{"id":512121,"date":"2023-11-13T14:06:37","date_gmt":"2023-11-13T14:06:37","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=512121"},"modified":"2026-07-23T13:56:06","modified_gmt":"2026-07-23T12:56:06","slug":"bank-accounts-travel-insurance","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-travel-insurance","title":{"rendered":"Best bank accounts that offer travel insurance"},"content":{"rendered":"<p>Certain bank accounts require a monthly fee. But in return, you\u2019ll get access to a range of benefits. One perk on offer from so-called \u2018<a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/packaged-bank-accounts\">packaged accounts<\/a>\u2018 can include travel insurance. <\/p><p>Having travel insurance automatically included with your bank account can be convenient, as you won\u2019t need to take out a travel insurance policy each time you head abroad. But is it the right option for you? We take a look.<\/p><h3>Should you get a bank account with travel insurance?<\/h3><p>Whether you should get a bank account with travel insurance included ultimately depends on your situation. For a start, you\u2019ll need to be comfortable paying a monthly fee for your bank account. Usually, this will be around \u00a310 to \u00a330 a month, depending on the account.<\/p><p>You should compare the cost of this fee against the cost of buying a separate travel insurance policy to see what works out the most cost-effective. To do this, multiply the monthly account fee by 12 and compare it to a standard annual policy. However, keep in mind that many packaged bank accounts also include other benefits such as mobile phone insurance and breakdown cover as part of the deal, so you\u2019ll need to work out how much these would cost separately to get a fair comparison. <\/p><p>Another key consideration is exactly what the travel insurance policy included in your bank account covers. For example, does it offer worldwide travel insurance, or is it only valid for European countries? Does cover apply to you and your family or only you? If it covers you as a family, do you have to travel together to be insured?<\/p><p>You\u2019ll also need to check the following:<\/p><ul><li>How much cover do you get for lost luggage, medical costs, repatriation, holiday cancellation and so on?<\/li><li>Will you be covered for winter sports or other hazardous activities? Or do you need to pay extra?<\/li><li>Are there any age restrictions? Certain policies won\u2019t cover you if you\u2019re aged 70 or over, for example.<\/li><li> Are pre-existing conditions included?<\/li><li>How long does cover last? Some policies might only offer cover for trips of up to 31 consecutive days, for instance.<\/li><\/ul><p>Note that many travel insurance policies (whether they\u2019re offered through a bank account or not) won\u2019t cover pre-existing conditions and limit the number of days per trip before cover expires. But it\u2019s important to compare exactly what you\u2019d get with a packaged account and what buying travel insurance separately would cover you for before you can work out whether a packaged account is worth it. <\/p><div class=\"eeQuote box u-rounded--lg source-finder type-expert\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 25.3187C10.8637 26.7253 9.2092 27.4286 7.21127 27.4286C5.15091 27.4286 3.43394 26.7253 2.06036 25.3187C0.686788 23.9121 0 21.8661 0 19.1808C0 16.3037 0.749223 13.043 2.24767 9.3986C3.74611 5.75424 5.83769 2.62138 8.52241 0L13.1114 3.54845ZM30.8762 3.54845C29.8148 5.01898 28.9095 6.64935 28.1602 8.43956C27.411 10.2298 27.0052 11.8282 26.9428 13.2348C28.5036 13.8102 29.7211 14.6733 30.5952 15.8242C31.5317 16.975 32 18.3816 32 20.044C32 22.0899 31.3132 23.8482 29.9396 25.3187C28.6285 26.7253 26.974 27.4286 24.976 27.4286C22.9157 27.4286 21.1987 26.7253 19.8251 25.3187C18.4516 23.9121 17.7648 21.8661 17.7648 19.1808C17.7648 16.3037 18.514 13.043 20.0124 9.3986C21.5109 5.75424 23.6025 2.62138 26.2872 0L30.8762 3.54845Z\" fill=\"#232320\"><\/path>\n<\/svg>\n            <\/div>\n\n                            <figure class=\"eeQuote__photo\">\n                    <img decoding=\"async\" alt=\"Kate Steere's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\">\n                <\/figure>\n\n                                    <div class=\"eeQuote__finderLozenge\">\n  <div class=\"eeQuote__finderLozenge--desktop\">\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"14\" viewbox=\"0 0 1320.32 251.3\" fill=\"none\" role=\"img\" aria-label=\"Finder\">\n      <path d=\"M461.05 18.35h113.51c5.18 0 9.12 4.66 8.25 9.77l-5.53 32.68a8.37 8.37 0 0 1-8.25 6.98H505.5c-4.03 0-7.49 2.87-8.23 6.83l-4.6 24.55c-.97 5.15 2.99 9.91 8.23 9.91h57.05c5.2 0 9.14 4.68 8.25 9.8l-5.14 29.64a8.38 8.38 0 0 1-8.25 6.94h-63.04c-4.05 0-7.53 2.91-8.24 6.9l-11.77 65.83a8.375 8.375 0 0 1-8.24 6.9h-35.89c-5.21 0-9.15-4.7-8.24-9.83l35.43-199.98c.71-4 4.18-6.91 8.24-6.91ZM606.9 77.49h30.37c6.25 0 10.98 5.64 9.89 11.8l-24.31 137.49c-.85 4.8-5.02 8.3-9.89 8.3h-30.37c-6.25 0-10.98-5.64-9.89-11.8l24.31-137.49c.85-4.8 5.02-8.3 9.89-8.3m3.71-23.44c-4.75-4.85-7.12-10.68-7.12-17.49 0-7.43 2.83-13.93 8.51-19.5 5.67-5.57 12.23-8.36 19.66-8.36 7.01 0 12.9 2.48 17.65 7.43s7.12 10.84 7.12 17.65-2.79 13.11-8.36 18.89q-8.355 8.67-19.5 8.67c-11.145 0-13.21-2.42-17.96-7.28ZM679.33 77.49h30.96c3.01 0 5.61 2.09 6.26 5.03 1.01 4.58 6.41 6.52 10.16 3.7 11.56-8.71 24.22-13.06 37.96-13.06 16.51 0 28.89 4.13 37.15 12.38 8.25 8.26 12.38 20.95 12.38 38.08 0 7.23-.83 15.79-2.48 25.7l-14.23 80.47a6.405 6.405 0 0 1-6.31 5.29h-37.77c-3.98 0-7-3.59-6.31-7.52l13.23-75.46c.62-4.13.93-7.74.93-10.84 0-13.82-6.5-20.74-19.5-20.74-16.51 0-26.52 10.42-30.03 31.27l-13.92 78a6.404 6.404 0 0 1-6.31 5.28h-37.77c-3.99 0-7.01-3.6-6.31-7.53l25.6-144.77c.54-3.06 3.2-5.29 6.31-5.29ZM859.4 230.89c-10.11-5.67-18.16-13.78-24.15-24.3-5.99-10.53-8.98-22.6-8.98-36.22 0-16.72 4.07-32.56 12.23-47.52 8.15-14.96 19.24-26.98 33.28-36.07q21.045-13.62 46.44-13.62c9.91 0 18.42 1.96 25.54 5.88 2.38 1.31 4.51 2.66 6.39 4.03 4.03 2.95 9.74.79 10.63-4.13l10-55.09c.58-3.18 3.35-5.5 6.58-5.5h37.21c4.16 0 7.31 3.76 6.59 7.86l-36.02 203.34a6.694 6.694 0 0 1-6.59 5.52h-30.71c-3.05 0-5.71-2.06-6.47-5.01-1.21-4.66-6.76-6.5-10.59-3.58-11.34 8.62-24.1 12.93-38.27 12.93-11.97 0-23.02-2.84-33.13-8.51Zm68.58-43.8c6.29-4.33 11.19-10.01 14.71-17.03 3.51-7.01 5.26-14.24 5.26-21.67 0-8.87-2.63-15.99-7.9-21.36-5.26-5.36-12.03-8.05-20.28-8.05-7.02 0-13.78 2.01-20.28 6.04-6.5 4.02-11.76 9.44-15.79 16.25-4.02 6.81-6.04 14.35-6.04 22.6 0 8.88 2.73 16.05 8.2 21.52s12.43 8.21 20.9 8.21c7.84 0 14.91-2.17 21.21-6.5ZM1059.41 171.61v1.24c.2 6.81 2.99 12.75 8.36 17.8q8.055 7.59 21.36 7.59c8.25 0 15.12-1.86 20.59-5.57 4.25-2.89 7.6-5.9 10.05-9.04 1.23-1.58 3.25-2.3 5.17-1.72l31.3 9.54c2.6.79 3.79 3.83 2.38 6.16-7.62 12.63-17.06 22.54-28.31 29.74-12.59 8.05-28.17 12.07-46.75 12.07-12.8 0-24.51-2.74-35.14-8.21s-19.09-13.26-25.39-23.37-9.44-21.98-9.44-35.6c0-16.1 4.02-31.78 12.07-47.06 8.05-15.27 19.35-27.76 33.9-37.46q21.825-14.55 49.38-14.55c20.02 0 35.65 5.88 46.9 17.65 11.25 11.76 16.87 27.24 16.87 46.44 0 7.02-.52 13.21-1.55 18.58l-1.67 9.44a7.69 7.69 0 0 1-7.57 6.35h-102.53Zm65.17-50.78c-4.02-5.36-10.89-8.05-20.59-8.05s-17.86 2.58-24.46 7.74c-4.26 3.33-7.74 7.17-10.46 11.52-2.08 3.34.27 7.68 4.21 7.68h51.79c3.14 0 5.56-2.85 4.99-5.94-1.49-8.01-5.49-12.95-5.49-12.95ZM1207.33 77.49h30.95a6.56 6.56 0 0 1 6.34 4.86c1.26 4.69 6.98 6.4 10.66 3.22 2.66-2.31 5.59-4.43 8.78-6.38 6.6-4.02 14.24-6.04 22.91-6.04 7.11 0 13.31 1.22 18.62 3.67 3.37 1.55 4.65 5.7 2.91 8.98l-17.78 33.48c-1.56 2.95-5.08 4.23-8.19 3.02-3.06-1.19-6.64-1.78-10.73-1.78-8.05 0-14.97 2.58-20.74 7.74-5.78 5.16-9.6 13-11.45 23.53l-13.9 77.87a6.56 6.56 0 0 1-6.46 5.41h-37.45c-4.08 0-7.17-3.69-6.46-7.71l25.54-144.46a6.555 6.555 0 0 1 6.46-5.42ZM264.8 237.72c-24.09 0-47.53-7.89-66.68-22.35-19.15 14.45-42.6 22.35-66.68 22.35-61.07 0-110.76-49.68-110.76-110.75V16.21H264.8c61.07 0 110.75 49.68 110.75 110.75s-49.68 110.75-110.76 110.75Z\" fill=\"#fff\"><\/path>\n      <path d=\"M264.8 23.64c57.06 0 103.32 46.26 103.32 103.32S321.86 230.28 264.8 230.28c-25.42 0-48.69-9.2-66.68-24.43-18 15.23-41.26 24.43-66.68 24.43-57.06 0-103.32-46.26-103.32-103.32V23.64h236.69m-.01-14.87H13.24v118.19c0 31.57 12.29 61.25 34.62 83.57 22.32 22.32 52 34.62 83.57 34.62 23.86 0 47.12-7.26 66.68-20.63 19.56 13.37 42.83 20.63 66.68 20.63 31.57 0 61.25-12.29 83.57-34.62 22.32-22.32 34.62-52 34.62-83.57s-12.29-61.25-34.62-83.57c-22.32-22.32-52-34.62-83.57-34.62Z\" fill=\"#232021\"><\/path>\n      <path d=\"M269.72 114.69a3.64 3.64 0 0 1 4.21-3.18c14.6 2.38 27.46-8.95 25.65-24.62-.56-4.81-2.79-8.03-5.43-11.41-1.29-1.65-.91-4.1.87-5.21 19.12-12.03 38.77-2.34 49.97 16.28 13.73 22.83 14.14 57.77.65 80.79-18.88 32.22-52.57 28.76-68.66-3.72-7.46-15.06-9.15-32.34-7.25-48.92Z\" fill=\"#232021\"><\/path>\n      <path d=\"M134.42 114.69a3.64 3.64 0 0 1 4.21-3.18c14.6 2.38 27.46-8.95 25.65-24.62-.56-4.81-2.79-8.03-5.43-11.41-1.29-1.65-.91-4.1.87-5.21 19.12-12.03 38.77-2.34 49.97 16.28 13.73 22.83 14.14 57.77.65 