{"id":511678,"date":"2025-02-05T10:28:25","date_gmt":"2025-02-05T10:28:25","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=511678"},"modified":"2026-02-06T16:17:57","modified_gmt":"2026-02-06T16:17:57","slug":"barclays-travel-wallet-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/travel-money\/barclays-travel-wallet-review","title":{"rendered":"Barclays Travel Wallet Review"},"content":{"rendered":"

If you regularly holiday overseas, it’s important to find a convenient and cheap way to spend in a foreign currency. Barclays Travel Wallet is one solution, so let’s take a closer look at how it works.<\/p>

What is Barclays Travel Wallet?<\/h3>

The Barclays Travel Wallet is designed for Barclays current account customers and lets you buy foreign currency within the app. You can choose from euros or US dollars and once you’ve topped up your travel wallet you can then spend in that currency using your ordinary Barclays debit card. <\/p>

The big advantage of this is there’s no need to apply for a separate card and wait for it to arrive. Instead, you can simply create your travel wallet before you head off overseas, or even at the airport or once you’ve arrived. You buy your foreign currency at a fixed exchange rate and when you spend on your debit card overseas, there are no foreign exchange fees to worry about. So it’s cheap as well as convenient.<\/p>

One thing to note, however, is that if you use your card in pounds overseas or in a currency not supported by the travel wallet, you will be charged a foreign exchange fee. <\/p>

If you want any information on Barclays’ accounts, check out our guide to Barclays’ current accounts<\/a>. <\/p>

How does it work?<\/h3>

To get started, you\u2019ll need to download the Barclays app and register. Next, tap \u2018Your cards\u2019 on the home screen in the app and select \u2018create a travel wallet\u2019. You can then select how much money to convert and whether you want to convert your pounds to euros or US dollars. <\/p>

Once you\u2019ve completed this, you simply use your debit card as normal when you\u2019re overseas and you won\u2019t be charged any foreign transaction fees. <\/p>

You\u2019ll be able to track your spending and check your balance in the app, so you know if you need to top up your travel wallet while you\u2019re away. Once home, you can convert any leftover currency back into pounds. <\/p>

Note that when you exchange currency, Barclays will use its own exchange rate and you will be charged an exchange rate margin. This margin will be shown in your app when you carry out the exchange. It only applies when exchanging pounds to euros and dollars, not when you\u2019re exchanging money back after your holiday.<\/p>

What currencies can you hold?<\/h3>

At the moment, you can only hold US dollars or euros in the Barclays Travel Wallet. So if you\u2019re travelling to a country that doesn\u2019t use these currencies, you\u2019ll need to look for a different option. <\/p>

What are the eligibility requirements?<\/h3>

You can apply for the Barclays Travel Wallet if you\u2019re at least 16 years old. You\u2019ll also need to have downloaded the Barclays app and have an eligible Barclays current account. Each account can have one euros travel wallet and one dollars travel wallet. <\/p>

How to open an account<\/h3>

If you wish to open a Barclays Travel Wallet, you\u2019ll need to have a Barclays current account and then download the app. If you already have a Barclays current account, creating a travel wallet in the app is quick and simple.<\/p>

Pros and cons of Barclays Travel Wallet<\/h3>
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Pros<\/h4>\n