{"id":501729,"date":"2023-08-15T12:17:22","date_gmt":"2023-08-15T11:17:22","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=501729"},"modified":"2025-11-07T14:14:47","modified_gmt":"2025-11-07T14:14:47","slug":"advantages-and-disadvantages-of-an-overdraft","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/advantages-and-disadvantages-of-an-overdraft","title":{"rendered":"Advantages and disadvantages of an overdraft"},"content":{"rendered":"<p>Most of us find ourselves strapped for cash at times, and this is where an overdraft can come in handy. But while there are many benefits to using an overdraft, there are also a number of downsides to consider.<\/p><div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>Overdrafts are a flexible way to borrow.<\/li>\n          <li>They can also be an expensive way to borrow, with very high interest rates.<\/li>\n          <li>You can <a href=\"#compare\">compare bank accounts with overdrafts here<\/a>.<\/li>\n      <\/ul>\n\n  \n  <\/div>\n<h3>What are the advantages of an overdraft?<\/h3><p>There are a number of advantages to using an overdraft. These include:<\/p><ul><li><strong>Flexible borrowing.<\/strong> An overdraft is there when you need it, so you can dip in and out of it as required.<\/li><li><strong>No fixed repayments.<\/strong> Unlike with a loan, there are no fixed repayments with an overdraft \u2013 you simply pay back what you can, when you can.<\/li><li><strong>Quick to apply for.<\/strong> You might be automatically given an overdraft when you open a current account, or if not, it\u2019s quick to apply for one separately.<\/li><li><strong>Easy to ask for an increase.<\/strong> You can ask for your overdraft to be increased (or reduced) at any point.<\/li><li><strong>Interest-free buffer.<\/strong> Some banks or building societies offer an interest-free buffer on their overdrafts, or in a few cases, you might have an interest-free overdraft for a year or more. Many student accounts offer interest-free overdrafts.<\/li><\/ul><h3>What are the disadvantages of an overdraft?<\/h3><p>Of course, there are also downsides to using an overdraft. These include:<\/p><ul><li><strong>Lower borrowing limits.<\/strong> You can\u2019t borrow as much with an overdraft as you can with a loan.<\/li><li><strong>Expensive way to borrow.<\/strong> Many overdrafts come with high rates of interest \u2013 this can be as much as 40% in some cases, making it a costly way to borrow.<\/li><li><strong>Difficult to get out of debt.<\/strong> Since there is no repayment term, it\u2019s easy to overspend and stay in your overdraft permanently.<\/li><li><strong>Your bank can reduce or cancel your overdraft.<\/strong> An overdraft is a form of credit that can be taken away at any time, even without notice.<\/li><\/ul><h3 id=\"compare\">Compare bank accounts with an overdraft facility<\/h3><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper 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luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.DATAPOINT_ELIGIBILITY_ACCOUNTFEES_OVERRIDE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"account_fees\">\n                                                        Account fees\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_FUNDING_REQUIREMENT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" 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luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_ARRANGED_OD\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"arranged_overdraft\">\n                                                        Arranged overdraft\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_KEY_BENEFITS_MF_PLAIN\" class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"incentive\">\n                                                        Incentive\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_REP_EX\" class=\"comparison-table__feature comparison-table__feature--longtext tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"representative_example\">\n                                                        Representative example\n                                       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110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr data-product-id=\"2a747ee5-da49-4239-89be-ffdbd5805d44\" data-provider-id=\"42dfc418-c76a-468d-84ce-c18861f7d7a8\" data-product-name=\"Royal Bank of Scotland Reward\" data-provider-name=\"Royal Bank of Scotland\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/rbs-reward-current-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/641870f0e6b67.png\" alt=\"Royal Bank of Scotland logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/641870f0e6b67.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/641870f0e6b67.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/641870f0e6b67.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/641870f0e6b67.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/641870f0e6b67.