{"id":469221,"date":"2022-11-16T16:06:00","date_gmt":"2022-11-16T16:06:00","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=469221"},"modified":"2026-02-11T05:33:32","modified_gmt":"2026-02-11T05:33:32","slug":"ulster-bank-child-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/ulster-bank-child-account-review","title":{"rendered":"Ulster Bank children\u2019s bank account review"},"content":{"rendered":"<style>\n#user-review-promo { display: none; position: fixed; height: 100vh; width: 100vw; background: rgba(255, 255, 255, 1); top: 0; left: 0; z-index: 79; }\n#user-review-promo-content { position: absolute; top: 50%; transform: translate(-50%, -50%); padding: 10px; max-width: 40em; text-align: center; left: 50%; width: 100%; }\n#user-review-promo-element { font-size: 1.2em; }\n#user-review-promo-rating-stars { display: flex; flex-direction: row-reverse; justify-content: center; font-size: 2em; color: #9e9e9e; }\n#user-review-promo-rating-stars span { font-size: 2.3rem; 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min-height: 100px;\"><\/textarea>\n<\/div>\n<div id=\"user-review-promo-user\">\n<div class=\"luna-form__group\"><div class=\"luna-form__field\"><label class=\"luna-label required\" style=\"display: none;\">Your Name<\/label><input id=\"user-review-promo-name\" class=\"luna-input\" type=\"text\" placeholder=\"Your Name (Required)\" required=\"\" style=\"width: 100%\"><\/div><\/div>\n<div class=\"luna-form__group\"><div class=\"luna-form__field\"><label class=\"luna-label required\" style=\"display: none;\">Email<\/label><input id=\"user-review-promo-email\" class=\"luna-input\" type=\"text\" placeholder=\"Your Email (Required)\" required=\"\" style=\"width: 100%;\"><div id=\"user-promo-email-field-error\" style=\"font-size: .8em; margin-top: .5em; margin-bottom: 0\"><\/div><\/div><\/div>\n<div id=\"optin\" class=\"luna-form__group text-left\"><div class=\"luna-form__field\"><div class=\"luna-form__selectionGroup\"><div class=\"luna-form__selection\"><input class=\"luna-checkbox\" type=\"checkbox\" id=\"check-1c\" name=\"checkGroup\" aria-describedby=\"check-error-1c\"><label class=\"luna-label\" for=\"check-1c\">\n<div style=\"font-size: 18px;\">Sign up for expert money tips + the chance to win \u00a3100!<\/div>\n<div style=\"font-size: 14px;\">By signing up you agree to receive emails from Finder and to the <a href=\"https:\/\/www.finder.com\/uk\/privacy-policy\">privacy policy<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\">terms &amp; 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}\nwindow.ga('send', 'event', 'ukfin email signup floater', 'signed up', null, undefined, { nonInteraction: false });\n}\n\n\n<\/script>There are many reasons why it\u2019s worth opening a bank account for your child when they are young. Perhaps one of the biggest is that it can teach them good financial habits from an early age, helping to set them up for success in the future. 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class=\\\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\\\" title=\\\"Apply now for the Airwallex Multi-Currency Business Account\\\"\\u003E        Go to site    \\u003C\/a\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/business-banking\/airwallex-business-account-review\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about Airwallex Multi-Currency Business Account\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E\\u003C\/a\\u003E\\n                                                            \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" 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class=\\\"finder-score-container\\\"\\u003E\\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukfsa-cur-kids')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E8.7\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003EGreat\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/business-banking\/tide-review\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003ETide Business Bank Account (Free)\\u003C\/a\\u003E\\u003C\/span\\u003E\\u003Cdiv class=\\\"gx-badge\\\"\\u003E\\u003Cspan class=\\\"gx-badge__body generic-badge__body hasPopover\\\" data-content=\\\"\\\" data-html=\\\"true\\\"\\u003E\\u003Cspan class=\\\"badge-text\\\"\\u003EOffer\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003C\/div\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                    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class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003EGreat\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\n                                                                  \\u003C\/div\\u003E\\n                                  \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                rounded-bottom-left\\n                                                             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                                         \\u003C\/div\\u003E\\n                                  \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                rounded-bottom-right\\n                                                                                                                                                 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                                                       \\n                        \\n                                    \\n                                                            \\n                                                                                                \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                            \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n              \\u003Cstyle\\u003E  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }\\u003C\/style\\u003E  \\u003Ca target=\\\"_blank\\\" rel=\\\"sponsored\\\" href=\\\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/tide-business-free-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22childrensDeafult%22%2C%22category_id%22%3A%228cdd5b71-04b8-420e-8d5f-a60b78fcd0c7%22%2C%22category_name%22%3A%22businessppc%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794499637%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22Tide%2BBusiness%2BBank%2BAccount%2B%2528Free%2529%22%2C%22product_id%22%3A%226abe9bd8-73b6-4ebc-a0f4-1a438605ba04%22%2C%22offer_id%22%3A%2212472%22%2C%22niche_code%22%3A%22UKFSA-CUR%22%2C%22post_id%22%3A%22469221%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fulster-bank-child-account-review%22%2C%22post_country%22%3A%22uk%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\\\" title=\\\"Apply now for the Tide Business Bank Account (Free)\\\"\\u003E        Go to site    \\u003C\/a\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/business-banking\/tide-review\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about Tide Business Bank Account (Free)\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E\\u003C\/a\\u003E\\n                                                            \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000006-6abe9bd8-73b6-4ebc-a0f4-1a438605ba04\\\" value=\\\"6abe9bd8-73b6-4ebc-a0f4-1a438605ba04\\\" name=\\\"productID\\\" _productname=\\\" 8.7Great                            Tide Business Bank Account (Free)Offer            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":8.7,\\\"badges\\\":[],\\\"productId\\\":\\\"6abe9bd8-73b6-4ebc-a0f4-1a438605ba04\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000006-6abe9bd8-73b6-4ebc-a0f4-1a438605ba04\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\\n\\n                                                                                                                                                    \\n                        \\n                  \\n      \\n      \\u003Ctr data-product-id=\\\"f45c3378-f5b1-4764-a759-19dfabc2e0b8\\\" data-provider-id=\\\"9a6f2149-3d31-4773-afb0-5e54d6ddac12\\\" data-product-name=\\\"Revolut Business Account (Basic)\\\" data-provider-name=\\\"Revolut\\\" class=\\\"grid-column-count-4  mobile-column-count-3 mobile-row-count-8  js-comparison-table__row  \\\"\\u003E\\n        \\u003Ctd class=\\\"comparison-table__name combined-column-header   f1-clarity-header\\\"\\u003E\\n                                                          \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/business-banking\/revolut-business-review\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\"\\u003E\\u003Cimg border=\\\"0\\\" src=\\\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\\\" data-src=\\\"https:\/\/www.finder.com\/niche-builder\/66ffbae58795c.png\\\" alt=\\\"Revolut logo\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/66ffbae58795c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66ffbae58795c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66ffbae58795c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66ffbae58795c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66ffbae58795c.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003C\/a\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukfsa-cur-kids')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E8.7\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003EGreat\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/business-banking\/revolut-business-review\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003ERevolut Business Account (Basic)\\u003C\/a\\u003E\\u003C\/span\\u003E\\u003Cdiv class=\\\"gx-badge\\\"\\u003E\\u003Cspan class=\\\"gx-badge__body generic-badge__body hasPopover\\\" data-content=\\\"\\\" data-html=\\\"true\\\"\\u003E\\u003Cspan class=\\\"badge-text\\\"\\u003EOffer\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003C\/div\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                            first-row\\n                                                                                                                        default-sort-descending\\\" data-mobile=\\\"hide\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text,ukfsa-cur.product.datapoint_finder_score_v2_kids_m\\\"\\u003E\\n                                    \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Finder Score\\\"\\u003E\\n                                                  \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukfsa-cur-kids')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E8.7\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003EGreat\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\n                                                                  \\u003C\/div\\u003E\\n                                  \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                rounded-bottom-left\\n                                                                                                                                                                                                                            \\\" data-sortvalue=\\\"0\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text,ukfsa-cur.value.ukfsa_cur_if_empty_0_percent\\\"\\u003E\\n                                    \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Interest (AER)\\\"\\u003E\\n                                                  0%\\n                                                                  \\u003C\/div\\u003E\\n                                  \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                  bottom-order-3\\n                                                                                \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text\\\"\\u003E\\n                                    \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Minimum eligibility age\\\"\\u003E\\n                                                  \\n                                                                  \\u003C\/div\\u003E\\n                                  \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                rounded-bottom-right\\n                                                                                                                                                                                                                                                                                                     sorter-false\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text,global.value.datapoint_uk_na_if_empty_or_zero\\\"\\u003E\\n                                    \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Maximum eligibility age\\\"\\u003E\\n                                                  N\/A\\n                                                                  \\u003C\/div\\u003E\\n                                  \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                                                                                \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"6\\\" data-decorator=\\\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\\\"\\u003E\\n                                    \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative example\\\"\\u003E\\n                                                  Account fee of &pound;10 per month.\\n                                                                  \\u003C\/div\\u003E\\n                                  \\u003C\/td\\u003E\\n                                                              \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                            \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n              \\u003Cstyle\\u003E  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }\\u003C\/style\\u003E  \\u003Ca target=\\\"_blank\\\" rel=\\\"sponsored\\\" href=\\\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/revolutbusinessaccount-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22childrensDeafult%22%2C%22category_id%22%3A%228cdd5b71-04b8-420e-8d5f-a60b78fcd0c7%22%2C%22category_name%22%3A%22businessppc%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794499637%22%2C%22position%22%3A%223%22%2C%22product_name%22%3A%22Revolut%2BBusiness%2BAccount%2B%2528Basic%2529%22%2C%22product_id%22%3A%22f45c3378-f5b1-4764-a759-19dfabc2e0b8%22%2C%22offer_id%22%3A%2221366%22%2C%22niche_code%22%3A%22UKFSA-CUR%22%2C%22post_id%22%3A%22469221%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%252Fulster-bank-child-account-review%22%2C%22post_country%22%3A%22uk%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\\\" title=\\\"Apply now for the Revolut Business Account (Basic)\\\"\\u003E        Go to site    \\u003C\/a\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/business-banking\/revolut-business-review\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about Revolut Business Account (Basic)\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E\\u003C\/a\\u003E\\n                                                            \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000006-f45c3378-f5b1-4764-a759-19dfabc2e0b8\\\" 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subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"YES PLEASE\",\"abortText\":\"NO THANKS\",\"copyText\":\"\",\"termsText\":\"T&Cs apply\",\"logoUrl\":\"https:\/\/www.finder.com.au\/niche-builder\/61a62557c642b.png\",\"nicheCode\":\"UKFSA-CUR\",\"value\":\"200\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\/\/www.finder.com\/uk\/business-banking\/finder-airwallex-promotion-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":\"10\",\"partnerRewardValue\":null}}},\"rewardsCampaignNames\":\"ukfsa_bus_airwallex_200\"},\"loyaltyRewardsParams\":{\"campaignName\":null,\"flow\":null,\"showBanner\":false,\"isLoggedIn\":null},\"noResultsIntroText\":\"\",\"topPicksHtml\":\"\",\"totalProductCount\":13,\"pageSize\":3,\"productCount\":12,\"nextOffset\":3,\"prevOffset\":0},\"infobox\":[{\"request\":{\"site\":\"UKFSA-CUR\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"484a98bb-b2bf-4b5d-92fc-7ec390eac169,6abe9bd8-73b6-4ebc-a0f4-1a438605ba04,f45c3378-f5b1-4764-a759-19dfabc2e0b8\",\"fieldset\":\"alternative_products\"},\"response\":[]},{\"request\":{\"site\":\"UKFSA-CUR\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"484a98bb-b2bf-4b5d-92fc-7ec390eac169,6abe9bd8-73b6-4ebc-a0f4-1a438605ba04,f45c3378-f5b1-4764-a759-19dfabc2e0b8\",\"fieldset\":\"compareInfobox\"},\"response\":[{\"title\":\"Account