d6da0351bff\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-880b4039-e8bf-4e02-9d80-9d6da0351bff\" value=\"880b4039-e8bf-4e02-9d80-9d6da0351bff\" name=\"productID\" _productname=\"Finder score 9.2Excellent                            Funding Circle Short Term Business Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"880b4039-e8bf-4e02-9d80-9d6da0351bff\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-880b4039-e8bf-4e02-9d80-9d6da0351bff\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"d282735b-4f12-4055-b8b8-ad6fb2d690fe\" data-provider-id=\"fcbe1cd8-a123-4c91-8086-224a9128a33b\" data-product-name=\"NatWest Fixed Rate Small Business Loan\" data-provider-name=\"NatWest\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/natwest\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5e53ae732fe78.png\" alt=\"NatWest logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5e53ae732fe78.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5e53ae732fe78.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5e53ae732fe78.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5e53ae732fe78.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5e53ae732fe78.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/natwest\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">NatWest Fixed Rate Small Business Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfbl.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfbl.product.ukfbl_loan_type\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan type\">\n                        Fixed rate Unsecured   loan\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfbl.product.ukfbl_loan_amounts\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan amounts\">\n                        \u00a31,000 to \u00a350,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfbl.product.datapoint_loan_terms\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan terms\">\n                        12 to 84 months\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfbl.product.ukfbl_basic_requirements\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum turnover\/trading criteria\">\n                        No specified minimum turnover,<br>12 months trading\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\">\n                      Borrow \u00a310,000 over 5 years at a rate of 11.7% pa (fixed). Representative APR 12.35% and total payable \u00a313,255.89 in monthly repayments of \u00a3220.93 Other amounts available at alternative rates. Rates depend on your circumstances and loan amount and may differ from the Representative APR.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about NatWest Fixed Rate Small Business Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"d282735b-4f12-4055-b8b8-ad6fb2d690fe\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-d282735b-4f12-4055-b8b8-ad6fb2d690fe\" value=\"d282735b-4f12-4055-b8b8-ad6fb2d690fe\" name=\"productID\" _productname=\"Finder score 9Excellent                            NatWest Fixed Rate Small Business Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"d282735b-4f12-4055-b8b8-ad6fb2d690fe\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-d282735b-4f12-4055-b8b8-ad6fb2d690fe\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"f8a7f48e-2c77-4d43-a70c-654ee12d5094\" data-provider-id=\"baa80f1e-6c77-4cc5-9f45-26307c4000e3\" data-product-name=\"HSBC Fixed Rate Small Business Loan\" data-provider-name=\"HSBC\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/hsbc\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5e5513408228b.png\" alt=\"HSBC logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5e5513408228b.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5e5513408228b.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5e5513408228b.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5e5513408228b.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5e5513408228b.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/hsbc\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">HSBC Fixed Rate Small Business Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfbl.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfbl.product.ukfbl_loan_type\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan type\">\n                        Fixed rate   loan\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfbl.product.ukfbl_loan_amounts\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan amounts\">\n                        \u00a31,000 to \u00a310,000,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfbl.product.datapoint_loan_terms\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan terms\">\n                        12 to 120 months\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfbl.product.ukfbl_basic_requirements\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum turnover\/trading criteria\">\n                        No specified minimum turnover or time trading\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\">\n                      Representative example: Borrow \u00a313,000 over 5 years at a rate of 7.1% p.a. (fixed). Representative APR 7.1% and total payable \u00a315,404.01 in monthly repayments of \u00a3256.73.