{"id":503418,"date":"2023-09-06T11:55:23","date_gmt":"2023-09-06T10:55:23","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=503418"},"modified":"2026-04-10T10:57:43","modified_gmt":"2026-04-10T09:57:43","slug":"monzo-flex","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/monzo-flex","title":{"rendered":"What&#8217;s Monzo Flex and should you get your hands on one?"},"content":{"rendered":"<div id=\"overtablehero\">\n<\/div>\n<h3>What is Monzo Flex?<\/h3><p>Launched by digital bank Monzo in September 2021, Monzo Flex is an instalment service designed to give you some flexibility in paying for goods or services. <\/p><p>You can use your Flex card to pay for items in-store and online and then split your payments into 3 interest-free instalments or take more time and pay over 6 or 12 monthly payments with interest added. <\/p><p>You can also enjoy protection under credit laws (\u201csection 75\u201d) on purchases made with your Monzo Flex card, just as with a traditional credit card. This means that any item you buy that costs more than \u00a3100 and less than \u00a330,000 will be covered if something goes wrong \u2013 for example, the item isn\u2019t delivered or the supplier goes bust \u2013 and you should get your money back from the card provider. <\/p><div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"GVRgNslqJe0\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/GVRgNslqJe0\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/GVRgNslqJe0\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/GVRgNslqJe0\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">8:40<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-GVRgNslqJe0\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n<h3>How does Monzo Flex work?<\/h3><p>Monzo Flex offers a credit limit of up to \u00a33,000. If your application is accepted, you can use your card to make a purchase and then pay off your balance in full on your next monthly payment or split it into 3 monthly payments, interest-free. <\/p><p>Alternatively, if you need longer to pay back what you owe, you could split your purchase into 6, 12 or 24 monthly payments, but you\u2019ll be charged interest at 29% APR (representative). <\/p><p>As well as being able to \u201cflex\u201d at the checkout, you can also flex an existing Monzo current account transaction that you made up to 14 days ago and select a payment plan for it. Monzo will then refund you the amount and take the initial payment. You can flex any amount as long as you have enough available credit. But if you choose to flex your current account purchases, you lose your <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/what-happens-when-you-get-a-credit-card-refund\">section 75 protection<\/a>.<\/p><p>If you\u2019ve selected a shorter payment plan and need longer to pay it, simply edit your instalments in the app. If your instalment plan is interest-free and you switch to a long-term plan, you\u2019ll be charged interest.<\/p><h3>How to get Monzo Flex<\/h3><p>You\u2019ll need to have a Monzo current account before you can apply for Monzo Flex. If you don\u2019t already have one, you can apply for a current account by downloading the Monzo app. You\u2019ll need to be at least 18 years old and have valid ID.<\/p><p>You can then apply for Monzo Flex on your phone by scanning the QR code on the website. Monzo runs a soft search to check your eligibility \u2013 a soft search won\u2019t affect your credit score. If you\u2019re happy to go ahead with your application in full, Monzo carries out a hard credit check, which leaves a mark on your credit file. <\/p><h3>Where can you use Monzo Flex?<\/h3><p>The Monzo Flex card can be used pretty much anywhere that accepts Mastercard, including when travelling abroad. No foreign transaction fees apply. <\/p><p>You can shop with your card in-store and online, and you can choose to use your physical Flex card or the virtual Flex card on your phone through Apple Pay or Google Pay. There is no contactless limit with the card.<\/p><p>Note that you can\u2019t use Monzo Flex for any of the following:<\/p><ul class=\"list-13\"><li>Gambling transactions<\/li><li>Cash withdrawals<\/li><li>Payments made from a Monzo Pot<\/li><li>Faster payments and bank transfers<\/li><li>Cryptocurrencies<\/li><li>Investing platforms<\/li><li>Credit card payments<\/li><li>Financial services companies<\/li><li>Timeshares<\/li><\/ul><h3>Features of Monzo Flex<\/h3><p>The key features of Monzo Flex are outlined below:<\/p><ul><li><strong><a href=\"#high-credit\">High credit limits<\/a><\/strong><\/li><li><strong><a href=\"#Interest-free\">Interest-free 3-month payments<\/a><\/strong><\/li><li><strong><a href=\"#Section-75\">Section 75 protection<\/a><\/strong><\/li><li><strong><a href=\"#no-annual-fees\">No annual or monthly fees<\/a><\/strong><\/li><li><strong><a href=\"#App-based\">App-based<\/a><\/strong><\/li><li><strong><a href=\"#Early-repayments\">Early repayments<\/a><\/strong><\/li><li><strong><a href=\"#Free-spending-abroad\">Free spending abroad<\/a><\/strong><\/li><li><strong><a href=\"#Past-payments\">Flex on past payments<\/a><\/strong><\/li><li><strong><a href=\"#payment-date\">Single payment date<\/a><\/strong><\/li><li><strong><a href=\"#Grace-period\">Grace period for missed payments<\/a><\/strong><\/li><li><strong><a href=\"#credit-building\">Build credit<\/a><\/strong><\/li><li><strong><a href=\"#Apple-Pay\">Compatible with Apple Pay<\/a><\/strong><\/li><\/ul><h4 id=\"high-credit\">High credit limits<\/h4><p>Monzo says you can get a starting credit limit of \u201cup to \u00a310,000\u201d. Sounds great, but it could equally be \u00a31,000. The limit you\u2019re offered will be tailored to your specific circumstances (taking into account factors like your income and credit history).<\/p><h4 id=\"Interest-free\">Interest-free 3-month payments<\/h4><p>Not an intro offer, but an ongoing 0% offer, Monzo charges no interest on purchases of \u00a3100 or more paid over 3 months. Ideal for bigger buys, you can split the payments over a 3-month period to avoid interest altogether, or spread them out over up to 24 months at 29% APR representative (variable).<\/p><h4 id=\"Section-75\">Section 75 protection<\/h4><p>Section 75 protection is available on eligible purchases from \u00a3100 all the way up to \u00a330,000. Meaning that the provider and retailer are liable for any issues, so if the product is faulty, not delivered or not as described, you can make a claim through Monzo.<\/p><h4 id=\"no-annual-fees\">No annual or monthly fees<\/h4><p>You won\u2019t incur any annual or monthly fees with the Monzo Flex Purchase credit card, just make sure to be aware of the interest that applies on longer plans, or if you miss a payment.<\/p><h4 id=\"App-based\">App based<\/h4><p>Monzo Flex Purchase is all managed through Monzo\u2019s app. Here you can easily edit your monthly payments (at no extra cost) and view your transactions, as well as break down your bill purchase by purchase.