fees\",\"values\":[\"&pound;0\",\"&pound;0\",\"&pound;10 per month\"]},{\"title\":\"Debit network\",\"values\":[\"\",\"Mastercard\",\"\"]},{\"title\":\"Arranged overdraft available\",\"values\":[\"\",\"\\u003Csvg class=\\\"luna-icon luna-icon--error luna-icon--small\\\"\\u003E\\u003Cuse xmlns:xlink=\\\"http:\/\/www.w3.org\/1999\/xlink\\\" xlink:href=\\\"#close\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E\",\"\\u003Csvg class=\\\"luna-icon luna-icon--error luna-icon--small\\\"\\u003E\\u003Cuse xmlns:xlink=\\\"http:\/\/www.w3.org\/1999\/xlink\\\" xlink:href=\\\"#close\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E\"]},{\"title\":\"Currency conversion charge for Europe (EEA)\",\"values\":[\"\",\"\",\"\"]},{\"title\":\"Currency conversion withdrawal for overseas cash withdrawal in Europe (EEA) \",\"values\":[\"\",\"\",\"\"]},{\"title\":\"Currency conversion withdrawal for overseas cash withdrawal in non-Europe (EEA) \",\"values\":[\"\",\"\",\"\"]},{\"title\":\"Currency conversion charge for non-Europe (EEA)\",\"values\":[\"\",\"\",\"\"]},{\"title\":\"Current account switch guarantee\",\"values\":[\"\",\"\",\"\"]},{\"title\":\"Direct debit fee\",\"values\":[\"&pound;0\",\"&pound;0.20\",\"\"]}]}]}<\/script><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-067444ea-67d5-4e8f-938b-9a85dbcea20d\">1 of 1 result<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated daily<\/span><\/a><\/span><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-mobile-compare=\"true\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFSA-CUR\" data-site=\"UKFSA-CUR\" data-table-id=\"2416\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFSA-CUR\",\"fieldset\":\"childrensDeafult\",\"template\":\"comparison\",\"category_id\":\"067444ea-67d5-4e8f-938b-9a85dbcea20d\",\"category_name\":\"ulster-childrens\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1794499636}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfsa-cur\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"1\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"d5f7f41bb273c9841f6b82a5746f6581713af304abdd54c70b4f704a4bc0bb1b\" data-table-record-type=\"product\" data-table-record-ids='[\"595e3137-1497-4442-969d-af7e2bea8f20\"]' data-total-data=\"1\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"1\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.DATAPOINT_FINDER_SCORE_V2_KIDS_M\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.MONEYFACTS.INCREDIT1_RATE1_AER\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"interest\">\n                                                        Interest (AER)\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.MONEYFACTS.ELIGIBILITY_AGEMINTXT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"minimum_eligibility_age\">\n                                                        Minimum eligibility age\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th class=\"comparison-table__feature  sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"maximum_eligibility_age\">\n                                                        Maximum eligibility age\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_KEY_BENEFITS_MF_PLAIN\" class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"incentive\">\n                                                        Incentive\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_REP_EX\" class=\"comparison-table__feature comparison-table__feature--longtext tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"representative_example\">\n                                                        Representative example\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"595e3137-1497-4442-969d-af7e2bea8f20\" data-provider-id=\"6baba2c8-d91a-47c5-bf6a-c3e12580b90f\" data-product-name=\"Ulster Bank Adapt Account\" data-provider-name=\"Ulster Bank\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/ulster-bank-current-accounts-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6374d72f3524d.png\" alt=\"Ulster Bank logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6374d72f3524d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6374d72f3524d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6374d72f3524d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6374d72f3524d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6374d72f3524d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/ulster-bank-current-accounts-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Ulster Bank Adapt Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_kids_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"1.6\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsa_cur_if_empty_0_percent\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                                                  