80.79-18.88 32.22-52.57 28.76-68.66-3.72-7.46-15.06-9.15-32.34-7.25-48.92Z\" fill=\"#232021\"><\/path>\n    <\/svg>\n  <\/div>\n\n  <div class=\"eeQuote__finderLozenge--mobile\">\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"none\" role=\"img\" aria-label=\"Finder\">\n      <circle cx=\"12\" cy=\"12\" r=\"12\" fill=\"#1D53FF\"><\/circle>\n      <g transform=\"translate(3 6.24) scale(0.0573)\">\n        <path d=\"M212.32 190.62a90.38 90.38 0 0 1-54.42-18.24c-15.63 11.79-34.77 18.24-54.42 18.24-49.84 0-90.39-40.55-90.39-90.39V9.83h199.24c49.84 0 90.39 40.55 90.39 90.39s-40.55 90.39-90.39 90.39Z\" fill=\"#fff\"><\/path>\n        <path d=\"M212.32 15.9c46.57 0 84.33 37.75 84.33 84.33 0 46.57-37.75 84.33-84.33 84.33-20.75 0-39.74-7.51-54.42-19.94-14.69 12.43-33.68 19.94-54.42 19.94-46.57 0-84.33-37.75-84.33-84.33V15.9h193.18m-.01-12.14H7.01v96.46c0 53.19 43.27 96.46 96.46 96.46 19.47 0 38.46-5.92 54.43-16.84 15.96 10.91 34.95 16.84 54.42 16.84 53.19 0 96.46-43.27 96.46-96.46S265.51 3.76 212.32 3.76\" fill=\"#232021\"><\/path>\n        <path d=\"M216.34 90.21a2.975 2.975 0 0 1 3.43-2.6c11.91 1.94 22.41-7.31 20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26 15.6-9.82 31.64-1.91 40.78 13.29 11.21 18.64 11.54 47.15.53 65.94-15.41 26.3-42.91 23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93ZM105.92 90.21a2.975 2.975 0 0 1 3.43-2.6c11.91 1.94 22.41-7.31 20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26 15.6-9.82 31.64-1.91 40.78 13.29 11.21 18.64 11.54 47.15.53 65.94-15.41 26.3-42.91 23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#212121\"><\/path>\n      <\/g>\n    <\/svg>\n  <\/div>\n<\/div>\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Our expert says: Kate Steere explains whether a bank account with travel insurance is worth it<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"It really comes down to convenience. While packaged bank accounts with travel insurance aren\u2019t always the cheapest route, they do cross a major piece of life admin off your to-do list.<\/p><p>That said, check the fine print. A standard policy might not cover everything \u2013 especially if you have pre-existing medical conditions or are heading off for winter sports.<\/p><p>Where these accounts truly shine is for families. Bundling coverage across multiple people often makes a packaged account an incredibly cost-effective option.\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                            <div class=\"eeQuote__authorInfo\">\n                                            <div class=\"eeQuote__authorPhoto--mobile\">\n                            <figure class=\"eeQuote__photo\">\n                                <img decoding=\"async\" alt=\"Kate Steere's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\">\n                            <\/figure>\n                                                            <div class=\"eeQuote__finderLozenge\">\n  <div class=\"eeQuote__finderLozenge--desktop\">\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"14\" viewbox=\"0 0 1320.32 251.3\" fill=\"none\" role=\"img\" aria-label=\"Finder\">\n      <path d=\"M461.05 18.35h113.51c5.18 0 9.12 4.66 8.25 9.77l-5.53 32.68a8.37 8.37 0 0 1-8.25 6.98H505.5c-4.03 0-7.49 2.87-8.23 6.83l-4.6 24.55c-.97 5.15 2.99 9.91 8.23 9.91h57.05c5.2 0 9.14 4.68 8.25 9.8l-5.14 29.64a8.38 8.38 0 0 1-8.25 6.94h-63.04c-4.05 0-7.53 2.91-8.24 6.9l-11.77 65.83a8.375 8.375 0 0 1-8.24 6.9h-35.89c-5.21 0-9.15-4.7-8.24-9.83l35.43-199.98c.71-4 4.18-6.91 8.24-6.91ZM606.9 77.49h30.37c6.25 0 10.98 5.64 9.89 11.8l-24.31 137.49c-.85 4.8-5.02 8.3-9.89 8.3h-30.37c-6.25 0-10.98-5.64-9.89-11.8l24.31-137.49c.85-4.8 5.02-8.3 9.89-8.3m3.71-23.44c-4.75-4.85-7.12-10.68-7.12-17.49 0-7.43 2.83-13.93 8.51-19.5 5.67-5.57 12.23-8.36 19.66-8.36 7.01 0 12.9 2.48 17.65 7.43s7.12 10.84 7.12 17.65-2.79 13.11-8.36 18.89q-8.355 8.67-19.5 8.67c-11.145 0-13.21-2.42-17.96-7.28ZM679.33 77.49h30.96c3.01 0 5.61 2.09 6.26 5.03 1.01 4.58 6.41 6.52 10.16 3.7 11.56-8.71 24.22-13.06 37.96-13.06 16.51 0 28.89 4.13 37.15 12.38 8.25 8.26 12.38 20.95 12.38 38.08 0 7.23-.83 15.79-2.48 25.7l-14.23 80.47a6.405 6.405 0 0 1-6.31 5.29h-37.77c-3.98 0-7-3.59-6.31-7.52l13.23-75.46c.62-4.13.93-7.74.93-10.84 0-13.82-6.5-20.74-19.5-20.74-16.51 0-26.52 10.42-30.03 31.27l-13.92 78a6.404 6.404 0 0 1-6.31 5.28h-37.77c-3.99 0-7.01-3.6-6.31-7.53l25.6-144.77c.54-3.06 3.2-5.29 6.31-5.29ZM859.4 230.89c-10.11-5.67-18.16-13.78-24.15-24.3-5.99-10.53-8.98-22.6-8.98-36.22 0-16.72 4.07-32.56 12.23-47.52 8.15-14.96 19.24-26.98 