<\/p><h4 id=\"Early-repayments\">Early repayments<\/h4><p>Want to clear your debt earlier? No problem. Monzo Flex Purchase has no early repayment fees. Either pay off your normal monthly payment early, or pay off extra towards a purchase.<\/p><h4 id=\"Free-spending-abroad\">Free spending abroad<\/h4><p>You can avoid racking up fees on your spending abroad, as there are no fees when you travel. Monzo also passes on Mastercard\u2019s exchange rate, so you won\u2019t incur any extra fees or charges.<\/p><h4 id=\"Past-payments\">Flex on past payments<\/h4><p>Once you\u2019ve been approved for your Flex card, you can \u201cflex\u201d your current account spend. Tap on any transaction from the past 14 days, and Monzo will add the money back to your account and move the balance over to your credit card.<\/p><h4 id=\"payment-date\">Single payment date<\/h4><p>All payments that you\u2019ve \u201cflexed\u201d and you\u2019re entitled to repay are combined into a single, easy-to-manage payment that will come out of your Monzo account on the same day each month. You can also change this date twice every 6 months.<\/p><h4 id=\"Grace-period\">Grace period for missed payments<\/h4><p>If you miss a payment, Monzo will give you 7 days to catch up, after which you\u2019ll be moved to the longest monthly payment available, and you won\u2019t be able to switch back to interest-free. Sounds like a great perk, but remember that missing a payment will impact your credit score.<\/p><h4 id=\"credit-building\">Build credit<\/h4><p>Some BNPLs don\u2019t impact your credit score, but the Monzo Flex credit card does, as your transactions are reported to credit reference agencies. Therefore, making payments on time and staying within your credit limit can aid your credit score.<\/p><h4 id=\"Apple-Pay\">Compatible with Apple Pay<\/h4><p>You can use Flex to pay in-store with Apple Pay or Google Pay, anywhere they accept contactless. Just add it to your Apple Wallet or Google Wallet. You can pay in monthly chunks right at checkout!<\/p><h3>Repayments<\/h3><p>When you choose to split your repayments, Monzo shows you how much each payment will be and when it will be taken from your account. It also shows how much interest you\u2019ll be charged. <\/p><p>If you want to change your repayment plan and give yourself longer to repay the balance, you can easily edit your instalments in the app. On the other hand, if you want to make repayments early, you can also do this without being hit with a penalty fee. <\/p><p>If you miss a repayment, you won\u2019t be charged a fee, but Monzo gives you 7 days to make the payment. If you can\u2019t do this, you\u2019ll be moved to the longest plan available for each purchase. <\/p><p>As Monzo Flex is a form of credit, if you can\u2019t make your payments, missed payments are reported to the credit reference agencies, which could harm your credit score. If you\u2019re concerned making repayments on time, speak to Monzo as soon as possible.<\/p>\n                                    \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                                                                                        \n            <h3 id=\"awardspanel\">Monzo and Finder Awards<\/h3>\n        <div class=\"u-grid u-grid--alignTop has-margin-top has-margin-bottom\">\n            <div class=\"u-grid__col u-1\/4@s u-1\/5@l\" style=\"max-width: 200px;\">\n                <img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png\" alt=\"Finder Awards logo\" style=\"max-width: 100%; height: auto; display: block;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n            <\/div>\n            <div class=\"u-grid__col u-3\/4@s u-4\/5@l\">\n                                    <p>Our <a href=\"https:\/\/www.finder.com\/uk\/finderawards\">Finder Awards<\/a> celebrate brands that truly stand out in their field. Monzo was named our 2025 Credit Cards Customer Satisfaction Award winner!<\/p>\n                            <\/div>\n        <\/div>\n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h3>Customer service contact details<\/h3><p>The easiest way to contact the Monzo customer service team is to use the chat function in the app. You can also call the team for free on 0800 802 1281 between 7am and 8pm or on +44 20 3872 0620 if you\u2019re abroad. <\/p><h3>Bottom line<\/h3><p>If you\u2019re looking for a more flexible way to spend and you\u2019re happy to bank with Monzo, there\u2019s a lot to like about Monzo Flex. As well as giving you the option of spreading your payments over 3, 6, 12 or 24 months, you\u2019ll also benefit from fee-free card purchases abroad and protection for eligible purchases over \u00a3100. <\/p><p>However, while splitting your payments over 3 months is interest-free, if you need longer to repay your balance, there could be cheaper options out there. A 0% purchase credit card, for example, enables you to spread the cost of your spending over several months interest-free and could be better if you\u2019ve got an expensive purchase coming up.<\/p><h3 id=\"compare-anchor\">Other popular purchase cards<\/h3><div class=\"fin-text-grey text-x-small has-margin-bottom\">Table: sorted by representative APR, promoted deals first<\/div><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"UKCCF\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__sidebarFilter tableWithFilters__sidebarFilter--stickyAndScrollable\" data-niche-short-code=\"UKCCF\">\n        <div class=\"tableWithFilters__filter f1\"><\/div>\n    <\/div>\n        <div class=\"tableWithFilters__table content\">\n        <script 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none\">{&quot;page&quot;:&quot;\/uk\/wp-json\/wp\/v2\/posts\/503418&quot;,&quot;niche&quot;:&quot;UKCCF&quot;,&quot;filters&quot;:[{&quot;id&quot;:&quot;rewards-cashback&quot;,&quot;label&quot;:&quot;Cashback&quot;,&quot;type&quot;:&quot;boolean&quot;,&quot;queryParam&quot;:&quot;rewards-cashback&quot;,&quot;default&quot;:null,&quot;urlExample&quot;:&quot;?rewards-cashback=true&quot;},{&quot;id&quot;:&quot;rates-and-fees-purchases-zero-period&quot;,&quot;label&quot;:&quot;0% purchases offer (months)&quot;,&quot;type&quot;:&quot;range&quot;,&quot;queryParam&quot;:&quot;rates-and-fees-purchases-zero-period&quot;,&quot;urlExample&quot;:&quot;?rates-and-fees-purchases-zero-period=0,100&quot;},{&quot;id&quot;:&quot;rates-and-fees-balance-transfers-zero-period&quot;,&quot;label&quot;:&quot;0% balance transfer offer 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image\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/67a23cc6c4694.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67a23cc6c4694.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67a23cc6c4694.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67a23cc6c4694.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67a23cc6c4694.