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/rbs-reward-current-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Royal Bank of Scotland Reward<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a32 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        \u00a31250 per month <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        39.49% EAR variable (subject to status)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"\" data-column-index=\"6\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_key_benefits_mf_plain\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>\u00a3200 offer when you switch to Royal Bank of Scotland plus earn \u00a35\/month in Rewards: \u00a34 for 2 direct debits of \u00a32+and \u00a31 for monthly app log in &amp; earn 1% back in Rewards when you spend with selected partners. T&amp;Cs apply. <u onclick=\"document.getElementById('expander[2a747ee5-da49-4239-89be-ffdbd5805d44]').classList.toggle('is-hidden');\">More info<\/u><div id=\"expander[2a747ee5-da49-4239-89be-ffdbd5805d44]\" class=\"is-hidden\">For \u00a3200, open a Select or Reward account and switch using the Current Account Switch Service. Pay in \u00a31250 &amp; log into the app within 60 days. You must not have held a current account on 06\/05\/26 or previously received an offer from NW Group. T&amp;Cs &amp; account criteria apply. May be withdrawn at any time.<\/div><\/div><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\"><style>tr[data-product-id=\"2a747ee5-da49-4239-89be-ffdbd5805d44\"] .generic-badge__body { display: none! important; }<\/style><div class=\"fin-text-dark-blue has-padding-bottom-xsmall\">You must be 18+ and a UK resident. You must pay in \u00a31250 each month.<\/div>Representative Example: Effective Annual Rate 39.49% EAR (variable), Representative APR: 39.49% APR (variable) Assumed credit limit: \u00a31200, Subject to status. How does this overdraft compare? A good way to compare the cost of borrowing products is using APR, which shows the cost of borrowing over the year.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/rbs-reward-switch-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22newforfiltering%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c831e6b1-7550-4c3b-b2ea-931da093d533%22%2C%22category_name%22%3A%22currentoverdraft%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778319417%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22product_name%22%3A%22Royal%2BBank%2Bof%2BScotland%2BReward%22%2C%22product_id%22%3A%222a747ee5-da49-4239-89be-ffdbd5805d44%22%2C%22offer_id%22%3A%2226331%22%2C%22post_id%22%3A%22501729%22%2C%22post_path%22%3A%22current-accounts%252Fadvantages-and-disadvantages-of-an-overdraft%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Apply now for the Royal Bank of Scotland Reward\">      Go to site\t<\/a><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/rbs-reward-current-account-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Royal Bank of Scotland Reward\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-2a747ee5-da49-4239-89be-ffdbd5805d44\" value=\"2a747ee5-da49-4239-89be-ffdbd5805d44\" name=\"productID\" _productname=\"Finder score 8.7Great                            Royal Bank of Scotland RewardCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.7,\"badges\":[],\"productId\":\"2a747ee5-da49-4239-89be-ffdbd5805d44\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-2a747ee5-da49-4239-89be-ffdbd5805d44\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"4f4b9f70-3840-4a4d-81af-642c091201eb\" data-provider-id=\"26fce159-a3cf-4e6c-978f-12e108f0f2b6\" data-product-name=\"NatWest Select Account\" data-provider-name=\"NatWest\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-select-current-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/62f117050ef52.png\" alt=\"NatWest logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/62f117050ef52.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/62f117050ef52.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/62f117050ef52.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/62f117050ef52.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/62f117050ef52.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-select-current-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">NatWest Select Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        39.49% EAR variable (subject to status)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"\" data-column-index=\"6\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_key_benefits_mf_plain\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>\u00a3200 offer when you switch to NatWest. T&amp;Cs apply. <u onclick=\"document.getElementById('expander[4f4b9f70-3840-4a4d-81af-642c091201eb]').classList.toggle('is-hidden');\">More info<\/u><div id=\"expander[4f4b9f70-3840-4a4d-81af-642c091201eb]\" class=\"is-hidden\">For \u00a3200, open a Select or Reward account and switch using the Current Account Switch Service. Pay in \u00a31250 &amp; log into the app within 60 days. You must not have held a current account on 06\/05\/26 or previously received an offer from NW Group. T&amp;Cs &amp; account criteria apply. Fees may apply. May be withdrawn at any time.<\/div><\/div><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\"><style>tr[data-product-id=\"4f4b9f70-3840-4a4d-81af-642c091201eb\"] .generic-badge__body { display: none! important; }<\/style><div class=\"fin-text-dark-blue has-padding-bottom-xsmall\">You must be 18+ and a UK resident.<\/div>Representative Example: Effective Annual Rate: 39.49% EAR (variable). Representative APR: 39.49% APR (variable). Assumed credit limit: \u00a31,200 Subject to status. How does this overdraft compare? A good way to compare the cost of borrowing products is by using APR, which show the cost of borrowing over the year.