33.28-36.07q21.045-13.62 46.44-13.62c9.91 0 18.42 1.96 25.54 5.88 2.38 1.31 4.51 2.66 6.39 4.03 4.03 2.95 9.74.79 10.63-4.13l10-55.09c.58-3.18 3.35-5.5 6.58-5.5h37.21c4.16 0 7.31 3.76 6.59 7.86l-36.02 203.34a6.694 6.694 0 0 1-6.59 5.52h-30.71c-3.05 0-5.71-2.06-6.47-5.01-1.21-4.66-6.76-6.5-10.59-3.58-11.34 8.62-24.1 12.93-38.27 12.93-11.97 0-23.02-2.84-33.13-8.51Zm68.58-43.8c6.29-4.33 11.19-10.01 14.71-17.03 3.51-7.01 5.26-14.24 5.26-21.67 0-8.87-2.63-15.99-7.9-21.36-5.26-5.36-12.03-8.05-20.28-8.05-7.02 0-13.78 2.01-20.28 6.04-6.5 4.02-11.76 9.44-15.79 16.25-4.02 6.81-6.04 14.35-6.04 22.6 0 8.88 2.73 16.05 8.2 21.52s12.43 8.21 20.9 8.21c7.84 0 14.91-2.17 21.21-6.5ZM1059.41 171.61v1.24c.2 6.81 2.99 12.75 8.36 17.8q8.055 7.59 21.36 7.59c8.25 0 15.12-1.86 20.59-5.57 4.25-2.89 7.6-5.9 10.05-9.04 1.23-1.58 3.25-2.3 5.17-1.72l31.3 9.54c2.6.79 3.79 3.83 2.38 6.16-7.62 12.63-17.06 22.54-28.31 29.74-12.59 8.05-28.17 12.07-46.75 12.07-12.8 0-24.51-2.74-35.14-8.21s-19.09-13.26-25.39-23.37-9.44-21.98-9.44-35.6c0-16.1 4.02-31.78 12.07-47.06 8.05-15.27 19.35-27.76 33.9-37.46q21.825-14.55 49.38-14.55c20.02 0 35.65 5.88 46.9 17.65 11.25 11.76 16.87 27.24 16.87 46.44 0 7.02-.52 13.21-1.55 18.58l-1.67 9.44a7.69 7.69 0 0 1-7.57 6.35h-102.53Zm65.17-50.78c-4.02-5.36-10.89-8.05-20.59-8.05s-17.86 2.58-24.46 7.74c-4.26 3.33-7.74 7.17-10.46 11.52-2.08 3.34.27 7.68 4.21 7.68h51.79c3.14 0 5.56-2.85 4.99-5.94-1.49-8.01-5.49-12.95-5.49-12.95ZM1207.33 77.49h30.95a6.56 6.56 0 0 1 6.34 4.86c1.26 4.69 6.98 6.4 10.66 3.22 2.66-2.31 5.59-4.43 8.78-6.38 6.6-4.02 14.24-6.04 22.91-6.04 7.11 0 13.31 1.22 18.62 3.67 3.37 1.55 4.65 5.7 2.91 8.98l-17.78 33.48c-1.56 2.95-5.08 4.23-8.19 3.02-3.06-1.19-6.64-1.78-10.73-1.78-8.05 0-14.97 2.58-20.74 7.74-5.78 5.16-9.6 13-11.45 23.53l-13.9 77.87a6.56 6.56 0 0 1-6.46 5.41h-37.45c-4.08 0-7.17-3.69-6.46-7.71l25.54-144.46a6.555 6.555 0 0 1 6.46-5.42ZM264.8 237.72c-24.09 0-47.53-7.89-66.68-22.35-19.15 14.45-42.6 22.35-66.68 22.35-61.07 0-110.76-49.68-110.76-110.75V16.21H264.8c61.07 0 110.75 49.68 110.75 110.75s-49.68 110.75-110.76 110.75Z\" fill=\"#fff\"><\/path>\n      <path d=\"M264.8 23.64c57.06 0 103.32 46.26 103.32 103.32S321.86 230.28 264.8 230.28c-25.42 0-48.69-9.2-66.68-24.43-18 15.23-41.26 24.43-66.68 24.43-57.06 0-103.32-46.26-103.32-103.32V23.64h236.69m-.01-14.87H13.24v118.19c0 31.57 12.29 61.25 34.62 83.57 22.32 22.32 52 34.62 83.57 34.62 23.86 0 47.12-7.26 66.68-20.63 19.56 13.37 42.83 20.63 66.68 20.63 31.57 0 61.25-12.29 83.57-34.62 22.32-22.32 34.62-52 34.62-83.57s-12.29-61.25-34.62-83.57c-22.32-22.32-52-34.62-83.57-34.62Z\" fill=\"#232021\"><\/path>\n      <path d=\"M269.72 114.69a3.64 3.64 0 0 1 4.21-3.18c14.6 2.38 27.46-8.95 25.65-24.62-.56-4.81-2.79-8.03-5.43-11.41-1.29-1.65-.91-4.1.87-5.21 19.12-12.03 38.77-2.34 49.97 16.28 13.73 22.83 14.14 57.77.65 80.79-18.88 32.22-52.57 28.76-68.66-3.72-7.46-15.06-9.15-32.34-7.25-48.92Z\" fill=\"#232021\"><\/path>\n      <path d=\"M134.42 114.69a3.64 3.64 0 0 1 4.21-3.18c14.6 2.38 27.46-8.95 25.65-24.62-.56-4.81-2.79-8.03-5.43-11.41-1.29-1.65-.91-4.1.87-5.21 19.12-12.03 38.77-2.34 49.97 16.28 13.73 22.83 14.14 57.77.65 80.79-18.88 32.22-52.57 28.76-68.66-3.72-7.46-15.06-9.15-32.34-7.25-48.92Z\" fill=\"#232021\"><\/path>\n    <\/svg>\n  <\/div>\n\n  <div class=\"eeQuote__finderLozenge--mobile\">\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"none\" role=\"img\" aria-label=\"Finder\">\n      <circle cx=\"12\" cy=\"12\" r=\"12\" fill=\"#1D53FF\"><\/circle>\n      <g transform=\"translate(3 6.24) scale(0.0573)\">\n        <path d=\"M212.32 190.62a90.38 90.38 0 0 1-54.42-18.24c-15.63 11.79-34.77 18.24-54.42 18.24-49.84 0-90.39-40.55-90.39-90.39V9.83h199.24c49.84 0 90.39 40.55 90.39 90.39s-40.55 90.39-90.39 90.39Z\" fill=\"#fff\"><\/path>\n        <path d=\"M212.32 15.9c46.57 0 84.33 37.75 84.33 84.33 0 46.57-37.75 84.33-84.33 84.33-20.75 0-39.74-7.51-54.42-19.94-14.69 12.43-33.68 19.94-54.42 19.94-46.57 0-84.33-37.75-84.33-84.33V15.9h193.18m-.01-12.14H7.01v96.46c0 53.19 43.27 96.46 96.46 96.46 19.47 0 38.46-5.92 54.43-16.84 15.96 10.91 34.95 16.84 54.42 16.84 53.19 0 96.46-43.27 96.46-96.46S265.51 3.76 212.32 3.76\" fill=\"#232021\"><\/path>\n        <path d=\"M216.34 90.21a2.975 2.975 0 0 1 3.43-2.6c11.91 1.94 22.41-7.31 20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26 15.6-9.82 31.64-1.91 40.78 13.29 11.21 18.64 11.54 47.15.53 65.94-15.41 26.3-42.91 23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93ZM105.92 90.21a2.975 2.975 0 0 1 3.43-2.6c11.91 1.94 22.41-7.31 