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003C\/a\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/barclaycard\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003EBarclaycard Platinum Balance Transfer (19\/22)\\u003C\/a\\u003E\\u003C\/span\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                                                                                                                    first-row\\n                                                                                                                        \\\" data-sortvalue=\\\"24.9\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Purchases\\\"\\u003E\\n                        24.9%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                                                        \\\" data-sortvalue=\\\"24.9\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Balance transfers\\\"\\u003E\\n                        24.9%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                                                                                                                                                                                \\\" data-sortvalue=\\\"&pound;0\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Annual\/monthly fees\\\"\\u003E\\n                        &pound;0\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        span-last-row\\n                                                                                                                        rounded-bottom-left\\n                                                            rounded-bottom-right\\n                                                                                                                                                                            span-2\\n                                                                                                                                                                            \\\" data-sortvalue=\\\"24.9\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative APR\\\"\\u003E\\n                        24.9%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\\\" data-sortvalue=\\\":24.9%.&pound;1,200.24.9%...\\\" data-column-index=\\\"5\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative example\\\"\\u003E\\n                        Representative example: Representative 24.9% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 24.9% p.a. (variable).\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                              \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Cstyle\\u003E.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}\\u003C\/style\\u003E        \\u003Ca rel=\\\"sponsored\\\" href=\\\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/barclaycardplatinumbtandpurchasecard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22PurchasesDefault%22%2C%22category_id%22%3A%22df424cbb-767e-48ec-a3e9-1cc5b02d094a%22%2C%22category_name%22%3A%22allpurchases%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794026527%22%2C%22position%22%3A%221%22%2C%22product_name%22%3A%22Barclaycard%2BPlatinum%2BBalance%2BTransfer%2B%252819%252F22%2529%22%2C%22product_id%22%3A%22ae08e641-6210-4f65-8463-5cbe400248fd%22%2C%22offer_id%22%3A%2226323%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22post_id%22%3A%22503418%22%2C%22post_path%22%3A%22credit-cards%252Fmonzo-flex%22%2C%22post_country%22%3A%22uk%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\\\" title=\\\"Apply Now\\\" target=\\\"_blank\\\"\\u003E                  Check eligibility              \\u003C\/a\\u003E    \\u003Ca href=\\\"#\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about this card\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E  \\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000004-ae08e641-6210-4f65-8463-5cbe400248fd\\\" value=\\\"ae08e641-6210-4f65-8463-5cbe400248fd\\\" name=\\\"productID\\\" _productname=\\\"                            Barclaycard Platinum Balance Transfer (19\/22)            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":null,\\\"badges\\\":[],\\\"productId\\\":\\\"ae08e641-6210-4f65-8463-5cbe400248fd\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000004-ae08e641-6210-4f65-8463-5cbe400248fd\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\\n\\n                                                                                                                                                    \\n                        \\n                  \\n      \\n      \\u003Ctr data-product-id=\\\"ac7a1e13-2c2a-4b54-9df6-e792d41ff07d\\\" data-provider-id=\\\"afcd2457-0828-4ab8-9760-c2633dc47b0d\\\" data-product-name=\\\"HSBC Purchase Plus Credit Card\\\" data-provider-name=\\\"HSBC\\\" data-rewards-campaign-name=\\\"finder|creditec|aug-2026~ukccf\\\" class=\\\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \\\"\\u003E\\n        \\u003Ctd class=\\\"comparison-table__name combined-column-header   f1-clarity-header\\\"\\u003E\\n                                                          \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/hsbc\/hsbc-dual-credit-card-visa\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\"\\u003E\\u003Cimg border=\\\"0\\\" src=\\\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\\\" data-src=\\\"https:\/\/www.finder.com\/niche-builder\/61655658ab1cb.png\\\" alt=\\\"HSBC Purchase Plus Credit Card image\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/61655658ab1cb.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61655658ab1cb.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61655658ab1cb.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61655658ab1cb.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61655658ab1cb.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003C\/a\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/hsbc\/hsbc-dual-credit-card-visa\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003EHSBC Purchase Plus Credit Card\\u003C\/a\\u003E\\u003C\/span\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                                                                                                                    first-row\\n                                                                                                                        \\\" data-sortvalue=\\\"25.9\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Purchases\\\"\\u003E\\n                        25.9%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                                                        \\\" data-sortvalue=\\\"25.9\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Balance transfers\\\"\\u003E\\n                        25.9%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                                                                                                                                                                                \\\" data-sortvalue=\\\"&pound;0\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Annual\/monthly fees\\\"\\u003E\\n                        &pound;0\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        span-last-row\\n                                                                                                                        rounded-bottom-left\\n                                                            rounded-bottom-right\\n                                                                                                                                                                            span-2\\n                                                                                                                                                                            \\\" data-sortvalue=\\\"25.9\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative APR\\\"\\u003E\\n                        25.9%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\\\" data-sortvalue=\\\":25.9%.