Wise multi-currency account<\/a>. This account is designed to enable you to send and hold money in a range of currencies. So, it makes sense that the card aims to help you spend overseas for less. You can spend online and in stores in over 40 currencies and 160 countries and territories. <\/p>You can sign up for a Wise account in a matter of minutes via the app or online. As part of the application process, you can choose to order the Wise card. Once you\u2019ve completed your application and been approved, you\u2019ll be able to use your digital Wise card immediately. <\/p>
UK and EEA residents can also get a Wise eco card, made of biodegradable material, which will be sent out in the post.<\/p>
How does it work?<\/h3>
You can use the Wise card to pay for items online in any currency or when you\u2019re on holiday overseas. If you have the currency you\u2019re spending in your account, there\u2019s no fee. If you don\u2019t have the currency you need in your Wise account, it\u2019ll be converted for you. Wise uses the mid-market exchange rate to do this. <\/p>
A fee will be applied to each conversion and this tends to vary between 0.3% and 0.9%, depending on the currency.<\/p>
If you want to withdraw cash on your Wise card, you can make 2 free cash withdrawals per month, up to a total of \u00a3200. Exceed these limits and fees apply:<\/p>