20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26 15.6-9.82 31.64-1.91 40.78 13.29 11.21 18.64 11.54 47.15.53 65.94-15.41 26.3-42.91 23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#212121\"><\/path>\n      <\/g>\n    <\/svg>\n  <\/div>\n<\/div>\n                                                    <\/div>\n                                        <div class=\"eeQuote__authorDetails\">\n                                                    <a class=\"eeQuote__authorName\" href=\"https:\/\/www.finder.com\/uk\/author\/katesteere\" itemprop=\"url\" target=\"_blank\">\n                                Kate Steere\n                            <\/a>\n                                                                            <div class=\"eeQuote__authorTitle\">Editor<\/div>\n                                            <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n<h3>Pros and cons of a bank account with travel insurance<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Can work out to be cost-effective, especially if it covers the whole family<\/li>\n                                    <li>More convenient than applying for policies separately<\/li>\n                                    <li>Other perks might be included in the account, such as mobile phone insurance<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>It won\u2019t necessarily be cheaper than applying for travel insurance separately<\/li>\n                                    <li>Exclusions will apply<\/li>\n                                    <li>If you don\u2019t declare all pre-existing medical conditions, you could invalidate your policy<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Bottom line<\/h3><p>Applying for a bank account with travel insurance included offers the convenience of never needing to remember to take out a travel insurance policy before you go on holiday. If you have a family, this can be particularly beneficial if the policy covers all of you. Plus, if your policy includes cancellation cover, you\u2019ll be automatically covered from the moment you book your next trip. <\/p><p>However, it\u2019s crucial to check whether family members must travel together or whether cover also applies if you travel separately. You should also check exactly what is and isn\u2019t included in the cover and whether the cost of the account is worth it.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Can I get travel insurance on a joint bank account?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Yes, many packaged bank accounts that include travel insurance can be opened as a <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/joint-bank-accounts\">joint account<\/a>. This means you\u2019ll both be covered for the same fee.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Will my bank account include travel insurance for cruises?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">This depends on the policy, but often, you\u2019ll need to take out separate cruise cover. It\u2019s really important to check the small print carefully to know exactly what you\u2019ll be covered for. If you regularly go on cruises and the travel insurance included with the bank account doesn\u2019t include cruise cover, a packaged bank account is unlikely to be the best option for you.<\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Could it pay to apply for a bank account that includes travel insurance?<\/p>\n","protected":false},"author":1047,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"bank accounts with travel insurance","_yoast_wpseo_title":"Best bank accounts that offer travel insurance","_yoast_wpseo_metadesc":"We explore the bank accounts that offer travel insurance as part of the package and whether they are worth it.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"977","post_editor_date":"","post_author_date":"2023-11-09T10:36:33","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2026-07-23 12:56:10\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We updated this guide with an expert opinion on these types of accounts. \"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[3763],"tags":[],"asset_tag":[],"class_list":["post-512121","post","type-post","status-publish","format-standard","hentry","category-current-accounts"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Best bank accounts that offer travel insurance<\/title>\n<meta name=\"description\" content=\"We explore the bank accounts that offer travel insurance as part of the package and whether they are worth it.