&pound;1,200.25.9%...\\\" data-column-index=\\\"5\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative example\\\"\\u003E\\n                        Representative example: Representative 25.9% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 25.9% p.a. (variable).\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                              \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Cstyle\\u003E.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}\\u003C\/style\\u003E        \\u003Ca href=\\\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/hsbcpurchaseplus-uk-secure.html?nb=1&amp;src_country=uk&amp;silent=1&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22PurchasesDefault%22%2C%22category_id%22%3A%22df424cbb-767e-48ec-a3e9-1cc5b02d094a%22%2C%22category_name%22%3A%22allpurchases%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794026527%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22HSBC%2BPurchase%2BPlus%2BCredit%2BCard%22%2C%22product_id%22%3A%22ac7a1e13-2c2a-4b54-9df6-e792d41ff07d%22%2C%22offer_id%22%3A%2224707%22%2C%22finder_reward%22%3A%221%22%2C%22finder_reward_campaign_name%22%3A%22finder%257Ccreditec%257Caug-2026%257Eukccf%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22post_id%22%3A%22503418%22%2C%22post_path%22%3A%22credit-cards%252Fmonzo-flex%22%2C%22post_country%22%3A%22uk%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\\\" title=\\\"Check eligibility\\\"\\u003E        Check eligibility      \\u003C\/a\\u003E    \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/hsbc\/hsbc-dual-credit-card-visa\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about this card\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E  \\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000004-ac7a1e13-2c2a-4b54-9df6-e792d41ff07d\\\" value=\\\"ac7a1e13-2c2a-4b54-9df6-e792d41ff07d\\\" name=\\\"productID\\\" _productname=\\\"                            HSBC Purchase Plus Credit Card            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":null,\\\"badges\\\":[],\\\"productId\\\":\\\"ac7a1e13-2c2a-4b54-9df6-e792d41ff07d\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000004-ac7a1e13-2c2a-4b54-9df6-e792d41ff07d\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\\n\\n                                                                                                                                                    \\n                        \\n                  \\n      \\n      \\u003Ctr data-product-id=\\\"22130fb7-fa6a-4f2a-b7c8-882735ddefb9\\\" data-provider-id=\\\"c9c618ba-5d07-457b-9a7c-bbe559b70f31\\\" data-product-name=\\\"Santander All in One Credit Card\\\" data-provider-name=\\\"Santander\\\" data-rewards-campaign-name=\\\"finder|creditec|aug-2026~ukccf\\\" class=\\\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \\\"\\u003E\\n        \\u003Ctd class=\\\"comparison-table__name combined-column-header   f1-clarity-header\\\"\\u003E\\n                                                          \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-all-in-one-credit-card-mastercard\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\"\\u003E\\u003Cimg border=\\\"0\\\" src=\\\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\\\" data-src=\\\"https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png\\\" alt=\\\"Santander All in One Credit Card image\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003C\/a\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-all-in-one-credit-card-mastercard\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003ESantander All in One Credit Card\\u003C\/a\\u003E\\u003C\/span\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                                                                                                                    first-row\\n                                                                                                                        \\\" data-sortvalue=\\\"23.9\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Purchases\\\"\\u003E\\n                        23.9%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                                                        \\\" data-sortvalue=\\\"23.9\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Balance transfers\\\"\\u003E\\n                        23.9%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                                                                                                                                                                                \\\" data-sortvalue=\\\"&pound;3 per month\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Annual\/monthly fees\\\"\\u003E\\n                        &pound;3 per month\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        span-last-row\\n                                                                                                                        rounded-bottom-left\\n                                                            rounded-bottom-right\\n                                                                                                                                                                            span-2\\n                                                                                                                                                                            \\\" data-sortvalue=\\\"29.8\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative APR\\\"\\u003E\\n                        29.8%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\\\" data-sortvalue=\\\":29.8%.&pound;3,&pound;1,200.23.9%...\\\" data-column-index=\\\"5\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative example\\\"\\u003E\\n                        Representative example: Representative 29.8% APR variable. Based on &pound;3 monthly fee, assumed borrowing of &pound;1,200. Rate of interest 23.9% p.a. (variable).\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                              \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Cstyle\\u003E.