{"id":467878,"date":"2022-10-31T15:06:07","date_gmt":"2022-10-31T15:06:07","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=467878"},"modified":"2025-11-28T11:37:34","modified_gmt":"2025-11-28T11:37:34","slug":"gohenry-vs-nimbl","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/gohenry-vs-nimbl","title":{"rendered":"GoHenry vs nimbl (with a \u00a320 pocket money bonus!)"},"content":{"rendered":"

GoHenry<\/a> is an online app and prepaid card that was founded by a group of parents in 2012. It aims to give financial independence to children but also lets parents maintain an element of control over their kids\u2019 spending. Similarly, nimbl<\/a> is an app and prepaid card that gives parents the tools to teach their children about money. <\/p>

GoHenry's \u00a320 pocket money bonus for new accounts<\/h3>\nGoHenry is currently offering a \u00a320 pocket money bonus when you open a new children's account, making it a strong sign-up incentive compared with any other provider. Use the code AFFFDR220<\/strong> to get a \u00a320 pocket money bonus when opening a new account. \n
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\nClaim offer<\/a>

Vital statistics<\/h3>
\n \n
Provider<\/th><\/td><\/td><\/tr>
Finder score<\/th>9.4<\/span><\/span>Excellent<\/span><\/span><\/td>8.8<\/span><\/span>Great<\/span><\/span><\/td><\/tr>
Customer satisfaction survey<\/th>4.1 <\/span>
\u2605\u2605\u2605\u2605\u2605<\/div><\/td>
3.2 <\/span>
\u2605\u2605\u2605\u2605\u2605<\/div><\/td><\/tr>
Age range<\/th>6-18<\/td>6-18<\/td><\/tr>
App for parents<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
App for kids<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Network<\/th>VISA<\/td>Mastercard<\/td><\/tr>
FSCS protected<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Find out more<\/th>
Go to site<\/a>
Read review<\/a><\/div><\/td>
Go to site<\/a>
Read review<\/a><\/div><\/td><\/tr>\n <\/tbody>\n <\/table><\/div>

Both GoHenry and nimbl are financial tools designed for kids. Both offer a parent\u2019s account and a child\u2019s account that can be managed via an app, and both come with a prepaid card. With GoHenry, you\u2019ll get a prepaid Visa debit card that can be customised by choosing from more than 45 designs, while nimbl comes with a prepaid Mastercard debit card in the standard colours of black and purple. Because these are prepaid cards, it\u2019s only possible to spend the amount that\u2019s on them. This means your kids can\u2019t get into debt with either provider. <\/p>

With both GoHenry and nimbl, kids and parents can monitor their spending via the app. GoHenry\u2019s app is tailored to your child\u2019s age. Parents also have a companion app so that they can track their kids\u2019 progress, set spending limits and get real-time spend notifications. Similarly, with nimbl, parents can top up their child\u2019s card through the app and monitor how and where the money is being spent. They\u2019ll also be able to set up daily or monthly spending limits and spending blocks.<\/p>

Neither GoHenry nor nimbl are banks, which means your money will not be protected by the Financial Services Compensation Scheme<\/a>. This covers up to \u00a3120,000 per person if a provider goes bust. Instead, as GoHenry and nimbl are e-money products, your cash will be held in segregated accounts, which means you should still get your money back if either company ceases trading.<\/p>

In our independent 2025 Customer Satisfaction Awards<\/a>, GoHenry scored 4.1 out of 5 stars, with 88% of users saying they would recommend the service. In comparison, nimbl scored 3.2 out of 5 stars, with 70% of users saying they would recommend it.<\/p>

Round 1: Account features<\/h3>
\n \n
Provider<\/th><\/td><\/td><\/tr>
How many child accounts<\/th>4<\/span><\/td>4<\/span><\/td><\/tr>
Can non-parents gift money to child's account<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Customised card available<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Maximum daily ATM withdrawal limit<\/th>\u00a3120<\/td>\u00a3250<\/td><\/tr>
Make regular pocket money payments<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Web portal (desktop access)<\/th><\/use><\/svg><\/td><\/use><\/svg><\/td><\/tr>
Find out more<\/th>
Go to site<\/a>
Read review<\/a><\/div><\/td>
Go to site<\/a>
Read review<\/a><\/div><\/td><\/tr>\n <\/tbody>\n <\/table><\/div>

GoHenry and nimbl both allow parents to make automatic regular pocket money contributions, and other family members can give money too. With GoHenry, relatives and friends can create their own GoHenry account to send money to the child\u2019s account at any time, or they can send money to the child\u2019s card via Giftlinks. Similarly, with nimbl, relatives and friends can transfer money straight onto a child\u2019s card. <\/p>

If you want to open more than one child\u2019s account with either provider, both GoHenry and nimbl allow you to open up to 4 accounts per household. GoHenry has a range of cards and they can be customised, while nimbl has a few different colour options.<\/p>

ATM withdrawals are also permitted with both the GoHenry and nimbl cards. However, GoHenry restricts the withdrawal limit to \u00a3120 a day, while nimbl has a higher limit of \u00a3250 a day.<\/p>