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/natwest-select-switch-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22newforfiltering%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c831e6b1-7550-4c3b-b2ea-931da093d533%22%2C%22category_name%22%3A%22currentoverdraft%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778319417%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22NatWest%2BSelect%2BAccount%22%2C%22product_id%22%3A%224f4b9f70-3840-4a4d-81af-642c091201eb%22%2C%22offer_id%22%3A%2226328%22%2C%22post_id%22%3A%22501729%22%2C%22post_path%22%3A%22current-accounts%252Fadvantages-and-disadvantages-of-an-overdraft%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Apply now for the NatWest Select Account\">      Go to site\t<\/a><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/natwest-select-current-account-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The NatWest Select Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-4f4b9f70-3840-4a4d-81af-642c091201eb\" value=\"4f4b9f70-3840-4a4d-81af-642c091201eb\" name=\"productID\" _productname=\"Finder score 9Excellent                            NatWest Select Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"4f4b9f70-3840-4a4d-81af-642c091201eb\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-4f4b9f70-3840-4a4d-81af-642c091201eb\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"e3adc185-e3d9-4c23-ab40-f8d67249b49f\" data-provider-id=\"8598f049-a738-47f3-b92b-7b41c9d55057\" data-product-name=\"TSB Spend &amp; Save\" data-provider-name=\"TSB\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/tsb-spend-save-plus-current-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/613a021795419.png\" alt=\"TSB logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/613a021795419.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/613a021795419.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/613a021795419.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/613a021795419.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/613a021795419.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/tsb-spend-save-plus-current-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">TSB Spend &amp; Save<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        39.9% EAR variable\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"\" data-column-index=\"6\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_key_benefits_mf_plain\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Earn up to \u00a330 cashback - \u00a35 per month for 6 months, making 20 debit card payments per calendar month (excludes cash withdrawals).<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\"><div class=\"fin-text-dark-blue has-padding-bottom-xsmall\">18+ and UK residents only. Other T&amp;Cs apply.<\/div>Representative example: Assumed arranged overdraft of \u00a31,200. Annual interest rate 39.9% APR representative (variable). How does this overdraft compare? Representative Annual Percentage Rates (APRs) help you compare the cost of using your overdraft.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/spend-save-tsb-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22newforfiltering%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c831e6b1-7550-4c3b-b2ea-931da093d533%22%2C%22category_name%22%3A%22currentoverdraft%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778319417%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%223%22%2C%22product_name%22%3A%22TSB%2BSpend%2B%255BAMPERSAND%255D%2BSave%22%2C%22product_id%22%3A%22e3adc185-e3d9-4c23-ab40-f8d67249b49f%22%2C%22offer_id%22%3A%2223260%22%2C%22post_id%22%3A%22501729%22%2C%22post_path%22%3A%22current-accounts%252Fadvantages-and-disadvantages-of-an-overdraft%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Apply now for the TSB Spend &amp; Save\">      Go to site\t<\/a><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/tsb-spend-save-plus-current-account-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The TSB Spend &amp; Save\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-e3adc185-e3d9-4c23-ab40-f8d67249b49f\" value=\"e3adc185-e3d9-4c23-ab40-f8d67249b49f\" name=\"productID\" _productname=\"Finder score 8.2Great                            TSB Spend &amp; Save            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.2,\"badges\":[],\"productId\":\"e3adc185-e3d9-4c23-ab40-f8d67249b49f\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-e3adc185-e3d9-4c23-ab40-f8d67249b49f\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"e15b10a5-5384-456d-ba58-e7ebae0633b8\" data-provider-id=\"bfef86a7-ca8a-40c6-8890-09f7a9626287\" data-product-name=\"Nationwide Building Society FlexPlus\" data-provider-name=\"Nationwide BS\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/nationwide-flexplus-current-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6523df3343a62.png\" alt=\"Nationwide BS logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6523df3343a62.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6523df3343a62.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6523df3343a62.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6523df3343a62.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6523df3343a62.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/nationwide-flexplus-current-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Nationwide Building Society FlexPlus<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a318 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        0% EAR variable on the first \u00a350 and then 39.9% EAR variable\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"\" data-column-index=\"6\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_key_benefits_mf_plain\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Free travel accident insurance \u2013 covers account holder and family (also when travelling independently).