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-travel-insurance\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best bank accounts that offer travel insurance\" \/>\n<meta property=\"og:description\" content=\"We explore the bank accounts that offer travel insurance as part of the package and whether they are worth it.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-travel-insurance\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2023-11-13T14:06:37+00:00\" \/>\n<meta name=\"author\" content=\"Rachel Wait\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/rachelwait?lang=en\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rachel Wait\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/bank-accounts-travel-insurance#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/bank-accounts-travel-insurance\"},\"author\":{\"name\":\"Rachel Wait\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/531b4649d053a94fb7388e896df73218\"},\"headline\":\"Best bank accounts that offer travel insurance\",\"datePublished\":\"2023-11-13T14:06:37+00:00\",\"dateModified\":\"2026-07-23T13:56:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/bank-accounts-travel-insurance\"},\"wordCount\":894,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\"},\"articleSection\":[\"Current accounts\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"editor\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/81fdb97f130e389795daf564d105092e\"},\"copyrightYear\":\"2023\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/#organization\"},\"contributor\":[{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/1fe38023a7ec83d898420da91201d4df\"}],\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/bank-accounts-travel-insurance\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/bank-accounts-travel-insurance\",\"name\":\"Best bank accounts that offer travel insurance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#website\"},\"datePublished\":\"2023-11-13T14:06:37+00:00\",\"dateModified\":\"2026-07-23T13:56:10+00:00\",\"description\":\"We explore the bank accounts that offer travel insurance as part of the package and whether they are worth it.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/bank-accounts-travel-insurance#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/bank-accounts-travel-insurance\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\\\/bank-accounts-travel-insurance#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Current accounts\",\"item\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/current-accounts\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Best bank accounts that offer travel insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#website\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\",\"name\":\"Finder\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/findercomuk\",\"https:\\\/\\\/x.com\\\/findercomUK\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/finder\\\/\",\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/531b4649d053a94fb7388e896df73218\",\"name\":\"Rachel Wait\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/12\\\/RachelWaitF1_Supplied_600x600.png\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/12\\\/RachelWaitF1_Supplied_600x600.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/12\\\/RachelWaitF1_Supplied_600x600.png\",\"caption\":\"Rachel Wait\"},\"description\":\"Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.\",\"sameAs\":[\"https:\\\/\\\/twitter.com\\\/rachelwait?lang=en\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/rachel-wait-00463013\\\/\",\"https:\\\/\\\/muckrack.com\\\/rachel-wait\"],\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/author\\\/rachelwait\",\"jobTitle\":\"Writer\",\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/81fdb97f130e389795daf564d105092e\",\"name\":\"Holly Jennings\",\"description\":\"Holly Jennings is the deputy crypto editor and updates writer at Finder, working with writers across all niches to deliver quality content to readers. She\u2019s edited hundreds of financial articles ranging from credit cards to investments. With empathy at heart, she especially enjoys content that breaks down complex financial situations into easy-to-understand information. Her viral articles have been featured on Yahoo Finance, AOL.com, and more. In her spare time, she is an award-winning author for Penguin Random House, writing about virtual reality worlds, magical girls and lasers that go pew-pew.