{"id":536089,"date":"2024-07-04T12:16:19","date_gmt":"2024-07-04T11:16:19","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=536089"},"modified":"2026-03-23T14:07:49","modified_gmt":"2026-03-23T14:07:49","slug":"bank-accounts-for-freelancers","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers","title":{"rendered":"Best bank accounts for freelancers"},"content":{"rendered":"<p>If you\u2019re a freelancer, you should have a separate bank account to be able to receive all those lovely payments from the work you\u2019ve carried out. You can use your personal account as long as you are not operating as a business but it is not recommended. A bank account for a freelancer is simply a bank account that you use for your freelance payments and expenses. It works in the same way as most other bank accounts.<\/p><p>As a freelancer, you don\u2019t strictly need to have a <a href=\"https:\/\/www.finder.com\/uk\/business-banking\">business bank account<\/a>. That\u2019s because your business (or self-employment) isn\u2019t legally separate from you. <\/p><p>As a result, there\u2019s nothing stopping you from using a <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/current-accounts\">personal bank account<\/a> for your freelance payments and expenses \u2013 particularly if these are fairly straightforward. You could use your normal, everyday bank account or open a separate personal account just for your freelance finances. <\/p><p>But there are benefits to opening a separate business bank account. For a start it will make it easier to separate your business and personal finances. What\u2019s more, these accounts tend to offer more business-specific features, so you might find it more beneficial \u2013 particularly if your business needs are more complex.<\/p><h3>Business accounts for freelancers<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n    \n    \n    \n     \n        \n                    \n\n\n                \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px;  }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-6abe9bd873b64ebca0f41a438605ba04\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5d1631157de30.png\" width=\"140\" height=\"88\" alt=\"Tide Business Bank Account (Free)\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5d1631157de30.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5d1631157de30.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5d1631157de30.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\">\nTide Business Bank Account (Free)<\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great persist\" style=\"display: flex;\">\nGreat\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFSA-CUR\" data-fieldset=\"business_bestpage_hotstats\" class=\"UKFSA-CUR business_bestpage_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Account fee<\/th><td class=\"i_infobox_data product_infobox_data\">Free<\/td><\/tr><tr><th>Arranged overdraft<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Requires credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><\/div>\n\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/tide-business-free-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-xsmall%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2212472%22%2C%22niche_code%22%3A%22UKFSA-CUR%22%2C%22product_id%22%3A%226abe9bd8-73b6-4ebc-a0f4-1a438605ba04%22%2C%22product_name%22%3A%22Tide%2BBusiness%2BBank%2BAccount%2B%2528Free%2529%22%2C%22provider_id%22%3A%22690613c9-2161-4560-9cd3-fb10b58de3cb%22%2C%22provider_name%22%3A%22Tide%22%2C%22post_id%22%3A%22536089%22%2C%22post_path%22%3A%22business-banking%252Fbank-accounts-for-freelancers%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\">Go to site<\/a>\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-banking\/tide-review\">Read review<\/a><\/div><div class=\"u-color--blue-700 weight-semi-bold u-rounded--sm has-margin-bottom-small\" style=\"font-size: 16px; padding: 0.425em 0.6em 0.5em 0.6em; line-height: 22px; background-color: rgb(240 247 255);\"><svg class=\"luna-icon refreshedMasthead__icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" preserveaspectratio=\"none\" viewbox=\"0 0 24 24\" style=\"height: 18px; width: 18px; margin-top: 2px;\"><path d=\"M0 0h24v24H0z\" fill=\"none\"><\/path><path d=\"M21.41 11.58l-9-9C12.05 2.22 11.55 2 11 2H4c-1.1 0-2 .9-2 2v7c0 .55.22 1.05.59 1.42l9 9c.36.36.86.58 1.41.58.55 0 1.05-.22 1.41-.59l7-7c.37-.36.59-.86.59-1.41 0-.55-.23-1.06-.59-1.42zM5.5 7C4.67 7 4 6.33 4 5.5S4.67 4 5.5 4 7 4.67 7 5.5 6.33 7 5.5 7z\" fill=\"#002ebf\"><\/path><\/svg> Get \u00a3250 cashback when you open a Tide business bank account by 31 May.