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about HSBC Fixed Rate Small Business Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.6,\"badges\":[],\"productId\":\"f8a7f48e-2c77-4d43-a70c-654ee12d5094\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-f8a7f48e-2c77-4d43-a70c-654ee12d5094\" value=\"f8a7f48e-2c77-4d43-a70c-654ee12d5094\" name=\"productID\" _productname=\"Finder score 9.6Excellent                            HSBC Fixed Rate Small Business Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.6,\"badges\":[],\"productId\":\"f8a7f48e-2c77-4d43-a70c-654ee12d5094\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-f8a7f48e-2c77-4d43-a70c-654ee12d5094\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"1da0319b-191b-48e9-88b2-9b3963f3e5e2\" data-provider-id=\"26444bd2-db35-4fff-8772-9834e85384af\" data-product-name=\"Funding Options Unsecured Loan\" data-provider-name=\"Funding Options\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-options\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/64be6d1a712a4.png\" alt=\"Funding Options logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64be6d1a712a4.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64be6d1a712a4.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64be6d1a712a4.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64be6d1a712a4.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64be6d1a712a4.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-options\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Funding Options Unsecured Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfbl.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfbl.product.ukfbl_loan_type\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan type\">\n                        Unsecured   loan\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfbl.product.ukfbl_loan_amounts\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan amounts\">\n                        \u00a31,000 to \u00a320,000,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfbl.product.datapoint_loan_terms\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan terms\">\n                        12 to 72 months\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfbl.product.ukfbl_basic_requirements\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum turnover\/trading criteria\">\n                        \u00a35,000 per month annual turnover,<br>6 months trading\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\">\n                      Representative example: Borrow \u00a350,000 over 24 months at a rate of 7.63% APR. Monthly repayment of \u00a32,252.94 and the total amount payable is \u00a354,070.56.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Funding Options Unsecured Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.8,\"badges\":[],\"productId\":\"1da0319b-191b-48e9-88b2-9b3963f3e5e2\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-1da0319b-191b-48e9-88b2-9b3963f3e5e2\" value=\"1da0319b-191b-48e9-88b2-9b3963f3e5e2\" name=\"productID\" _productname=\"Finder score 9.8Excellent                            Funding Options Unsecured Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.8,\"badges\":[],\"productId\":\"1da0319b-191b-48e9-88b2-9b3963f3e5e2\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-1da0319b-191b-48e9-88b2-9b3963f3e5e2\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - now;\n\n        if (distance < 0) {\n          \/\/ Countdown finished\n          if (daysEl) daysEl.textContent = \"00d\";\n          if (hoursEl) hoursEl.textContent = \"00h\";\n          if (minutesEl) minutesEl.textContent = \"00m\";\n          if (secondsEl) secondsEl.textContent = \"00s\";\n          if (countdownInterval) {\n            clearInterval(countdownInterval);\n          }\n          return;\n        }\n\n        const days = Math.floor(distance \/ (1000 * 60 * 60 * 24));\n        const hours = Math.floor((distance % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n        const minutes = Math.floor((distance % (1000 * 60 * 60)) \/ (1000 * 60));\n        const seconds = Math.floor((distance % (1000 * 60)) \/ 1000);\n\n        if (daysEl) daysEl.textContent = days.toString().padStart(2, \"0\") + \"d\";\n        if (hoursEl) hoursEl.textContent = hours.toString().padStart(2, \"0\") + \"h\";\n        if (minutesEl) minutesEl.textContent = minutes.toString().padStart(2, \"0\") + \"m\";\n        if (secondsEl) secondsEl.textContent = seconds.toString().padStart(2, \"0\") + \"s\";\n      };\n\n      \/\/ Update immediately\n      updateCountdown();\n\n      \/\/ Update every