{"id":499671,"date":"2023-07-28T09:11:01","date_gmt":"2023-07-28T08:11:01","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=499671"},"modified":"2026-03-26T13:31:01","modified_gmt":"2026-03-26T13:31:01","slug":"xtb","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/xtb","title":{"rendered":"XTB Review 2026"},"content":{"rendered":"<style>\n@media (min-width: 768px) { #page, #side-nav-container { padding-top: 45px !important; } }\n#fixeddisclaimer { top: 0; left: 0; position: fixed; right: 0; width: 100%; -webkit-transition: 0.5s ease-in-out; transition: 0.5s ease-in-out; z-index: 40001; text-align: center; }\n.fixeddisclaimerbody { font-size: 11pt; line-height: 1.2; background-color: #fff; -webkit-box-shadow: 0 -2px 18px #424242; box-shadow: 0 -2px 18px #424242; overflow: hidden; letter-spacing: -0.2px; }\n.gn .nav-slideout--active { top: auto !important; }\n@media (max-width: 767px) { .fixeddisclaimerbody { font-size: 13px; letter-spacing: -0.4px; } }\n@media only screen and (max-width: 960px) and (min-width: 551px)  { #page, #side-nav-container { padding-top: 70px !important; } }\n@media only screen and (max-width: 550px) and (min-width: 401px)  { #page, #side-nav-container { padding-top: 80px !important; } }\n@media only screen and (max-width: 400px) { #page, #side-nav-container { padding-top: 90px !important; } }\n<\/style>\n\n<div id=\"fixeddisclaimer\" class=\"visible\" data-template=\"masthead-two-columns\">\n<div id=\"fstdisclaimer\" class=\"fixeddisclaimerbody\" data-nosnippet><div class=\"has-padding-top-xxsmall has-padding-bottom-xxsmall text-center\">CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.<span id=\"secondsection\"> <strong>71% of retail investor accounts lose money when trading CFDs with this provider.<\/strong> You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.<\/span><\/div><\/div>\n<\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n#user-review-promo { display: none; 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min-height: 100px;\"><\/textarea>\n<\/div>\n<div id=\"user-review-promo-user\">\n<div class=\"luna-form__group\"><div class=\"luna-form__field\"><label class=\"luna-label required\" style=\"display: none;\">Your Name<\/label><input id=\"user-review-promo-name\" class=\"luna-input\" type=\"text\" placeholder=\"Your Name (Required)\" required=\"\" style=\"width: 100%\"><\/div><\/div>\n<div class=\"luna-form__group\"><div class=\"luna-form__field\"><label class=\"luna-label required\" style=\"display: none;\">Email<\/label><input id=\"user-review-promo-email\" class=\"luna-input\" type=\"text\" placeholder=\"Your Email (Required)\" required=\"\" style=\"width: 100%;\"><div id=\"user-promo-email-field-error\" style=\"font-size: .8em; margin-top: .5em; margin-bottom: 0\"><\/div><\/div><\/div>\n<div id=\"optin\" class=\"luna-form__group text-left\"><div class=\"luna-form__field\"><div class=\"luna-form__selectionGroup\"><div class=\"luna-form__selection\"><input class=\"luna-checkbox\" type=\"checkbox\" id=\"check-1c\" name=\"checkGroup\" aria-describedby=\"check-error-1c\"><label class=\"luna-label\" for=\"check-1c\">\n<div style=\"font-size: 18px;\">Sign up for expert money tips + the chance to win \u00a3400!<\/div>\n<div style=\"font-size: 14px;\">By signing up you agree to receive emails from Finder and to the <a href=\"https:\/\/www.finder.com\/uk\/privacy-policy\">privacy policy<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\">terms &amp; conditions<\/a>.<\/div><\/label><\/div><\/div><\/div><\/div>\n<\/div>\n<button id=\"user-review-promo-btn\" class=\"luna-button luna-button--success luna-button--fluid\" type=\"submit\">Next<\/button>\n\n<div id=\"user-review-promo-members\">\n\n          \n<p id=\"user-review-partner-return\" style=\"font-size: .9em; display: none\">\n<\/p><div class=\"has-margin-bottom-small\">Thanks for your review.<\/div>\n<a href=\"https:\/\/www.xtb.com\/\" class=\"luna-button luna-button--primary\">Return to XTB<\/a>\n\n                \n<\/div>\n<\/div>\n\n<p>Read Terms and Conditions <a href=\"\/uk\/terms-of-use\">here<\/a><\/p>\n\n<\/div>\n\n<\/div>\n<\/div>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<script>\n\n\n\n\nfunction isEmail(email) {\nvar regex = \/^(([^<>()\\[\\]\\\\.,;:\\s@\"]+(\\.[^<>()\\[\\]\\\\.,;:\\s@\"]+)*)|(\".+\"))@((\\[[0-9]{1,3}\\.[0-9]{1,3}\\.[0-9]{1,3}\\.[0-9]{1,3}])|(([a-zA-Z\\-0-9]+\\.)+[a-zA-Z]{2,}))$\/;\nreturn regex.test(email);\n}\n\n\n\n\nlet params = new URLSearchParams(window.location.search);\nlet reviewCheck = params.get('review');\nlet optinCheck = params.get('optin');\nlet sessionData = sessionStorage.getItem( window.location.href.split('?')[0] );\nif (reviewCheck == 1) {\ndocument.getElementById(\"user-review-promo\").style.display = \"block\";\ndocument.body.style.overflow = \"hidden\";\n}\nif (optinCheck == 0) {\ndocument.getElementById(\"optin\").style.display = \"none\";\n}\n\n\n\n\nwindow.addEventListener('load', function () {\nconst user_review_step = params.get('step');\n\n\n\n\ndocument.addEventListener(\"DOMContentLoaded\", function(event) {\nvar currentCookie = {};\ndocument.cookie.replace(\/([^=;]+)=([^;]*)\/gi, function(m,key,value) {currentCookie[key.replace(\/(^s+|s+$)\/g,'')] = value.replace(\/(^s+|s+$)\/g,'');});\n});\n\n\n\n\nlet user_review_rating = 5;\nlet user_review_name = '';\nlet user_review_description = '';\nlet user_review_email = '';\nlet user_review_screen = 0;\nif (reviewCheck == 1 || sessionData == 1) {\n\nconsole.log(\"Showing user review\");\n$(\"#user-review-promo\").css(\"display\", \"block\");\n$(\"body\").css(\"overflow\", \"hidden\");\n$(\"#review-loader\").css(\"display\", \"none\");\n$(\"#user-review-promo-core\").css(\"display\", \"block\");\nconst user_review_url = '\/wp-json\/finder\/v1\/user-reviews\/reviews';\nconst user_review_data_json = (document.getElementById(\"user-ratings\").dataset.summary);\nconst user_review_data = JSON.parse(user_review_data_json);\n\n\n\n\n$(\"#user-review-promo-rating-copy\").html(\"How would you rate \" + window.decodeURIComponent(user_review_data[\"reviewableName\"]) + \"?\");\n$(\"#user-review-promo-copy\").html(\"Used \" + window.decodeURIComponent(user_review_data[\"reviewableName\"]) + \"? Share your view on Finder to help others make a great choice, and you could win \" + '&pound;400!');\n$(\"#user-review-promo-review-description\").html(\"Tell us about your experience with \" + window.decodeURIComponent(user_review_data[\"reviewableName\"]) + \". What did you like or dislike? What are the pros and cons? What should other people know?\");\n\n\n\n\nvar prvdrimg = '';\nif ( $(\".compare-logo\").length ) {\n$(\"#user-review-promo-img\").attr(\"src\", $(\".compare-logo\").data(\"src\"));\n} else if ( $(\".standardMasthead__image\").length ) {\n$(\"#user-review-promo-img\").attr(\"src\", $(\".standardMasthead__image img\").attr(\"src\"));\n} else if ( $(\".creditCardMasthead__picture_wrapper img\").length ) {\n$(\"#user-review-promo-img\").attr(\"src\", $(\".creditCardMasthead__picture_wrapper img\").attr(\"src\"));\n} else if ( $(\".product-card__image-wrapper img\").length ) {\n$(\"#user-review-promo-img\").attr(\"src\", $(\".product-card__image-wrapper img\").attr(\"src\"));\n} else if ( prvdrimg.length ) {\n$(\"#user-review-promo-img\").attr(\"src\", prvdrimg);\n} else {\n$(\"#user-review-promo-img\").css(\"display\", \"none\");\n}\n\n\n\n\nif (user_review_step == \"complete\" || sessionData == 1) {\nif (sessionData == 1) { sessionStorage.removeItem(window.location.href.split('?')