<\/div><p>Tide offers 4 different business bank accounts, from its Free account up to its Cashback account, which has a monthly fee of  \u00a349.99 + VAT. Having the different tiers means you can start off with the free account and upgrade as your business grows. You\u2019re able to create invoices in the app and integrate with accounting software, including Clear Books, FreeAgent, KashFlow, QuickBooks, Reckon One, Sage and Xero. If you do decide on the free version, transfers cost 20p, unless they\u2019re to another Tide account. If you make lots of transfers it might be more economical to upgrade to a paid account. Tide has FSCS protection.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>24\/7 customer support<\/li><li>Categorised spending<\/li><li>FCA regulated<\/li><li>Quick set-up<\/li><li>No monthly fees<\/li><li>Easy to manage accounts and track payments within the app<\/li><li>Ability to set up direct debits and standing orders<\/li><li>Can receive online bank statements<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>No branches - all done via the web<\/li><li>Doesn't accept cheque deposits<\/li><li>No personal accounts<\/li><li>No international transfers or interest offered<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFSA-CUR\" data-fieldset=\"business_bestpage_details\" class=\"UKFSA-CUR business_bestpage_details \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Accounting integrations<\/th><td class=\"i_infobox_data product_infobox_data\">Clear Books, FreeAgent, KashFlow, QuickBooks, Reckon One, Sage, Xero<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFSA-CUR\" data-fieldset=\"business_bestpage_hotstats\" class=\"UKFSA-CUR business_bestpage_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Account fee<\/th><td class=\"i_infobox_data product_infobox_data\">Free<\/td><\/tr><tr><th>Arranged overdraft<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Requires credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><\/div><\/div>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/tide-business-free-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2212472%22%2C%22niche_code%22%3A%22UKFSA-CUR%22%2C%22product_id%22%3A%226abe9bd8-73b6-4ebc-a0f4-1a438605ba04%22%2C%22product_name%22%3A%22Tide%2BBusiness%2BBank%2BAccount%2B%2528Free%2529%22%2C%22provider_id%22%3A%22690613c9-2161-4560-9cd3-fb10b58de3cb%22%2C%22provider_name%22%3A%22Tide%22%2C%22post_id%22%3A%22536089%22%2C%22post_path%22%3A%22business-banking%252Fbank-accounts-for-freelancers%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-bottom-xsmall\">Go to site<\/a>\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-banking\/tide-review\">Read review<\/a><\/div><\/div><\/div><\/div><\/article><\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n    \n    \n    \n     \n        \n                    \n\n\n                \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px;  }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-e26be7eb149a4d349719b91f544cfd69\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66966b3876c39.png\" width=\"140\" height=\"88\" alt=\"Zempler Bank Business Extra\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66966b3876c39.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66966b3876c39.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66966b3876c39.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\">\nZempler Bank Business Extra<\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great persist\" style=\"display: flex;\">\nGreat\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFSA-CUR\" data-fieldset=\"business_bestpage_hotstats\" class=\"UKFSA-CUR business_bestpage_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Account fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a39 per month<\/td><\/tr><tr><th>Arranged overdraft<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><span class=\"table-popover\" rel=\"popover\" data-content=\"On account application\" title=\"More info\" data-original-title=\"\" tab-index=\"0\"><\/span><\/td><\/tr><tr><th>Requires credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><\/div><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-banking\/cashplus-business-review\">Read review<\/a><\/div><div class=\"u-color--blue-700 weight-semi-bold u-rounded--sm has-margin-bottom-small\" style=\"font-size: 16px; padding: 0.425em 0.6em 0.5em 0.6em; line-height: 22px; background-color: rgb(240 247 255);\"><svg class=\"luna-icon refreshedMasthead__icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" preserveaspectratio=\"none\" viewbox=\"0 0 24 24\" style=\"height: 18px; width: 18px; margin-top: 2px;\"><path d=\"M0 0h24v24H0z\" fill=\"none\"><\/path><path d=\"M21.41 11.58l-9-9C12.05 2.22 11.55 2 11 2H4c-1.1 0-2 .9-2 2v7c0 .55.22 1.05.59 1.42l9 9c.36.36.86.58 1.41.58.55 0 1.05-.22 1.41-.59l7-7c.37-.36.59-.86.59-1.41 0-.55-.23-1.06-.59-1.42zM5.5 7C4.67 7 4 6.33 4 5.5S4.67 4 5.5 4 7 4.67 7 5.5 6.33 7 5.5 7z\" fill=\"#002ebf\"><\/path><\/svg> No annual or monthly fee when you apply using the Finder link.