{"id":474133,"date":"2023-01-27T13:47:08","date_gmt":"2023-01-27T13:47:08","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=474133"},"modified":"2024-08-08T15:09:38","modified_gmt":"2024-08-08T14:09:38","slug":"tips-to-make-business-spending-more-rewarding","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/business-credit-cards\/tips-to-make-business-spending-more-rewarding","title":{"rendered":"5 tips to make everyday business spending more rewarding with BA and Amex"},"content":{"rendered":"<p>You run a business, you travel for work, you never miss a chance to collect Avios: you might think you already have travel rewards nailed. But if you\u2019re collecting reward points only when you fly, you\u2019re missing out. <\/p><article class=\"luna-card luna-card--primary\"><div class=\"luna-card__block has-padding-top-xsmall has-padding-bottom-xsmall\"><footer class=\"hero-rates__disclaimer-popup disclaimer_popup-with-text\" style=\"margin: -10px -12px 2px -10px;\"><span class=\"disclaimer_popup--text\">Promoted<\/span><a class=\"has-padding-left-xxsmall\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" href=\"#\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><\/a><\/footer><div class=\"u-grid u-grid--alignMiddle\"><div class=\"u-grid__col u-10\/12@s\"><p>This guide is a paid content promotion brought to you by American Express\u00ae.<\/p><p><strong>Accelerate your Avios earning.<\/strong> Earn up to 150,000 Avios in your first year with the British Airways American Express Accelerating Business Card. <\/p><p><b>Representative example: When you spend \u00a31,200 at a purchase rate of 26.6% (variable) p.a. with a fee of \u00a3250 per annum, your representative rate is 104.9% APR (variable). <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/british-airways-american-express-accelerating-business-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Learn%2Bmore%22%2C%22site%22%3A%22UKCCF%22%2C%22offer_id%22%3A%2218290%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%223da407b9-d5fe-44f7-81f3-0968835672ad%22%2C%22product_name%22%3A%22British%2BAirways%2BAmerican%2BExpress%25C2%25AE%2BAccelerating%2BBusiness%2BCard%22%2C%22provider_id%22%3A%2262bf9107-3f41-4661-942b-dbb8e0780a38%22%2C%22provider_name%22%3A%22American%2BExpress%22%2C%22post_id%22%3A%22474133%22%2C%22post_path%22%3A%22business-credit-cards%252Ftips-to-make-business-spending-more-rewarding%22%2C%22post_country%22%3A%22uk%22%7D\">Learn more<\/a><\/b><\/p><\/div><div class=\"u-grid__col u-1\/6@s u-grid__col--orderLast@s\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/british-airways-american-express-accelerating-business-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22site%22%3A%22UKCCF%22%2C%22image%22%3A%22https%253A%252F%252Fcdn.finder.com.au%252Ffinder-us%252Fwp-uploads%252Fsites%252F3%252F2021%252F11%252Famex-1.png%22%2C%22style%22%3A%22width%253A%2B220px%253B%22%2C%22offer_id%22%3A%2218290%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%223da407b9-d5fe-44f7-81f3-0968835672ad%22%2C%22product_name%22%3A%22British%2BAirways%2BAmerican%2BExpress%25C2%25AE%2BAccelerating%2BBusiness%2BCard%22%2C%22provider_id%22%3A%2262bf9107-3f41-4661-942b-dbb8e0780a38%22%2C%22provider_name%22%3A%22American%2BExpress%22%2C%22post_id%22%3A%22474133%22%2C%22post_path%22%3A%22business-credit-cards%252Ftips-to-make-business-spending-more-rewarding%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2021\/11\/amex-1.png\" alt=\"Amex logo\" style=\"width: 220px;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2021\/11\/amex-1.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2021\/11\/amex-1.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2021\/11\/amex-1.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2021\/11\/amex-1.png?fit=660 660w\" sizes=\"(max-width: 660px) 100vw, 660px\" loading=\"lazy\"><\/a><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/Finder-Award-Winners-Business-Card-Customer-Satisfaction-RGB.png\" alt=\"Finder Customer Satisfaction Business Card award winner\" style=\"width: 220px;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/Finder-Award-Winners-Business-Card-Customer-Satisfaction-RGB.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/Finder-Award-Winners-Business-Card-Customer-Satisfaction-RGB.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/Finder-Award-Winners-Business-Card-Customer-Satisfaction-RGB.