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}\\u003C\/style\\u003E        \\u003Ca href=\\\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/santanderallinone-uk-secure.html?nb=1&amp;src_country=uk&amp;silent=1&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22PurchasesDefault%22%2C%22category_id%22%3A%22df424cbb-767e-48ec-a3e9-1cc5b02d094a%22%2C%22category_name%22%3A%22allpurchases%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794026527%22%2C%22position%22%3A%223%22%2C%22product_name%22%3A%22Santander%2BAll%2Bin%2BOne%2BCredit%2BCard%22%2C%22product_id%22%3A%2222130fb7-fa6a-4f2a-b7c8-882735ddefb9%22%2C%22offer_id%22%3A%2224702%22%2C%22finder_reward%22%3A%221%22%2C%22finder_reward_campaign_name%22%3A%22finder%257Ccreditec%257Caug-2026%257Eukccf%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22post_id%22%3A%22503418%22%2C%22post_path%22%3A%22credit-cards%252Fmonzo-flex%22%2C%22post_country%22%3A%22uk%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\\\" title=\\\"Check eligibility\\\"\\u003E        Check eligibility      \\u003C\/a\\u003E    \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-all-in-one-credit-card-mastercard\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about this card\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E  \\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000004-22130fb7-fa6a-4f2a-b7c8-882735ddefb9\\\" value=\\\"22130fb7-fa6a-4f2a-b7c8-882735ddefb9\\\" name=\\\"productID\\\" _productname=\\\"                            Santander All in One Credit Card            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":null,\\\"badges\\\":[],\\\"productId\\\":\\\"22130fb7-fa6a-4f2a-b7c8-882735ddefb9\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000004-22130fb7-fa6a-4f2a-b7c8-882735ddefb9\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\",\"rewardsParams\":{\"rewardsConfigs\":{\"finder|creditec|aug-2026~ukccf\":{\"startDate\":\"2026-08-23T23:00:00.000Z\",\"endDate\":null,\"showVisaLogo\":false,\"countryCode\":\"UK\",\"isAlwaysOn\":true,\"isTieredReward\":false,\"rewardCopy\":\"Get a &pound;15 bank transfer when you join Finder.\",\"hasEligibilityCriteria\":false,\"offerStacking\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"bannerConfig\":{\"badgeText\":\"CREDIT CARD REWARD\",\"title\":\"Get &pound;15 with a new credit card\",\"titleHighlight\":\"&pound;15\",\"copyText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a &pound;15 reward from Finder. \",\"termsText\":\"T&Cs apply\",\"ctaText\":\"Go to site\",\"nicheText\":\"CREDIT CARDS\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"308bee85-a334-4500-92bc-846c1b27c6cb\"},\"logoUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/08\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":false,\"title\":\"Get &pound;15 from Finder\",\"subtitleText\":\"\",\"items\":[],\"heading\":\"Get your &pound;15 reward\",\"membersHeading\":\"\",\"text\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a &pound;15 reward from Finder. \",\"membersText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a &pound;15 reward from Finder. \",\"emailCaption\":\"\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"YES PLEASE\",\"abortText\":\"NO THANKS\",\"copyText\":\"\",\"termsText\":\"T&Cs apply\",\"logoUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/08\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null}}},\"rewardsCampaignNames\":\"finder|creditec|aug-2026~ukccf\"},\"loyaltyRewardsParams\":{\"campaignName\":null,\"flow\":null,\"showBanner\":false,\"isLoggedIn\":null},\"noResultsIntroText\":\"\",\"topPicksHtml\":\"\",\"totalProductCount\":20,\"pageSize\":3,\"productCount\":8,\"nextOffset\":3,\"prevOffset\":0},\"infobox\":[{\"request\":{\"site\":\"UKCCF\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"ae08e641-6210-4f65-8463-5cbe400248fd,ac7a1e13-2c2a-4b54-9df6-e792d41ff07d,22130fb7-fa6a-4f2a-b7c8-882735ddefb9\",\"fieldset\":\"alternative_products\"},\"response\":[]},{\"request\":{\"site\":\"UKCCF\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"ae08e641-6210-4f65-8463-5cbe400248fd,ac7a1e13-2c2a-4b54-9df6-e792d41ff07d,22130fb7-fa6a-4f2a-b7c8-882735ddefb9\",\"fieldset\":\"compareInfobox\"},\"response\":[{\"title\":\"Network\",\"values\":[\"Visa\",\"Visa\",\"Mastercard\"]},{\"title\":\"Issuer\",\"values\":[\"Barclaycard\",\"HSBC Bank plc\",\"Santander UK plc\"]},{\"title\":\"Availability\",\"values\":[\"Available to new customers\",\"Available to new customers\",\"Available to new customers\"]},{\"title\":\"Annual\/monthly fees\",\"values\":[\"&pound;0\",\"&pound;0\",\"&pound;3 per month\"]},{\"title\":\"Representative APR\",\"values\":[\"24.9% APR (variable)\",\"25.9% APR (variable)\",\"29.8% APR (variable)\"]},{\"title\":\"Purchases\",\"values\":[\"0% for 22 months\",\"0% for 24 months\",\"0% for 15 months\"]},{\"title\":\"Balance transfers\",\"values\":[\"0% for 19 months\\u003Cbr \/\\u003E(3.45% fee) \\u003Cspan class=\\\"table-popover\\\" rel=\\\"popover\\\" data-content=\\\"Transfers must be made within the first 60 days from account opening.\\\" title=\\\"More info\\\" data-original-title=\\\"\\\" tab-index=\\\"0\\\"\\u003E\\u003C\/span\\u003E\",\"0% for 17 months\\u003Cbr \/\\u003E(3.49% fee) \\u003Cspan class=\\\"table-popover\\\" rel=\\\"popover\\\" data-content=\\\"Transfers must be made within the first 60 days from account opening.\\\" title=\\\"More info\\\" data-original-title=\\\"\\\" tab-index=\\\"0\\\"\\u003E\\u003C\/span\\u003E\",\"0% for 15 months\\u003Cbr \/\\u003E(0% fee)\"]},{\"title\":\"Balance transfer fee\",\"values\":[\"3.45%\",\"3.49% (min. &pound;5)\",\"0% (min. &pound;5)\"]},{\"title\":\"Cash advances\",\"values\":[\"24.9%\",\"29.9%\",\"29.9%\"]},{\"title\":\"Cash advance fee\",\"values\":[\"2.99% (min. &pound;2.99)\",\"2.99% (min. &pound;3)\",\"3% (min. &pound;3)\"]},{\"title\":\"Foreign usage charge (EU)\",\"values\":[\"2.99%\",\"2.99%\",\"0%\"]},{\"title\":\"Foreign usage charge\",\"values\":[\"2.99%\",\"2.99%\",\"0%\"]},{\"title\":\"Incentive\",\"values\":[\"\",\"\",\"0.5% cashback after &pound;1 of monthly spend. Maximum of &pound;10 paid per month. Paid monthly into Card Account.\"]},{\"title\":\"Representative example\",\"values\":[\"Representative example: Representative 24.9% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 24.9% p.a. (variable).\",\"Representative example: Representative 25.9% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 25.9% p.a. (variable).\",\"Representative example: Representative 29.8% APR variable. Based on &pound;3 monthly fee, assumed borrowing of &pound;1,200. Rate of interest 23.9% p.a. (variable).