<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: If you use an arranged overdraft of \u00a31,200, you'll be charged interest at 0% EAR variable on the first \u00a350 and then 39.9% EAR variable.  Account fee of \u00a318 per month.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/nationwide-flexplus-current-account-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Nationwide Building Society FlexPlus\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-e15b10a5-5384-456d-ba58-e7ebae0633b8\" value=\"e15b10a5-5384-456d-ba58-e7ebae0633b8\" name=\"productID\" _productname=\"Finder score 8.8Great                            Nationwide Building Society FlexPlus            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"e15b10a5-5384-456d-ba58-e7ebae0633b8\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-e15b10a5-5384-456d-ba58-e7ebae0633b8\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"8d3e2011-c2db-40dc-8f9b-661c5f810963\" data-provider-id=\"bfef86a7-ca8a-40c6-8890-09f7a9626287\" data-product-name=\"Nationwide Building Society FlexDirect =&gt; \u00a31,000 per month\" data-provider-name=\"Nationwide BS\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/nationwide-current-accounts\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6523db62291ad.png\" alt=\"Nationwide BS logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6523db62291ad.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6523db62291ad.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6523db62291ad.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6523db62291ad.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6523db62291ad.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/nationwide-current-accounts\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Nationwide Building Society FlexDirect =&gt; \u00a31,000 per month<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        \u00a31000 per month <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        5% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        0% EAR variable on the first \u00a350 and then 39.9% EAR variable\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: If you use an arranged overdraft of \u00a31,200, you'll be charged interest at 0% EAR variable on the first \u00a350 and then 39.9% EAR variable.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Nationwide Building Society FlexDirect =&gt; \u00a31,000 per month\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-8d3e2011-c2db-40dc-8f9b-661c5f810963\" value=\"8d3e2011-c2db-40dc-8f9b-661c5f810963\" name=\"productID\" _productname=\"Finder scoreNot yet rated                            Nationwide Building Society FlexDirect =&gt; \u00a31,000 per monthCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"8d3e2011-c2db-40dc-8f9b-661c5f810963\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-8d3e2011-c2db-40dc-8f9b-661c5f810963\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"bcb27eab-db2c-4401-9640-7ceb8a574286\" data-provider-id=\"8598f049-a738-47f3-b92b-7b41c9d55057\" data-product-name=\"TSB Student Account\" data-provider-name=\"TSB\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/tsb-current-accounts\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5c8b60fedfcba.png\" alt=\"TSB logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c8b60fedfcba.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c8b60fedfcba.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c8b60fedfcba.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5c8b60fedfcba.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5c8b60fedfcba.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/tsb-current-accounts\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">TSB Student Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        5% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: If you use an arranged overdraft of \u00a31,200, you'll be charged.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The TSB Student Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-bcb27eab-db2c-4401-9640-7ceb8a574286\" value=\"bcb27eab-db2c-4401-9640-7ceb8a574286\" name=\"productID\" _productname=\"Finder scoreNot yet rated                            TSB Student Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"bcb27eab-db2c-4401-9640-7ceb8a574286\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-bcb27eab-db2c-4401-9640-7ceb8a574286\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"85255955-fcd0-4260-93df-b3fec2f0d4c5\" data-provider-id=\"9ec26b45-e0b0-445d-ba11-da2eb4d25f18\" data-product-name=\"Halifax Reward Current Account\" data-provider-name=\"Halifax\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/halifax-reward-current-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5ff70d797831e.png\" alt=\"Halifax logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5ff70d797831e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5ff70d797831e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5ff70d797831e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5ff70d797831e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5ff70d797831e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/halifax-reward-current-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Halifax Reward Current Account<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30 <span class=\"table-popover\" rel=\"popover\" data-content=\"\u00a33 if you do not deposit \u00a31500 per month.