[0]); 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user_review_rating,\n'shortNicheCode': user_review_data.shortNicheCode,\n'nicheCode': user_review_data.niche,\n'countryCode': user_review_data.countryCode,\n'reviewableName': user_review_data.reviewableName,\n'productApiId': user_review_data.productApiId,\n'reviewableId': user_review_data.reviewableId,\n'entityType': user_review_data.entityType,\n'recordType': user_review_data.recordType,\n'blogId' : user_review_data.blogId\n};\nconsole.log(requestBody);\ntry {\nconst response = fetch(user_review_url, {\nmethod: 'POST',\nheaders: {\n'Accept': 'application\/json',\n'Content-Type': 'application\/json'\n},\nbody: JSON.stringify(requestBody),\n})\n} catch (error) { console.log(error); }\n\n\ntry {\nmembersSdk.getUserNotes().then(notes => {\nconst existingIdsReviewed = notes.filter(note => note.fieldName === 'idsreviewed').reverse()[0]?.value || \"\";\nvar fldval = existingIdsReviewed + user_review_data.productApiId + \",\";\nlet recordUserReview = new CustomEvent(\"SavePrefillValue\", {\ndetail: {\nkey: \"idsreviewed\",\nvalue: fldval,\nisGlobal: true\n}\n});\nwindow.dispatchEvent(recordUserReview);\nvar trackingParams = {};\ntrackingParams.signUpUrl = window.location.href;\ndocument.dispatchEvent(\nnew CustomEvent('ga4.track', {\ndetail: {\nname: \"formSubmitted\",\nparams: {\nformFields: {\n\"eventName\": \"reviewSubmitted\",\n\"niche\": user_review_data.niche,\n\"productId\": user_review_data.productApiId,\n\"productName\": user_review_data.reviewableName,\n\"title\": user_review_name, \n\"text\": user_review_description,\n\"country\": \"uk\",\n\"url\": window.location.href, \n\"rating\": user_review_rating,\n\"reviewableId\": user_review_data.reviewableId,\n\"idsReviewed\": fldval,\n}\n},\n}\n})\n);\n}).catch(error => { console.error('Failed to fetch notes:', error); });\n} catch (error) { console.log('Error during processing:', error); }\n\n\nvar optin = document.getElementById(\"check-1c\").checked;\nif (optin == true) {\nvar email = 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window.location.href,\nsubmitDomainCountry: 'uk',\nsubmitForm: 'userReview',\n},\n};\nvar result = fetch(endpointUrl, {\nmethod: \"POST\",\nheaders: {\n\"Content-Type\": \"application\/x-www-form-urlencoded\",\n},\nbody: $.param(params),\n});\n}\ntrackSegmentBE(email);\n$(\"#user-review-partner-return\").css(\"display\", \"block\");\nreturn true;\n};\n\nfunction sendJoinWaitlistGAEvent() {\nif (window.ga === undefined) { return; }\nwindow.ga('send', 'event', 'ukfin email signup floater', 'signed up', null, undefined, { nonInteraction: false });\n}\n\n\n<\/script><h2 id=\"section_heading_704ea8ca2c\" class=\"section-heading\">\n            How we rated XTB's investment features\n    <\/h2>\n<table id=\"best\" class=\"luna-table\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Feature<\/th><th scope=\"col\">Rating<\/th><th scope=\"col\">Details<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Fees<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.1<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><td>XTB offers excellent value and is cheap across the board.<\/td><\/tr><tr><th scope=\"row\">Investment choice<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.6<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><td>It offers plenty of investments but has some limitations.<\/td><\/tr><tr><th scope=\"row\">Safety and security<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">10<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><td>XTB offers a secure and safe place for people to invest.<\/td><\/tr><tr><th scope=\"row\">Account types and products<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">7.5<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><td>The XTB platform is lacking in some account types.<\/td><\/tr><tr><th scope=\"row\">Ease of use<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.6<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><td>XTB offers an excellent investing experience that most customers seem happy with.<\/td><\/tr><tr><th scope=\"row\">Tools, resources and features<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.3<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><td>XTB offers some tools and resources but not as much as some other platforms.<\/td><\/tr><\/tbody><\/table><p>Trading platform XTB has made a slight pivot away from what it\u2019s best known for (forex and CFD trading, which it offers in other countries) and now offers UK retail investors an affordable way to invest in real stock and shares.<\/p><p>We\u2019ll cover the key features and fees, explain what you can invest in with XTB, and share our expert insight on what we think about this share dealing provider.<\/p><div class=\"eeQuote box u-rounded--lg source-finder type-experience\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 25.3187C10.8637 26.7253 9.2092 27.4286 7.21127 27.4286C5.15091 27.4286 3.43394 26.7253 2.06036 25.3187C0.686788 23.9121 0 21.8661 0 19.1808C0 16.3037 0.749223 13.043 2.24767 9.3986C3.74611 5.75424 5.83769 2.62138 8.52241 0L13.1114 3.54845ZM30.8762 3.54845C29.8148 5.01898 28.9095 6.64935 28.1602 8.43956C27.411 10.2298 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transform=\"translate(3 6.3158)\"><\/rect>\n        <\/clippath>\n      <\/defs>\n    <\/svg>\n  <\/div>\n<\/div>\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Hands-on test: I tried out XTB's trading app<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"I think XTB is a great trading platform for investors who have just graduated past the beginner stages and are comfortable with basic actions around researching and making investments. <\/p><p>I\u2019m a big fan of the fact that you can buy fractional shares of US and UK stocks (a rare treat), and the relatively new feautre of \u2018investment plans\u2019 is a great way to set up a regular passive investing portfolio at an affordable price (all within the app).\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                                                <a class=\"eeQuote__authorName\" href=\"https:\/\/www.finder.com\/uk\/author\/georgesweeney\" itemprop=\"url\" target=\"_blank\">\n                        George Sweeney, DipFA\n                                            <\/a>\n                                                    <div class=\"eeQuote__authorTitle\">Deputy editor<\/div>\n                                    <\/div>\n    <\/div>\n<\/div>\n<h2 id=\"section_heading_5c93be9ab0\" class=\"section-heading\">\n            What is XTB?\n    <\/h2>\n<p>XTB is a European investing brokerage that\u2019s been around for almost 20 years. The company itself is based in Poland and publicly listed on the Warsaw Stock Exchange (WSE), and it\u2019s one of the largest exchange-listed brokers in the world.<\/p><div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"SqOKzpW7uog\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/SqOKzpW7uog\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/SqOKzpW7uog\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/SqOKzpW7uog\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">4:46<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-SqOKzpW7uog\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n<h2 id=\"section_heading_a0abfbfa6a\" class=\"section-heading\">\n            XTB fees\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Fees score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.1<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Platform fee<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">UK shares<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">US stocks<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">International shares<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">Funds\/ETFs<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">Foreign exchange (FX) fee<\/th><td>0.5%<\/td><\/tr><tr><th scope=\"row\">Regular investing<\/th><td>Yes (ETF investment plans)<\/td><\/tr><tr><th scope=\"row\">Withdrawal\/deposit fee<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">Inactivity fee<\/th><td>\u20ac10\/month if no trades for 12 months and no cash deposit in the previous 90 days<\/td><\/tr><\/tbody><\/table><p>Overall, XTB is extremely cheap, and the fees are easy to understand. It doesn\u2019t cost you anything to open and hold an account, which is ideal if you want to try out the platform before making it your go-to investing hub.