\",\"jobTitle\":\"Deputy Crypto Editor\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/author\\\/hollyjennings\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Cryptocurrency\"},{\"@type\":\"Thing\",\"name\":\"Digital assets\"},{\"@type\":\"Thing\",\"name\":\"Investments\"},{\"@type\":\"Thing\",\"name\":\"Personal Banking\"}],\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/HollyJenningsF1_Finder_600x600.png98884f265648644235860dae75c64f42\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/HollyJenningsF1_Finder_600x600.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/HollyJenningsF1_Finder_600x600.png\",\"caption\":\"Holly Jennings\"},\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/1fe38023a7ec83d898420da91201d4df\",\"name\":\"Kate Steere\",\"description\":\"Kate Steere is an editor and money expert at Finder, specialising in banking, savings and fintech. She has previously written for The Motley Fool UK and Fitch Solutions, where she covered a wide range of personal finance topics and kept a close eye on market trends. Kate has a Bachelor of Arts in Modern History from the University of East Anglia. When not working, she can usually be found curled up with a good book or heading out for a run.\",\"jobTitle\":\"Editor\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/author\\\/katesteere\",\"sameAs\":[\"https:\\\/\\\/twitter.com\\\/KateSteere_UK\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/kate-steere\\\/\",\"https:\\\/\\\/www.fool.co.uk\\\/author\\\/kanderson\\\/\",\"https:\\\/\\\/muckrack.com\\\/kate-steere-1\",\"https:\\\/\\\/mediafeed.org\\\/author\\\/kate-steere-at-finder\\\/\"],\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Savings\"},{\"@type\":\"Thing\",\"name\":\"Fintech\"},{\"@type\":\"Thing\",\"name\":\"Credit\"},{\"@type\":\"Thing\",\"name\":\"Payments\"}],\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/KateSteereF1_Finder_600x600.png7588339c582de14b3660d3653871b95c\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/KateSteereF1_Finder_600x600.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/KateSteereF1_Finder_600x600.png\",\"caption\":\"Kate Steere\"}}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2026-07-23T13:56:10+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Best bank accounts that offer travel insurance","description":"We explore the bank accounts that offer travel insurance as part of the package and whether they are worth it.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-travel-insurance","og_locale":"en_GB","og_type":"article","og_title":"Best bank accounts that offer travel insurance","og_description":"We explore the bank accounts that offer travel insurance as part of the package and whether they are worth it.","og_url":"https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-travel-insurance","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2023-11-13T14:06:37+00:00","author":"Rachel Wait","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/rachelwait?lang=en","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Rachel Wait","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-travel-insurance#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-travel-insurance"},"author":{"name":"Rachel Wait","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218"},"headline":"Best bank accounts that offer travel insurance","datePublished":"2023-11-13T14:06:37+00:00","dateModified":"2026-07-23T13:56:10+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-travel-insurance"},"wordCount":894,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"articleSection":["Current accounts"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"editor":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/81fdb97f130e389795daf564d105092e"},"copyrightYear":"2023","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"},"contributor":[{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/1fe38023a7ec83d898420da91201d4df"}],"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-travel-insurance","url":"https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-travel-insurance","name":"Best bank accounts that offer travel insurance","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"datePublished":"2023-11-13T14:06:37+00:00","dateModified":"2026-07-23T13:56:10+00:00","description":"We explore the bank accounts that offer travel insurance as part of the package and whether they are worth it.