1.6%\n                                                                  <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"11\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum eligibility age\">\n                                                  11\n                                                                  <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                     sorter-false\" data-sortvalue=\"17\" data-column-index=\"4\" data-decorator=\"text,global.value.datapoint_uk_na_if_empty_or_zero\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Maximum eligibility age\">\n                                                  17\n                                                                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }<\/style><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/ulster-bank-current-accounts-review\" class=\"comparison-table__more-button\" title=\"Read more about Ulster Bank Adapt Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-595e3137-1497-4442-969d-af7e2bea8f20\" value=\"595e3137-1497-4442-969d-af7e2bea8f20\" name=\"productID\" _productname=\" 8.5Great                            Ulster Bank Adapt Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.5,\"badges\":[],\"productId\":\"595e3137-1497-4442-969d-af7e2bea8f20\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-595e3137-1497-4442-969d-af7e2bea8f20\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer hide-comparison-table__paginationContainer\"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"\">Load More<\/button><div class=\"js-show-more-data_count-067444ea-67d5-4e8f-938b-9a85dbcea20d comparison-table__dataCount\">Showing\n\t\t\t1\n\t\t\tof\n\t\t\t1\n\t\t\tresult\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFSA-CUR\" data-rewards-component=\"compare-products\"><\/div><div class=\"product-modal\"><section class=\"luna-modal is-invisible\" aria-hidden=\"false\" role=\"dialog\" id=\"alternative-products-modal\" aria-labelledby=\"alternative-products-modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\"><div class=\"luna-modal__content\"><button class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\"><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#x\"><\/use><\/svg><\/button><div class=\"luna-modal__body\" id=\"modal-content\"><div class=\"luna-modal__wrapper\"><div class=\"modal-heading\" id=\"alternative-products-modal-heading\">Compare other products<\/div><div class=\"cta-modal__body\"><p class=\"cta-modal__intro-text cta-modal__intro-text--active-cta\" style=\"display: none;\">Looking for other options? Check out these similar products.<\/p><div class=\"cta-modal__cards-container\"><\/div><span class=\"cta-modal__popover table-popover\" rel=\"popover\" data-placement=\"top\" data-content=\"This list shows products with some similar features to the one you selected. It is not a recommendation or suggestion to purchase any product. Always check details and get independent advice to make sure any product suits your own needs before applying.\">How we picked these<\/span><\/div><\/div><\/div><\/div><\/section><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for bank accounts<\/h3>\n\n<p>To make comparing even easier we came up with the <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">Finder Score<\/a>. Fees, features and customer service across 20+ of the most popular banks are all weighted and scaled to produce a score out of 10. The higher the score the better the account \u2013 simple.<\/p>\n\n<a class=\"luna-button luna-button--primary has-margin-bottom\" href=\"https:\/\/www.finder.com\/uk\/digital-banking\/banking-apps-ratings-methodology\">Read the full methodology<\/a><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>What type of child accounts does Ulster Bank offer?<\/h3><p>When considering which account to open for your child, you\u2019ll need to think about whether you want a prepaid card, a current account or a savings account. Ulster Bank isn\u2019t currently offering children\u2019s savings accounts, but does have a child\u2019s current account and a prepaid card.<\/p><p>Here\u2019s what Ulster Bank has to offer:<\/p><ul><li><strong>Current account.<\/strong> Ulster Bank offers one current account designed for 11- to 17-year-olds. There is no monthly fee for the account and it comes with a contactless debit card for purchases and cash withdrawals. Direct debits can be set up on the account and you can manage your finances via the app.<\/li><li><strong>Pocket money app and prepaid card.<\/strong> As Ulster Bank is part of the NatWest Group, you can also sign up to the NatWest Rooster Money pocket money app. This comes with a prepaid debit card for kids aged 6 and above. The subscription is usually \u00a30 a month, but if you\u2019re an Ulster Bank customer, the fee is waived. The app gives parents the opportunity to set spending limits, view the account and get real-time alerts each time their child spends. You can also create custom pots to help your kids save. <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/roostermoney-review\">Read our full review on Rooster Money<\/a>.