second\n      countdownInterval = setInterval(updateCountdown, 1000);\n\n      \/\/ Store interval ID to clear it later if needed\n      rewardsProduct.dataset.countdownInterval = countdownInterval;\n    }\n\n    const initRewards = (table) => {\n      if (!table) return;\n\n      const recordIdsAttr = table.getAttribute(\"data-table-record-ids\");\n      if (!recordIdsAttr) return;\n\n      let productIds = [];\n      try {\n        const decoded = recordIdsAttr.replace(\/&quot;\/g, '\"');\n        productIds = JSON.parse(decoded);\n      } catch (e) {\n        return;\n      }\n\n      if (!productIds.length) return;\n\n      productIds.forEach((productId) => {\n        \/\/ Handle pill clicks (minimal UX variant) - independent of infobox\n        const pill = table.querySelector(\n          `tr[data-product-id=\"${productId}\"] .rewards-pill`\n        );\n        if (pill && !pill.dataset.bound) {\n          pill.dataset.bound = \"true\";\n          pill.addEventListener(\"click\", () => {\n            const row = pill.closest(\"tr\");\n            if (!row) return;\n\n            const cta = row.querySelector(\".rewards--cta\");\n            if (!cta) return;\n\n            const linkParams = getLinkParams(cta);\n            if (!linkParams) return;\n\n            const pillModalParams = {\n              productId: linkParams.productId,\n              campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n              redirectUrl: linkParams.redirectUrl,\n              productName: linkParams.productName,\n              providerName: row.getAttribute(\"data-provider-name\") || \"\",\n              niche: linkParams.niche,\n              offerId: linkParams.offerId,\n              component: \"infobox\",\n            };\n\n            if (\n              window.rewards &&\n              typeof window.rewards.displayModal === \"function\"\n            ) {\n              window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && !dealsList.dataset.bound) {\n          dealsList.dataset.bound = \"true\";\n          dealsList.addEventListener(\"click\", () => handleClick(dealsList));\n        }\n\n        if (dealsHeader && !dealsHeader.dataset.bound) {\n          dealsHeader.dataset.bound = \"true\";\n          dealsHeader.addEventListener(\"click\", () => handleClick(dealsHeader));\n        }\n\n        rewardsProduct.dataset.rewardsBannerAttached = \"true\";\n      });\n    };\n\n    const tables = document.querySelectorAll(\n      \"table.rewards--container[data-table-record-ids]\"\n    );\n\n    tables.forEach((table) => {\n      const tableObserver = new MutationObserver(() => {\n        setTimeout(() => initRewards(table), 0);\n      });\n\n      tableObserver.observe(table, {\n        childList: true,\n        subtree: true,\n      });\n\n      initRewards(table);\n    });\n\n    \/\/ Pill countdown timers (minimal UX)\n    function initPillCountdowns() {\n      const countdowns = document.querySelectorAll(\"[data-rewards-pill-countdown]:not([data-pill-countdown-bound])\");\n\n      countdowns.forEach((el) => {\n        el.dataset.pillCountdownBound = \"true\";\n        const endDateStr = el.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        const endTime = new Date(endDateStr).getTime();\n        if (Number.isNaN(endTime)) return;\n        const now = new Date().getTime();\n        const distance = endTime - now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          const hours = Math.floor((remaining % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n          const minutes = Math.floor((remaining % (1000 * 60 * 60)) \/ (1000 * 60));\n          const seconds = Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    initPillCountdowns();\n\n    const allTables = document.querySelectorAll(\"table\");\n    allTables.forEach((table) => {\n      const observer = new MutationObserver(() => {\n        setTimeout(initPillCountdowns, 0);\n      });\n      observer.observe(table, { childList: true, subtree: true });\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"7\">Load More<\/button><div class=\"js-show-more-data_count-fadde399-0edb-4121-a5b1-b6bf1de72de3 comparison-table__dataCount\">Showing\n\t\t\t7\n\t\t\tof\n\t\t\t15\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFBL\" data-rewards-component=\"compare-products\"><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for business loans<\/h3>\n\n<p>To make comparing even easier we came up with the <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">Finder Score<\/a>. Costs, speeds and features across 50+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender \u2013 simple.<\/p>\n\n<a class=\"luna-button luna-button--primary has-margin-bottom\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/methodology-for-rating-business-loans\">Read the full methodology<\/a><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3 id=\"skip\">How do business loans work?