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-travel-insurance#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-travel-insurance"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/current-accounts\/bank-accounts-travel-insurance#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Current accounts","item":"https:\/\/www.finder.com\/uk\/current-accounts"},{"@type":"ListItem","position":3,"name":"Best bank accounts that offer travel insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/531b4649d053a94fb7388e896df73218","name":"Rachel Wait","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/RachelWaitF1_Supplied_600x600.png","caption":"Rachel Wait"},"description":"Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.","sameAs":["https:\/\/twitter.com\/rachelwait?lang=en","https:\/\/www.linkedin.com\/in\/rachel-wait-00463013\/","https:\/\/muckrack.com\/rachel-wait"],"url":"https:\/\/www.finder.com\/uk\/author\/rachelwait","jobTitle":"Writer","worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/81fdb97f130e389795daf564d105092e","name":"Holly Jennings","description":"Holly Jennings is the deputy crypto editor and updates writer at Finder, working with writers across all niches to deliver quality content to readers. She\u2019s edited hundreds of financial articles ranging from credit cards to investments. With empathy at heart, she especially enjoys content that breaks down complex financial situations into easy-to-understand information. Her viral articles have been featured on Yahoo Finance, AOL.com, and more. In her spare time, she is an award-winning author for Penguin Random House, writing about virtual reality worlds, magical girls and lasers that go pew-pew.","jobTitle":"Deputy Crypto Editor","url":"https:\/\/www.finder.com\/uk\/author\/hollyjennings","knowsAbout":[{"@type":"Thing","name":"Cryptocurrency"},{"@type":"Thing","name":"Digital assets"},{"@type":"Thing","name":"Investments"},{"@type":"Thing","name":"Personal Banking"}],"image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/HollyJenningsF1_Finder_600x600.png98884f265648644235860dae75c64f42","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/HollyJenningsF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/HollyJenningsF1_Finder_600x600.png","caption":"Holly Jennings"},"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/1fe38023a7ec83d898420da91201d4df","name":"Kate Steere","description":"Kate Steere is an editor and money expert at Finder, specialising in banking, savings and fintech. She has previously written for The Motley Fool UK and Fitch Solutions, where she covered a wide range of personal finance topics and kept a close eye on market trends. Kate has a Bachelor of Arts in Modern History from the University of East Anglia. When not working, she can usually be found curled up with a good book or heading out for a run.","jobTitle":"Editor","url":"https:\/\/www.finder.com\/uk\/author\/katesteere","sameAs":["https:\/\/twitter.com\/KateSteere_UK","https:\/\/www.linkedin.com\/in\/kate-steere\/","https:\/\/www.fool.co.uk\/author\/kanderson\/","https:\/\/muckrack.com\/kate-steere-1","https:\/\/mediafeed.org\/author\/kate-steere-at-finder\/"],"knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Savings"},{"@type":"Thing","name":"Fintech"},{"@type":"Thing","name":"Credit"},{"@type":"Thing","name":"Payments"}],"image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png7588339c582de14b3660d3653871b95c","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/KateSteereF1_Finder_600x600.png","caption":"Kate Steere"}}]},"article_modified_time":"2026-07-23T13:56:10+00:00"},"custom_fields":{"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"If you regularly travel, it could be worth looking for a bank account that includes travel insurance as part of the package.\"}"],"_content_type":["niche-content\/information\/how-to"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/512121","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/1047"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=512121"}],"version-history":[{"count":6,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/512121\/revisions"}],"predecessor-version":[{"id":579156,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/512121\/revisions\/579156"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=512121"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=512121"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=512121"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=512121"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}