\" title=\"More info\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        \u00a31500 per month <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        1.5% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        0% EAR variable on the first \u00a3100 and then 29.9% EAR variable\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: If you use an arranged overdraft of \u00a31,200, you'll be charged interest at 0% EAR variable on the first \u00a3100 and then 29.9% EAR variable.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/halifax-reward-current-account-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Halifax Reward Current Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-85255955-fcd0-4260-93df-b3fec2f0d4c5\" value=\"85255955-fcd0-4260-93df-b3fec2f0d4c5\" name=\"productID\" _productname=\"Finder scoreNot yet rated                            Halifax Reward Current AccountCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"85255955-fcd0-4260-93df-b3fec2f0d4c5\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-85255955-fcd0-4260-93df-b3fec2f0d4c5\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"a5bfebb3-3fd2-40a7-8bdc-0edd8c374261\" data-provider-id=\"7229d635-b007-4d5d-801f-205775a1a2f5\" data-product-name=\"Lloyds Bank Lloyds Premier\" data-provider-name=\"Lloyds Bank\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/lloyds-premier-current-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png\" alt=\"Lloyds Bank logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/lloyds-premier-current-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Lloyds Bank Lloyds Premier<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30 <span class=\"table-popover\" rel=\"popover\" data-content=\"\u00a315 if you do not deposit \u00a35000 per month.\" title=\"More info\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        \u00a35000 per month <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        1.5% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        0% EAR variable on the first \u00a3100 and then 29.9% EAR variable\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: If you use an arranged overdraft of \u00a31,200, you'll be charged interest at 0% EAR variable on the first \u00a3100 and then 29.9% EAR variable.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/lloyds-premier-current-account-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Lloyds Bank Lloyds Premier\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-a5bfebb3-3fd2-40a7-8bdc-0edd8c374261\" value=\"a5bfebb3-3fd2-40a7-8bdc-0edd8c374261\" name=\"productID\" _productname=\"Finder score 9.3Excellent                            Lloyds Bank Lloyds PremierCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.3,\"badges\":[],\"productId\":\"a5bfebb3-3fd2-40a7-8bdc-0edd8c374261\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-a5bfebb3-3fd2-40a7-8bdc-0edd8c374261\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"277a5d4f-1dee-4715-b5ed-06fbc18d72af\" data-provider-id=\"8aee23e6-0394-4f5f-a796-ccb365b38434\" data-product-name=\"Virgin Money M Plus Account\" data-provider-name=\"Virgin Money\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/virgin-money-current-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66fd0f290c973.png\" alt=\"Virgin Money logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66fd0f290c973.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66fd0f290c973.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66fd0f290c973.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66fd0f290c973.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66fd0f290c973.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.4<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/virgin-money-current-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Virgin Money M Plus Account<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.4<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        1% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        19.9% EAR variable\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: If you use an arranged overdraft of \u00a31,200, you'll be charged interest at 19.9% EAR variable.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Virgin Money M Plus Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-277a5d4f-1dee-4715-b5ed-06fbc18d72af\" value=\"277a5d4f-1dee-4715-b5ed-06fbc18d72af\" name=\"productID\" _productname=\"Finder score 8.4Great                            Virgin Money M Plus AccountCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.4,\"badges\":[],\"productId\":\"277a5d4f-1dee-4715-b5ed-06fbc18d72af\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-277a5d4f-1dee-4715-b5ed-06fbc18d72af\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"7fe9fad8-79b8-4f70-9e1c-90b2038d5e77\" data-provider-id=\"d79dfc68-77c1-417a-94fe-efcb84c789e3\" data-product-name=\"Bank of Scotland Vantage Classic Account\" data-provider-name=\"Bank of Scotland\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/bank-of-scotland-vantage-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f44de9c54bae.png\" alt=\"Bank of Scotland logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f44de9c54bae.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f44de9c54bae.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f44de9c54bae.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f44de9c54bae.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f44de9c54bae.