<\/h3><p>There are various business finance options to explore, ranging from traditional business loans offered by banks, fintech lenders and government-backed schemes, or alternatives like asset finance or lines of credit.<\/p><p>What type of business loan you opt for can depend, among other things, on what stage your business is at. Much like an individual, a company has a credit record and credit score. The healthier these are, the easier it will be to secure finance. A new business will have a very limited credit history, so a lender will either want to start small or require some form of security.<\/p><p>Loans for launching a new business or for a business which has just been established are often referred to as \u201cstartup\u201d loans. These are typically available over terms of 1 to 5 years, and can be government-backed.<\/p><p>More mature businesses have a wider variety of loan options available, thanks to a credit history, a few years of accounts and an established turnover. They might also be able to access other types of credit, such as business credit cards or invoice factoring.<\/p><h3>Can I get a startup loan in Scotland?<\/h3><p>The British Business Bank is a government-backed initiative that operates a scheme called Start Up Loans, which is available in Scotland as well as other parts of the UK.<\/p><p>These particular startup loans are actually personal loans that individuals can apply for if they\u2019re looking to start or grow a business in the UK.<\/p><p>In addition to the financing, successful applicants receive 12 months of free mentoring and exclusive business offers to help their business succeed.<\/p><p>The loan is unsecured, so there\u2019s no need to put forward any assets or guarantors to support an application, plus there are no application or loan set-up fees.<\/p><p>All owners or partners in a business can individually apply for up to \u00a325,000 each, with a maximum of \u00a3100,000 available per business.<\/p><p>There\u2019s a fixed interest rate of 6% per annum, and the loan repayment term can be between 1 and 5 years.<\/p><h3>What government loan schemes are there in Scotland?<\/h3><p>While the government-backed Start Up Loans scheme from the British Business Bank is aimed more at new businesses, there are government-backed loan schemes for more established small and medium sized businesses (SMEs).<\/p><p>The main government-backed loans programme in Scotland is the Scottish Growth Scheme, which is operated by Business Loans Scotland.<\/p><p>It offers loans ranging from \u00a325,000 to \u00a3250,000, to eligible SMEs across Scotland.<\/p><p>However, in July 2024, the current Scottish government announced that it would not be providing any further funding for the Scottish Growth Scheme.<\/p><p>There are other finance options available to businesses in Scotland, which we take a look at below.<\/p><h3>What types of business loans are available in the UK?<\/h3><p>Here are some of the main types of business loans that are available to SMEs in the UK, including Scotland:<\/p><ul class=\"has-margin-bottom\"><li><h4 id=\"startup\">Start up loans<\/h4><p>As companies looking for a <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/business-loans-for-startups\">startup loan<\/a> have been operating for less than 2 years, these loans typically only offer small sums with short terms (typically 1 to 5 years). With little or no accounts to go on, lenders may want to use a personal asset (generally a property) as security for the loan. Government-backed startup loans are available, offering a fixed, low rate of interest for a set period to businesses, and extra security for lenders.<\/p><\/li><li><h4>Small business loans<\/h4><p>Unlike a startup loan, small business loan eligibility doesn\u2019t necessarily depend on how long a company has been trading. The company does have to be \u201csmall\u201d however, and exactly how small varies from lender to lender. Many require a minimum annual turnover. <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/small-business-loans\">Small business loans<\/a> can be secured or unsecured, and more often than not charge interest at a fixed rate over terms up to around 60 months (5 years).<\/p><\/li><li><h4>Short term business loans<\/h4><p>If your industry is prone to seasonal variations, this is one scenario that could lead you to consider a <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/short-term-business-loans\">short term business loan<\/a>. As you might imagine, these loans come with higher rates than, say, a 5-year loan, as lenders will need to make the process worth their while. Alternatives to short term business loans include a revolving line of credit, such as a 0% purchase business credit card, or a decent overdraft facility on a business account, although these options typically come with lower credit limits.