<\/p><p>Also, there\u2019s no commission to pay when buying or selling stocks \u2013 another tick. The only thing to be aware of is that there\u2019s a minimum trade transaction of \u00a310, which means you have to buy or sell at least \u00a310 worth of stock with each trade.<\/p><p>If you\u2019re buying European shares, the trade needs to be worth at least \u20ac10. This is calculated on screen when you choose the amount of shares and includes the 0.5% FX fee. The current exchange rate will make a difference to what \u20ac10 converts to in GBP.<\/p><p>For all investments not in GBP, you\u2019ll pay a 0.5% FX fee based on the size of the trade. Keep this in mind when buying international shares from outside the UK. You can open separate multi-currency accounts in EUR or USD but these will be in addition to your main GBP account.<\/p><p>The other thing to take note of is that if your trading transactions are over \u00a3100,000 in a month, there\u2019s a 0.2% commission. This isn\u2019t going to impact many people because most don\u2019t trade over \u00a3100,000 every month, but it\u2019s still worth knowing.<\/p>\n\n\n\n\n\n\n\n\n\n\n<style>\n.gxfstquote td { vertical-align: middle; }\n.gxfstquote th, .gxfstquote td { padding-left: 0.75rem !important; padding-right: 0.75rem !important; border-right: 0px; }\n.gxfsttooltip { margin-top: -2px; }\n\n.gxfstcontrols input[type=range] { -webkit-appearance: none; width: 100%; max-width: 500px; background: transparent; }\n.gxfstcontrols input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; }\n.gxfstcontrols input[type=range]:focus { outline: none; }\n.gxfstcontrols input[type=range]::-ms-track { cursor: pointer; background: transparent; border-color: transparent; color: transparent; }\n.gxfstcontrols input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; background-color: #1d53ff; color: #1d53ff; border: 6px solid #1d53ff; height: 2em; width: 2em; border-radius: 1em; background: #1d53ff; cursor: pointer; margin-top: -.75em; }\n.gxfstcontrols input[type=range]::-moz-range-thumb { -webkit-appearance: none; background-color: #1d53ff; color: #1d53ff; border: 6px solid #1d53ff; height: 2em; width: 2em; border-radius: 1em; background: #1d53ff; cursor: pointer; margin-top: -.75em; }\n.gxfstcontrols input[type=range]::-ms-thumb { -webkit-appearance: none; background-color: #1d53ff; color: #1d53ff; border: none; height: 2em; width: 2em; border-radius: 1em; background: #1d53ff; cursor: pointer; }\n.gxfstcontrols input[type=range]::-webkit-slider-runnable-track { box-shadow: none; background-color: #d5d9dc; border-radius: .25em; height: .5em; }\n.gxfstcontrols input[type=range]:focus::-webkit-slider-runnable-track { box-shadow: none; background-color: #d5d9dc; border-radius: .25em; height: .5em; }\n.gxfstcontrols input[type=range]::-moz-range-track { box-shadow: none; background-color: #d5d9dc; border-radius: .25em; height: .5em; }\n.gxfstcontrols input[type=range]::-ms-track { box-shadow: none; background-color: #d5d9dc; border-radius: .25em; height: .5em; }\n.gxfstcontrols input[type=range]::-ms-fill-lower { background: none; }\ntable.gxfstquote, table.gxfstquote thead, table.gxfstquote tbody { display: flex; flex-direction: column; }\ntable.gxfstquote tr { display: flex; }\ntable.gxfstquote th, table.gxfstquote td { display: flex; align-items: center; flex-basis: 30%; }\ntable.gxfstquote th:last-child, table.gxfstquote td:last-child { flex-basis: 40%; }\ntable.gxfstquote tr:first-child td { border-top: 1px solid #d5d9dc !important; }\ntable.gxfstquote th { border-bottom: 0px !important; }\ntable.gxfstquote .gxfstsubdiv { display: flex; flex-direction: column; flex-basis: 100%; }\ntable.gxfstquote .luna-stars { inline-size: fit-content; }\n@media (max-width: 600px) {\nth[data-mobile='hide'], td[data-mobile='hide'] { display: none !important; }\n}\n<\/style>\n\n<h3 id=\"compare\" class=\"comparison\">XTB trade fee calculator<\/h3>\n\n<p>Find the cheapest way to buy Tesco shares with our calculator which evaluates top UK trading platforms. Pick a stock, select a quantity and our calculator will give you a guide to the total cost of that trade on XTB. We regularly check fees, but bear in mind that stock prices, exchange rates and spreads fluctuate in real-time.<\/p>\n\n\n<div><label class=\"weight-semi-bold has-padding-top-small no-margin-bottom\">Stock<\/label><\/div>\n<select class=\"luna-select has-margin-bottom-small\" id=\"gxfststockdrop\" onchange=\"gxfstShowResults(document.getElementById('gxfstinput').value);\">\n<option>Alphabet Inc Class A (GOOGL.US)<\/option>\n<option>Amazon-com (AMZN.US)<\/option>\n<option>Apple (AAPL.US)<\/option>\n<option>Meta Platforms (META.US)<\/option>\n<option>Microsoft Corporation (MSFT.US)<\/option>\n<option>NVIDIA Corporation (NVDA.US)<\/option>\n<option>Tesla (TSLA.US)<\/option>\n<\/select>\n\n<div><label class=\"weight-semi-bold has-padding-top-small no-margin-bottom\" for=\"gxfstinput\">Quantity of shares<\/label><\/div>\n<div class=\"gxfstcontrols\">\n<div id=\"gxfstoutput\" class=\"weight-semi-bold fin-text-blue has-margin-bottom-xsmall\">1000<\/div>\n<input id=\"gxfstinput\" class=\"has-margin-bottom-large no-margin-left\" type=\"range\" min=\"20\" max=\"2000\" step=\"20\" value=\"1000\" oninput=\"gxfstSliders(this.value);\" onchange=\"gxfstShowResults(this.value);\">\n<\/div>\n \n\n<table class=\"luna-table luna-table--fixedColumns gxfstquote\" data-tags=\"product-data-insight\">\n<thead class=\"luna-table__header\">\n<tr>\n<th>Platform<\/th>\n<th data-mobile=\"hide\">Finder Score<\/th>\n<th data-mobile=\"hide\">Account fee<\/th>\n<th data-mobile=\"hide\">Min. initial deposit<\/th>\n<th>Trade cost<\/th>\n<th>Link<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"luna-table__body\">\n\n<tr class=\"gxfstrow\" style=\"order: 472802;\">\n<td><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/673228119114f.png\" width=\"78\" height=\"48\" alt=\"XTB logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/673228119114f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/673228119114f.png?fit=234 234w\" sizes=\"(max-width: 234px) 100vw, 234px\" loading=\"lazy\"><\/td>\n<td data-mobile=\"hide\"><div class=\"gxfstsubdiv\">\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.2<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span>\n<\/span>\n<\/div><\/td>\n<td data-mobile=\"hide\">\u00a30<\/td>\n<td data-mobile=\"hide\">\u00a30<\/td>\n<td>\n<strong class=\"gxfsttradecost\">\u00a34,728.02<\/strong> <svg class=\"luna-icon gxfsttooltip has-margin-left-xxsmall\" data-content=\"4,704.50 GBP--23.52 GBP--0--0%--0\" onclick=\"gxfstshowmodal(this.getAttribute('data-content'))\"><use xlink:href=\"#info-circle\"><\/use><\/svg>\n<\/td>\n<td class=\"text-center\">\n<div class=\"gxfstsubdiv\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/xtb-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFST%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bno-padding-left%2Bno-padding-right%2Bhas-margin-bottom-xxsmall%22%2C%22offer_id%22%3A%2223483%22%2C%22niche_code%22%3A%22UKFST%22%2C%22product_id%22%3A%220af9c8e6-66b4-4b08-b6f5-27a4c39e2764%22%2C%22product_name%22%3A%22XTB%22%2C%22provider_id%22%3A%220c37e61d-7c43-4222-9799-a70387b1985d%22%2C%22provider_name%22%3A%22XTB%22%2C%22post_id%22%3A%22499671%22%2C%22post_path%22%3A%22share-trading%252Fshare-trading-reviews%252Fxtb%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A513016%2C%22name%22%3A%22ukfst-new-calculating-compact-table%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid no-padding-left no-padding-right has-margin-bottom-xxsmall\">Go to site<\/a>Capital at risk<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p><a href=\"https:\/\/www.finder.com\/uk\/share-trading\"><strong>Full comparison of share