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/bank-of-scotland-vantage-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Bank of Scotland Vantage Classic Account<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        \u00a31000 per month <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0.75% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        29.9% EAR variable\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: If you use an arranged overdraft of \u00a31,200, you'll be charged interest at 29.9% EAR variable.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/bank-of-scotland-vantage-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Bank of Scotland Vantage Classic Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-7fe9fad8-79b8-4f70-9e1c-90b2038d5e77\" value=\"7fe9fad8-79b8-4f70-9e1c-90b2038d5e77\" name=\"productID\" _productname=\"Finder scoreNot yet rated                            Bank of Scotland Vantage Classic AccountCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"7fe9fad8-79b8-4f70-9e1c-90b2038d5e77\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-7fe9fad8-79b8-4f70-9e1c-90b2038d5e77\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"8261c4a0-11fc-40de-a9bd-0d3c548231ba\" data-provider-id=\"7229d635-b007-4d5d-801f-205775a1a2f5\" data-product-name=\"Club Lloyds\" data-provider-name=\"Lloyds Bank\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/lloyds-current-accounts\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png\" alt=\"Lloyds Bank logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/lloyds-current-accounts\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Club Lloyds<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30 <span class=\"table-popover\" rel=\"popover\" data-content=\"\u00a35 if you do not deposit \u00a32000 per month.\" title=\"More info\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        \u00a32000 per month <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0.75% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        0% EAR variable on the first \u00a3100 and then 29.9% EAR variable\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: If you use an arranged overdraft of \u00a31,200, you'll be charged interest at 0% EAR variable on the first \u00a3100 and then 29.9% EAR variable.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Club Lloyds\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-8261c4a0-11fc-40de-a9bd-0d3c548231ba\" value=\"8261c4a0-11fc-40de-a9bd-0d3c548231ba\" name=\"productID\" _productname=\"Finder score 9.8Excellent                            Club LloydsCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.8,\"badges\":[],\"productId\":\"8261c4a0-11fc-40de-a9bd-0d3c548231ba\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-8261c4a0-11fc-40de-a9bd-0d3c548231ba\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"6fa0de9e-759a-4052-9e26-fe00acf8fcff\" data-provider-id=\"72426a54-082f-45de-97d2-742b45fcf818\" data-product-name=\"Bank of Ireland UK 3rd Level Student Account\" data-provider-name=\"Bank of Ireland UK\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/bank-of-ireland-current-accounts\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/68bb0fd9df338.png\" alt=\"Bank of Ireland UK logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68bb0fd9df338.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68bb0fd9df338.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68bb0fd9df338.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68bb0fd9df338.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68bb0fd9df338.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/bank-of-ireland-current-accounts\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Bank of Ireland UK 3rd Level Student Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0.5% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: If you use an arranged overdraft of \u00a31,200, you'll be charged.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Bank of Ireland UK 3rd Level Student Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-6fa0de9e-759a-4052-9e26-fe00acf8fcff\" value=\"6fa0de9e-759a-4052-9e26-fe00acf8fcff\" name=\"productID\" _productname=\"Finder scoreNot yet rated                            Bank of Ireland UK 3rd Level Student Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"6fa0de9e-759a-4052-9e26-fe00acf8fcff\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-6fa0de9e-759a-4052-9e26-fe00acf8fcff\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"d662b3d0-69fc-4087-8be8-a3815cc5b48d\" data-provider-id=\"6baba2c8-d91a-47c5-bf6a-c3e12580b90f\" data-product-name=\"Ulster Bank Private Current Account\" data-provider-name=\"Ulster Bank\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/ulster-bank-current-accounts-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6374d72f3524d.png\" alt=\"Ulster Bank logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6374d72f3524d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6374d72f3524d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6374d72f3524d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6374d72f3524d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6374d72f3524d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/ulster-bank-current-accounts-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Ulster Bank Private Current Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0.01% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        19.49% EAR variable\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: If you use an arranged overdraft of \u00a31,200, you'll be charged interest at 19.49% EAR variable.