<\/p><\/li><li><h4>Business credit cards<\/h4><p>With a <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\">business credit card<\/a>, you can borrow what you want (subject to a credit limit), when you want, so you\u2019ll only pay interest for the days on which you borrow. Subject to a monthly minimum repayment, you can also pay back funds on terms that suit you. Unlike a fixed-term loan, which closes when all the money has been repaid, a credit card is a \u201crevolving line of credit\u201d, which means that the facility is effectively always open (which can be a mixed blessing).<\/p><\/li><li><h4>Medium- to long-term business loans<\/h4><p>Typically spanning over 5 years or more, <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/medium-long-term-business-loans\">these loans<\/a> are designed to fund substantial projects that drive company growth. They may involve larger amounts of money to support ambitious ventures. Expect close scrutiny of your business plan, loan security requirements and a longer, more thorough application process.<\/p><\/li><li><h4>Revenue-based financing<\/h4><p><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/revenue-based-financing\">Revenue-based financing<\/a> is a type of business lending where you will receive a lump sum of money for a percentage of your business\u2019 revenue. Unlike traditional business loans, your monthly repayments may fluctuate with your revenue stream. So, if you\u2019re having a particularly slow month, you will repay less and your repayment term will be longer.<\/p><\/li><li><h4>P2P business loans<\/h4><p><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/peer-to-peer-business-loans\">Peer-to-peer (P2P) loans<\/a> aim to connect investors with SMEs looking for finance. By cutting out the overheads normally associated with high street banks, these companies are often able to offer more competitive rates.<\/p><\/li><li><h4>Bad credit business loans<\/h4><p>Having limited or poor credit history can make it challenging to find a lender who is willing to provide financing for you or your business. However, there are many lenders that provide <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/no-credit-check-business-loans\">bad credit business loans<\/a>, as well as a number of other finance options.<\/p><\/li><li><h4>Commercial mortgages<\/h4><p>A <a href=\"https:\/\/www.finder.com\/uk\/mortgages\/commercial-mortgage-rates\">commercial mortgage<\/a> is one that is taken out on a property that will be used for business or commercial purposes, and not as a residence. Commercial mortgages can be more complicated than personal mortgages, and you\u2019re likely to need a bigger deposit.<\/p><\/li><li><h4>Invoice finance<\/h4><p>There are two main types of <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/invoice-financing\">invoice finance<\/a>: factoring and discounting. Both offer support to businesses with fluctuating turnover due to relying on clients paying their invoices. Invoice finance lets you borrow funds against the value of your unpaid invoices, minus a small fee.<\/p><\/li><li><h4>Asset finance<\/h4><p>If your business is in need of acquiring an expensive piece of equipment, like a vehicle, machinery, or computer system, asset finance could be an option worth considering. Instead of having to cover the cost upfront, you can pay it off in smaller instalments. Unlike a regular business loan, <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/asset-based-loans\">asset finance<\/a> is secured against the cost of the asset itself. If you fail to repay the loan, the lender has the ability to take ownership of the asset.<\/p><\/li><li><h4>Merchant cash advances<\/h4><p>Business <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/asset-based-loans\">cash advances<\/a> can be useful for small businesses that have inconsistent sales or process most of their sales through card transactions. You can effectively get funds upfront and that is then paid off using a percentage of future sales.<\/p><\/li><li><h4>Business line of credit<\/h4><p>Regular cash flow can be a big concern for many businesses, and that is one of the advantages of a <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/business-line-of-credit\">business line of credit<\/a>. Instead of receiving a lump sum upfront like you would on a normal business loan, a line of credit gives you ongoing access to funds to use as you wish. You only pay interest on the amount of credit you use, but will need to repay what you\u2019ve used in order to access the full limit again.<\/p><\/li><\/ul><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">Business loans jargon explained<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <ul><li><strong>APR.