<\/div><p>Zempler Bank (formerly Cashplus) has 2 options for freelancers \u2013 Business Go and Business Extra. The former is free and the latter costs \u00a39 a month. If you\u2019re after a basic business account so you can receive payments and don\u2019t need a whole lot of functionality then the Go account will do the job. However, you only get 3 free payments or transfers each month (20p for each additional one) compared to 20 with the Extra account. Both let you connect to accounting software such as Clear Books, FreeAgent, KashFlow, QuickBooks, Sage and Xero. The Extra account also comes with 0.5% cashback on spending, which might cover the monthly fee if you need to make lots of purchases. Deposits are protected by the FSCS.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>Open an account in 5 minutes<\/li><li>Pay in cash at any of the UK\u2019s 11,500 Post Offices<\/li><li>Tools like cashflow tracking, instant notifications and integrated accounting<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>Traditional bank still needed for majority of your business finance needs<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFSA-CUR\" data-fieldset=\"business_bestpage_details\" class=\"UKFSA-CUR business_bestpage_details \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Accounting integrations<\/th><td class=\"i_infobox_data product_infobox_data\">Clear Books, FreeAgent, KashFlow, QuickBooks, Sage, Xero<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFSA-CUR\" data-fieldset=\"business_bestpage_hotstats\" class=\"UKFSA-CUR business_bestpage_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Account fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a39 per month<\/td><\/tr><tr><th>Arranged overdraft<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><span class=\"table-popover\" rel=\"popover\" data-content=\"On account application\" title=\"More info\" data-original-title=\"\" tab-index=\"0\"><\/span><\/td><\/tr><tr><th>Requires credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><\/div><\/div><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-banking\/cashplus-business-review\">Read review<\/a><\/div><\/div><\/div><\/div><\/article><\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n    \n    \n    \n     \n        \n                    \n\n\n                \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px;  }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-9273cd6972934ef790e6096ef793f5d9\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6529479a1dd8d.png\" width=\"140\" height=\"88\" alt=\"Revolut Pro Account - for freelancers\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6529479a1dd8d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6529479a1dd8d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6529479a1dd8d.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\">\nRevolut Pro Account - for freelancers<\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFSA-CUR\" data-fieldset=\"business_bestpage_hotstats\" class=\"UKFSA-CUR business_bestpage_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Account fee<\/th><td class=\"i_infobox_data product_infobox_data\">Free<\/td><\/tr><tr><th>Arranged overdraft<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Requires credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><\/div>\n\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/revolut-profreelance-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-xsmall%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2225208%22%2C%22niche_code%22%3A%22UKFSA-CUR%22%2C%22product_id%22%3A%229273cd69-7293-4ef7-90e6-096ef793f5d9%22%2C%22product_name%22%3A%22Revolut%2BPro%2BAccount%2B-%2Bfor%2Bfreelancers%22%2C%22provider_id%22%3A%229a6f2149-3d31-4773-afb0-5e54d6ddac12%22%2C%22provider_name%22%3A%22Revolut%22%2C%22post_id%22%3A%22536089%22%2C%22post_path%22%3A%22business-banking%252Fbank-accounts-for-freelancers%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\">Go to site<\/a>\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-banking\/revolut-pro-review\">Read review<\/a><\/div><div class=\"u-color--blue-700 weight-semi-bold u-rounded--sm has-margin-bottom-small\" style=\"font-size: 16px; padding: 0.425em 0.6em 0.5em 0.6em; line-height: 22px; background-color: rgb(240 247 255);\"><svg class=\"luna-icon refreshedMasthead__icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" preserveaspectratio=\"none\" viewbox=\"0 0 24 24\" style=\"height: 18px; width: 18px; margin-top: 2px;\"><path d=\"M0 0h24v24H0z\" fill=\"none\"><\/path><path d=\"M21.41 11.58l-9-9C12.05 2.22 11.55 2 11 2H4c-1.1 0-2 .9-2 2v7c0 .55.22 1.05.59 1.42l9 9c.36.36.86.58 1.41.58.55 0 1.05-.22 1.41-.59l7-7c.37-.36.59-.86.59-1.41 0-.55-.23-1.06-.59-1.42zM5.5 7C4.67 7 4 6.33 4 5.5S4.67 4 5.5 4 7 4.67 7 5.5 6.33 7 5.5 7z\" fill=\"#002ebf\"><\/path><\/svg> Get a \u00a330 sign-up bonus plus up to 1% cashback with Revolut Pro.