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Ulster Bank Private Current Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-d662b3d0-69fc-4087-8be8-a3815cc5b48d\" value=\"d662b3d0-69fc-4087-8be8-a3815cc5b48d\" name=\"productID\" _productname=\"Finder scoreNot yet rated                            Ulster Bank Private Current Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"d662b3d0-69fc-4087-8be8-a3815cc5b48d\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-d662b3d0-69fc-4087-8be8-a3815cc5b48d\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"031fd63e-382b-4727-b30c-3a36daa925f5\" data-provider-id=\"9ec26b45-e0b0-445d-ba11-da2eb4d25f18\" data-product-name=\"Halifax Student Current Account\" data-provider-name=\"Halifax\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/halifax-current-accounts\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5ff70d797831e.png\" alt=\"Halifax logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5ff70d797831e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5ff70d797831e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5ff70d797831e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5ff70d797831e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5ff70d797831e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/halifax-current-accounts\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Halifax Student Current Account<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: If you use an arranged overdraft of \u00a31,200, you'll be charged.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Halifax Student Current Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-031fd63e-382b-4727-b30c-3a36daa925f5\" value=\"031fd63e-382b-4727-b30c-3a36daa925f5\" name=\"productID\" _productname=\"Finder scoreNot yet rated                            Halifax Student Current AccountCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"031fd63e-382b-4727-b30c-3a36daa925f5\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-031fd63e-382b-4727-b30c-3a36daa925f5\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"0427b7b8-6d38-4246-86d2-385e1a794e82\" data-provider-id=\"42dfc418-c76a-468d-84ce-c18861f7d7a8\" data-product-name=\"Royal Bank of Scotland Student Account\" data-provider-name=\"Royal Bank of Scotland\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/rbs-current-accounts\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/64186d98cc3bc.png\" alt=\"Royal Bank of Scotland logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64186d98cc3bc.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64186d98cc3bc.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64186d98cc3bc.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64186d98cc3bc.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64186d98cc3bc.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/rbs-current-accounts\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Royal Bank of Scotland Student Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">Not yet rated<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.product.datapoint_eligibility_accountfees_override\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Account fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_funding_requirement\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Funding requirement\">\n                        No minimum funding requirement <span class=\"table-popover\" rel=\"popover\" data-content=\"Some accounts require the account holder to pay in at least a specified minimum amount each month, academic term or year.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_aer_interest\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0% AER\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_arranged_od\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Arranged overdraft\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"7\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\"><style>tr[data-product-id=\"0427b7b8-6d38-4246-86d2-385e1a794e82\"] .generic-badge__body { display: none! important; }<\/style>Representative example: If you use an arranged overdraft of \u00a31,200, you'll be charged.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before, .comparison-table td.comparison-table__cta br { display: none; }<\/style><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Royal Bank of Scotland Student Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-0427b7b8-6d38-4246-86d2-385e1a794e82\" value=\"0427b7b8-6d38-4246-86d2-385e1a794e82\" name=\"productID\" _productname=\"Finder scoreNot yet rated                            Royal Bank of Scotland Student Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"0427b7b8-6d38-4246-86d2-385e1a794e82\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-0427b7b8-6d38-4246-86d2-385e1a794e82\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide 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loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"15\">Load More<\/button><div class=\"js-show-more-data_count-c831e6b1-7550-4c3b-b2ea-931da093d533 comparison-table__dataCount\">Showing\n\t\t\t15\n\t\t\tof\n\t\t\t140\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFSA-CUR\" data-rewards-component=\"compare-products\"><\/div><div class=\"product-modal\"><section class=\"luna-modal is-invisible\" aria-hidden=\"false\" role=\"dialog\" id=\"alternative-products-modal\" aria-labelledby=\"alternative-products-modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\"><div class=\"luna-modal__content\"><button