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/01\/Finder-Award-Winners-Business-Card-Customer-Satisfaction-RGB.png?fit=660 660w\" sizes=\"(max-width: 660px) 100vw, 660px\" loading=\"lazy\"><\/div><\/div><\/div><\/article><div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"E50wPnKYg8w\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/E50wPnKYg8w\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/E50wPnKYg8w\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/E50wPnKYg8w\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">6:08<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-E50wPnKYg8w\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n<p>Using a rewards card for all your day-to-day business spending gets you more rewards, faster. In this guide we cover the BA Amex Accelerating Business Card, which is aimed at SMEs and comes with a with a fee of \u00a3250 per annum. These 5 game-changing hacks will make sure you get your money\u2019s worth. <\/p><h3>Tip 1: Spend \u00a35,000 in your first 3 months for a welcome bonus<\/h3><p>If you spend \u00a35,000 in your first 3 months as a Cardmember, you\u2019ll pick up a 30,000 Avios bonus. That\u2019s more than enough for an off-peak return flight to Italy: you\u2019ll just need to pay \u00a31 plus tax, fees and carrier charges per person. <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/british-airways-american-express-accelerating-business-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Find%2Bout%2Bmore.%22%2C%22site%22%3A%22UKCCF%22%2C%22offer_id%22%3A%2218290%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%223da407b9-d5fe-44f7-81f3-0968835672ad%22%2C%22product_name%22%3A%22British%2BAirways%2BAmerican%2BExpress%25C2%25AE%2BAccelerating%2BBusiness%2BCard%22%2C%22provider_id%22%3A%2262bf9107-3f41-4661-942b-dbb8e0780a38%22%2C%22provider_name%22%3A%22American%2BExpress%22%2C%22post_id%22%3A%22474133%22%2C%22post_path%22%3A%22business-credit-cards%252Ftips-to-make-business-spending-more-rewarding%22%2C%22post_country%22%3A%22uk%22%7D\">Find out more.<\/a><\/p><p>What\u2019s more, you get  Avios for every \u00a31 you spend on the Card, so by spending that \u00a35,000 you\u2019ll earn 7,500 Avios on top of your bonus.<\/p><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">What are Avios?<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n             <p>Avios is the reward currency used by British Airways, along with Aer Lingus, Qatar Airways and a range of other partner airlines. You can earn Avios directly through flying with these airlines, or by using an Avios credit card like this one. You can spend Avios on flights, upgrades, accommodation, other travel-related costs like car hire, and\u2026wine! \n        <\/p><\/div>\n    <\/div>\n<\/div>\n<h3>Tip 2: Put all your business spending on this Card <\/h3><p>From office snacks to software, business expenses can go on the Card and earn you Avios. The only way you won\u2019t earn is if you use the Card to get a cash advance \u2013 you won\u2019t earn any Avios but you will have to pay interest at 29.8%, plus a cash advance fee of 3% (min. \u00a33). <\/p><p>Your monthly software subscriptions? Your ad spend? Finally replacing that company car? It can all go on the Card.<\/p><p>Not only will you earn  Avios for each \u00a31 you spend, you\u2019ll also get 56 days interest-free on purchases as long as you pay your balance in full: handy for managing your cash flow when unexpected costs come up. <\/p><p>The Card also offers Purchase Protection and Refund Protection \u2013 if you\u2019ve used it to pay for an item that gets stolen or damaged within 90 days, Amex will replace or repair it, or refund you up to \u00a32,500 per eligible item. <\/p><p>Got a supplier that doesn\u2019t accept Amex? Ask to pay through PayPal instead. PayPal will let you select your Amex Card as the payment method, and you\u2019ll still earn  Avios for every \u00a31 you spend. <\/p><h3>Tip 3: Get the whole team involved<\/h3><p>You can apply for up to 99 Employee Cards for your staff to use for work-related spending. Manage your business expenses from one account and earn Avios for the main Cardholder\u2019s Avios account from each Card.(Just remember that as the account holder, you\u2019re liable for the repayments.) <\/p><p>Let\u2019s say your social committee spends \u00a3100 on a Card to book a venue for your next team night out, your client liaison lead covers a \u00a3200 restaurant bill with their Card, and your marketing manager heads to Edinburgh for a presentation and puts the \u00a3500 cost of trains, accommodation and meals on their Card. That\u2019s 1,200 Avios points. Keep that up all year and you\u2019ll have enough Avios for a 5-star hotel stay in Europe.