<\/div><p>Revolut is a bank known for its international payments and currency exchange features. Revolut Pro is its offering for freelancers. It allows you to earn cashback on all Pro debit card purchases and accept payments via multiple methods such as Apple Tap To Pay, Revolut Reader, payment links, QR codes and invoices. Keep in mind you need to have a Revolut Personal account to open a Pro account and you can only use it for business spending. It doesn't have any accounting software integrations. Revolut is a fully licenced UK bank and has FSCS protection.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>No monthly fees<\/li><li>Earn cashback on expenses<\/li><li>Multiple payment method<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>You need to open a Revolut Personal account first<\/li><li>Can only be used for business spending<\/li><li>Revolut doesn't allow accounts for some jobs<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFSA-CUR\" data-fieldset=\"business_bestpage_details\" class=\"UKFSA-CUR business_bestpage_details \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Accounting integrations<\/th><td class=\"i_infobox_data product_infobox_data\">N\/A<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFSA-CUR\" data-fieldset=\"business_bestpage_hotstats\" class=\"UKFSA-CUR business_bestpage_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Account fee<\/th><td class=\"i_infobox_data product_infobox_data\">Free<\/td><\/tr><tr><th>Arranged overdraft<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Requires credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><\/div><\/div>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/revolut-profreelance-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2225208%22%2C%22niche_code%22%3A%22UKFSA-CUR%22%2C%22product_id%22%3A%229273cd69-7293-4ef7-90e6-096ef793f5d9%22%2C%22product_name%22%3A%22Revolut%2BPro%2BAccount%2B-%2Bfor%2Bfreelancers%22%2C%22provider_id%22%3A%229a6f2149-3d31-4773-afb0-5e54d6ddac12%22%2C%22provider_name%22%3A%22Revolut%22%2C%22post_id%22%3A%22536089%22%2C%22post_path%22%3A%22business-banking%252Fbank-accounts-for-freelancers%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-bottom-xsmall\">Go to site<\/a>\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-banking\/revolut-pro-review\">Read review<\/a><\/div><\/div><\/div><\/div><\/article><\/div><h3>How can a separate bank account for freelancers help?<\/h3><p>A good freelancer bank account will help you to manage your income and expenses.<\/p><p>If you choose a business bank account, it will often include certain business tools, such as automated invoicing, accounting software and payment tracking features \u2013 all of which can make it much easier to file your tax return and stay on top of your finances. <\/p><p>Opening a business bank account rather than a personal account can also make you look more professional.<\/p><p>Some providers, such as Revolut, provide separate accounts specifically for freelancers. <a href=\"https:\/\/www.finder.com\/uk\/business-banking\/revolut-pro-review\">Revolut Pro<\/a>, for example, sits alongside your <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-review\">personal Revolut account<\/a>, but must only be used for business spending. Because it is separate from a Revolut Personal account, it has its own features to help you create invoices and track payments. <\/p><h3>What should I look for when choosing one?<\/h3><p>When choosing a freelancer bank account, it\u2019s worth looking at the following:<\/p><ul><li><strong>Fees:<\/strong> Business bank accounts are more likely to charge an account fee and\/or fees for certain banking transactions. As a freelancer, you\u2019ll want to keep these fees to a minimum, so look for a low-cost option. Check out our guide on <a href=\"https:\/\/www.finder.com\/uk\/business-banking\/best-free-business-bank-accounts\">best free business bank accounts in the UK<\/a>.<\/li><li><strong>Integration with accounting software:<\/strong> Many business bank accounts will integrate with accounting software such as Xero and QuickBooks. This can make your life a lot easier when you\u2019re filing your tax return.<\/li><li><strong>Business tools:<\/strong> Also check whether the account comes with features such as automated invoicing and payment trackers. Some accounts let you set aside money into different pots to help you cover tax and other bills.<\/li><li><strong>Credit options:<\/strong> If you think you might need an overdraft or a credit card, check whether you can apply for these after opening your account.<\/li><li><strong>Account management:<\/strong> Are you happy banking via an app or online or would you prefer to be able to pop into your local bank branch for certain transactions?