<\/strong> The Annual Percentage Rate (APR) represents an annual summary of the cost of a loan. As well as the interest, the APR also takes into account any compulsory charges \u2013 like an \u201cadmin\u201d or \u201cset-up\u201d fee (if there is one). However, crucially, lenders only have to award the advertised APR to 51% of those who take out the loan \u2013 the other 49% could be offered a different (higher) rate, at the lender\u2019s discretion. That\u2019s why it\u2019s often referred to as the <u>representative<\/u> APR.<\/li><li id=\"fixed\"><strong>Fixed rate.<\/strong> A fixed rate means that the interest rate will stay the same for a set period of time, no matter what\u2019s happening with bank rates. A fixed rate can be a popular option for some borrowers, and it allows them to budget with more certainty \u2013 knowing in advance the exact cost of a loan and the exact figure for each instalment.<\/li><li><strong>Variable rate.<\/strong> A variable rate is the opposite of a fixed rate, and can increase or decrease over time at the lender\u2019s discretion. Typically, variations occur as market conditions generally shift \u2013 for example an increase or decrease in the Bank of England base rate.<\/li><\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n<h3>How to choose the best business loan<\/h3><p>Here are some of the key features to consider when comparing business loans:<\/p><ol class=\"has-margin-bottom\"><li><strong>Amounts available.<\/strong> Having set out your business plan, you should know how much you need to borrow, and one of the first things to look at when evaluating a loan is whether or not it can offer you the sum that you need.<\/li><li><strong>Terms available.<\/strong> You may have a fairly clear idea of the length of time you need to borrow for, or this factor may be dictated by the size of the monthly instalments.<\/li><li><strong>Eligibility.<\/strong> Never apply for a loan without checking that the business is eligible for it. It\u2019s a waste of time and demoralising \u2013 and the rejection could be visible to future prospective lenders.<\/li><li><strong>Security required.<\/strong> It\u2019s not unusual for lenders to ask for a personal guarantee \u2013 meaning an individual will be personally responsible for the loan if the business can\u2019t repay it. Security can also take the form of a company\u2019s realisable assets, such as a property, vehicles or equipment. Where no assets are available, it may be necessary to secure the loan on a director\u2019s own property.<\/li><li><strong>Total costs.<\/strong> It can be easy to obsess over APRs (rates), but perhaps more importantly, how much is this loan going to cost overall? When you\u2019re trying to identify the best business loan, the loans that are cheapest overall are naturally a good place to start.<\/li><li><strong>Interest rates.<\/strong> Is the rate offered variable or fixed? Is it competitive?<\/li><li><strong>Fees.<\/strong> Look out for \u201cproduct\u201d or \u201cset-up\u201d fees as well as any annual\/monthly account charges. Lenders sometimes offset an attention-grabbing low rate with product fees, so it\u2019s crucial to also keep an eye on the total amount payable.<\/li><li><strong>Repayment holidays.<\/strong> Repayment holidays are set periods when you don\u2019t have to make any repayments. This might be, say, the first three months of a loan. This can give your company an opportunity to get back on its feet financially, but will usually extend the term of the loan by the same number of months, pushing up the overall cost of the loan..<\/li><li><strong>Early repayment terms.<\/strong> It\u2019s hard to predict what\u2019s around the corner, let alone 3 or 4 years down the line. If the option to repay early is important to you, you\u2019ll need to check the early repayment (or overpayment) terms of the specific product or products you\u2019re considering. It\u2019s important to note that \u201cno early repayment fees\u201d does not necessarily mean that repaying early will save you money on interest.<\/li><\/ol><article class=\"luna-card luna-card--primary\"><div class=\"luna-card__block\"><h4>Business loan cost comparison<\/h4><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><h5>Loan amount: \u00a350,000<\/h5><ul><li>Loan term: 1 year<\/li><li>Interest rate: 22%<\/li><li>Monthly repayment: \u00a34,633<\/li><li>Total interest: \u00a35,595<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><h5>Loan amount: \u00a350,000<\/h5><ul><li>Loan term: 1 year<\/li><li>Interest rate: 36%<\/li><li>Monthly repayment: \u00a34,903<\/li><li>Total interest: \u00a38,831<\/li><\/ul><\/div><\/div><\/div><\/article><h3>Who is eligible for a business loan?<\/h3><p>Each lender will have its own eligibility criteria. Some common things that are usually on the list include:<\/p><ul><li><strong>Years trading.<\/strong> For a small business loan, a lender will usually want to see at least 6 months trading history to assess financial stability and creditworthiness.<\/li><li><strong>Where your business is based.<\/strong> Typically lenders like your business to be UK-based, though some might be more specific.