dealing platforms<\/strong><\/a><\/p>\n\n<script>\nfunction gxfstSliders(quantityx) {\ndocument.getElementById('gxfstoutput').innerHTML = quantityx;\n};\nfunction gxfstShowResults(quantityx) {\nconst gxfstjson = JSON.parse('[{\"fltf\": 0, \"fltfcurr\": \"GBP\", \"pctf\": 0, \"fltfps\": 0, \"fcap\": 0, \"fcapcrr\": \"GBP\", \"trdfrxf\": 1, \"gnrcfrx\": 0.005, \"feecapforexrate\": 1, \"etr\": 0, \"usbnd\": \"0--USD------0--USD----GBP\", \"ukbnd\": \"0--GBP------0--GBP----GBP\", \"eubnd\": \"\", \"cabnd\": \"\"}]');\nconst gxfsttradecosts = document.getElementsByClassName(\"gxfsttradecost\");\nconst gxfstrows = document.getElementsByClassName(\"gxfstrow\");\nconst gxfsttooltips = document.getElementsByClassName(\"gxfsttooltip\");\nconst gxfststockdropstock = document.getElementById(\"gxfststockdrop\").value.split('(')[1].slice(0, -1);\nconst closesprocessed = [{\"name\":\"Amazon-com\",\"code\":\"AMZN.US\",\"close\":\"272.68\",\"currency\":\"USD\"},{\"name\":\"Apple\",\"code\":\"AAPL.US\",\"close\":\"293.32\",\"currency\":\"USD\"},{\"name\":\"Alphabet Inc Class A\",\"code\":\"GOOGL.US\",\"close\":\"400.80\",\"currency\":\"USD\"},{\"name\":\"Meta Platforms\",\"code\":\"META.US\",\"close\":\"609.63\",\"currency\":\"USD\"},{\"name\":\"Microsoft Corporation\",\"code\":\"MSFT.US\",\"close\":\"415.12\",\"currency\":\"USD\"},{\"name\":\"NVIDIA Corporation\",\"code\":\"NVDA.US\",\"close\":\"215.20\",\"currency\":\"USD\"},{\"name\":\"Tesla\",\"code\":\"TSLA.US\",\"close\":\"428.35\",\"currency\":\"USD\"}];\nfor (i = 0; i < closesprocessed.length; ++i) { if (closesprocessed[i].code == gxfststockdropstock) { var quantityprice = closesprocessed[i].close; if (closesprocessed[i].currency == 'GBX') { quantityprice = quantityprice \/ 100; }; var stockCurrencyCode = closesprocessed[i].currency; } }\nvar gxfstinput = document.getElementById('gxfstinput');\nif (quantityprice > 500) { gxfstinput.min = 0.2; gxfstinput.max = 20; gxfstinput.setAttribute('step', 0.2); } else if (quantityprice > 400) { gxfstinput.min = 0.25; gxfstinput.max = 25; gxfstinput.setAttribute('step', 0.25); } else if (quantityprice > 300) { gxfstinput.min; gxfstinput.max = 50; gxfstinput.setAttribute('step', 0.5); } else if (quantityprice > 200) { gxfstinput.min; gxfstinput.max = 50; gxfstinput.setAttribute('step', 0.5); } else if (quantityprice > 100) { gxfstinput.min; gxfstinput.max = 100; gxfstinput.setAttribute('step', 1); } else if (quantityprice > 50) { gxfstinput.min = 1; gxfstinput.max = 200; gxfstinput.setAttribute('step', 1); } else if (quantityprice > 25) { gxfstinput.min; gxfstinput.max = 200; gxfstinput.setAttribute('step', 5); } else if (quantityprice > 5) { gxfstinput.min; gxfstinput.max = 500; gxfstinput.setAttribute('step', 10); } else { gxfstinput.min = 20; gxfstinput.max = 2000; gxfstinput.setAttribute('step', 20); }\nfor (var i = 0; i < gxfsttradecosts.length; i++) {\nvar trdtotal = quantityprice * quantityx * gxfstjson[i].trdfrxf;\n\ntrdtotal = quantityprice * quantityx;\nvar frxtotal = 0;\nif (stockCurrencyCode == 'USD' && 'GBP' != 'USD') { trdtotal = trdtotal * 0.74750 * (1 + gxfstjson[i].gnrcfrx); frxtotal = gxfstjson[i].gnrcfrx; } else if (stockCurrencyCode == 'EUR' && 'GBP' != 'EUR') { trdtotal = trdtotal * 0.86586 * (1 + gxfstjson[i].gnrcfrx); frxtotal = gxfstjson[i].gnrcfrx; } else if (stockCurrencyCode == 'CAD' && 'GBP' != 'CAD') { trdtotal = trdtotal * 0.54376 * (1 + gxfstjson[i].gnrcfrx); frxtotal = gxfstjson[i].gnrcfrx; } else if ((stockCurrencyCode == 'GBP' || stockCurrencyCode == 'GBX') && 'GBP' != 'GBP') { trdtotal = trdtotal * 1 * (1 + gxfstjson[i].gnrcfrx); frxtotal = gxfstjson[i].gnrcfrx; }if ((stockCurrencyCode == 'GBP' || (stockCurrencyCode == 'GBX' && 'GBP' == 'GBP')) && gxfstjson[i].etr == '1') { trdtotal = trdtotal * (1 + gxfstjson[i].gnrcfrx); }\n\n\nvar stmptotal = 0;\nif (stockCurrencyCode == 'GBP' || stockCurrencyCode == 'GBX') { stmptotal = 0.005 * trdtotal; }\n\nvar fltftotal = 0;\nvar pctftotal = 0;\nvar fltfpstotal = 0;\nvar fcap = 0;\nvar fcapcrr;\nvar fltfcrr;\nvar pctf = 0;\nvar pctfcrr;\nvar fltfps = 0;\nvar fltfpscrr;\nif (stockCurrencyCode == 'USD') {\nif (gxfstjson[i].usbnd == \"\") { try { gxfstrows[i].classList.add(\"is-hidden\"); } catch {} } else { try { gxfstrows[i].classList.remove(\"is-hidden\"); } catch {} };\nfltftotal = Number(gxfstjson[i].usbnd.split('--')[0]); fltfcrr = gxfstjson[i].usbnd.split('--')[1]; pctf = Number(gxfstjson[i].usbnd.split('--')[2]); pctfcrr = gxfstjson[i].usbnd.split('--')[3]; fltfps = Number(gxfstjson[i].usbnd.split('--')[4]); fltfpscrr = gxfstjson[i].usbnd.split('--')[5]; fcap = Number(gxfstjson[i].usbnd.split('--')[6]); fcapcrr = gxfstjson[i].usbnd.split('--')[7]; }\nelse if (stockCurrencyCode == 'GBP' || stockCurrencyCode == 'GBX') {\nif (gxfstjson[i].ukbnd == \"\") { try { gxfstrows[i].classList.add(\"is-hidden\"); } catch {} } else { try { gxfstrows[i].classList.remove(\"is-hidden\"); } catch {} };\nfltftotal = Number(gxfstjson[i].ukbnd.split('--')[0]); fltfcrr = gxfstjson[i].ukbnd.split('--')[1]; pctf = Number(gxfstjson[i].ukbnd.split('--')[2]); pctfcrr = gxfstjson[i].ukbnd.split('--')[3]; fltfps = Number(gxfstjson[i].ukbnd.split('--')[4]); fltfpscrr = gxfstjson[i].ukbnd.split('--')[5]; fcap = Number(gxfstjson[i].ukbnd.split('--')[6]); fcapcrr = gxfstjson[i].ukbnd.split('--')[7]; }\nelse if (stockCurrencyCode == 'CAD') {\nif (gxfstjson[i].cabnd == \"\") { try { gxfstrows[i].classList.add(\"is-hidden\"); } catch {} } else { try { gxfstrows[i].classList.remove(\"is-hidden\"); } catch {} };\nfltftotal = Number(gxfstjson[i].cabnd.split('--')[0]); fltfcrr = gxfstjson[i].cabnd.split('--')[1]; pctf = Number(gxfstjson[i].cabnd.split('--')[2]); pctfcrr = gxfstjson[i].acbnd.split('--')[3]; fltfps = Number(gxfstjson[i].cabnd.split('--')[4]); fltfpscrr = gxfstjson[i].cabnd.split('--')[5]; fcap = Number(gxfstjson[i].cabnd.split('--')[6]); fcapcrr = gxfstjson[   i].cabnd.split('--')[7]; }\nelse if (stockCurrencyCode == 'EUR') {\nif (gxfstjson[i].eubnd == \"\") { try { gxfstrows[i].classList.add(\"is-hidden\"); } catch {} } else { try { gxfstrows[i].classList.remove(\"is-hidden\"); } catch {} };\nfltftotal = Number(gxfstjson[i].eubnd.split('--')[0]); fltfcrr = gxfstjson[i].eubnd.split('--')[1]; pctf = Number(gxfstjson[i].eubnd.split('--')[2]); pctfcrr = gxfstjson[i].eubnd.split('--')[3]; fltfps = Number(gxfstjson[i].eubnd.split('--')[4]); fltfpscrr = gxfstjson[i].eubnd.split('--')[5]; fcap = Number(gxfstjson[i].eubnd.split('--')[6]); fcapcrr = gxfstjson[i].eubnd.split('--')[7]; }\nif (fltftotal > 0 && fltfcrr != 'GBP') { if (fltfcrr == 'USD') { fltftotal = fltftotal * 0.74750 * (1 + gxfstjson[i].gnrcfrx); } else if (fltfcrr == 'GBP') { fltftotal = fltftotal * 1 * (1 + gxfstjson[i].gnrcfrx); } else if (fltfcrr == 'EUR') { fltftotal = fltftotal * 0.86586 * (1 + gxfstjson[i].gnrcfrx); } else if (fltfcrr == 'CAD') { fltftotal = fltftotal * 0.54376 * (1 + gxfstjson[i].gnrcfrx); } }\npctftotal = pctf * quantityprice * quantityx;\nfltfpstotal = fltfps * quantityx;\nif (fltfpstotal > 0 && fltfpscrr != 'GBP') { if (fltfpscrr == 'USD') { fltfpstotal = fltfpstotal * 0.74750 * (1 + gxfstjson[i].gnrcfrx); } else if (fltfpscrr == 'GBP') { fltfpstotal = fltfpstotal * 1 * (1 + gxfstjson[i].gnrcfrx); } else if (fltfpscrr == 'EUR') { fltfpstotal = fltfpstotal * 0.86586 * (1 + gxfstjson[i].gnrcfrx); } else if (fltfpscrr == 'CAD') { fltfpstotal = fltfpstotal * 0.54376 * (1 + gxfstjson[i].gnrcfrx); } }\nvar fcapraw = fcap;\nif (fcapcrr != 'GBP') { if (fcapcrr == 'USD') { fcap = fcap * 0.74750; } else if (fcapcrr == 'GBP') { fcap = fcap * 1; } else if (fcapcrr == 'EUR') { fcap = fcap * 0.86586; } else if (fcapcrr == 'CAD') { fcap = fcap * 0.54376; } }\nif (fcap > 0 && pctftotal > fcap) { pctftotal = fcap; }\nfltfpstotal = gxfstjson[i].fltfps * quantityx;\nif (fcap > 0 && fltfpstotal > fcap) { fltfpstotal = fcap; }\n\nvar overallforord = Math.round(100 * (trdtotal + stmptotal + fltftotal + pctftotal + fltfpstotal));\ngxfsttradecosts[i].innerHTML = \"&pound;\" + (trdtotal + stmptotal + fltftotal + pctftotal + fltfpstotal).toLocaleString('en', {minimumFractionDigits: 2, maximumFractionDigits: 2});\ngxfsttradecosts[i].closest('tr').style.order = overallforord;\nvar gxfsttooltipdt = gxfsttooltips[i].getAttribute('data-content');\nvar trdfs = 0;\nif (fltftotal > 0) { trdfs = fltftotal.toLocaleString('en', {minimumFractionDigits: 2, maximumFractionDigits: 2}) + ' ' + gxfstjson[i].fltfcurr; if (pctftotal > 0 || fltfpstotal > 0) { trdfs = trdfs + ' plus '; } }\nif (pctftotal > 0) { trdfs = trdfs + parseInt(100*pctf)\/100 + '%'; if (fcap > 0) { trdfs = trdfs + ' (max. ' + fcapraw + ' ' + fcapcrr + ')'; } }\nif (fltfpstotal > 0) { trdfs = trdfs + fltfps + ' ' + fltfpscrr + ' per share'; if (fcap > 0) { trdfs = trdfs + ' (max. ' + fcapraw + ' ' + fcapcrr + ')'; } }\npctftotal+fltfpstotal\nvar newgxfsttooltipdt = (quantityprice * quantityx).toLocaleString('en', {minimumFractionDigits: 2, maximumFractionDigits: 2}) + ' ' + stockCurrencyCode.replace('GBX', 'GBP') + '--';\nif (stmptotal > 0) { newgxfsttooltipdt = newgxfsttooltipdt + (0.005 * quantityprice * quantityx).toLocaleString('en', {minimumFractionDigits: 2, maximumFractionDigits: 2}) + ' GBP--'; } else { newgxfsttooltipdt = newgxfsttooltipdt + '0 GBP--'; }\nnewgxfsttooltipdt = newgxfsttooltipdt + trdfs + '--';\nif ((gxfstjson[i].etr == 1 && stockCurrencyCode != 'USD' && 'GBP' != 'USD') || (stockCurrencyCode != 'GBP' && (stockCurrencyCode != 'GBX' || (stockCurrencyCode == 'GBX' && 'GBP' != 'GBP')))) { newgxfsttooltipdt = newgxfsttooltipdt + (100 * gxfstjson[i].gnrcfrx).toLocaleString('en', {maximumFractionDigits: 2}) + '%'; } else { newgxfsttooltipdt = newgxfsttooltipdt + '0'; }\nnewgxfsttooltipdt = newgxfsttooltipdt + '--' + gxfstjson[i].etr;\ngxfsttooltips[i].setAttribute('data-content', newgxfsttooltipdt);\n}\n};\n<\/script>\n<div class=\"docsModal\">\n<section class=\"luna-modal\" aria-hidden=\"true\" role=\"dialog\" id=\"gxfstmodal\" aria-labelledby=\"modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\">\n<div class=\"luna-modal__content\">\n<button id=\"gxfstmodalclose\" class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\">\n<svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#close\"><\/use><\/svg>\n<\/button>\n<div class=\"luna-modal__body\" id=\"modal-content\">\n<div class=\"luna-modal__wrapper luna-modal__content--compact\">\n<h4 id=\"modal-heading\">What's this made of?<\/h4>\n<dl class=\"u-grid u-grid--gutterCollapse\">\n<dt class=\"u-1\/2\">Shares<\/dt>\n<dd class=\"text-right u-1\/2 no-margin-bottom\" id=\"gxfstmodalshrs\"><\/dd>\n<dt class=\"u-1\/2\" id=\"gxfstmodalstmpdt\">Stamp duty (0.5%)<\/dt>\n<dd class=\"text-right u-1\/2 no-margin-bottom\" id=\"gxfstmodalstmp\"><\/dd>\n<dt class=\"u-1\/2\" id=\"gxfstmodaltrdfdt\">Trade fee<\/dt>\n<dd class=\"text-right u-1\/2 no-margin-bottom\" id=\"gxfstmodaltrdf\"><\/dd>\n<dt class=\"u-1\/2\" id=\"gxfstmodalfrxfdt\">Forex fee<\/dt>\n<dd class=\"text-right u-1\/2 no-margin-bottom\" id=\"gxfstmodalfrxf\"><\/dd>\n<\/dl>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<script>\nfunction gxfstshowmodal(gxfstbreakdown) {\ndocument.getElementById(\"gxfstmodalshrs\").innerText = gxfstbreakdown.split('--')[0];\ndocument.getElementById(\"gxfstmodalstmp\").innerText = gxfstbreakdown.split('--')[1];\ndocument.getElementById(\"gxfstmodaltrdf\").innerText = gxfstbreakdown.split('--')[2];\ndocument.getElementById(\"gxfstmodalfrxf\").innerText = gxfstbreakdown.split('--')[3];\nif (gxfstbreakdown.split('--')[4] == 1 && 'GBP' != 'USD' && (gxfstbreakdown.split('--')[0]).split(' ')[1] != 'USD') { document.getElementById(\"gxfstmodalfrxf\").innerText = gxfstbreakdown.split('--')[3] + ' (note: all funds deposited with eToro are converted to USD)'; }\nif (gxfstbreakdown.split('--')[1] == '0.00 GBP' || gxfstbreakdown.split('--')[1] == '0 GBP') { document.getElementById(\"gxfstmodalstmp\").classList.add(\"is-hidden\"); document.getElementById(\"gxfstmodalstmpdt\").classList.add(\"is-hidden\"); } else { try { document.getElementById(\"gxfstmodalstmp\").classList.remove(\"is-hidden\"); document.getElementById(\"gxfstmodalstmpdt\").classList.remove(\"is-hidden\"); } catch {} }\nif (gxfstbreakdown.split('--')[2] == '' || gxfstbreakdown.split('--')[2] == '0') { document.getElementById(\"gxfstmodaltrdf\").classList.add(\"is-hidden\"); document.getElementById(\"gxfstmodaltrdfdt\").classList.add(\"is-hidden\"); } else { try { document.getElementById(\"gxfstmodaltrdf\").classList.remove(\"is-hidden\"); document.getElementById(\"gxfstmodaltrdfdt\").classList.remove(\"is-hidden\"); } catch {} } \nif ((gxfstbreakdown.split('--')[3] == '0' || gxfstbreakdown.split('--')[3] == '0%') && (gxfstbreakdown.split('--')[4] != 1 || (gxfstbreakdown.split('--')[4] == 1 && \"GBP\" == 'USD'))) { document.getElementById(\"gxfstmodalfrxf\").classList.add(\"is-hidden\"); document.getElementById(\"gxfstmodalfrxfdt\").classList.add(\"is-hidden\"); } else { try { document.getElementById(\"gxfstmodalfrxf\").classList.remove(\"is-hidden\"); document.getElementById(\"gxfstmodalfrxfdt\").classList.remove(\"is-hidden\"); } catch {} } \nvar gxfstmodal = document.getElementById(\"gxfstmodal\");\ngxfstmodal.classList.add('is-visible');\ngxfstmodal.setAttribute(\"aria-hidden\", \"false\");\ndocument.getElementById(\"gxfstmodalclose\").addEventListener('click',function()\n{\nvar gxfstmodal = document.getElementById(\"gxfstmodal\");\ngxfstmodal.classList.remove('is-visible');\ngxfstmodal.setAttribute(\"aria-hidden\", \"true\");\n});\n};\n<\/script><h2 id=\"section_heading_6f682ce747\" class=\"section-heading\">\n            XTB investment choice and stocks\n    <\/h2>\n<table class=\"luna-table\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Investment choice score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.6<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Asset options<\/th><td>2+<\/td><\/tr><tr><th scope=\"row\">Markets<\/th><td>3+<\/td><\/tr><tr><th scope=\"row\">Number of investments<\/th><td>6,000+<\/td><\/tr><tr><th scope=\"row\">Number of ETFs\/funds<\/th><td>1,500+<\/td><\/tr><tr><th scope=\"row\">Fractional shares<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Minimum deposit<\/th><td>\u00a30<\/td><\/tr><tr><th scope=\"row\">Minimum investment<\/th><td>\u00a310<\/td><\/tr><\/tbody><\/table><p>With XTB, you can buy and sell stocks and shares in a variety of companies. In total, there are over 6,000 to choose from, so you won\u2019t be short of choice. You\u2019re not just limited to one stock exchange either. The collection of stocks available comes from 16 global exchanges from the UK, US and Europe.<\/p><p>You won\u2019t get full access to each of those global exchanges, but being able to pick from an international range of companies will help you to diversify your portfolio holdings. XTB upgraded the app recently to allow you to <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/fractional-shares\">buy fractional shares<\/a>, which is a welcome addition but keep in mind there\u2019s still a \u00a310 minimum trade. One other limitation is that you\u2019re restricted to stocks and around 1,500 <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/exchange-traded-funds-etfs\">exchange-traded funds (ETFs)<\/a>, there\u2019s no other asset types.<\/p><p>Along with individual stocks and ETFs, you can now create an \u201cinvestment plan\u201d made up of ETFs of your choosing which you can then invest into on an automated basis. <\/p><h2 id=\"section_heading_72e3aa7814\" class=\"section-heading\">\n            Is XTB safe?