<\/li><li><strong>FSCS protection:<\/strong> Check whether the money in your account is protected through the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">Financial Services Compensation Scheme (FSCS)<\/a>. This protects funds of up to \u00a3120,000 per person, per financial institution. Some online providers won\u2019t be FSCS protected, but will safeguard your funds in other ways.<\/li><li><strong>International payments:<\/strong> If you work with clients overseas, it\u2019s worth looking for an account that charges low fees to send money abroad and lets you hold multiple currencies in your account. Check out our guide on <a href=\"https:\/\/www.finder.com\/uk\/business-banking\/multi-currency-business-accounts\">best multi-currency business accounts<\/a>.<\/li><\/ul><h3>Pros and cons<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>A freelancer bank account can help you keep your personal and business finances separate<\/li>\n                                    <li>You can benefit from useful tools such as invoicing support and accounting software integration<\/li>\n                                    <li>You might get access to credit such as an overdraft or credit card<\/li>\n                                    <li>Having a separate account for your business makes you look more professional<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Fees often apply to business accounts<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Bottom line<\/h3><p><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/make-money-online\">Earning money online<\/a> is becoming more and more popular. You can use either a personal or business bank account for your freelancing business \u2013 the choice is yours. Business bank accounts tend to offer a wider range of benefits, but can charge higher fees. <\/p><p>It therefore pays to compare your options carefully and consider your specific needs to be sure you find the right account for you.<\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>We explore how to find the right bank account if you\u2019re a freelancer.<\/p>\n","protected":false},"author":1047,"featured_media":536132,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[3786],"tags":[],"asset_tag":[],"class_list":["post-536089","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-banking"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best bank accounts for freelancers<\/title>\n<meta name=\"description\" content=\"Open a freelance business bank account for your business. Compare rates, fees and sign-up bonuses.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best bank accounts for freelancers\" \/>\n<meta property=\"og:description\" content=\"Open a freelance business bank account for your business. Compare rates, fees and sign-up bonuses.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-04T11:16:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/business-freelancer-man-laptop_450x250.png\" \/>\n\t<meta property=\"og:image:width\" content=\"450\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Rachel Wait\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/rachelwait?lang=en\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rachel Wait\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers\"},\"author\":{\"name\":\"Rachel Wait\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218\"},\"headline\":\"Best bank accounts for freelancers\",\"datePublished\":\"2024-07-04T11:16:19+00:00\",\"dateModified\":\"2026-03-23T14:07:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers\"},\"wordCount\":1247,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/business-freelancer-man-laptop_450x250.png\",\"articleSection\":[\"Business Banking\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"copyrightYear\":\"2024\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"},\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers\",\"url\":\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers\",\"name\":\"Best bank accounts for freelancers\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/business-freelancer-man-laptop_450x250.png\",\"datePublished\":\"2024-07-04T11:16:19+00:00\",\"dateModified\":\"2026-03-23T14:07:21+00:00\",\"description\":\"Open a freelance business bank account for your business. Compare rates, fees and sign-up bonuses.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/business-freelancer-man-laptop_450x250.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/business-freelancer-man-laptop_450x250.png\",\"width\":450,\"height\":250},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\/\/www.finder.com\/uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Business Banking\",\"item\":\"https:\/\/www.finder.com\/uk\/business-banking\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Best bank accounts for freelancers\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/uk\/#website\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218\",\"name\":\"Rachel Wait\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png\",\"caption\":\"Rachel Wait\"},\"description\":\"Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.