What should I do if my car insurance has expired?<\/h3><\/div>![\"Danny](\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/07\/Danny-Butler.jpg\")
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Finder insurance expert Danny Butler<\/a> answers <\/em><\/div><\/div>Well, firstly and most importantly, don\u2019t drive. If you\u2019re caught driving without insurance<\/a>, even if it\u2019s a genuine mistake, you could face points on your licence and a \u00a3300 fine. The financial penalty can be unlimited for more serious or repeat offences, and you could even find yourself temporarily banned from driving.<\/p>Plus, if you\u2019re involved in an accident, you won\u2019t be covered and could face eye-watering repair bills for your own car. And, potentially, the cars or property of anyone else involved.<\/p>
Unfortunately, though, simply not driving your car isn\u2019t enough to stay on the right side of the law. Cars must be insured even to be parked on a public road in the UK. If your insurance has lapsed, you must immediately either:<\/p>
- Buy valid insurance, or<\/li>
- Officially declare your vehicle as off the road by issuing the DVLA with a Statutory Off Road Notification (SORN)<\/a>.<\/li><\/ul>
Don\u2019t be the numpty that\u2019s risks punitive measures simply because you haven\u2019t got round to buying a new policy by the due date. Use our tips above to make sure you never miss your renewal deadline.<\/p><\/div><\/div><\/div><\/article>
Bottom line<\/h3>
Missing your car insurance due date could result in points on your licence and a \u00a3300 financial penalty (or more, in some cases). There are ways to find out when your car insurance is due, even if you\u2019ve lost your policy documents. Use the tips we\u2019ve outlined in this article to make sure you don\u2019t forget your due date, and compare quotes a couple of weeks in advance to secure the best car insurance deal<\/a>.<\/p>Frequently asked questions<\/h3>- \n \n
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<\/p>
Well, firstly and most importantly, don\u2019t drive. If you\u2019re caught driving without insurance<\/a>, even if it\u2019s a genuine mistake, you could face points on your licence and a \u00a3300 fine. The financial penalty can be unlimited for more serious or repeat offences, and you could even find yourself temporarily banned from driving.<\/p> Plus, if you\u2019re involved in an accident, you won\u2019t be covered and could face eye-watering repair bills for your own car. And, potentially, the cars or property of anyone else involved.<\/p> Unfortunately, though, simply not driving your car isn\u2019t enough to stay on the right side of the law. Cars must be insured even to be parked on a public road in the UK. If your insurance has lapsed, you must immediately either:<\/p> Don\u2019t be the numpty that\u2019s risks punitive measures simply because you haven\u2019t got round to buying a new policy by the due date. Use our tips above to make sure you never miss your renewal deadline.<\/p><\/div><\/div><\/div><\/article> Missing your car insurance due date could result in points on your licence and a \u00a3300 financial penalty (or more, in some cases). There are ways to find out when your car insurance is due, even if you\u2019ve lost your policy documents. Use the tips we\u2019ve outlined in this article to make sure you don\u2019t forget your due date, and compare quotes a couple of weeks in advance to secure the best car insurance deal<\/a>.<\/p>Bottom line<\/h3>
Frequently asked questions<\/h3>
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