\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Safety and security score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">10<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Biometric login\/2FA<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">FCA regulated<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">FSCS protection<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">SSL certificate<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Public company<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>XTB is regulated by the Financial Conduct Authority (FCA). XTB is also a member of the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">Financial Services Compensation Scheme (FSCS)<\/a>, so your deposits up to \u00a3120,000 are covered should XTB go bust.<\/p><p>Also, like most brokerages, XTB segregates your money. This means your funds are held separately to XTB\u2019s, so your funds should be returned in the event of bankruptcy. The fact that XTB is a listed company also means that it has to be transparent about its financial health.<\/p><h2 id=\"section_heading_acdc82fafc\" class=\"section-heading\">\n            XTB account types and products\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Account types and products score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">7.5<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">General investment account (GIA)<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Stock and shares ISA<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Self-invested personal pension (SIPP)<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Lifetime ISA (LISA)<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Junior ISA (JISA)\/Junior SIPP (JSIPP)<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Business Account<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Interest on cash balances<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>XTB has recently added a flexible <a href=\"https:\/\/www.finder.com\/uk\/stocks-and-shares-isas\">stocks and shares ISA<\/a> to its arsenal. Like its general investment account (GIA), there are 5,400+ investments to choose from. Plus, you could earn interest on uninvested cash balances in your XTB account.<\/p><p>With the GIA XTB account, you can invest as much as you like. However, it\u2019s important to be aware that any gains you make may be subject to tax. The stocks and shares ISA, however, is tax-efficient \u2013 this means you won\u2019t pay any UK capital gains tax (CGT), dividend tax, or income tax. XTB also allows transfers in for free, so you can move an existing ISA to the platform and it should take about 30 days, but make sure you\u2019re existing platform doesn\u2019t have any fees or costs for moving. <\/p><p>One bonus addition, as mentioned above, is that you can now earn interest on uninvested cash balances in your XTB account. Previously you needed a portfolio of at least \u00a330,000 to access the best rates, but now, XTB offers its top rates to all customers regardless of portfolio size. <\/p><p>Here is the current rate on offer for idle cash:<\/p><ul><li>GBP \u2013 4%<\/li><\/ul><div class=\"eeQuote box u-rounded--lg source-finder type-expert\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 25.3187C10.8637 26.7253 9.2092 27.4286 7.21127 27.4286C5.15091 27.4286 3.43394 26.7253 2.06036 25.3187C0.686788 23.9121 0 21.8661 0 19.1808C0 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id=\"clip0_5290_9827\">\n          <rect width=\"18\" height=\"11.3684\" fill=\"white\" transform=\"translate(3 6.3158)\"><\/rect>\n        <\/clippath>\n      <\/defs>\n    <\/svg>\n  <\/div>\n<\/div>\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Our expert says: Does XTB offer any tax-efficient accounts?<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"Yes, XTB added a stocks and shares ISA in December 2024.\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                            <div class=\"eeQuote__authorInfo\">\n                                            <div class=\"eeQuote__authorPhoto--mobile\">\n                            <figure class=\"eeQuote__photo\">\n                                <img decoding=\"async\" alt=\"George Sweeney, DipFA's 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     <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n<h2 id=\"section_heading_5d9569f19c\" class=\"section-heading\">\n            XTB ease of use\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Ease of use score<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--excellent\">\n<span class=\"score__value\">9.6<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--excellent\">\nExcellent\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Apple iOS rating<\/th><td>4.7\/5<\/td><\/tr><tr><th scope=\"row\">Google Play rating<\/th><td>4.5\/5<\/td><\/tr><tr><th scope=\"row\">Ways to contact customer service<\/th><td>Phone, email and in-app chat<\/td><\/tr><tr><th scope=\"row\">UI\/UX<\/th><td>Good<\/td><\/tr><tr><th scope=\"row\">Desktop or mobile app<\/th><td>Both<\/td><\/tr><\/tbody><\/table><p>XTB scored highly in our ease of use assessment. We particularly like that there are plenty of ways to get hold of the support team and most other 0% commission platforms that are free to use don\u2019t have a customer service phone team.<\/p><p>With XTB, you can invest using the mobile app or trade on the desktop if you prefer. On the App Store, XTB scores 4.7 out of 5, and on Google Play it has a slightly lower 4.5 out of 5 (as of July, 2025) \u2013 but plenty of positive feedback from a large number of investors. <\/p><p>The only thing highlighted by some users which we tend to agree with is that there is a bit of a learning curve when using the app and this is where the demon account can be useful.<\/p><h2 id=\"section_heading_f65617bebd\" class=\"section-heading\">\n            XTB customer reviews\n    <\/h2>\n<table id=\"cmc\" class=\"luna-table luna-table--fixedColumns\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Score<\/th><th scope=\"col\">Rating<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Trustpilot<\/th><td>4\/5<\/td><\/tr><\/tbody><\/table><p>XTB received a highly commended award for the investing category in the <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/finder-investing-customer-satisfaction-awards-2025\">Finder Customer Satisfaction Awards 2025<\/a>, with 90% of customers saying they\u2019d recommend the service to a friend. Feedback included praise for its affordable service and low fees, and many customers described XTB as \u201cprofessional\u201d.<\/p><p>One customer commented: \u201cBecause they are by far the most user friendly service on the market. The app on my laptop and mobile phone is super easy to use. Also, the customer service is really friendly when I have needed to speak to them in the past.\u201d<\/p><p>Surprisingly, there were no negative comments or criticisms. <\/p><p>Trustpilot reviewers gave XTB a 5 out of 5 \u201cGreat\u201d rating, from around 1,700 reviews (as of April 2025).<\/p><h2 id=\"section_heading_7cf60a5a29\" class=\"section-heading\">\n            XTB tools, resources and features\n    <\/h2>\n<table class=\"luna-table luna-table--fixedColumns\"><tbody class=\"luna-table__body\"><tr><th scope=\"row\">Tools, resources and features<\/th><td>\n\n\n\n<span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\">\n<span class=\"score__badge score__badge--great\">\n<span class=\"score__value\">8.3<\/span>\n<\/span>\n<span class=\"score__text-wrapper score__text score__text--great\">\nGreat\n<\/span>\n<\/span>\n\n<\/td><\/tr><tr><th scope=\"row\">Analysis features<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Tools for investing\/trading<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Social features<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Learning resources<\/th><td><svg class=\"luna-icon luna-icon--success\"><use xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th scope=\"row\">Additional Features<\/th><td><svg class=\"luna-icon luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><p>XTB does an excellent job of integrating plenty of tools and research into the platform without it feeling confusing or complicated. As a brokerage that emphasises trading, it offers many useful elements that you\u2019ll have at your fingertips.