<\/li><li><strong>Annual turnover.<\/strong> This ensures that your company can generate revenue, manage cash flow and meet financial obligations, lowering the risk of loan default.<\/li><li><strong>Company structure.<\/strong> Some lenders might be hesitant to lend to specific business structures, such as limited companies or sole traders, due to their limited turnover or trading history.<\/li><li><strong>Credit history.<\/strong> Both personal and business credit scores are crucial for loan eligibility and getting favourable terms. Improving both scores enhances the chance of getting better financing.<\/li><\/ul><h3>What are my other business finance options?<\/h3><p>So what happens if your business is too young or too small to qualify for a loan with decent terms? Or maybe it\u2019s just a bad time to take on debt? You still have other financing options.<\/p><ul class=\"has-margin-bottom\"><li><strong>Get funding from investors.<\/strong> Small or young businesses could stand to benefit the most from selling a share of their enterprise in exchange for financing.<\/li><li><strong>Start a crowdfunding campaign.<\/strong> Set a fundraising goal, invest a little in marketing and collect small donations from family, friends, your community, fans or just random interested individuals!<\/li><li><strong>Take out a personal loan.<\/strong> Another option would be to consider a <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/personal-loan-for-business-use\">personal loan for business use<\/a>, but there are some important implications to consider, and many lenders will prohibit using a personal loan for business purposes.<\/li><\/ul><h3>Should you get a business credit card?<\/h3><p>If your business requires additional credit, you also might want to consider taking out a <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\">business credit card<\/a>. Whether you\u2019re running a startup or a large established company, business credit cards offer a range of benefits that can help you better manage your finances.<\/p><p>Business credit cards offer greater control over your cash flow, enabling you to address revenue gaps and free up additional capital for reinvestment in your business. You can also use a business card to increase your company\u2019s spending power, better manage your expenses, and even earn business-focused rewards.<\/p><h3>Pros and cons of business loans<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Large borrowing amounts are available.<\/li>\n                                    <li>You'll typically receive the money upfront, which is great for a big or one-off project, like expanding your business or hiring new staff.<\/li>\n                                    <li>You'll know how much you'll pay in interest and how much your monthly repayments will be from the get-go.<\/li>\n                                    <li>They usually have lower rates than a business credit card (subject to status).<\/li>\n                                    <li>Good option for borrowing long term. Some lenders may even allow you to borrow for up to 25 years.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Not very flexible \u2013 you need to know how much you'll need to borrow when you apply.<\/li>\n                                    <li>The minimum loan amount may be more than you need to borrow.<\/li>\n                                    <li>Potential early repayment charges.<\/li>\n                                    <li>Some lenders have strict eligibility criteria based on revenue, credit score and the type of business.<\/li>\n                                    <li>Lenders may require collateral and a personal guarantee.<\/li>\n                                    <li>There are better solutions for cash flow issues.<\/li>\n                                    <li>Not all lenders are transparent with their rates upfront.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Bottom line<\/h3><p>Business loans can be a good option if you\u2019re looking to borrow a large amount of money over a longer period and at a lower cost than a business credit card.<\/p><p>It can sometimes be hard to meet the eligibility criteria for a business loan, so it\u2019s worth exploring government-backed business loan schemes (especially if you\u2019re a startup), as well as other types of business funding, such as invoice finance.<\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>If you need funding for your Scottish business we look at the type of business loans and financing available to you.<\/p>\n","protected":false},"author":867,"featured_media":443677,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2866],"tags":[],"asset_tag":[],"class_list":["post-540880","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-loans"],"apple_news_notices":[],"yoast_head":"<!-- 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