\",\"sameAs\":[\"https:\/\/twitter.com\/rachelwait?lang=en\",\"https:\/\/www.linkedin.com\/in\/rachel-wait-00463013\/\",\"https:\/\/muckrack.com\/rachel-wait\"],\"url\":\"https:\/\/www.finder.com\/uk\/author\/rachelwait\",\"jobTitle\":\"Writer\",\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2026-03-23T14:07:21+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Best bank accounts for freelancers","description":"Open a freelance business bank account for your business. Compare rates, fees and sign-up bonuses.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers","og_locale":"en_GB","og_type":"article","og_title":"Best bank accounts for freelancers","og_description":"Open a freelance business bank account for your business. Compare rates, fees and sign-up bonuses.","og_url":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2024-07-04T11:16:19+00:00","og_image":[{"width":450,"height":250,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/business-freelancer-man-laptop_450x250.png","type":"image\/png"}],"author":"Rachel Wait","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/rachelwait?lang=en","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Rachel Wait","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers"},"author":{"name":"Rachel Wait","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218"},"headline":"Best bank accounts for freelancers","datePublished":"2024-07-04T11:16:19+00:00","dateModified":"2026-03-23T14:07:21+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers"},"wordCount":1247,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/business-freelancer-man-laptop_450x250.png","articleSection":["Business Banking"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"copyrightYear":"2024","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"},"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers","url":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers","name":"Best bank accounts for freelancers","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/business-freelancer-man-laptop_450x250.png","datePublished":"2024-07-04T11:16:19+00:00","dateModified":"2026-03-23T14:07:21+00:00","description":"Open a freelance business bank account for your business. Compare rates, fees and sign-up bonuses.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/business-freelancer-man-laptop_450x250.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2024\/07\/business-freelancer-man-laptop_450x250.png","width":450,"height":250},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/business-banking\/bank-accounts-for-freelancers#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Business Banking","item":"https:\/\/www.finder.com\/uk\/business-banking"},{"@type":"ListItem","position":3,"name":"Best bank accounts for freelancers"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218","name":"Rachel Wait","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png","caption":"Rachel Wait"},"description":"Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.","sameAs":["https:\/\/twitter.com\/rachelwait?lang=en","https:\/\/www.linkedin.com\/in\/rachel-wait-00463013\/","https:\/\/muckrack.com\/rachel-wait"],"url":"https:\/\/www.finder.com\/uk\/author\/rachelwait","jobTitle":"Writer","worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}}]},"article_modified_time":"2026-03-23T14:07:21+00:00"},"custom_fields":{"_masthead_variant":["{\"id\":\"beta-widget\",\"showFeaturedImage\":false,\"presetId\":\"shortcode\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"[partial id=\\\"ukfsa-business-masthead\\\"]\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"Looking for a bank account to help you manage your freelance business? Here&rsquo;s how to find the right one.\"}"],"_content_type":["niche-content\/recommendation\/best-guide"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/536089"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/1047"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=536089"}],"version-history":[{"count":7,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/536089\/revisions"}],"predecessor-version":[{"id":575042,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/536089\/revisions\/575042"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media\/536132"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=536089"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=536089"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=536089"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=536089"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}