<\/p><p>You can use different <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/trading-order-types\">types of trading orders<\/a> easily on mobile, but if you want to make the most of the advanced trading tools, it\u2019s best to use the web or desktop app. That\u2019s because the XTB mobile app is a simpler version of the software \u2013 you can still do a lot, but the other formats let you access the full functionality that XTB offers.<\/p><p>There are a few things in particular we liked on individual stock pages. When you find a stock, you can easily see the price movement with \u201ccandlestick\u201d charts. And if you scroll down, you\u2019re able to see stats covering the latest price movements along with relevant news articles.<\/p><p>If you press the small \u201ci\u201d in the top right corner, you can also view \u201cbasic info\u201d, \u201ckey facts\u201d, and \u201cperformance\u201d. The key facts are great for a snapshot and show a stock\u2019s:<\/p><ul><li>Market cap<\/li><li>Dividend yield<\/li><li>Net profit margin<\/li><li>EPS<\/li><li>P\/E ratio<\/li><li>P\/B ratio<\/li><li>A few other metrics<\/li><\/ul><p>It\u2019s great to see all this at a glance (and for free). But where to find this info isn\u2019t obvious. The small \u201ci\u201d in the top right-hand corner isn\u2019t exactly prominent. It\u2019s fine once you know where this is, but we think many users wouldn\u2019t even notice it.<\/p><p>Along with the in-app tools and research details, XTB also offers a demo account to practise with first, and there are some helpful video learning resources. For people investing with XTB for the first time, we\u2019d highly recommend watching XTB\u2019s video: \u201cHow to place your first stock trade\u201d.<\/p><h2 id=\"section_heading_07078d7210\" class=\"section-heading\">\n            What does the XTB app look like?\n    <\/h2>\n<div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114119_XTB.jpg\" alt=\"XTB app\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114119_XTB.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114119_XTB.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114119_XTB.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114119_XTB.jpg?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114119_XTB.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-1\/3@s\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114036_XTB.jpg\" alt=\"XTB app\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114036_XTB.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114036_XTB.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114036_XTB.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114036_XTB.jpg?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114036_XTB.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-1\/3@s\"><img decoding=\"async\" class=\"luna-image\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114051_XTB.jpg\" alt=\"XTB app\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114051_XTB.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114051_XTB.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114051_XTB.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114051_XTB.jpg?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114051_XTB.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div><\/div><h2 id=\"section_heading_9cd0d16754\" class=\"section-heading\">\n            XTB CFD trading\n    <\/h2>\n<p>XTB\u2019s <a href=\"https:\/\/www.finder.com\/uk\/cfd-trading\">contracts for difference (CFD)<\/a> offering is an important area worth covering. Previously, there was a significant emphasis on this aspect of trading, but XTB is moving its focus towards long-term investing \u2013 something we\u2019re a big fan of.<\/p><p>Trading CFDs usually involves leverage, which means borrowing money to increase the size of your trades.<\/p><p>XTB is well-known for forex and CFD trading but you should avoid these services unless you\u2019re an experienced trader who understands the risks.<\/p><p>When investing using XTB, it\u2019s essential to ensure you select the right instrument type when buying an asset. For example, when you pick a stock, you\u2019ll have to choose between 2 options. One will be listed as \u201cSTC\u201d and the other \u201cSTC CFD\u201d. Always check this before making a trade.<\/p><h2 id=\"section_heading_6e0f3eb0b5\" class=\"section-heading\">\n            How to sign up for XTB\n    <\/h2>\n<p>The sign-up process for XTB is dead simple, and it only took us about 5 minutes to complete using the app. Here\u2019s the steps to follow:<\/p><ol><li><b>Head to XTB<\/b>. Find your way to XTB on the website or by downloading the app.<\/li><li><b>Choose a real or demo account<\/b>. You\u2019ll get the option to try out a demo account first, or head straight to the real platform.<\/li><li><b>Enter your details<\/b>. You\u2019ll need to provide your personal details and confirm your tax residency.<\/li><li><b>Supply KYC information<\/b>. On top of this, you\u2019ll also need to give XTB an idea about your employment and income details.<\/li><li><b>Wait for verification<\/b>. It did take a few hours for the XTB team to review our application and open the account.<\/li><\/ol>\n        \n            <h3>What do customers say about XTB?<\/h3>\n        <p>77% of customers we <a href=\"https:\/\/www.finder.com\/uk\/share-trading\/best-trading-apps#customer-satisfaction\">surveyed<\/a> in 2026 would recommend XTB to a friend.<\/p>\n        <p>It offers a platform with a diverse range of financial products, low and transparent fees, and quick transactions. Experienced users praise the platform's efficiency, strong security, and excellent customer service.<\/p>\n<p>However, it is a platform that caters more to knowledgeable traders; beginners note that the interface can be difficult to navigate, and the lack of guidance makes it challenging for new users to feel confident.<\/p>\n        <p><svg width=\"18\" height=\"18\" viewbox=\"0 0 14 14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">\n<path d=\"M1.635,4.234L3.868,3.151C3.955,3.109 4.025,3.037 4.065,2.948L5.203,0.444C5.35,0.121 5.807,0.117 5.96,0.437L7.119,2.86C7.159,2.946 7.229,3.015 7.314,3.056L9.743,4.224C10.065,4.379 10.056,4.84 9.729,4.983L7.399,5.998C7.307,6.038 7.232,6.111 7.189,6.202L6.066,8.582C5.918,8.895 5.474,8.903 5.317,8.594L4.106,6.226C4.063,6.142 3.994,6.076 3.909,6.037L1.642,4.988C1.323,4.841 1.318,4.388 1.635,4.234Z\" style=\"fill:rgb(29,83,255);fill-rule:nonzero;\"><\/path><path d=\"M8.386,11.548L9.502,11.006C9.546,10.984 9.581,10.949 9.601,10.904L10.17,9.652C10.243,9.491 10.472,9.489 10.548,9.649L11.128,10.86C11.148,10.903 11.183,10.938 11.225,10.959L12.44,11.543C12.601,11.62 12.597,11.851 12.433,11.922L11.268,12.43C11.222,12.45 11.185,12.486 11.163,12.532L10.601,13.722C10.527,13.879 10.306,13.882 10.227,13.728L9.622,12.544C9.6,12.502 9.566,12.469 9.523,12.449L8.39,11.925C8.23,11.851 8.228,11.625 8.386,11.548Z\" style=\"fill:rgb(29,83,255);fill-rule:nonzero;\"><\/path>\n<\/svg><small><em> AI-generated summary from the text of customer reviews on Finder.<\/em><\/small><\/p>\n                                        \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                                                                                                    \n            <h3 id=\"awardspanel\">XTB and Finder Awards<\/h3>\n        <div class=\"u-grid u-grid--alignTop has-margin-top has-margin-bottom\">\n            <div class=\"u-grid__col u-1\/4@s u-1\/5@l\" style=\"max-width: 200px;\">\n                <img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png\" alt=\"Finder Awards logo\" style=\"max-width: 100%; height: auto; display: block;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n            <\/div>\n            <div class=\"u-grid__col u-3\/4@s u-4\/5@l\">\n                                    <p>Our <a href=\"https:\/\/www.finder.com\/uk\/finderawards\">Finder Awards<\/a> celebrate brands that truly stand out in their field. XTB was named our 2025 Trading Platform Provider of the Year Award winner!