\"]}]}]}<\/script><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-df424cbb-767e-48ec-a3e9-1cc5b02d094a\">5 of 20 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated daily<\/span><\/a><\/span><span class=\"templateTable__shareMyFilters is-hidden@xs is-hidden@sm\"><a class=\"share-filters-link\"><svg class=\"luna-icon luna-icon--small\"><use xlink:href=\"#share-fat\"><\/use><\/svg><span class=\"u-pl--1\">Share<\/span><\/a><\/span><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div id=\"portal-table-sort-button-mobile-sticky\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile-sticky\" class=\"comparison-actions__filter\"><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-mobile-compare=\"true\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKCCF\" data-site=\"UKCCF\" data-table-id=\"593\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKCCF\",\"fieldset\":\"PurchasesDefault\",\"template\":\"comparison\",\"category_id\":\"df424cbb-767e-48ec-a3e9-1cc5b02d094a\",\"category_name\":\"allpurchases\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1794026527}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"5\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"5\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"20\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"3426f4007ffa1a5e77352784dd3d71f4a4adc544032602b12ea064f5e2dde95b\" data-table-record-type=\"product\" data-table-record-ids='[\"ac7a1e13-2c2a-4b54-9df6-e792d41ff07d\",\"22130fb7-fa6a-4f2a-b7c8-882735ddefb9\",\"ae08e641-6210-4f65-8463-5cbe400248fd\",\"db396567-eb49-46e4-8d79-48539402b58a\",\"47d1c193-6d1a-412a-8ec9-bc7521a0b2f5\"]' data-total-data=\"5\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"20\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-rewards-campaign-names=\"finder|creditec|aug-2026~ukccf\" data-rewards-component=\"template-products\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-ajax-table-sorter-column=\"PRODUCT.RATES_AND_FEES.PURCHASES\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"purchases\">\n                                                        Purchases\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.RATES_AND_FEES.BALANCE_TRANSFERS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"balance_transfers\">\n                                                        Balance transfers\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.RATES_AND_FEES.ACCOUNT_FEES\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"annual\/monthly_fees\">\n                                                        Annual\/monthly fees\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.RATES_AND_FEES.APR\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"representative_apr\">\n                                                        Representative APR\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"representative_example\">\n                                                        Representative example\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"ac7a1e13-2c2a-4b54-9df6-e792d41ff07d\" data-provider-id=\"afcd2457-0828-4ab8-9760-c2633dc47b0d\" data-product-name=\"HSBC Purchase Plus Credit Card\" data-provider-name=\"HSBC\" data-rewards-campaign-name=\"finder|creditec|aug-2026~ukccf\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/hsbc\/hsbc-dual-credit-card-visa\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61655658ab1cb.png\" alt=\"HSBC Purchase Plus Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61655658ab1cb.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61655658ab1cb.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61655658ab1cb.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61655658ab1cb.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61655658ab1cb.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/hsbc\/hsbc-dual-credit-card-visa\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">HSBC Purchase Plus Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"25.9\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        25.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"25.9\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Balance transfers\">\n                        25.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\u00a30\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"25.9\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        25.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":25.9%.\u00a31,200.25.9%...\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: Representative 25.9% APR variable. Based on assumed borrowing of \u00a31,200. Rate of interest 25.9% p.a. (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/hsbcpurchaseplus-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22PurchasesDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22df424cbb-767e-48ec-a3e9-1cc5b02d094a%22%2C%22category_name%22%3A%22allpurchases%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794026527%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22product_name%22%3A%22HSBC%2BPurchase%2BPlus%2BCredit%2BCard%22%2C%22product_id%22%3A%22ac7a1e13-2c2a-4b54-9df6-e792d41ff07d%22%2C%22offer_id%22%3A%2224707%22%2C%22finder_reward%22%3A%221%22%2C%22finder_reward_campaign_name%22%3A%22finder%257Ccreditec%257Caug-2026%257Eukccf%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22post_id%22%3A%22503418%22%2C%22post_path%22%3A%22credit-cards%252Fmonzo-flex%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Check eligibility\">        Check eligibility      <\/a><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/hsbc\/hsbc-dual-credit-card-visa\" class=\"comparison-table__more-button\" title=\"Read more about this card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-ac7a1e13-2c2a-4b54-9df6-e792d41ff07d\" value=\"ac7a1e13-2c2a-4b54-9df6-e792d41ff07d\" name=\"productID\" _productname=\"                            HSBC Purchase Plus Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"ac7a1e13-2c2a-4b54-9df6-e792d41ff07d\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-ac7a1e13-2c2a-4b54-9df6-e792d41ff07d\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"22130fb7-fa6a-4f2a-b7c8-882735ddefb9\" data-provider-id=\"c9c618ba-5d07-457b-9a7c-bbe559b70f31\" data-product-name=\"Santander All in One Credit Card\" data-provider-name=\"Santander\" data-rewards-campaign-name=\"finder|creditec|aug-2026~ukccf\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-all-in-one-credit-card-mastercard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png\" alt=\"Santander All in One Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-all-in-one-credit-card-mastercard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Santander All in One Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"23.9\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        23.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"23.9\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Balance transfers\">\n                        23.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\u00a33 per month\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a33 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"29.8\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        29.8%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":29.8%.\u00a33,\u00a31,200.23.9%...