<\/li><\/ul><h3>How to open a child account with Ulster Bank<\/h3><p>How you open a child account with Ulster Bank will depend on the account. More specifically: <\/p><ul><li><strong>Current account.<\/strong> Children aged 11 to 15 must have a parent with them to open the account online and the parent must be an existing current account holder. Children aged 16 to 17 can open the account themselves.<\/li><li><strong>Pocket money app.<\/strong> You can sign up to Rooster Money online and you\u2019ll also need to download the app.<\/li><\/ul><h3>Documents needed to open an account<\/h3><p>To open an account with Ulster Bank, you will need to provide a few documents and details:<\/p><ul><li><strong>Current account.<\/strong> You\u2019ll need your child\u2019s ID, such as a passport, as well as their current address and contact information. If your child is over the age of 16 and they have the relevant ID they can open the account themselves online.<\/li><li><strong>Pocket money app.<\/strong> You will need to provide details such as your full name and address and date of birth. These details are then matched against public records and credit reference agency databases. If the details can\u2019t be matched, you will need to upload photos of 2 documents to verify your identity.<\/li><\/ul><h3>Is Ulster Bank safe?<\/h3><p>Ulster Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA. That means eligible deposits in its current account are protected by the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">Financial Services Compensation Scheme<\/a> (FSCS) up to \u00a3120,000 per person.<\/p><p>If you\u2019re signing up for Rooster Money, note that this is not a bank so there will be no FSCS protection. However, it is licensed by the FCA to deal in electronic money and keeps all client funds in a segregated account. <\/p><h3>Pros and cons of Ulster Bank child accounts<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Good range of accounts to choose from<\/li>\n                                    <li>Accounts can be managed via an app<\/li>\n                                    <li>Adapt current account has no monthly fee<\/li>\n                                    <li>Easy to open<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Parents will need to be an existing customer to open a kids' current account<\/li>\n                                    <li>Currently not offering kids' savings accounts<\/li>\n                                    <li>Fees may apply for Rooster Money<\/li>\n                                    <li>No FSCS protection for Rooster Money<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Our verdict: Is a child\u2019s account from Ulster Bank worth it?<\/h3><p>Whether you\u2019re looking for a straightforward current account, or a pocket money app and prepaid card to help keep track of your kids\u2019 spending, Ulster Bank is certainly worth considering. However, it\u2019s important that you check the eligibility requirements carefully as they vary depending on the account, and remember that if you are not already a NatWest Group customer, you\u2019ll have to pay a monthly fee if you opt for Rooster Money. Also keep in mind that if you want to open a savings account for your child, you\u2019ll need to look elsewhere.<\/p>                                    \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                    \n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Are children's accounts taxable?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Yes, they are. However, it\u2019s unlikely that most children will pay any tax. This is because they get a personal savings allowance each tax year, just like adults do \u2013 this is the amount they can earn in a year without paying tax. The children\u2019s personal savings allowance for 2025\/26 is \u00a312,570.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Can I withdraw money with these accounts?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Yes. You can withdraw money from the current account and pocket money app by using the card that comes with them. <\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Our \u201cBest for\u201d picks highlight top options in specific categories based on our independent evaluation (see our <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">full methodology<\/a>), while \u201cPromoted\u201d tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Find out more about the children\u2019s accounts available from Ulster Bank.<\/p>\n","protected":false},"author":1047,"featured_media":469240,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"ulster bank children\u2019s bank account","_yoast_wpseo_title":"Ulster Bank children\u2019s bank account review %%sep%% %%sitename%%","_yoast_wpseo_metadesc":"We take a closer look at the children\u2019s bank accounts from Ulster Bank to see if they could work for you.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2025-10-07 12:15:33\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We fact checked our guide to ensure it is up to date and accurate.\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[121401],"tags":[],"asset_tag":[],"class_list":["post-469221","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-childrens-banking"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - 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