<\/p>\n                            <\/div>\n        <\/div>\n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h3>Who might XTB suit?<\/h3><p>This platform is going to be best-suited for those who have a bit of experience investing or trading and want a straightforward, functional app to buy and sell investments. It\u2019s lacking in some areas like the account types available but it\u2019s a solid platform that\u2019s continuously improving.<\/p><p>If that doesn\u2019t sound like something that suits you, why not <a href=\"https:\/\/www.finder.com\/uk\/share-trading\">compare share trading platforms<\/a> to find the right fit to match your style.<\/p><h3 id=\"sidebyside\">XTB vs eToro<\/h3><div data-category=\"\" data-niche=\"UKFST\" data-fieldset=\"UKFSToverallrating\" class=\"UKFST UKFSToverallrating \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/xtb\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/673228119114f.png\" alt=\"XTB logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/673228119114f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/673228119114f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/673228119114f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/673228119114f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/673228119114f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/etoro\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66fa7d773a3be.png\" alt=\"eToro logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66fa7d773a3be.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66fa7d773a3be.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66fa7d773a3be.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66fa7d773a3be.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66fa7d773a3be.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><\/tr><tr><th>Finder Score<\/th><td class=\"i_infobox_data product_infobox_data\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/span><\/td><td class=\"i_infobox_data product_infobox_data\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/span><\/td><\/tr><tr><th>Customer satisfaction survey<\/th><td class=\"i_infobox_data product_infobox_data\"><span class=\"luna-stars luna-stars__fill--90 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><td class=\"i_infobox_data product_infobox_data\"><span class=\"luna-stars luna-stars__fill--80 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/span><\/td><\/tr><tr><th>Stocks and shares ISA available?<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Fees score<\/th><td class=\"i_infobox_data product_infobox_data\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.1<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/span><\/td><td class=\"i_infobox_data product_infobox_data\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/span><\/td><\/tr><tr><th>Keep in mind<\/th><td class=\"i_infobox_data product_infobox_data\"><strong>Capital at risk. 71% of retail CFD accounts lose money<\/strong><\/td><td class=\"i_infobox_data product_infobox_data\"><strong>Capital at risk. 50% of retail CFD accounts lose money<\/strong><\/td><\/tr><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"0af9c8e6-66b4-4b08-b6f5-27a4c39e2764\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/xtb-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22infobox%22%2C%22fieldset%22%3A%22UKFSToverallrating%22%2C%22offer_id%22%3A%2223483%22%2C%22niche_code%22%3A%22UKFST%22%2C%22product_id%22%3A%220af9c8e6-66b4-4b08-b6f5-27a4c39e2764%22%2C%22product_name%22%3A%22XTB%22%2C%22post_id%22%3A%22499671%22%2C%22post_path%22%3A%22share-trading%252Fshare-trading-reviews%252Fxtb%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to XTB's site\">Go to Site<\/a><\/td><td class=\"i_infobox_data product_infobox_data\"><a data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"1080735a-7036-42d6-b09e-b8d8b6224438\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/share-trading\/etorofreestock-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22infobox%22%2C%22fieldset%22%3A%22UKFSToverallrating%22%2C%22offer_id%22%3A%225767%22%2C%22niche_code%22%3A%22UKFST%22%2C%22product_id%22%3A%221080735a-7036-42d6-b09e-b8d8b6224438%22%2C%22product_name%22%3A%22eToro%22%2C%22post_id%22%3A%22499671%22%2C%22post_path%22%3A%22share-trading%252Fshare-trading-reviews%252Fxtb%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to eToro's site\">Go to Site<\/a><\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div><h2 id=\"section_heading_af90cef809\" class=\"section-heading\">\n            Frequently asked questions\n    <\/h2>\n<ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Is XTB a reliable broker?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Overall, XTB has a positive reputation. The only thing to be aware of is avoiding the CFD trading aspect if you don't have much experience in this area.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Is XTB good for beginners?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>It's not the best platform for beginners, and we'd recommend using the resources available (or setting up a demo account) to learn the ropes. But, it's definitely a share dealing account that doesn't take long to get to grips with.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">What is the minimum deposit for XTB?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>There's no minimum deposit to open an account and start investing with XTB.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">How much is the XTB withdrawal fee?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>XTB has no withdrawal fees, so you don't have to worry about any charges when taking funds out of your account.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">How can you deposit funds with XTB?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can top up your account using a bank transfer, a credit or debit card, or with Skrill.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">Is XTB regulated in the UK?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, XTB is regulated by the Financial Conduct Authority (FCA). <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">Does XTB have FSCS protection?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, XTB is a member of the Financial Services Compensation Scheme (FSCS), so deposits of up to \u00a3120,000 have complete protection. Keep in mind, this doesn't cover the value of your investments dropping.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Find out about the features, fees, and much more in our expert review of the commission-free XTB trading platform.<\/p>\n","protected":false},"author":1273,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[130087],"tags":[],"asset_tag":[],"class_list":["post-499671","post","type-post","status-publish","format-standard","hentry","category-share-trading-reviews"],"apple_news_notices":[],"yoast_head":"<!-- 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content=\"https:\/\/www.finder.com\/uk\/share-trading\/share-trading-reviews\/xtb\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-28T08:11:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/07\/Screenshot_20230810-114119_XTB.jpg\" \/>\n<meta name=\"author\" content=\"George Sweeney, DipFA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/GeorgeSWrites\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"George Sweeney, DipFA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"16 minutes\" 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