\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: Representative 29.8% APR variable. Based on \u00a33 monthly fee, assumed borrowing of \u00a31,200. Rate of interest 23.9% p.a. (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/santanderallinone-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22PurchasesDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22df424cbb-767e-48ec-a3e9-1cc5b02d094a%22%2C%22category_name%22%3A%22allpurchases%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794026527%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22Santander%2BAll%2Bin%2BOne%2BCredit%2BCard%22%2C%22product_id%22%3A%2222130fb7-fa6a-4f2a-b7c8-882735ddefb9%22%2C%22offer_id%22%3A%2224702%22%2C%22finder_reward%22%3A%221%22%2C%22finder_reward_campaign_name%22%3A%22finder%257Ccreditec%257Caug-2026%257Eukccf%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22post_id%22%3A%22503418%22%2C%22post_path%22%3A%22credit-cards%252Fmonzo-flex%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Check eligibility\">        Check eligibility      <\/a><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-all-in-one-credit-card-mastercard\" class=\"comparison-table__more-button\" title=\"Read more about this card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-22130fb7-fa6a-4f2a-b7c8-882735ddefb9\" value=\"22130fb7-fa6a-4f2a-b7c8-882735ddefb9\" name=\"productID\" _productname=\"                            Santander All in One Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"22130fb7-fa6a-4f2a-b7c8-882735ddefb9\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-22130fb7-fa6a-4f2a-b7c8-882735ddefb9\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"ae08e641-6210-4f65-8463-5cbe400248fd\" data-provider-id=\"e12184a9-4832-4cef-85c7-e3d5d05a4f97\" data-product-name=\"Barclaycard Platinum Balance Transfer (19\/22)\" data-provider-name=\"Barclaycard\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/barclaycard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/67a23cc6c4694.png\" alt=\"Barclaycard Platinum Balance Transfer (19\/22) image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67a23cc6c4694.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67a23cc6c4694.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67a23cc6c4694.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67a23cc6c4694.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67a23cc6c4694.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/barclaycard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Barclaycard Platinum Balance Transfer (19\/22)<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"24.9\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        24.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"24.9\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Balance transfers\">\n                        24.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\u00a30\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"24.9\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        24.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":24.9%.\u00a31,200.24.9%...\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: Representative 24.9% APR variable. Based on assumed borrowing of \u00a31,200. Rate of interest 24.9% p.a. (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/barclaycardplatinumbtandpurchasecard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22PurchasesDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22df424cbb-767e-48ec-a3e9-1cc5b02d094a%22%2C%22category_name%22%3A%22allpurchases%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794026527%22%2C%22position%22%3A%223%22%2C%22product_name%22%3A%22Barclaycard%2BPlatinum%2BBalance%2BTransfer%2B%252819%252F22%2529%22%2C%22product_id%22%3A%22ae08e641-6210-4f65-8463-5cbe400248fd%22%2C%22offer_id%22%3A%2226323%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22post_id%22%3A%22503418%22%2C%22post_path%22%3A%22credit-cards%252Fmonzo-flex%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Apply Now\" target=\"_blank\">                  Check eligibility              <\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about this card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-ae08e641-6210-4f65-8463-5cbe400248fd\" value=\"ae08e641-6210-4f65-8463-5cbe400248fd\" name=\"productID\" _productname=\"                            Barclaycard Platinum Balance Transfer (19\/22)            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"ae08e641-6210-4f65-8463-5cbe400248fd\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-ae08e641-6210-4f65-8463-5cbe400248fd\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"db396567-eb49-46e4-8d79-48539402b58a\" data-provider-id=\"e12184a9-4832-4cef-85c7-e3d5d05a4f97\" data-product-name=\"Barclaycard Platinum Balance Transfer (22\/19)\" data-provider-name=\"Barclaycard\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/barclaycard\/barclaycard-platinum-all-rounder-visa\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6615487d0399d.png\" alt=\"Barclaycard Platinum Balance Transfer (22\/19) image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6615487d0399d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6615487d0399d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6615487d0399d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6615487d0399d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6615487d0399d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/barclaycard\/barclaycard-platinum-all-rounder-visa\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Barclaycard Platinum Balance Transfer (22\/19)<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"24.9\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        24.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"24.9\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Balance transfers\">\n                        24.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\u00a30\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"24.9\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        24.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":24.9%.\u00a31,200.24.9%...\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: Representative 24.9% APR variable. Based on assumed borrowing of \u00a31,200. Rate of interest 24.9% p.a. (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/barclaycardplatinum24btand21purchasecard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22PurchasesDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22df424cbb-767e-48ec-a3e9-1cc5b02d094a%22%2C%22category_name%22%3A%22allpurchases%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794026527%22%2C%22position%22%3A%224%22%2C%22product_name%22%3A%22Barclaycard%2BPlatinum%2BBalance%2BTransfer%2B%252822%252F19%2529%22%2C%22product_id%22%3A%22db396567-eb49-46e4-8d79-48539402b58a%22%2C%22offer_id%22%3A%2226322%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22post_id%22%3A%22503418%22%2C%22post_path%22%3A%22credit-cards%252Fmonzo-flex%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Apply Now\" target=\"_blank\">                  Check eligibility              <\/a><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/barclaycard\/barclaycard-platinum-all-rounder-visa\" class=\"comparison-table__more-button\" title=\"Read more about this card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-db396567-eb49-46e4-8d79-48539402b58a\" value=\"db396567-eb49-46e4-8d79-48539402b58a\" name=\"productID\" _productname=\"                            Barclaycard Platinum Balance Transfer (22\/19)            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"db396567-eb49-46e4-8d79-48539402b58a\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-db396567-eb49-46e4-8d79-48539402b58a\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"47d1c193-6d1a-412a-8ec9-bc7521a0b2f5\" data-provider-id=\"8a674554-af84-4e9c-8543-34a4c29c25de\" data-product-name=\"Tesco Bank Balance Transfer and Purchases Credit Card\" data-provider-name=\"Tesco Bank\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/tesco-bank\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/68638472cc750.png\" alt=\"Tesco Bank Balance Transfer and Purchases Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68638472cc750.