<\/p><p><img decoding=\"async\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/06\/british-airways-amex-points-1200.png\" alt=\"Make everyday business spending more rewarding with BA and Amex\" class=\"size-full wp-image-294575 aligncenter\" width=\"1200\" height=\"628\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/06\/british-airways-amex-points-1200.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/06\/british-airways-amex-points-1200.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/06\/british-airways-amex-points-1200.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/06\/british-airways-amex-points-1200.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/06\/british-airways-amex-points-1200.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/06\/british-airways-amex-points-1200.png?fit=3600 3600w\" sizes=\"(max-width: 3600px) 100vw, 3600px\" loading=\"lazy\"><\/p><h3>Tip 4: Spend \u00a320,000 to earn bonus Avios<\/h3><p>When you and your team spend \u00a320,000 in a single year, you\u2019ll get a tiered milestone bonus of 10,000 Avios on top of your usual 30,000 Avios. You can get this bonus up to 3 times a year, for a total of 30,000 bonus Avios. Add that to the welcome bonus, and you could earn 150,000 Avios in your first year as a BA Amex Accelerating Business Cardmember, based on spending \u00a360,000, as we show below. <\/p><table class=\"luna-table\"><thead class=\"luna-table__header\"><tr><th><\/th><th>Regular x Avios<\/th><th>Bonus Avios<\/th><th>Total<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th>Spend \u00a320,000 (including \u00a35,000 in your first 3 months)<\/th><td>30,000<\/td><td>40,000 (that\u2019s the 30,000 welcome bonus plus 10,000 tiered milestone bonus)<\/td><td>70,000<\/td><\/tr><tr><th>Spend another \u00a320,000<\/th><td>30,000<\/td><td>10,000<\/td><td>40,000<\/td><\/tr><tr><th>And another \u00a320,000<\/th><td>30,000<\/td><td>10,000<\/td><td>40,000<\/td><\/tr><tr><th>Total<\/th><td>90,000<\/td><td>60,000<\/td><td>150,000<\/td><\/tr><\/tbody><\/table><p>You won\u2019t get the welcome bonus in future years, but you\u2019ll still get the 3 annual bonuses, so that \u00a360,000 will net you 120,000 in Avios every subsequent year. <\/p><h3>Tip 5: Earn more as you travel<\/h3><p>The Accelerating Business Card is designed for business owners who travel for work and leisure, just like you. As well as providing insurance in the form of Travel Accident Protection and Travel Inconvenience cover, the Card offers 2 On Business Points for every \u00a31 spent with British Airways. That\u2019s double the usual earn rate. <\/p><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">What\u2019s On Business?<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n             <p>On Business is a reward currency for businesses rather than individuals. Think of it this way: your Avios belong to you; your On Business Points belong to your business. You can earn On Business points with American Airlines, British Airways and Iberia, and redeem them for reward flights and upgrades: ideal if you need to send one of your team to Barcelona or even Boston. \n        <\/p><\/div>\n    <\/div>\n<\/div>\n<p>Once you\u2019ve earned On Business Points by booking your flights, make sure you make the most of every opportunity to earn Avios on your trip. For example: <\/p><ul><li>Book your hotel via booking.com, by shopping through BA, to collect 8 Avios per \u00a31 spent<\/li><li>Or get 3 Avios for every \u00a31 you spend with Airbnb<\/li><li>Take the Heathrow Express to the airport and collect 5 Avios for every \u00a31 spent on tickets<\/li><\/ul><h3>Bottom line<\/h3><p>Is the BA Amex Accelerating Business Card right for your business? It depends how much you travel and how much you spend. You\u2019ll get the most out of this card if you fly regularly and you spend at least \u00a360,000 a year. If you\u2019re a much smaller business, you might struggle to justify the \u00a3250 per annum fee. To find out more about business credit cards, <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\">compare all types in our guide<\/a>. <\/p><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div><div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Rewards shown are examples that are subject to availability and may change. Examples valid as of January 2023. Avios and On Business Points are earned on every eligible full \u00a31 spent and charged, per transaction. Terms apply. Enrolment is required.<\/div><\/article><\/div><div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. 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