{"id":511627,"date":"2023-11-13T14:20:38","date_gmt":"2023-11-13T14:20:38","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=511627"},"modified":"2026-04-07T10:32:36","modified_gmt":"2026-04-07T09:32:36","slug":"instant-business-bank-accounts","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/business-banking\/instant-business-bank-accounts","title":{"rendered":"Best instant business bank accounts"},"content":{"rendered":"

The easiest business accounts to open<\/h3>

In April 2026, Finder contacted the following banking brands to ask how long it would take to open an account. Below we have listed the responses and detailed the fastest and quickest way to open a business account. Note that if you are applying from abroad as a non-UK resident, business account providers may have different application requirements. We have a separate guide for non-UK residents applying for a business account<\/a>.<\/p>
Business account provider<\/th>Logo<\/th>How long it takes to setup an account<\/th>Learn more<\/th><\/tr><\/thead>
Tide<\/a><\/td>\"Tide<\/td>Tide said applications can take a few minutes to a few hours but can vary depending on business type. In some cases, it can take a few days.<\/td> Visit Tide <\/a><\/td><\/tr>
Zempler Bank<\/a><\/td>\"Zempler<\/td>Zempler stated that accounts can be opened within 4 minutes.<\/td> Read our review<\/a><\/td><\/tr>
Monzo<\/a><\/td>\"Monzo<\/td>Monzo said that more than 80% of customers are able to open an account the same day they apply.<\/td> Read our review<\/a><\/td><\/tr>
MyGuava<\/a><\/td>\"myguava<\/td>MyGuava stated that accounts can typically be opened within 1 day. However, as of September 2025, accounts have been suspended. <\/td> Read our review<\/a><\/td><\/tr>
Revolut<\/a><\/td>\"Revolut<\/td>Revolut stated that it depends on region and circumstances but accounts are generally opened and verified within 24 hours of submitting an application. More complex businesses can take up to 5 business days to be verified.<\/td> Visit Revolut <\/a><\/td><\/tr>
Counting Up<\/a><\/td>\"CountingUp<\/td>Counting Up stated it takes less than 5 minutes to open an account.<\/td> Visit CountingUp <\/a><\/td><\/tr>
ANNA Money<\/a><\/td>\"ANNA<\/td>ANNA Money stated it takes as little as 10 minutes to set up an account.<\/td> Read our review<\/a><\/td><\/tr>
Mettle by NatWest<\/a><\/td>\"Mettle<\/td>Mettle responded that it aims to open most business accounts within 72 hours, but due to current high demand, this might take slightly longer.<\/td> Read our review<\/a><\/td><\/tr>
NatWest<\/a><\/td>\"NatWest<\/td>NatWest told us that it usually takes up to 10 working days. However, smaller simpler businesses typically take less time, and larger, more complex businesses typically take a little longer. <\/td> Read our review<\/a><\/td><\/tr>
Danske Bank<\/a><\/td>\"Danske<\/td>Danske Bank said 99% of accounts are opened within 4 days, with the average opening time being 3 days.<\/td> Read our review<\/a><\/td><\/tr>
Starling<\/a><\/td>\"Starling<\/td>Starling provided no time frame but said it would be easy to open an account.<\/td> Read our review<\/a><\/td><\/tr>
HSBC<\/a><\/td>\"AIB<\/td>HSBC said it takes around 22 minutes to apply for an account and an average of 9 days to open it.<\/td> Read our review<\/a><\/td><\/tr><\/tbody><\/table>

Latest reviews of business accounts that are fast to apply for<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n \n \n \n \n \n \n \n \n\n\n \n \n\n\n\n\n\n\n\n\n\n\n\n\n\n