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68638472cc750.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68638472cc750.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68638472cc750.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68638472cc750.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/tesco-bank\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Tesco Bank Balance Transfer and Purchases Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"24.942\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        24.94%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"24.942\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Balance transfers\">\n                        24.94%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\u00a30\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"24.9\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        24.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":24.9%.\u00a31,200.24.9%...\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: Representative 24.9% APR variable. Based on assumed borrowing of \u00a31,200. Rate of interest 24.9% p.a. (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about this card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-47d1c193-6d1a-412a-8ec9-bc7521a0b2f5\" value=\"47d1c193-6d1a-412a-8ec9-bc7521a0b2f5\" name=\"productID\" _productname=\"                            Tesco Bank Balance Transfer and Purchases Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"47d1c193-6d1a-412a-8ec9-bc7521a0b2f5\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-47d1c193-6d1a-412a-8ec9-bc7521a0b2f5\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"5\">Load More<\/button><div class=\"js-show-more-data_count-df424cbb-767e-48ec-a3e9-1cc5b02d094a comparison-table__dataCount\">Showing\n\t\t\t5\n\t\t\tof\n\t\t\t20\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKCCF\" data-rewards-component=\"compare-products\"><\/div><div class=\"product-modal\"><section class=\"luna-modal is-invisible\" aria-hidden=\"false\" role=\"dialog\" id=\"alternative-products-modal\" aria-labelledby=\"alternative-products-modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\"><div class=\"luna-modal__content\"><button class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\"><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#x\"><\/use><\/svg><\/button><div class=\"luna-modal__body\" id=\"modal-content\"><div class=\"luna-modal__wrapper\"><div class=\"modal-heading\" id=\"alternative-products-modal-heading\">Compare other products<\/div><div class=\"cta-modal__body\"><p class=\"cta-modal__intro-text cta-modal__intro-text--active-cta\" style=\"display: none;\">Looking for other options? Check out these similar products.<\/p><div class=\"cta-modal__cards-container\"><\/div><span class=\"cta-modal__popover table-popover\" rel=\"popover\" data-placement=\"top\" data-content=\"This list shows products with some similar features to the one you selected. It is not a recommendation or suggestion to purchase any product. Always check details and get independent advice to make sure any product suits your own needs before applying.\">How we picked these<\/span><\/div><\/div><\/div><\/div><\/section><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\"><p>Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Defaqto.<\/p><\/div><\/article><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">Is Monzo Flex a credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Monzo Flex is a hybrid of buy now, pay later and a credit card. The card uses the concept of BNPL but with the added protection of section 75 on eligible purchases, like a traditional credit card.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">Does Monzo Flex affect your credit score?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Monzo reports your Flex card repayments to the credit reference agencies. Any missed or late repayments can negatively affect your credit score and could lead to a default on your account, or you may lose the interest-free rate on existing plans.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">Is Monzo regulated?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, Monzo is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000008\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000008\">\n                <span class=\"luna-accordion__title\">How do I increase my Monzo Flex limit?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000008\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can ask to increase your Flex limit in the app. To do this, you need to:<\/p><ul><li>Tap the \"Home\" icon in the menu bar at the bottom of the app.<\/li><li>Swipe to \"Flex\".<\/li><li>Tap \"Manage\".<\/li><li>Scroll down and tap \u201cChange Limit\u201d.<\/li><\/ul><p>It typically takes a few minutes to find out if you\u2019re eligible for a higher limit. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000009\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000009\">\n                <span class=\"luna-accordion__title\">How do I cancel Monzo Flex?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000009\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can stop using Monzo Flex at any time as long as you\u2019ve made all your repayments. If you\u2019ve added Monzo Flex to Apple Wallet or Google Wallet, simply remove the card to stop using it. You can close your Monzo current account from the app.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Our \u201cBest for\u201d picks highlight top options in specific categories based on our independent evaluation (see our <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">full methodology<\/a>), while \u201cPromoted\u201d tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Find out how to spread your purchases over 3, 6 or 12 months with Monzo Flex.<\/p>\n","protected":false},"author":1047,"featured_media":503421,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Monzo Flex review","_yoast_wpseo_title":"Monzo Flex review [date format=\"Y\"] | [nb:value niche_code=\"UKCCF\" record_type=\"PRODUCT\" record_id=\"314af8a9-b90b-4cf5-b464-a9901f8c456b\" field=\"RATES_AND_FEES.APR\" decorator=\"GLOBAL.VALUE.PERCENTAGE\"] APR | Finder UK","_yoast_wpseo_metadesc":"We explain all you need to know about Monzo Flex, a pay later service from the digital bank Monzo. 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