class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\"><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#x\"><\/use><\/svg><\/button><div class=\"luna-modal__body\" id=\"modal-content\"><div class=\"luna-modal__wrapper\"><h4 class=\"modal-heading\" id=\"alternative-products-modal-heading\">Compare other products<\/h4><div class=\"cta-modal__body\"><p class=\"cta-modal__intro-text\">We currently don't have that product, but here are others to consider:<\/p><div class=\"cta-modal__cards-container\"><\/div><span class=\"cta-modal__popover table-popover\" rel=\"popover\" data-placement=\"top\" data-content=\"This list shows products with some similar features to the one you selected. It is not a recommendation or suggestion to purchase any product. Always check details and get independent advice to make sure any product suits your own needs before applying.\">How we picked these<\/span><\/div><\/div><\/div><\/div><\/section><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for bank accounts<\/h3>\n\n<p>To make comparing even easier we came up with the <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">Finder Score<\/a>. Fees, features and customer service across 20+ of the most popular banks are all weighted and scaled to produce a score out of 10. The higher the score the better the account \u2013 simple.<\/p>\n\n<a class=\"luna-button luna-button--primary has-margin-bottom\" href=\"https:\/\/www.finder.com\/uk\/digital-banking\/banking-apps-ratings-methodology\">Read the full methodology<\/a><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>How does an overdraft work?<\/h3><p>There are 2 types of overdraft \u2013 arranged and unarranged. An arranged (or authorised) overdraft is one you\u2019ve agreed with your bank in advance. Some arranged overdrafts might come with an interest-free buffer, meaning you won\u2019t be charged interest if you dip into your overdraft by this amount. However, it tends to only be around \u00a310. <\/p><p>An unarranged (or unauthorised) overdraft, on the other hand, is where you haven\u2019t agreed to an overdraft with your bank but spend more than you have in your account. It can also include going over the limit of your authorised overdraft.<\/p><p>Interest rates and fees on unarranged overdrafts used to be a lot higher than arranged overdrafts. However, new rules introduced in April 2020 mean that banks must now charge a single annual interest rate on all overdrafts, making it easier for customers to compare charges. Interest rates for unarranged overdrafts can no longer be higher than for arranged overdrafts, and rates tend to range from 19% to 40% APR.<\/p><h3>Are there any alternatives to an overdraft?<\/h3><p>Yes, there are several alternatives to using an overdraft. One is a <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/0-purchase-credit-cards\"> 0% purchase credit card<\/a>, which you can use to spread the cost of your spending interest-free over a number of months. Just make sure you clear the balance before the 0% deal ends. <\/p><p>Alternatively, you could use a <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/low-interest-rate-credit-cards\"> low APR credit card<\/a>, which charges a low rate of interest for the life of the debt. This means you can use it for ad hoc purchases, and the interest rate charged will likely be a lot lower than on an overdraft. <\/p><p>You could also consider a <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/money-transfer-credit-cards\"> money transfer credit card<\/a>. This lets you move money from your credit card into your bank account. You can then use these funds for purchases or to pay off existing debt. If you choose a card with a 0% introductory offer, you\u2019ll also avoid paying interest for several months. Just watch out for the transfer fee. <\/p><p>Finally, if you need to borrow a lump sum of cash, you could consider applying for a <a href=\"https:\/\/www.finder.com\/uk\/personal-loans\"> personal loan<\/a>. Interest rates are generally far more competitive than overdraft rates, but you need to pay back the amount borrowed in fixed monthly repayments over a set term. <\/p><h3>Bottom line<\/h3><p>Overdrafts can be useful as a backup if you suddenly need extra cash to pay for emergency car repairs or to cover an unexpected bill, for example. However, they should be considered a short-term form of borrowing only, as interest rates on overdrafts can be very high. If you plan to use an overdraft for the long term, it\u2019s better to seek out cheaper alternatives.\n\n\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><\/p>","protected":false},"excerpt":{"rendered":"<p>Find out more about the pros and cons of an overdraft. <\/p>\n","protected":false},"author":1047,"featured_media":304104,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[3763],"tags":[],"asset_tag":[],"class_list":["post-501729","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-current-accounts"],"apple_news_notices":[],"yoast_head":"<!-- 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content=\"https:\/\/www.finder.com\/uk\/current-accounts\/advantages-and-disadvantages-of-an-overdraft\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-15T11:17:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2019\/01\/Overdrafts-vs-payda-feature-image-250x250-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Rachel Wait\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/rachelwait?lang=en\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" 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